NRS
598C.160 Duties of reporting agency when consumer disputes accuracy of
information in its files.
1. If a consumer disputes the accuracy of
any information in the files of a reporting agency which relates to him or her,
and the reporting agency is made aware of the dispute by him or her, the
reporting agency shall, within 5 business days after becoming aware of the
dispute, notify any institutional sources of the information and, as soon as is
reasonably possible but not later than 30 days, complete a reinvestigation of
the accuracy of the information unless the dispute is determined by the
reporting agency to be frivolous or irrelevant.
2. If the reporting agency concludes that
the dispute is frivolous or irrelevant, it shall so notify the consumer. If it
determines that the information is incorrect or can no longer be verified, it
shall correct its files accordingly and notify the consumer.
3. No information deleted pursuant to this
section may be reinserted unless:
(a) The person furnishing the information uses
reasonable procedures to ensure the maximum possible accuracy of the
information; and
(b) The reporting agency notifies the consumer
within 5 business days after the reinsertion and offers him or her the
opportunity to add to its file his or her own brief statement disputing or
adding to the information.
(Added to NRS by 1993,
2462)
Notes of Decisions
Henry v. Dovenmuehle Mortg. (D. Nev. 2020).
· cites it 12× “) 8 In Plaintiff’s Second Set of Claims, Plaintiff alleges that Defendant failed to conduct 9 a reasonable investigation into his Dovenmuehle account (violating §§ 1681i(a)-(b), 10 1681e(b), and 1681s-2(b), and NRS § 598C.160), and failed to maintain reasonable 11 procedures to…”
Ashcraft v. Welk Resort Grp., Corp. (D. Nev. 2021).
· cites it 12× “NRS 598C.160 14 NRS 598C.160(1) provides that “[i]f a consumer disputes the accuracy of any 15 information in the files of a reporting agency” that relates to him and notifies the agency of the 16 dispute, the agency must, “within 5 business days of becoming aware of the…”
Clay (D. Nev. 2025).
· cites it 6× “20 Plaintiff had a credit account with Discover Bank that was closed as of October 31, 2022. (ECF 21 No. 1 ¶ 19). Discover Bank filed a 1099-C with the Internal Revenue Service for tax year 2022, 22 indicating it is no longer attempting to collect the remaining alleged debt.”
Wilson v. Equifax Info. Servs., LLC (D. Nev. 2020).
· cites it 5× “§§ 1681i and NRS 598C.160. Experian indicated that it had 28 received and responded to the dispute letter but explained to Plaintiff that she would have to “refer 1 to [her] credit report for update.”
Steinmetz v. Am. Honda Fin. (D. Nev. 2019).
· cites it 2× “Steinmetz’s claims under §§ 1681e(b) and 1681i and NRS 598C.160: inaccuracy 12 The court turns first to plaintiff’s allegations that Experian reported inaccurate 13 information under §§ 1681e(b) and 1681i of the FCRA and NRS 598C.”
Davis v. Carrington Mortg. Servs., LLC (D. Nev. 2020).
· cites it 2× “Accordingly, Experian argues that it was not obligated under § 1681i 11 or Nevada Revised Statutes § 598C.160 to reinvestigate the accuracy of whether the account was 12 included in Davis’s bankruptcy.”
Steinmetz v. LexisNexis (D. Nev. 2020).
· cites it 2× “§§1681i and 1681s-2(b) and Section 598C.160 6 of the Nevada Revised Statutes (“NRS”).”
— Nev. Rev. Stat. § 598C.160(1) — 1 case
Ashcraft v. Welk Resort Grp., Corp. (D. Nev. 2021).
“NRS 598C.160 14 NRS 598C.160(1) provides that “[i]f a consumer disputes the accuracy of any 15 information in the files of a reporting agency” that relates to him and notifies the agency of the 16 dispute, the agency must, “within 5 business days of becoming aware of the…”
— Nev. Rev. Stat. § 598C.160(2) — 2 cases
Henry v. Dovenmuehle Mortg. (D. Nev. 2020).
“) 8 In Plaintiff’s Second Set of Claims, Plaintiff alleges that Defendant failed to conduct 9 a reasonable investigation into his Dovenmuehle account (violating §§ 1681i(a)-(b), 10 1681e(b), and 1681s-2(b), and NRS § 598C.160), and failed to maintain reasonable 11 procedures to…”
Ashcraft v. Welk Resort Grp., Corp. (D. Nev. 2021).
“NRS 598C.160 14 NRS 598C.160(1) provides that “[i]f a consumer disputes the accuracy of any 15 information in the files of a reporting agency” that relates to him and notifies the agency of the 16 dispute, the agency must, “within 5 business days of becoming aware of the…”
— Nev. Rev. Stat. § 598C.160(3)(a) — 1 case
Ashcraft v. Welk Resort Grp., Corp. (D. Nev. 2021).
“NRS 598C.160 14 NRS 598C.160(1) provides that “[i]f a consumer disputes the accuracy of any 15 information in the files of a reporting agency” that relates to him and notifies the agency of the 16 dispute, the agency must, “within 5 business days of becoming aware of the…”
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