Va. Code » Title 59.1. Trade and Commerce » Chapter 17. Virginia Consumer Protection Act
Virginia Code

Va. Code Ann. § 59.1-199 (2026)

Exclusions

✓ current as of May 2026
Find cases: SyfertCases citing this section VA-LISlaw.lis.virginia.gov JustiaTitle on Justia CornellLII Search CasesGoogle Scholar

Nothing in this chapter shall apply to:

1. Any aspect of a consumer transaction which aspect is authorized under laws or regulations of the Commonwealth or the United States, or the formal advisory opinions of any regulatory body or official of the Commonwealth or the United States.

2. Acts done by the publisher, owner, agent, or employee of a newspaper, periodical, or radio or television station, or other advertising media such as outdoor advertising and advertising agencies, in the publication or dissemination of an advertisement in violation of § 59.1-200, unless it be proved that such person knew that the advertisement was of a character prohibited by § 59.1-200.

3. Those aspects of a consumer transaction that are regulated by the Federal Consumer Credit Protection Act, 15 U.S.C. § 1601 et seq.

4. Banks, savings institutions, credit unions, small loan companies, public service corporations, mortgage lenders as defined in § 6.2-1600, broker-dealers as defined in § 13.1-501, gas suppliers as defined in subsection E of § 56-235.8, and insurance companies regulated and supervised by the State Corporation Commission or a comparable federal regulating body.

5. Any aspect of a consumer transaction that is subject to the Virginia Residential Landlord and Tenant Act (§ 55.1-1200 et seq.) or Chapter 14 (§ 55.1-1400 et seq.) of Title 55.1, unless the act or practice of a landlord constitutes a misrepresentation or fraudulent act or practice under § 59.1-200.

6. Real estate licensees who are licensed under Chapter 21 (§ 54.1-2100 et seq.) of Title 54.1, unless the act or practice of the licensee constitutes a violation of law under the Unfair Real Estate Service Agreement Act (§ 55.1-3200 et seq.).

7. Residential home sales between natural persons involving the seller's private residence.

1977, c. 635; 1987, c. 464; 1994, c. 400; 1995, c. 703; 1996, cc. 61, 77, 179; 1999, c. 494; 2000, cc. 691, 706; 2023, c. 452; 2024, cc. 328, 362.

