Minn. Stat. » CHAPTER 581. MORTGAGES; FORECLOSURE BY ACTION
Minnesota Statutes

Minn. Stat. § 581.10 (2026)

Redemption By Mortgagor, Creditor

✓ current as of May 2026
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The mortgagor, or those claiming under the mortgagor, within the time specified in section 580.23 or 582.032, whichever applies, after the date of the order of confirmation, may redeem the premises sold, or any separate portion thereof, by paying the amount bid therefor, with interest thereon from the time of sale at the rate stated in the certificate of sale or, if no rate is provided in the certificate of sale, at the rate of six percent per annum, together with any further sum which may be payable pursuant to sections 582.03 and 582.031. Creditors having a lien may redeem in the order and manner specified in section 580.24.

Notes of Decisions
Cited in 11 cases, 1971–2015 · leading case: Minnwest Bank Cent. v. Flagship Props. LLC, 689 N.W.2d 295 (Minn. Ct. App. 2004).
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Minnwest Bank Cent. v. Flagship Props. LLC, 689 N.W.2d 295 (Minn. Ct. App. 2004). · cites it 4× “within the time specified [for postsale redemption], after the date of the order of confirmation, may redeem the premises sold, or any separate portion thereof, by paying the amount bid therefor, with interest thereon from the time of sale at the rate provided to be paid on the…”
Norwest Bank Hastings Nat'l Ass'n v. Franzmeier, 355 N.W.2d 431 (Minn. Ct. App. 1984). · cites it 7× “Minn.Stat. § 581.10 (1982) (emphasis supplied).”
Stepnes v. Ritschel, 663 F.3d 952 (8th Cir. 2011). “See Minn.Stat. § 581.10 (governing redemption of mortgages).”
Nichols v. L & O, INC., 196 N.W.2d 465 (Minn. 1972). · cites it 4× “See, §§ 581.10 and 580.24. This redemption inured to the benefit of the mechanics lienholders who had bid in the vendor’s interest at the execution sale.”
City of St. Paul ex rel. Hous. & Redevelopment Auth. v. St. Anthony Flats Ltd. P'ship, 517 N.W.2d 58 (Minn. Ct. App. 1994). · cites it 2× “But Minn. Stat. § 581.10 (1992) provides for creditor redemption after foreclosure by action "in the order and manner specified in section 580.”
J.I. Case Credit Corp. v. Kangas (In Re Kangas), 46 B.R. 102 (Bankr. D. Minn. 1985). “1983) and § 581.10 (1945 and supp. 1983). The foreclosure sale purchaser obtains legal title to the land upon purchase at the foreclosure sale.”
Resolution Trust Corp. v. Indep. Mortg. Servs., Inc., 519 N.W.2d 478 (Minn. Ct. App. 1994). · cites it 2× “See Minn.Stat. § 581.10 (1992) • (mortgagor may redeem the premises within time specified from the date of the order of confirmation).”
First Nat'l Bank in Winnebago v. Boler, 190 N.W.2d 94 (Minn. 1971). · cites it 3× “Appellant Winnebago Farmers Elevator Company, a first judgment creditor, contends that if its notice of intention to redeem is filed with the clerk of district court within 1 year and 5 days from the date of the order confirming sale, then there has been compliance with §…”
Ryan v. Comm'r, 54 T.C.M. 1503 (Tax Ct. 1988). “10 , Alotel, PDR, and Loftsgaarden, first, and the Holaseks, second, had 6 months from the date of the sheriff's sale to redeem the property to the extent of their interests. Neither Alotel, PDR, Loftsgaarden nor the Holaseks redeemed the property.”
Prime Sec. Bank v. A&G Investments, Inc. (Minn. Ct. App. 2015). · cites it 4× “25 (2014); see Minn. Stat. § 581.10 (2014) (directing lienholders under foreclosure by action to refer to the time requirements of Minn.”
In Re the Petition of Crablex, Inc., 762 N.W.2d 247 (Minn. Ct. App. 2009). · cites it 2× “Minn.Stat. § 581.10 (2008); see also Grant S.”
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