Tex. Codes » Insurance Code · TITLE 5. PROTECTION OF CONSUMER INTERESTS · SUBTITLE C. DECEPTIVE, UNFAIR, AND PROHIBITED PRACTICES · CHAPTER 541. UNFAIR METHODS OF COMPETITION AND UNFAIR OR DECEPTIVE ACTS OR PRACTICES
Texas Codes

Tex. Ins. Code § 541.152 (2026)

Damages, Attorney's Fees, And Other Relief

✓ current as of May 2026
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Sec. 541.152. DAMAGES, ATTORNEY'S FEES, AND OTHER RELIEF. (a) A plaintiff who prevails in an action under this subchapter may obtain:

(1) the amount of actual damages, plus court costs and reasonable and necessary attorney's fees;

(2) an order enjoining the act or failure to act complained of; or

(3) any other relief the court determines is proper.

(b) Except as provided by Subsection (c), on a finding by the trier of fact that the defendant knowingly committed the act complained of, the trier of fact may award an amount not to exceed three times the amount of actual damages.

(c) Subsection (b) does not apply to an action under this subchapter brought against the Texas Windstorm Insurance Association.

Added by Acts 2003, 78th Leg., ch. 1274, Sec. 2, eff. April 1, 2005.

Amended by:

Acts 2011, 82nd Leg., 1st C.S., Ch. 2 (H.B. 3), Sec. 2, eff. September 28, 2011.

