806.270
Certificate of insurance; requirements; presumption of completeness. (1) A certificate of insurance
that is used to comply with future responsibility filing requirements under ORS
806.240 is subject to all of the following:
(a) Except as
provided by ORS 806.280, the certificate must be issued by an insurance carrier
doing business in this state.
(b) The
certificate must show that the person required to make the future
responsibility filing is covered by insurance that provides minimum coverage
necessary for payment of the schedule of payments under ORS 806.070.
(c) The
certificate must show that the person required to make the future
responsibility filing is either:
(A) Insured by a
policy meeting the requirements under ORS 806.080 that also covers all other
persons who, with the consent of the insured, use the vehicles owned by the
person making the filing; or
(B) Insured
against loss arising from liabilities imposed by law for damages arising out of
the ownership, operation, use or maintenance of motor vehicles not owned by the
person required to make the filing.
(d) The
certificate must:
(A) Include the
effective date of the certification;
(B) Contain the
policy number; and
(C) Describe all
vehicles covered by the policy unless the policy is issued with respect to all
vehicles operated by the insured.
(e) The
certificate must provide that the insurers will give the Department of
Transportation notice of any cancellation of the policy within 10 days after
the effective date of the cancellation or termination. The notice requirement
under this paragraph does not apply where the insurance is terminated under ORS
806.290.
(2) The
certificate or certificates must cover all vehicles that are registered in the
name of or operated by the person, except vehicles that are in storage and for
which the current registration plates and cards have been surrendered to the
department.
(3) Unless the
department has reason to believe otherwise, the department may presume that the
certificate covers all vehicles described in subsection (2) of this section.
(4) The
requirements under this section may be fulfilled by the policies of one or more
insurance carriers. [1983 c.338 §862; 1985 c.16 §433; 1993 c.751 §31; 1999 c.59
§239; 2003 c.174 §1; 2009 c.257 §8]
Notes of Decisions
Harlan v. Valley Ins., 875 P.2d 471 (Or. Ct. App. 1994).
· cites it 18× “Defendant also relies heavily on ORS 806.270, which refers specifically to coverage of persons who drive with the insured's consent, and on cases involving permissive users.”
Collins v. Farmers Ins., 822 P.2d 1146 (Or. 1991).
· cites it 4× “080; or "(b) The coverage described in ORS 806.270. "(3) The agreement or indorsement [sic] required by subsection (2) of this section shall also state that the insurance provided is subject to all the provisions of the Oregon Vehicle Code relating to financial responsibility…”
Viking Ins. v. Petersen, 784 P.2d 437 (Or. 1989).
· cites it 4× “) ORS 806.270 provides in pertinent part: “A certificate of insurance that is used to comply with future responsibility filing requirements under ORS 806.”
Viking Ins. v. Perotti, 784 P.2d 1081 (Or. 1989).
· cites it 5× “080 and ORS 806.270 * * *.” See former ORS 486.541(1).”
United Servs. Auto. Assn. v. Reilly, 858 P.2d 457 (Or. Ct. App. 1993).
· cites it 3× “080; or “(b) The coverage described in ORS 806.270.” ORS 806.270(3) requires that the policy provide coverage either for all persons who use the designated vehicle or vehicles with the consent of the insured or for the insured while he or she is operating a non-owned motor…”
Dixie Ins. v. Quesenberry, 795 P.2d 1107 (Or. Ct. App. 1990).
· cites it 5× “ORS 806.270(3) (a) and (b) provide: “(3) The certificate must show that the person required to make the future responsibility filing is either: “(a) Insured by a policy meeting the requirements under ORS 806.”
Safeco Ins. Co. of Am. v. Am. Hardware Mut. Ins., 9 P.3d 749 (Or. Ct. App. 2000).
“080; or “(b) The coverage described in ORS 806.270. “(3) The agreement or indorsement required by subsection (2) of this section shall also state that the insurance provided is subject to all the provisions of the Oregon Vehicle Code relating to financial responsibility…”
Safeco Ins. v. Am. Hardware Mut. Ins., 9 P.3d 749 (Or. Ct. App. 2000).
“080; or "(b) The coverage described in ORS 806.270. "(3) The agreement or indorsement required by subsection (2) of this section shall also state that the insurance provided is subject to all the provisions of the Oregon Vehicle Code relating to financial responsibility…”
— Or. Rev. Stat. § 806.270(3) — 3 cases
Viking Ins. v. Petersen, 784 P.2d 437 (Or. 1989).
“) ORS 806.270 provides in pertinent part: “A certificate of insurance that is used to comply with future responsibility filing requirements under ORS 806.”
United Servs. Auto. Assn. v. Reilly, 858 P.2d 457 (Or. Ct. App. 1993).
“080; or “(b) The coverage described in ORS 806.270.” ORS 806.270(3) requires that the policy provide coverage either for all persons who use the designated vehicle or vehicles with the consent of the insured or for the insured while he or she is operating a non-owned motor…”
Dixie Ins. v. Quesenberry, 795 P.2d 1107 (Or. Ct. App. 1990).
“ORS 806.270(3) (a) and (b) provide: “(3) The certificate must show that the person required to make the future responsibility filing is either: “(a) Insured by a policy meeting the requirements under ORS 806.”
— Or. Rev. Stat. § 806.270(3)(a) — 4 cases
Harlan v. Valley Ins., 875 P.2d 471 (Or. Ct. App. 1994).
“Defendant also relies heavily on ORS 806.270, which refers specifically to coverage of persons who drive with the insured's consent, and on cases involving permissive users.”
Viking Ins. v. Petersen, 784 P.2d 437 (Or. 1989).
“) ORS 806.270 provides in pertinent part: “A certificate of insurance that is used to comply with future responsibility filing requirements under ORS 806.”
Dixie Ins. v. Quesenberry, 795 P.2d 1107 (Or. Ct. App. 1990).
“ORS 806.270(3) (a) and (b) provide: “(3) The certificate must show that the person required to make the future responsibility filing is either: “(a) Insured by a policy meeting the requirements under ORS 806.”
— Or. Rev. Stat. § 806.270(3)(b) — 1 case
Dixie Ins. v. Quesenberry, 795 P.2d 1107 (Or. Ct. App. 1990).
“ORS 806.270(3) (a) and (b) provide: “(3) The certificate must show that the person required to make the future responsibility filing is either: “(a) Insured by a policy meeting the requirements under ORS 806.”
— Or. Rev. Stat. § 806.270(4) — 1 case
Dixie Ins. v. Quesenberry, 795 P.2d 1107 (Or. Ct. App. 1990).
“ORS 806.270(3) (a) and (b) provide: “(3) The certificate must show that the person required to make the future responsibility filing is either: “(a) Insured by a policy meeting the requirements under ORS 806.”
— Or. Rev. Stat. § 806.270(4)(c) — 2 cases
Dixie Ins. v. Quesenberry, 795 P.2d 1107 (Or. Ct. App. 1990).
“ORS 806.270(3) (a) and (b) provide: “(3) The certificate must show that the person required to make the future responsibility filing is either: “(a) Insured by a policy meeting the requirements under ORS 806.”
— Or. Rev. Stat. § 806.270(6) — 1 case
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