Fla. Stat. » 627
Florida Statutes

Fla. Stat. § 627.415 (2025)

Charter, bylaw provisions.

✓ 2025 Florida Statutes — current through the 2025 Regular Session
Find cases: SyfertCases citing this section FL-LEGleg.state.fl.us JustiaFla. Statutes CornellLII Search CasesGoogle Scholar
627.415 Charter, bylaw provisions.—No policy shall contain any provision purporting to make any portion of the charter, bylaws, or other constituent document of the insurer (other than the subscribers’ agreement or power of attorney of a reciprocal insurer) a part of the contract unless such portion is set forth in full in the policy. Any policy provision in violation of this section is invalid.
History.—s. 464, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 377, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318.
Notes of Decisions
Cited in 5 cases, 2007–2015 · leading case: QBE Ins. Corp. v. Chalfonte Condo. Apt. Ass'n, 94 So. 3d 541 (Fla. 2012).
Sort: Relevance Newest Treatment
QBE Ins. Corp. v. Chalfonte Condo. Apt. Ass'n, 94 So. 3d 541 (Fla. 2012). “§ 627.415 (“Any policy provision in violation of this section [about charter, bylaw provisions] is invalid.”
James R. Allen v. United Servs. Auto. Ass'n, 790 F.3d 1274 (11th Cir. 2015). “…document of the insurer ... a part of the contract unless such portion is set forth in full in the policy.” Fla. Stat. § 627.415 .”
Chalfonte Condo. Apt. Ass'n v. QBE Ins., 526 F. Supp. 2d 1251 (S.D. Fla. 2007). “”); Section 627.415 (stating that “[a]ny policy provision in violation of this section [about charter, bylaw provisions] is invalid.”
Vision I Homeowners Ass'n v. Aspen Specialty Ins., 643 F. Supp. 2d 1356 (S.D. Fla. 2009). “”); Section 627.415 (stating that “[a]ny policy provision in violation of this section [about charter, bylaw provisions] is invalid.”
Sciaretta v. Lincoln Nat'l Life Ins., 899 F. Supp. 2d 1318 (S.D. Fla. 2012). “418 (2011) provides: Any insurance policy, rider, or endorsement otherwise valid which contains any condition or provision not in compliance with the requirements of this code shall not be thereby rendered invalid, except as provided in section 627.415, but shall be construed…”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.

This Florida statute resource is curated by this site's author, a Jacksonville, Florida personal injury and workers' compensation attorney (Florida Bar No. 39104). Attorney Syfert regularly handles Chapter 627 matters in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.