Nev. Rev. Stat. » NRS: CHAPTER 686A - TRADE PRACTICES AND FRAUDS; FINANCING OF PREMIUMS
Nevada Revised Statutes

Nev. Rev. Stat. § 686A.015 (2026)

Jurisdiction of Commissioner; Commissioner required to establish program to investigate unfair and deceptive trade practices

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NRS 686A.015  Jurisdiction of Commissioner; Commissioner required to establish program to investigate unfair and deceptive trade practices.

      1.  Notwithstanding any other provision of law, the Commissioner has exclusive jurisdiction in regulating the subject of trade practices in the business of insurance in this state.

      2.  The Commissioner shall establish a program within the Division to investigate any act or practice which constitutes an unfair or deceptive trade practice in violation of the provisions of NRS 686A.010 to 686A.310, inclusive.

      (Added to NRS by 1975, 1284; A 1995, 2698; 2023, 18)

     

Notes of Decisions
Cited in 8 cases (5 in the last 5 years), 1979–2025 · leading case: Allstate Ins. v. Thorpe, 170 P.3d 989 (Nev. 2007).
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Allstate Ins. v. Thorpe, 170 P.3d 989 (Nev. 2007). “Additionally, NRS 686A.015(1) grants the Insurance Commissioner “exclusive jurisdiction in regulating the subject of trade practices in the business of insurance in this state.”
Forsyth v. Humana, Inc., 827 F. Supp. 1498 (D. Nev. 1993). “§ 686A.015. This, combined with the fact that the Nevada legislature specifically identified fraud on the part of the insured and not by the insurer as a possible predicate act under N.”
Ambassador Ins. Corp. v. Feldman, 598 P.2d 630 (Nev. 1979). “This argument is without merit. The insurance commissioner is without authority to award damages caused by defamation; the commissioner’s powers are limited to the regulation of insurance trade practices.”
Karen v. United Servs. Auto. Ass'n, No. 2:24-cv-02089 (D. Nev. July 22, 2025). · cites it 4× “23 at 7 15 (citing Nev. Rev. Stat. § 686A.015). 16 Although I am inclined to agree that the statute’s private right of action means that 17 parties need not exhaust administrative remedies with the Nevada Department of Insurance,3 I 18 do not address exhaustion because the…”
Morris v. GEICO Cas. Co., No. 2:20-cv-00764 (D. Nev. Sept. 30, 2021). · cites it 2× “STAT § 686A.015 gives 7 exclusive jurisdiction of any claims arising under 686A.”
Rowe v. Las Vegas Metro. Police Dep't, No. 2:21-cv-00724 (D. Nev. Feb. 4, 2022). · cites it 2× “§ 686A.015(1). 21 39 Id. § 686A.015(2). 40 Id.”
Hwang v. Redwood Fire & Cas. Ins. Co., 714 F. Supp. 3d 1280 (D. Nev. 2024). · cites it 2× “Its fifth cause of action alleges a breach of “statutory duties” in general and conclusory 21 22 2 While Redwood does not argue that Sapporo Group lacks subject-matter jurisdiction to bring a claim under NRS § 686A.015, “a court may raise the question of subject matter…”
Iovino v. AmTrust Fin. Servs., Inc., No. 2:22-cv-01974 (D. Nev. Mar. 13, 2025). “18 §§ 686A.015; 686A.310(2); Meehan v. State Farm Mut.”
Nev. Rev. Stat. § 686A.015(1): 3 cases
Allstate Ins. v. Thorpe, 170 P.3d 989 (Nev. 2007). “Additionally, NRS 686A.015(1) grants the Insurance Commissioner “exclusive jurisdiction in regulating the subject of trade practices in the business of insurance in this state.”
Karen v. United Servs. Auto. Ass'n, No. 2:24-cv-02089 (D. Nev. July 22, 2025). “23 at 7 15 (citing Nev. Rev. Stat. § 686A.015). 16 Although I am inclined to agree that the statute’s private right of action means that 17 parties need not exhaust administrative remedies with the Nevada Department of Insurance,3 I 18 do not address exhaustion because the…”
Rowe v. Las Vegas Metro. Police Dep't, No. 2:21-cv-00724 (D. Nev. Feb. 4, 2022). “§ 686A.015(1). 21 39 Id. § 686A.015(2). 40 Id.”
Nev. Rev. Stat. § 686A.015(2): 1 case
Rowe v. Las Vegas Metro. Police Dep't, No. 2:21-cv-00724 (D. Nev. Feb. 4, 2022). “§ 686A.015(1). 21 39 Id. § 686A.015(2). 40 Id.”
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