12 C.F.R. § 226.27

Language of disclosures

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Disclosures required by this regulation may be made in a language other than English, provided that the disclosures are made available in English upon the consumer's request. This requirement for providing English disclosures on request does not apply to advertisements subject to §§ 226.16 and 226.24.

[66 FR 17339, Mar. 30, 2001]

Notes of Decisions

Cited in 1 case, 2002–2002 · leading case: EquiCredit Corp. v. Turcios, 300 A.D.2d 344 (N.Y. App. Div. 2002).

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EquiCredit Corp. v. Turcios, 300 A.D.2d 344 (N.Y. App. Div. 2002). “While TILA disclosures “may” be made in a language other than English (12 CFR 226.27 [emphasis added]), there is no basis in law for requiring that TILA disclosures under 15 USC § 1638 made to borrowers who read, write, and speak only Spanish, should be made in Spanish, to…”

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