Florida Statute 624.11 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXVII
INSURANCE

Chapter 624
INSURANCE CODE: ADMINISTRATION AND GENERAL PROVISIONS

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624.11 Compliance required.—

(1) No person shall transact insurance in this state, or relative to a subject of insurance resident, located, or to be performed in this state, without complying with the applicable provisions of this code.

(2) Any risk retention group organized and existing under the provisions of the Product Liability Risk Retention Act of 1981 (Pub. L. No. 97-45), which has been licensed as an insurance company and authorized to engage in the business of insurance may transact insurance in this state and shall be subject to the provisions of ss. 624.15, 624.316, 624.418, 624.421, 624.4211, 624.422, 624.509, 626.112, 626.611, 626.621, 626.7315, 626.741, 626.932, 626.938, 626.9541, 627.351, and 627.915; part I of chapter 631; and all other applicable provisions of the laws of this state. Any such group formed in another jurisdiction shall furnish to the office, upon request, a copy of any financial report submitted by the group in the licensing jurisdiction.

History.—s. 11, ch. 59-205; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 6, 15, 809(1st), ch. 82-243; s. 3, ch. 82-386; s. 20, ch. 90-119; s. 10, ch. 90-248; ss. 184, 187, 188, ch. 91-108; s. 4, ch. 91-429; s. 2, ch. 2002-206; s. 754, ch. 2003-261.

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Amendments to 624.11

Annotations, Discussions, Cases:

Cases Citing Statute 624.11

Total Results: 10

State of Florida, Department of Insurance v. National Amusement Purchasing Group, Inc., Risk Retention Service Corporation, Bel-Air Insurance Company

905 F.2d 361, 1990 U.S. App. LEXIS 11313, 1990 WL 83332

Court of Appeals for the Eleventh Circuit | Filed: Jul 9, 1990 | Docket: 508437

Cited 11 times | Published

risk retention group. See Fla.Stat. § 624.11(2) (risk retention groups, organized under the

Pastor v. Union Central Life Insurance

184 F. Supp. 2d 1301, 2002 U.S. Dist. LEXIS 2819, 2002 WL 246669

District Court, S.D. Florida | Filed: Feb 6, 2002 | Docket: 2517903

Cited 10 times | Published

insurance companies conducting business in Florida. Section 624.11(1) of the Florida Statutes provides, "No person

Kathy Johnson v. Omega Insurance Company

200 So. 3d 1207, 41 Fla. L. Weekly Supp. 415, 2016 Fla. LEXIS 2148, 2016 WL 5477795

Supreme Court of Florida | Filed: Sep 29, 2016 | Docket: 4448478

Cited 6 times | Published

State Farm acted in “bad faith” as defined in section 624.11, Florida Statutes (2006). Id. Under these counts

ALLSTATE FLORIDIAN v. Office of Ins. Reg.

981 So. 2d 617, 2008 WL 2048349

District Court of Appeal of Florida | Filed: May 14, 2008 | Docket: 1515665

Cited 4 times | Published

unfairly discriminatory insurance rates . . . " Section 624.11(1), Florida Statutes Providing that "[n]o

Amarnick v. AUTO. INS. OF HARTFORD, CONN.

643 So. 2d 1130, 1994 WL 511079

District Court of Appeal of Florida | Filed: Sep 21, 1994 | Docket: 1493152

Cited 4 times | Published

policy, policy number 210EX210015296. We agree. Section 624.11(1), Florida Statutes (1993), provides that

NAT. FED. OF RET. PERSONS v. Dept. of Ins.

553 So. 2d 1289, 1989 WL 148423

District Court of Appeal of Florida | Filed: Dec 8, 1989 | Docket: 1258976

Cited 4 times | Published

insurance without a license in violation of section 624.11, Florida Statutes (1987). SMITH, THOMPSON and

United States v. Smith Engineering & Construction Co.

240 F. Supp. 189, 1965 U.S. Dist. LEXIS 7435

District Court, N.D. Florida | Filed: Apr 7, 1965 | Docket: 66031152

Cited 2 times | Published

has put down the affirmative requirement in F.S. § 624.11, F.S.A., that: “No person shall transact insurance

MI Windows & Doors, LLC v. Liberty Mutual Fire Insurance

88 F. Supp. 3d 1326, 2015 U.S. Dist. LEXIS 20544, 2015 WL 738031

District Court, M.D. Florida | Filed: Feb 20, 2015 | Docket: 64300648

Cited 1 times | Published

usual choice-of-law rules, the plaintiffs cite Section 624.11(1), which states, "No person shall transact

State Farm Florida Insurance Co. v. Colella

95 So. 3d 891, 2012 WL 1448576, 2012 Fla. App. LEXIS 6612

District Court of Appeal of Florida | Filed: Apr 27, 2012 | Docket: 60311331

Cited 1 times | Published

Statutes (2006), and for “bad faith” under section 624.11, Florida Statutes (2006). This count describes

Shapiro v. Associated International Insurance

899 F.2d 1116, 1990 WL 42178

Court of Appeals for the Eleventh Circuit | Filed: Apr 30, 1990 | Docket: 66252937

Published

applicable provisions of this code.” Fla.Stat.Ann. § 624.11(1) (West 1984). The Code further provides: No

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. Attorney Syfert regularly works with Chapter 624 in the context of insurance disputes and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.