Iowa Code

Iowa Code § 654.7 (2026)

Overplus

✓ current as of July 2026

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If there is an overplus remaining after satisfying the mortgage and costs, and if there is no other lien upon the property, such overplus shall be paid to the mortgagor. [C51, §2089; R60, §3666; C73, §3324; C97, §4291; C24, 27, 31, 35, 39, §12378; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §654.7]

Notes of Decisions

Cited in 5 cases (1 in the last 5 years), 1982–2023 · leading case: Farmers Prod. Credit Ass'n v. McFarland, 374 N.W.2d 654 (Iowa 1985).

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Farmers Prod. Credit Ass'n v. McFarland, 374 N.W.2d 654 (Iowa 1985). · cites it 4× “See Iowa Code § 654.7 (disposal of over-plus "if there is no other lien upon the property"); § 654.”

Slade v. M.L.E. Inv. Co., 566 N.W.2d 503 (Iowa 1997). · cites it 2× “Because the Clark Street property was sold at the sheriffs sale for less than the amount of the judgment against Slade, there was no overplus required to be paid to Slade under Iowa Code section 654.7. Thus, Slade’s rights to the Clark Street property and any proceeds from the…”

First Fed. Sav. & Loan Ass'n of Storm Lake v. Blass, 316 N.W.2d 411 (Iowa 1982). · cites it 6× “On February 5, 1980, the trial court entered an order determining that under sections 654.7 and 654.9, The Code, Simplot did not have a judgment lien superior to the liens of all other lienholders, and that the doctrine of laches did not bar such lienholders from asserting their…”

First Fed. Sav. & Loan Ass'n v. Blass, 316 N.W.2d 411 (Iowa 1982). · cites it 6× “On February 5, 1980, the trial court entered an order determining that under sections 654.7 and 654.9, The Code, Simplot did not have a judgment lien superior to the liens of all other lienholders, and that the doctrine of laches did not bar such lienholders from asserting their…”

U.S. Bank v. Cassady (Iowa Ct. App. 2023). · cites it 3× “Iowa Code § 654.7 . Any remaining surplus goes to the junior liens according to priority.”

Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.