Notes of Decisions
Cited in 51 cases (7 in the last 5 years), 1985–2026 · leading case: Manassas Autocars, Inc. v. Couth, 645 S.E.2d 443 (Va. 2007).
Sort: Relevance Newest Treatment
Manassas Autocars, Inc. v. Couth, 645 S.E.2d 443 (Va. 2007). · cites it 8× “" Manassas argued that the advertisement complied with the regulation and, because acts "authorized under laws or regulations of this Commonwealth" are excluded from the VCPA under Code § 59.1-199(A), the Couches could not pursue a claim under the VCPA based on the advertisement.”
Valley Acceptance Corp. v. Glasby, 337 S.E.2d 291 (Va. 1985). · cites it 8× “In its appeal from the judgment in the Glasby case, Valley further contends that there was no basis for the award of attorney's fees against it under the Virginia Consumer Protection Act of 1977, Code § 59.1-199(C). The trial court awarded $250.”
Humphrey v. Leewood Healthcare Ctr., 73 Va. Cir. 346 (Fairfax Cir. Ct. 2007). · cites it 9× “The defendants next argue that the plaintiff’s VCPA claim should be dismissed because it is barred by Va. Code § 59.1-199(A). That statute provides that the VCPA does not apply to: Any aspect of a consumer transaction which aspect is authorized under laws or regulations of this…”
Nigh v. Koons Buick Pontiac GMC, Inc., 143 F. Supp. 2d 535 (E.D. Va. 2001). · cites it 3× “CODE §§ 59.1-199(A), (C) (stating that VCPA does not apply to aspects of consumer transactions regulated by the Federal Consumer Credit Protection Act [the formal title of the Truth in Lending Act]); Hodges, C.”
Ball v. Takeda Pharm. Am., Inc., 963 F. Supp. 2d 497 (E.D. Va. 2013). · cites it 3× “” Va.Code § 59.1-199(A). Ali v. Allergan USA Inc.”
Daughtry v. Gray's Body Shop, Inc., 79 Va. Cir. 539 (Norfolk Cir. Ct. 2009). · cites it 9× “Effect of Virginia Code § 59.1-199 The second issue is whether Virginia Code provision § 59.”
McCaulley v. Purdue Pharma, L.P., 172 F. Supp. 2d 803 (W.D. Va. 2001). · cites it 4× “” Va.Code Ann. § 59.1-199(A). Because the health care profession is so carefully regulated by the laws of Virginia, the defendants assert that the VCPA does not apply to health care providers.”
Feeley v. Total Realty Mgmt., 660 F. Supp. 2d 700 (E.D. Va. 2009). · cites it 2× “Va.Code Ann. § 59.1-199(D). Plaintiffs have failed to assert claims under the VCPA, and such claims would be untenable against the banks in this litigation.”
Graham v. RRR, LLC, 202 F. Supp. 2d 483 (E.D. Va. 2002). · cites it 3× “See Va. Code § 59.1-199(C)(“Nothing in this chapter shall apply to .”
Virginia Poindexter v. Mercedes-Benz Credit, 792 F.3d 406 (4th Cir. 2015). “” Va. Code § 59.1-199(D); id. § 6.2-1600. The district court granted MBCC summary 'judgment on this claim because “MBCC functioned as a mortgage lender, thus, no VCPA can lie against [it] as a matter of law.”
Herbert McFadden v. Fed. Nat'l Mortg. Ass'n, 525 F. App'x 223 (4th Cir. 2013). · cites it 2× “Va. Code § 59.1-199(A). As we already have stated in our above discussion of the McFaddens’ quiet title claim, the appointment 6 The purpose of the VCPA is to “promote fair and ethical standards of dealings between suppliers and the consuming public.”
Hodges v. Koons Buick Pontiac GMC, Inc., 180 F. Supp. 2d 786 (E.D. Va. 2001). · cites it 3× “See Va.Code § 59.1-199(c). Accordingly, plaintiff may not premise VCPA liability on conduct concerning the terms and circumstances of defendants’ extension of credit to her.”
Show all 51 citing cases →
— Va. Code Ann. § 59.1-199(1) — 1 case
Marc Garvin v. LBAS, Inc. (Va. Ct. App. 2025).
— Va. Code Ann. § 59.1-199(3) — 1 case
Marc Garvin v. LBAS, Inc. (Va. Ct. App. 2025).
— Va. Code Ann. § 59.1-199(4) — 2 cases
Savett v. Capital One N.A. & Capital One Fin. Corp. (E.D. Va. 2024).
Marc Garvin v. LBAS, Inc. (Va. Ct. App. 2025).
— Va. Code Ann. § 59.1-199(6) — 1 case
Marc Garvin v. LBAS, Inc. (Va. Ct. App. 2025).
— Va. Code Ann. § 59.1-199(7) — 1 case
Marc Garvin v. LBAS, Inc. (Va. Ct. App. 2025).
— Va. Code Ann. § 59.1-199(A) — 15 cases
