Tex. Codes » Insurance Code · TITLE 4. REGULATION OF SOLVENCY · SUBTITLE D. GUARANTY ASSOCIATIONS · CHAPTER 462. TEXAS PROPERTY AND CASUALTY INSURANCE GUARANTY ASSOCIATION
Texas Codes

Tex. Ins. Code § 462.213 (2026)

Amount Of Individual Covered Claim; Limit

✓ current as of May 2026
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Sec. 462.213. AMOUNT OF INDIVIDUAL COVERED CLAIM; LIMIT. (a) Except as provided by Subsection (b) and Section 462.252, an individual covered claim may not exceed $300,000.

(b) The association shall pay the full amount of a covered claim arising out of a workers' compensation claim made under a workers' compensation insurance policy.

(c) For purposes of this section, an individual covered claim includes any derivative claims by more than one person that arise from the same occurrence. The claims shall be considered collectively as a single claim under this chapter.

Added by Acts 2005, 79th Leg., Ch. 727 (H.B. 2017), Sec. 1, eff. April 1, 2007.

Notes of Decisions
Cited in 8 cases, 2008–2011 · leading case: John H. Carney & Assocs. v. Texas Prop. & Cas. Ins. Guar. Ass'n, 354 S.W.3d 843 (Tex. App. 2011).
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John H. Carney & Assocs. v. Texas Prop. & Cas. Ins. Guar. Ass'n, 354 S.W.3d 843 (Tex. App. 2011). · cites it 2× “("Individual covered claims (including any and all derivative claims by more than one person which arise from the same occurrence, which shall be considered collectively as a single claim under this Act) shall be limited to $300,000, except that the association shall pay the…”
Campos v. Texas Prop. & Cas. Ins. Guar. Ass'n for Reliance Nat'l Indem. Co., 282 S.W.3d 226 (Tex. App. 2009). “See Tex. Ins.Code Ann. § 462.213(b) (West *230 2008).”
John H. Carney & Assocs. v. Texas Prop. & Cas. Ins. Guar. Ass'n (Tex. App. 2011). · cites it 2× “") (current version at Tex. Ins. Code Ann. § 462.213 ). 18. Article 21.”
John H. Carney & Assocs. v. Texas Prop. & Cas. Ins. Guar. Ass'n (Tex. App. 2011). · cites it 2× “”) (current version at Tex. Ins. Code Ann. § 462.213 ). 11 rule is that the right to sue for money damages is a chose in action, which is a property right that can be assigned unless assignment is prohibited by statute or is contrary to public policy.”
Samuel Campos v. Texas Prop. & Cas. Ins. Guar. Ass'n for Reliance Nat'l Indem. Co., an Impaired Carrier (Tex. App. 2008). “See Tex. Ins. Code Ann. § 462.213 (b) (West 2008).”
Samuel Campos v. Texas Prop. & Cas. Ins. Guar. Ass'n for Reliance Nat'l Indem. Co., an Impaired Carrier (Tex. App. 2008). “See Tex. Ins. Code Ann. § 462.213 (b) (West 2008).”
Samuel Campos v. Texas Prop. & Cas. Ins. Guar. Ass'n for Reliance Nat'l Indem. Co., an Impaired Carrier (Tex. App. 2009). “See Tex. Ins. Code Ann. § 462.213 (b) (West 2008).”
Samuel Campos v. Texas Prop. & Cas. Ins. Guar. Ass'n for Reliance Nat'l Indem. Co., an Impaired Carrier (Tex. App. 2009). “See Tex. Ins. Code Ann. § 462.213 (b) (West 2008).”
— Tex. Ins. Code § 462.213(b) — 1 case
Campos v. Texas Prop. & Cas. Ins. Guar. Ass'n for Reliance Nat'l Indem. Co., 282 S.W.3d 226 (Tex. App. 2009). “See Tex. Ins.Code Ann. § 462.213(b) (West *230 2008).”
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