O.C.G.A.
O.C.G.A.

O.C.G.A. § 10-1-30 (2019)

Short title

✓ O.C.G.A. (archive.org 2024 item): print volumes of 2004-2024, per-volume vintage; older volumes partly replaced by 2019 Release 73 text; no 2025 or 2026 Acts
Code text and O.C.G.A. statutory annotations on this page reflect the 2019 Official Code of Georgia Annotated (Public.Resource.Org Release 73, 2019-08-21; public domain per Georgia v. Public.Resource.Org, 2020). The Syfert case-law annotations in Notes of Decisions, below, are current.
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This article shall be known and may be cited as the “Motor Vehicle Sales Finance Act.”

History

Ga. L. 1967, p. 674, § 1.

Annotations

Law reviews. For annual survey of commercial law in 1984-1985, see 37 Mercer L. Rev. 139 (1985).

For annual survey of commercial law in 1990-1991, see 43 Mercer L. Rev. 119 (1991). For survey article on insurance law for the period from June 1, 2002 through May 31, 2003, see 55 Mercer L. Rev. 277 (2003).

Notes of Decisions
Cited in 27 cases, 1984–2017 · leading case: In re Graupner, 356 B.R. 907 (Bankr. M.D. Ga. 2006).
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In re Graupner, 356 B.R. 907 (Bankr. M.D. Ga. 2006). · cites it 4× “In its initial brief, Nuvell argues that the provisions of the Motor Vehicle Sales Finance Act (the “MVSFA”), found at O.C.G.A. § 10-1-30 et al., particularly O.”
Arthur Quiller v. Barclays Am./credit, Inc., 727 F.2d 1067 (11th Cir. 1984). “The Quillers’ agreement obligated them to pay finance charges exceeding a thirteen percent add-on rate, in apparent violation of the Georgia Motor Vehicle Sales Finance Act, O.C.G.A. §§ 10-1-30 to -38 (Miehie 1982), which limits the finance charge on sales of new mobile homes to…”
Sun v. Mercedes Benz Credit Corp., 562 S.E.2d 714 (Ga. Ct. App. 2002). · cites it 2× “20 OCGA § 10-1-30 et seq.; Carter v. First Fed.”
Printis v. Bankers Life Ins. Co., 568 S.E.2d 85 (Ga. Ct. App. 2002). · cites it 2× “5 Specifically, Printis refers to the Motor Vehicle Sales Finance Act, OCGA § 10-1-30 et seq., which limits vehicle retailers’ ability to collect unearned interest.”
In re Pajot, 371 B.R. 139 (Bankr. E.D. Va. 2007). “The court looked elsewhere in the Georgia Code to interpret the meaning of the term “price of the collateral” and adopted the definition of “cash sales price” from the Motor Vehicle Sales Finance Act (“MVSFA”), Ga.Code Ann. § 10-1-30 et seq., as the clarifying statute.”
Suntrust Bank v. Venable, 791 S.E.2d 5 (Ga. 2016). · cites it 2× “3 We specifically reject SunTrust’s invitation to hold that OCGA § 10-1-31 (a) (9)’s definition of a “retail installment contract” as that term is used in the Motor Vehicle Sales Finance Act (“MVSFA”), OCGA § 10-1-30 et seq., controls our determination of the Contract’s…”
In re Spratling, 377 B.R. 941 (Bankr. M.D. Ga. 2007). · cites it 4× “O.C.G.A. § 10-1-30 to -42 (2000). 3 . O.C.”
Arthur Quiller v. Barclays Am./credit, Inc., 764 F.2d 1400 (11th Cir. 1985). “, in the Superior Court of Richmond County, Georgia, alleging a violation of the Georgia Motor Vehicle Sales Finance Act, O.C.G.A. §§ 10-1-30 to -38 (Michie 1982).”
Ford Motor Credit Co. v. London, 332 S.E.2d 345 (Ga. Ct. App. 1985). · cites it 2× “Appellee London filed a complaint against appellant Ford Motor Credit Company alleging that Ford, among other violations of plaintiff’s rights, had violated the Georgia Motor Vehicle Sales Finance Act (OCGA § 10-1-30 et seq.) for a number of years by accelerating *34 motor…”
In re Smith, 42 B.R. 198 (Bankr. N.D. Ga. 1984). · cites it 2× “Georgia Motor Vehicle Sales Finance Act, O.C.G.A. § 10-1-30 et seq. (Michie 1984).”
Whipper v. Mclendon Movers, Inc., 372 S.E.2d 820 (Ga. Ct. App. 1988). · cites it 2× “), the Motor Vehicle Sales Finance Act (OCGA § 10-1-30 et seq.), and the Industrial Loan Act (OCGA § 7-3-1 et seq.”
S. Guar. Corp. v. Doyle, 353 S.E.2d 510 (Ga. 1987). · cites it 2× “Doyle and Wood (hereinafter the borrowers) subsequently sued Southern Guaranty Corporation and Fort Wayne Mortgage Company (hereinafter the lenders) under the Georgia Motor Vehicle Sales Finance Act (hereinafter GMVSFA), OCGA §§ 10-1-30 to 38. It is undisputed that both…”
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