Iowa Code
Iowa Code § 628.4 (2026)
Redemption prohibited
✓ current as of July 2026
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A party who has stayed execution on the judgment is not entitled to redeem. [C73, §3102; C97, §4045; C24, 27, 31, 35, 39, §11775; C46, 50, 54, 58, 62, 66, 71, 73, 75, 77, 79, 81, §628.4] 83 Acts, ch 186, §10115, 10201; 87 Acts, ch 142, §1\n\nTue Dec 09 21:58:57 2025 Iowa Code 2026, Chapter 628 (21, 0) §628.5, REDEMPTION 2
\nNotes of Decisions
Cited in 11
cases (1 in the last 5 years), 1972–2021 · leading case: First Nat'l Bank of Glidden v. Matt Bauer Farms Corp., 408 N.W.2d 51 (Iowa 1987).
First Nat'l Bank of Glidden v. Matt Bauer Farms Corp., 408 N.W.2d 51 (Iowa 1987). “section 362 triggered by the filing of a voluntary bankruptcy petition bars, under Iowa Code section 628.4 (1985), a debtor's right to redeem from a real estate foreclosure sale.”
Hawkeye Bank & Trust N.A. v. Milburn, 437 N.W.2d 919 (Iowa 1989). “Iowa Code § 628.4 . If the mortgaged property is not used for an agricultural purpose, the plaintiff in an action for foreclosure of a real estate mortgage can elect foreclosure without statutory redemption.”
Fed. Land Bank of Omaha v. Bollin, 408 N.W.2d 56 (Iowa 1987). “See Iowa Code § 628.4 ; Matt Bauer Farms, 408 N.”
Farmers Trust & Sav. Bank v. Manning, 359 N.W.2d 461 (Iowa 1984). “This was done on the basis of Code section 628.4, which provides: No party who has taken an appeal from the .”
Omaha Bank for Cooperatives v. Siouxland Cattle Coop., 305 N.W.2d 458 (Iowa 1981). “After the verdict, the bank moved for issuance of a sheriff’s deed to the real estate upon which it had foreclosed, claiming that Siouxland had lost its right of redemption under section 628.4, The Code (party who has taken appeal or stayed execution loses redemption rights).”
Harrington v. Polk Cnty. Fed. Sav. & Loan Ass'n of Des Moines, 196 N.W.2d 543 (Iowa 1972). “Section 628.4, however, states that no party who has taken an appeal from the court, or stayed execution on the judgment, shall be entitled to redeem.”
Fed. Land Bank of Omaha v. Heeren, 398 N.W.2d 839 (Iowa 1987). “Iowa Code section 628.4 also shortens the period of redemption when the mortgagor pursues an appeal of the foreclosure action.”
Fed. Land Bank of Omaha v. Sleister, 444 N.W.2d 504 (Iowa 1989). “16 would, under section 628.4, lose their right of redemption by obtaining a stay of execution.”
West Des Moines State Bank v. Pameco, Inc., 501 N.W.2d 555 (Iowa Ct. App. 1993). “It is clear the intent of section 628.4 is that a debtor who obtains a stay order should not be entitled to have the *558 benefits of both the delay of the foreclosure sale and the statutory right of redemption.”
Metro. Life Ins. Co. v. Deklotz, 437 N.W.2d 925 (Iowa 1989). “The DeKlotzes challenge the constitutionality of Iowa Code section 628.4 (1987) and assert that if their right to redeem was barred by section 628.”
Kerndt Bros. Sav. Bank v. Donald E. Rosenbaum & Aimee L. Rosenbaum (Iowa Ct. App. 2021). “2 In July 2019, the bank moved to eliminate the Rosenbaums’ right to redemption under Iowa Code section 628.4 (2019). The Rosenbaums did not appear at a hearing on that motion.”
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