12 C.F.R. § 1024.1
Designation
This part, known as Regulation X, is issued by the Bureau of Consumer Financial Protection to implement the Real Estate Settlement Procedures Act of 1974, as amended, 12 U.S.C. 2601 et. seq.
Notes of Decisions
Cited in 59
cases (36 in the last 5 years), 2015–2026 · leading case: Bennett v. Bank of Am., N.A., 126 F. Supp. 3d 871 (E.D. Ky. 2015).
Bennett v. Bank of Am., N.A., 126 F. Supp. 3d 871 (E.D. Ky. 2015). “12 C.F.R. § 1024.1 . RESPA’s definition of whose letters qualify as QWRs is broader than the definition in Regulation X.”
Rachel Landau v. Roundpoint Mortg. Servicing Corp., 925 F.3d 1365 (11th Cir. 2019). “41 (g) of Regulation X, 12 C.F.R. § 1024.1 , et seq. , promulgated under the Real Estate Settlement Procedures Act, 12 U.”
Thomas v. Seterus Inc. (In re Thomas), 554 B.R. 512 (Bankr. M.D. Ala. 2016). “, and with Regulation X of the Bureau of Consumer Financial Protection (“Regulation X”), 12 C.F.R. §§ 1024.1 et seq. As relevant to this case, RESPA provides that “[a] servicer may not impose any charge on any borrower for force-placed insurance with respect to any property…”
McGahey v. Fed. Nat'l Mortg. Ass'n, 266 F. Supp. 3d 421 (D. Me. 2017). “See 12 C.F.R. § 1024.1 ; see also Arthur B. Axelson & Heather C.”
Coppola v. Wells Fargo Bank, N.A. (In re Coppola), 596 B.R. 140 (Bankr. D.N.J. 2018). “§ 2601 through § 2617, and its implementing regulations at 12 C.F.R. § 1024.1 through § 1024.41 (and Appendices) ("Regulation X") (effective on January 10, 2014).”
Oconee Fed. Sav. & Loan Ass'n v. Brown Et Al., 831 S.E.2d 222 (Ga. Ct. App. 2019). “It asserts that the Browns have not shown a violation of RESPA arising from the request for information under that statute, that none of the statutory early intervention or loss mitigation requirements apply because Oconee Federal qualifies as a "small servicer" under the…”
Bohringer v. Bayview Loan Servicing, LLC, 141 F. Supp. 3d 1229 (S.D. Fla. 2015). “, and Regulation X, 12 C.F.R. section 1024.1 et seq., required it to send the May 21 Letter in response to Plaintiffs’ inquiry.”
In re Kolnberger, 603 B.R. 253 (Bankr. E.D.N.Y. 2019). “Much of RESPA is implemented under the regulations promulgated by the Consumer Financial Protection Bureau ("CFPB"), and known as Regulation X ("Reg X"), found at 12 C.F.R. §§ 1024.1 - 1024.41. Within these regulations, Subpart C is specifically directed to mortgage servicers,…”
Timothy D. Willson v. Bank of Am., N.A., 684 F. App'x 897 (11th Cir. 2017). “See 12 C.F.R. § 1024.1 . He alleged violations of Regulation X during a foreclosure action brought against his property in Florida state court.”
Cooper v. Fay Servicing, LLC, 115 F. Supp. 3d 900 (S.D. Ohio 2015). “35 (b)(ll) for violation of 12 C.F.R. § 1024.1 (c).” Defendant sent an email acknowledging receipt of the Notice on-February 23, 2015.”
Ditech Fin., L.L.C. v. Akers, 2018 Ohio 2874 (Ohio Ct. App. 2018). “12 C.F.R. § 1024.1 . This provision reads, in its relevant parts, as follows: (a) Enforcement and limitations.”
Wilmington Sav. Fund Soc'y v. Choi, 2021 IL App (2d) 200218-U (Ill. App. Ct. 2021). “(West 2012)); (9) violation of RESPA and RESPA regulations ( 12 C.F.R. § 1024.1 et seq. (2012)); (10) breach of the Fiduciary Obligations Act (760 ILCS 65/0.”
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