Notes of Decisions
Cited in 76 cases (21 in the last 5 years), 2007–2025 · leading case: George E. Guidry & Dwight W. Andrus Ins., Inc. v. Env't Procedures, Inc. & Advanced Wirecloth Inc., 388 S.W.3d 845 (Tex. App. 2012).
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George E. Guidry & Dwight W. Andrus Ins., Inc. v. Env't Procedures, Inc. & Advanced Wirecloth Inc., 388 S.W.3d 845 (Tex. App. 2012). · cites it 6× “” Tex. Ins. Code Ann. § 541.152 (b). Having concluded that no evidence supports the trial court’s award of actual damages, we similarly conclude that the Insureds are not entitled to an award of attorneys’ fees or exemplary damages.”
Brown & Brown of Texas, Inc. v. Omni Metals, Inc., 317 S.W.3d 361 (Tex. App. 2010). · cites it 2× “21, § 16(b)(1) (current version at TEX. INS.CODE ANN. § 541.152(b)). In its answer to question 3, the jury found that both Poe & Brown and Transcontinental had committed an unfair or deceptive act or practice by either "(1) representing that goods or services had or would have…”
in Re Stacey Bent & Mark Bent, 487 S.W.3d 170 (Tex. 2016). “” The court of appeals considered the trial court’s explanation facially sufficient. We cannot agree. Chapter 541 of the Insurance Code provides that a prevailing plaintiff “may obtain .”
Old Am. Ins. Co. v. Lincoln Factoring, LLC, 571 S.W.3d 271 (Tex. App. 2018). · cites it 2× “See Tex. Ins. Code Ann. § 541.152 (a)(1), (b).”
Garcia v. State Farm Lloyds, 287 S.W.3d 809 (Tex. App. 2009). · cites it 2× “See TEX. INS. CODE ANN. § 541.152 (Vernon Pamphlet 2008).”
Mose A. Guillory & Mary Guillory v. Seaton LLC D/B/A Staff Mgmt., 470 S.W.3d 237 (Tex. App. 2015). · cites it 2× “010 (2003) (losing party pays attorney’s fees of prevailing party in civil action); TENN.”
United Nat'l Ins. Co. v. AMJ Investments, LLC, 447 S.W.3d 1 (Tex. App. 2014). · cites it 2× “See TEX. INS. CODE ANN. § 541.152(b) (West Supp.”
Lyda Swinerton Builders, Inc. v. Okla. Sur. Co., 903 F.3d 435 (5th Cir. 2018). “" TEX. INS. CODE § 541.152(b) ("[O]n a finding by the trier of fact that the defendant knowingly committed the act complained of, the trier of fact may award an amount not to exceed three times the amount of actual damages.”
Texas Mut. Ins. Co. v. Sara Care Child Care Ctr., Inc., 324 S.W.3d 305 (Tex. App. 2010). · cites it 2× “” See Tex. Ins.Code Ann. § 541.152(b)(Vernon 2009); Tex.”
in Re United Servs. Auto. Ass'n, 446 S.W.3d 162 (Tex. App. 2014). · cites it 2× “001-003 (West 2012); Tex. Ins.Code Ann. §§ 541.152(a)(1), 542.”
Texas Mut. Ins. Co. v. Morris, 287 S.W.3d 401 (Tex. App. 2009). · cites it 2× “See Tex. Ins.Code ANN. § 541.152 (Vernon 2009).”
Metro Hosp. Partners, Ltd. v. Lexington Ins., 84 F. Supp. 3d 553 (S.D. Tex. 2015). · cites it 2× “Tex. Ins.Code § 541.152(a)(1). If the trier of fact finds that a defendant knowingly committed an unfair settlement practice, “the trier of fact may award an amount not to exceed three times the amount of actual damage.”
Show all 76 citing cases →
— Tex. Ins. Code § 541.152(1) — 1 case
Montgomery v. State Farm LLoyds (N.D. Tex. 2023).
— Tex. Ins. Code § 541.152(3)(b) — 1 case
Them v. ManhattanLife Assurance Co. of Am. (W.D. Wash. 2020).
— Tex. Ins. Code § 541.152(B) — 1 case
James v. Allstate Fire & Cas. Ins. Co. (N.D. Tex. 2020).
— Tex. Ins. Code § 541.152(a) — 6 cases
Texas Mut. Ins. Co. v. Morris, 287 S.W.3d 401 (Tex. App. 2009). “See Tex. Ins.Code ANN. § 541.152 (Vernon 2009).”
Espinoza v. Allstate Texas Lloyd's, 222 F. Supp. 3d 529 (W.D. Tex. 2016).
Kee v. Safeco Ins. Co. of Indiana (N.D. Tex. 2019).
Lopez v. Allstate Texas Lloyds (S.D. Tex. 2020).
Sara Alicia Valdez v. Allstate Fire & Cas. Ins. Co. (W.D. Tex. 2021).
— Tex. Ins. Code § 541.152(a)(1) — 20 cases
in Re Stacey Bent & Mark Bent, 487 S.W.3d 170 (Tex. 2016). “” The court of appeals considered the trial court’s explanation facially sufficient. We cannot agree. Chapter 541 of the Insurance Code provides that a prevailing plaintiff “may obtain .”
George E. Guidry & Dwight W. Andrus Ins., Inc. v. Env't Procedures, Inc. & Advanced Wirecloth Inc., 388 S.W.3d 845 (Tex. App. 2012). “” Tex. Ins. Code Ann. § 541.152 (b). Having concluded that no evidence supports the trial court’s award of actual damages, we similarly conclude that the Insureds are not entitled to an award of attorneys’ fees or exemplary damages.”
in Re United Servs. Auto. Ass'n, 446 S.W.3d 162 (Tex. App. 2014). “001-003 (West 2012); Tex. Ins.Code Ann. §§ 541.152(a)(1), 542.”
Rosenblatt v. Freedom Life Ins. Co. of Am., 240 S.W.3d 315 (Tex. App. 2007).
In re United Servs. Auto. Ass'n, 521 S.W.3d 920 (Tex. App. 2017).
— Tex. Ins. Code § 541.152(b) — 24 cases
Brown & Brown of Texas, Inc. v. Omni Metals, Inc., 317 S.W.3d 361 (Tex. App. 2010). “21, § 16(b)(1) (current version at TEX. INS.CODE ANN. § 541.152(b)). In its answer to question 3, the jury found that both Poe & Brown and Transcontinental had committed an unfair or deceptive act or practice by either "(1) representing that goods or services had or would have…”
United Nat'l Ins. Co. v. AMJ Investments, LLC, 447 S.W.3d 1 (Tex. App. 2014). “See TEX. INS. CODE ANN. § 541.152(b) (West Supp.”
Lyda Swinerton Builders, Inc. v. Okla. Sur. Co., 903 F.3d 435 (5th Cir. 2018). “" TEX. INS. CODE § 541.152(b) ("[O]n a finding by the trier of fact that the defendant knowingly committed the act complained of, the trier of fact may award an amount not to exceed three times the amount of actual damages.”
Texas Mut. Ins. Co. v. Sara Care Child Care Ctr., Inc., 324 S.W.3d 305 (Tex. App. 2010). “” See Tex. Ins.Code Ann. § 541.152(b)(Vernon 2009); Tex.”
Texas Mut. Ins. Co. v. Ruttiger, 265 S.W.3d 651 (Tex. App. 2008).
— Tex. Ins. Code § 541.152(c) — 2 cases
Metro Hosp. Partners, Ltd. v. Lexington Ins., 84 F. Supp. 3d 553 (S.D. Tex. 2015). “Tex. Ins.Code § 541.152(a)(1). If the trier of fact finds that a defendant knowingly committed an unfair settlement practice, “the trier of fact may award an amount not to exceed three times the amount of actual damage.”
Terry v. Safeco Ins. Co. of Am., 930 F. Supp. 2d 702 (S.D. Tex. 2013).
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