Florida Statutes

Fla. Stat. § 674.404 (2025)

Bank not obliged to pay check more than 6 months old.

✓ 2025 Florida Statutes — current through the 2025 Regular Session

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674.404 Bank not obliged to pay check more than 6 months old.—A bank is under no obligation to a customer having a checking account to pay a check, other than a certified check, which is presented more than 6 months after its date; but it may charge its customer’s account for a payment made thereafter in good faith.

History.—s. 1, ch. 65-254; s. 41, ch. 92-82.

Note.—s. 4-404, U.C.C.; supersedes s. 659.31.

Notes of Decisions

Cited in 2 cases, 2005–2012 · leading case: AmSouth Bank v. Tice, 923 So. 2d 1060 (Ala. 2005).

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AmSouth Bank v. Tice, 923 So. 2d 1060 (Ala. 2005). · cites it 5× “Before the summary judgment in favor of Manheim's was made final, Tice filed a third-party complaint against AmSouth, alleging, *1063 among other things, negligence and wantonness under Alabama common law and violations of Florida's version of the Uniform Commercial Code ("the…”

Braden Furniture Co. v. Union State Bank, 109 So. 3d 625 (Ala. 2012). “( West 1993 ) (providing a bank’s liability to a customer for wrongful dishonor), and § 674.404, Fla. Stat. Ann. ( West 1993 ) (providing that a bank is not obliged to pay a check more than six months old).”

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