Manassas Autocars, Inc. v. Couth, 645 S.E.2d 443 (Va. 2007). “" Manassas argued that the advertisement complied with the regulation and, because acts "authorized under laws or regulations of this Commonwealth" are excluded from the VCPA under Code § 59.1-199(A), the Couches could not pursue a claim under the VCPA based on the advertisement.”
Humphrey v. Leewood Healthcare Ctr., 73 Va. Cir. 346 (Fairfax Cir. Ct. 2007). “The defendants next argue that the plaintiff’s VCPA claim should be dismissed because it is barred by Va. Code § 59.1-199(A). That statute provides that the VCPA does not apply to: Any aspect of a consumer transaction which aspect is authorized under laws or regulations of this…”
Ball v. Takeda Pharm. Am., Inc., 963 F. Supp. 2d 497 (E.D. Va. 2013). “” Va.Code § 59.1-199(A). Ali v. Allergan USA Inc.”
Herbert McFadden v. Fed. Nat'l Mortg. Ass'n, 525 F. App'x 223 (4th Cir. 2013). “Va. Code § 59.1-199(A). As we already have stated in our above discussion of the McFaddens’ quiet title claim, the appointment 6 The purpose of the VCPA is to “promote fair and ethical standards of dealings between suppliers and the consuming public.”
Nigh v. Koons Buick Pontiac GMC, Inc., 143 F. Supp. 2d 535 (E.D. Va. 2001). “CODE §§ 59.1-199(A), (C) (stating that VCPA does not apply to aspects of consumer transactions regulated by the Federal Consumer Credit Protection Act [the formal title of the Truth in Lending Act]); Hodges, C.”
— Va. Code Ann. § 59.1-199(C) — 2 cases
Valley Acceptance Corp. v. Glasby, 337 S.E.2d 291 (Va. 1985). “In its appeal from the judgment in the Glasby case, Valley further contends that there was no basis for the award of attorney's fees against it under the Virginia Consumer Protection Act of 1977, Code § 59.1-199(C). The trial court awarded $250.”
Graham v. RRR, LLC, 202 F. Supp. 2d 483 (E.D. Va. 2002). “See Va. Code § 59.1-199(C)(“Nothing in this chapter shall apply to .”
— Va. Code Ann. § 59.1-199(D) — 5 cases
Feeley v. Total Realty Mgmt., 660 F. Supp. 2d 700 (E.D. Va. 2009). “Va.Code Ann. § 59.1-199(D). Plaintiffs have failed to assert claims under the VCPA, and such claims would be untenable against the banks in this litigation.”
Virginia Poindexter v. Mercedes-Benz Credit, 792 F.3d 406 (4th Cir. 2015). “” Va. Code § 59.1-199(D); id. § 6.2-1600. The district court granted MBCC summary 'judgment on this claim because “MBCC functioned as a mortgage lender, thus, no VCPA can lie against [it] as a matter of law.”
McCaulley v. Purdue Pharma, L.P., 172 F. Supp. 2d 803 (W.D. Va. 2001). “” Va.Code Ann. § 59.1-199(A). Because the health care profession is so carefully regulated by the laws of Virginia, the defendants assert that the VCPA does not apply to health care providers.”
Adams v. Martinsville Dupont Credit Union, 573 F. Supp. 2d 103 (D.D.C. 2008).
Adams v. Cent. Fid. Bank, 38 Va. Cir. 14 (Fairfax Cir. Ct. 1995).
— Va. Code Ann. § 59.1-199(E) — 1 case
Fischer v. Belvoir Land LLC (E.D. Va. 2023).
— Va. Code Ann. § 59.1-199(F) — 3 cases
Hunter Ex Rel. Conyer v. Est. of Baecher, 905 F. Supp. 341 (E.D. Va. 1995).
Schonfeld v. Toll Bros., 51 Va. Cir. 134 (Fairfax Cir. Ct. 1999).
Seeman v. Oxfordshire, L.L.C., 83 Va. Cir. 442 (Suffolk Cir. Ct. 2011).
— Va. Code Ann. § 59.1-199(a) — 1 case
Darden v. Vinton Car Connection, Inc., 32 U.C.C. Rep. Serv. 2d (West) 437 (Roanoke County Cir. Ct. 1997).
— Va. Code Ann. § 59.1-199(c) — 3 cases
Nigh v. Koons Buick Pontiac GMC, Inc., 143 F. Supp. 2d 535 (E.D. Va. 2001). “CODE §§ 59.1-199(A), (C) (stating that VCPA does not apply to aspects of consumer transactions regulated by the Federal Consumer Credit Protection Act [the formal title of the Truth in Lending Act]); Hodges, C.”
Hodges v. Koons Buick Pontiac GMC, Inc., 180 F. Supp. 2d 786 (E.D. Va. 2001). “See Va.Code § 59.1-199(c). Accordingly, plaintiff may not premise VCPA liability on conduct concerning the terms and circumstances of defendants’ extension of credit to her.”
Blanchette v. Toll Bros., 48 Va. Cir. 386 (Fairfax Cir. Ct. 1999).
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.