Nevada Revised Statutes

Nev. Rev. Stat. § 598C.130 (2026)

Disclosures to consumer regarding consumer report

✓ current as of July 2026
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NRS 598C.130  Disclosures to consumer regarding consumer report.  Upon request and information sufficient to identify a consumer, a reporting agency shall:

      1.  Clearly and accurately disclose to the consumer the nature and substance of the consumer report in its files which relates to him or her at the time of the request, and disclose the names of the institutional sources of information. If the consumer requests, the reporting agency shall provide a readable copy of the consumer report.

      2.  Disclose the name of each person who has received from the reporting agency information concerning him or her:

      (a) Within the preceding 2 years for purposes of employment, promotion, reassignment or retention as an employee; or

      (b) Within the preceding 6 months for any other purpose.

      (Added to NRS by 1993, 2461)

     

Notes of Decisions
Cited in 8 cases, 2019–2020 · leading case: Calvillo v. Experian Info. Solutions, Inc (D. Nev. 2020).
Calvillo v. Experian Info. Solutions, Inc (D. Nev. 2020). · cites it 15× “11 Thus, these documents fall under the doctrine of incorporation by reference, and I may consider 12 them in determining Experian’s dismissal motion without converting the motion into one for 13 summary judgment.”
Slyzko v. Ditech Fin. Servs., LLC (D. Nev. 2020). · cites it 11× “Failure-to-disclose claims under FCRA § 1681g and NRS § 598C.130 17 FCRA § 1681g(a) requires a consumer reporting agency to, “upon [the] request” of a 18 consumer who furnishes proper identification, “clearly and accurately” disclose six categories of 19 information.”
Mintun v. Equifax Info. Servs., LLC (D. Nev. 2020). · cites it 8× “Discussion 7 Mintun alleges that Experian violated three different sections of the FCRA (§§ 1681e, 8 1681g, 1681i) and one section of Nevada’s consumer-reporting scheme (NRS § 598C.130). She 9 also alleges that these violations constitute deceptive trade practices under Nevada…”
Steinmetz v. Am. Honda Fin. (D. Nev. 2020). · cites it 4× “22 Steinmetz alternatively alleges that if Experian does not store its behavioral data itself 23 then Experian violated § 1681g(a)(3) and NRS § 598C.130, which require a CRA to disclose the 1 names of all persons who procured a consumer report, because Experian did not disclose…”
Diaz v. Chase (D. Nev. 2020). · cites it 4× “”); Nev. Rev. Stat. § 598C.130 (“Upon 13 request .”
Steinmetz v. Am. Honda Fin. (D. Nev. 2019). · cites it 3× “” 4 Steinmetz also scatters various accusations that Equifax violated NRS §§ 598C.130, 5 598C.160, 598.0915(5), 598.”
Woodward v. Equifax Info. Servs., LLC (D. Nev. 2020). · cites it 2× “4 Woodward alternatively alleges that if Experian does not store its behavioral data itself 5 then Experian violated § 1681g(a)(3) and Nevada Revised Statutes § 598C.130—which require a 6 CRA to disclose the names of all persons who procured a consumer report within an allotted…”
Wilson v. Equifax Info. Servs., LLC (D. Nev. 2020). “§ 1681g and NRS 598C.130 12 Section 1681g requires in part that “every consumer reporting agency shall, upon request 13 .”
— Nev. Rev. Stat. § 598C.130(1) — 4 cases
Calvillo v. Experian Info. Solutions, Inc (D. Nev. 2020). “11 Thus, these documents fall under the doctrine of incorporation by reference, and I may consider 12 them in determining Experian’s dismissal motion without converting the motion into one for 13 summary judgment.”
Slyzko v. Ditech Fin. Servs., LLC (D. Nev. 2020). “Failure-to-disclose claims under FCRA § 1681g and NRS § 598C.130 17 FCRA § 1681g(a) requires a consumer reporting agency to, “upon [the] request” of a 18 consumer who furnishes proper identification, “clearly and accurately” disclose six categories of 19 information.”
Steinmetz v. Am. Honda Fin. (D. Nev. 2020). “22 Steinmetz alternatively alleges that if Experian does not store its behavioral data itself 23 then Experian violated § 1681g(a)(3) and NRS § 598C.130, which require a CRA to disclose the 1 names of all persons who procured a consumer report, because Experian did not disclose…”
Woodward v. Equifax Info. Servs., LLC (D. Nev. 2020). “4 Woodward alternatively alleges that if Experian does not store its behavioral data itself 5 then Experian violated § 1681g(a)(3) and Nevada Revised Statutes § 598C.130—which require a 6 CRA to disclose the names of all persons who procured a consumer report within an allotted…”
— Nev. Rev. Stat. § 598C.130(2)(b) — 3 cases
Calvillo v. Experian Info. Solutions, Inc (D. Nev. 2020). “11 Thus, these documents fall under the doctrine of incorporation by reference, and I may consider 12 them in determining Experian’s dismissal motion without converting the motion into one for 13 summary judgment.”
Slyzko v. Ditech Fin. Servs., LLC (D. Nev. 2020). “Failure-to-disclose claims under FCRA § 1681g and NRS § 598C.130 17 FCRA § 1681g(a) requires a consumer reporting agency to, “upon [the] request” of a 18 consumer who furnishes proper identification, “clearly and accurately” disclose six categories of 19 information.”
Mintun v. Equifax Info. Servs., LLC (D. Nev. 2020). “Discussion 7 Mintun alleges that Experian violated three different sections of the FCRA (§§ 1681e, 8 1681g, 1681i) and one section of Nevada’s consumer-reporting scheme (NRS § 598C.130). She 9 also alleges that these violations constitute deceptive trade practices under Nevada…”
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