Oregon Revised Statutes

Or. Rev. Stat. § 801.280 (2026)

“Financial responsibility requirements.”

✓ current as of May 2026

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801.280 “Financial responsibility requirements.” “Financial responsibility requirements” means the ability to respond in damages for liability, on account of accidents arising out of the ownership, operation, maintenance or use of a motor vehicle in a manner provided under ORS 806.060. [1983 c.338 §74; 1985 c.16 §20]

Notes of Decisions

Cited in 8 cases (1 in the last 5 years), 1988–2021 · leading case: Collins v. Farmers Ins., 822 P.2d 1146 (Or. 1991).

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Collins v. Farmers Ins., 822 P.2d 1146 (Or. 1991). · cites it 4× “"(3) The agreement or indorsement [sic] required by subsection (2) of this section shall also state that the insurance provided is subject to all the provisions of the Oregon Vehicle Code relating to financial responsibility requirements as defined in ORS 801.280 or future…”

Batten v. State Farm Mut. Auto. Ins. Co., 495 P.3d 1222 (Or. 2021). “ORS 801.280 (describing Oregon’s “[f]inancial responsibility requirements” as meaning “the ability to respond in dam- ages for liability, on account of accidents arising out of the ownership, operation, maintenance or use of a motor vehi- cle” up to the minimum amounts required…”

Harlan v. Valley Ins., 875 P.2d 471 (Or. Ct. App. 1994). · cites it 2× “270 as respects bodily injury and death or property damage, or both, and is subject to all provisions of the Oregon Vehicle Code relating to financial responsibility requirements as defined in ORS 801.280 and future responsibility filings as defined under ORS 801.”

State Farm Fire & Cas. Co. v. Jones, 759 P.2d 271 (Or. 1988). “ORS 801.280 (see former 486.011(7) (1981)).”

Viking Ins. v. Petersen, 784 P.2d 437 (Or. 1989). “270 as respects bodily injury and death or property damage, or both, and is subject to all the provisions of the Oregon Vehicle Code relating to financial responsibility requirements as defined in ORS 801.280 and future responsibility filing as defined under ORS 801.”

Safeco Ins. Co. of Am. v. Am. Hardware Mut. Ins., 9 P.3d 749 (Or. Ct. App. 2000). ““(3) The agreement or indorsement required by subsection (2) of this section shall also state that the insurance provided is subject to all the provisions of the Oregon Vehicle Code relating to financial responsibility requirements as defined in ORS 801.280 or future…”

Viking Ins. Co. of Wis. v. Peterson, 771 P.2d 1022 (Or. Ct. App. 1989). “270 as respects bodily injury and death or property damage, or both, and is subject to all the provisions of the Oregon Vehicle Code relating to financial responsibility requirements as defined in ORS 801.280 and future responsibility filings as defined under ORS 801.”

Safeco Ins. v. Am. Hardware Mut. Ins., 9 P.3d 749 (Or. Ct. App. 2000). “"(3) The agreement or indorsement required by subsection (2) of this section shall also state that the insurance provided is subject to all the provisions of the Oregon Vehicle Code relating to financial responsibility requirements as defined in ORS 801.280 or future…”

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