The 2023 Florida Statutes (including Special Session C)

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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F.S. 627.415

627.415 Charter, bylaw provisions.—No policy shall contain any provision purporting to make any portion of the charter, bylaws, or other constituent document of the insurer (other than the subscribers’ agreement or power of attorney of a reciprocal insurer) a part of the contract unless such portion is set forth in full in the policy. Any policy provision in violation of this section is invalid.

History.—s. 464, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 377, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318.

F.S. 627.415 on Google Scholar

F.S. 627.415 on Casetext

Amendments to 627.415

Arrestable Offenses / Crimes under Fla. Stat. 627.415

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 627.415.

Annotations, Discussions, Cases:

Cases from cite.case.law:

R. ALLEN, Z. J. A. v. USAA CASUALTY INSURANCE COMPANY, A A, 790 F.3d 1274 (11th Cir. 2015)

. . . with the requirements of this code shall not be thereby rendered invalid, except as provided in s. 627.415 . . . Florida Statutes § 627.415 is inapplicable here. . . . Stat. § 627.415. . . .

CHALFONTE CONDOMINIUM APARTMENT ASSOCIATION, INC. v. QBE INSURANCE CORPORATION, v. QBE v. QBE, 695 F.3d 1215 (11th Cir. 2012)

. . . . § 627.415 (“Any policy provision in violation of this section [about charter, bylaw provisions] is . . . with the requirements of this code shall not be thereby rendered invalid, except as provided in s. 627.415 . . .

QBE INSURANCE CORPORATION, v. CHALFONTE CONDOMINIUM APARTMENT ASSOCIATION, INC., 94 So. 3d 541 (Fla. 2012)

A. SCIARETTA, a k a v. LINCOLN NATIONAL LIFE INSURANCE COMPANY, v., 899 F. Supp. 2d 1318 (S.D. Fla. 2012)

. . . the requirements of this code shall not be thereby rendered invalid, except as provided in section 627.415 . . .

EL- AD ENCLAVE AT MIRAMAR CONDOMINIUM ASSOCIATION, INC. v. MT. HAWLEY INSURANCE COMPANY,, 752 F. Supp. 2d 1282 (S.D. Fla. 2010)

. . . See, e.g., §§ 627.6474 (“[a]ny contract provision that violates this section is void”), 627.415 (“[a] . . .

UNITED AUTOMOBILE INSURANCE COMPANY, v. SALGADO,, 22 So. 3d 594 (Fla. Dist. Ct. App. 2009)

. . . transportation insurance, except ss. 627.409, 627.420, and 627.428. (4) Title insurance, except ss. 627.406, 627.415 . . .

VISION I HOMEOWNERS ASSOCIATION, INC. a v. ASPEN SPECIALTY INSURANCE COMPANY, a, 643 F. Supp. 2d 1356 (S.D. Fla. 2009)

. . . .”); Section 627.415 (stating that “[a]ny policy provision in violation of this section [about charter . . . with the requirements of this code shall not be thereby rendered invalid, except as provided in s. 627.415 . . .

ESSEX INSURANCE COMPANY, v. ZOTA,, 607 F. Supp. 2d 1340 (S.D. Fla. 2009)

. . . with the requirements of this code shall not be thereby rendered invalid, except as provided in s. 627.415 . . .

CHALFONTE CONDOMINIUM APARTMENT ASSOCIATION, INC. v. QBE INSURANCE CORPORATION,, 526 F. Supp. 2d 1251 (S.D. Fla. 2007)

. . . .”); Section 627.415 (stating that “[a]ny policy provision in violation of this section [about charter . . . compliance with the requirements of this code shall not be thereby rendered invalid, except as provided in s.627.415 . . .

PERKINS, v. A. PERKINS DRYWALL A. PERKINS DRYWALL, v. CIGNA PROPERTY AND CASUALTY COMPANIES,, 615 So. 2d 187 (Fla. Dist. Ct. App. 1993)

. . . transportation insurance, except ss. 627.409, 627.420, and 627.428. (4) Title insurance, except ss. 627.406, 627.415 . . .