Texas Codes

Tex. Ins. Code § 462.004 (2026)

General Definitions

✓ current as of May 2026

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Sec. 462.004. GENERAL DEFINITIONS. In this chapter:

(1) "Affiliate" means a person who, directly or indirectly, through one or more intermediaries, controls, is controlled by, or is under common control with an impaired insurer on December 31 of the year preceding the date the insurer becomes an impaired insurer.

(2) "Association" means the Texas Property and Casualty Insurance Guaranty Association.

(3) "Board" means the board of directors of the association.

(4) "Claimant" means an insured making a first-party claim or a person instituting a liability claim.

(5) "Impaired insurer" means a member insurer that is subject to a final, nonappealable order of liquidation that includes a finding of insolvency issued by a court of competent jurisdiction in this state or in the insurer's state of domicile.

(6) "Member insurer" means an insurer, including a stock insurance company, a mutual insurance company, a Lloyd's plan, a reciprocal or interinsurance exchange, and a county mutual insurance company, that:

(A) writes any kind of insurance to which this chapter applies under Sections 462.007 and 462.008, including reciprocal or interinsurance exchange contracts; and

(B) holds a certificate of authority to engage in the business of insurance in this state.

(7) "Person" means an individual, corporation, partnership, association, or voluntary organization.

Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 1, eff. April 1, 2007.

Amended by:

Acts 2019, 86th Leg., R.S., Ch. 343 (S.B. 1063), Sec. 1, eff. September 1, 2019.

Notes of Decisions

Cited in 15 cases, 2007–2011 · leading case: Lamar Homes, Inc. v. Mid-Continent Cas. Co., 242 S.W.3d 1 (Tex. 2007).

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Lamar Homes, Inc. v. Mid-Continent Cas. Co., 242 S.W.3d 1 (Tex. 2007). “See Tex. Ins.Code §§ 462.004(4), 462.201, 462.”

Texas Prop. & Cas. Ins. Guar. Ass'n v. Brooks, 269 S.W.3d 645 (Tex. App. 2008). · cites it 2× “See Tex. Ins.Code Ann. § 462.004(5) (West 2008) (defining "impaired insurer").”

Campos v. Texas Prop. & Cas. Ins. Guar. Ass'n for Reliance Nat'l Indem. Co., 282 S.W.3d 226 (Tex. App. 2009). “Tex. Ins.Code Ann. § 462.004(5) (West 2008).”

Nautilus Ins. v. Int'l House of Pancakes, Inc., 622 F. Supp. 2d 470 (S.D. Tex. 2009). · cites it 2× “” Tex. Ins.Code § 462.004(4). In Lamar Homes, the Texas Supreme Court held that the Prompt Payment Statute’s penalty and attorneys’ fee provision, § 542.”

John H. Carney & Assocs. v. Texas Prop. & Cas. Ins. Guar. Ass'n, 354 S.W.3d 843 (Tex. App. 2011). “Laws 252 , 264 (repealed 2005) (current version at Tex. Ins.Code Ann. § 462.003 (West 2009)).”

Samuel Campos v. Texas Prop. & Cas. Ins. Guar. Ass'n for Reliance Nat'l Indem. Co., an Impaired Carrier (Tex. App. 2008). “Tex. Ins. Code Ann. § 462.004 (5) (West 2008).”

Texas Prop. & Cas. Ins. Guar. Ass'n for Petrosurance Cas. Co., Impaired Insurer v. Randy Brooks (Tex. App. 2008). “See Tex. Ins. Code Ann. § 462.004 (5) (West 2008) (defining “impaired insurer”).”

Texas Prop. & Cas. Ins. Guar. Ass'n for Petrosurance Cas. Co., Impaired Insurer v. Randy Brooks (Tex. App. 2008). “See Tex. Ins. Code Ann. § 462.004 (5) (West 2008) (defining "impaired insurer").”

Samuel Campos v. Texas Prop. & Cas. Ins. Guar. Ass'n for Reliance Nat'l Indem. Co., an Impaired Carrier (Tex. App. 2009). “Tex. Ins. Code Ann. § 462.004 (5) (West 2008).”

Texas Prop. & Cas. Ins. Guar. Ass'n for Petrosurance Cas. Co., an Impaired Insurer v. Randy Brooks (Tex. App. 2011). “On a previous appeal to this Court, we reversed a trial court order granting summary judgment in Brooks’s favor on the course and scope of employment issue, id. at 653 , after which the case proceeded to trial before a jury.”

Show all 15 citing cases →

— Tex. Ins. Code § 462.004(4) — 3 cases

Lamar Homes, Inc. v. Mid-Continent Cas. Co., 242 S.W.3d 1 (Tex. 2007). “See Tex. Ins.Code §§ 462.004(4), 462.201, 462.”

Nautilus Ins. v. Int'l House of Pancakes, Inc., 622 F. Supp. 2d 470 (S.D. Tex. 2009). “” Tex. Ins.Code § 462.004(4). In Lamar Homes, the Texas Supreme Court held that the Prompt Payment Statute’s penalty and attorneys’ fee provision, § 542.”

John H. Carney & Assocs. v. Texas Prop. & Cas. Ins. Guar. Ass'n, 354 S.W.3d 843 (Tex. App. 2011). “Laws 252 , 264 (repealed 2005) (current version at Tex. Ins.Code Ann. § 462.003 (West 2009)).”

— Tex. Ins. Code § 462.004(5) — 2 cases

Texas Prop. & Cas. Ins. Guar. Ass'n v. Brooks, 269 S.W.3d 645 (Tex. App. 2008). “See Tex. Ins.Code Ann. § 462.004(5) (West 2008) (defining "impaired insurer").”

Campos v. Texas Prop. & Cas. Ins. Guar. Ass'n for Reliance Nat'l Indem. Co., 282 S.W.3d 226 (Tex. App. 2009). “Tex. Ins.Code Ann. § 462.004(5) (West 2008).”

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