coverage clause in Illinois

18 Illinois opinions name it 2 courts 1981–2023 2 in the last five years

The cases below were cited by Illinois courts in a sentence that names this issue. Sides come from how each citing opinion treated the case (Syfertize flag on that citation), so a case can appear on both: that is where the law is contested. A red or yellow chip is the case's own overall treatment.

Followed or applied (2)

Case	Followed	Cited
In Re Oil Spill by Amoco Cadiz Off Coast of France March 16green · 1981 · cited in 2 Illinois opinions naming this issue, 2002–2002 2 sentences 2002See In re Oil Spill by Amoco Cadiz, 659 F.2d 789 (7th Cir. 1981); Pierson v. Dean, Witter, Reynolds, Inc., 742 F.2d 334 (7th Cir. 1984); Kroll v. Doctor’s Associates, Inc., 3 F.3d 1167 (7th Cir. 1993); Howells v. Hoffman, 209 Ill. 2002See In re Oil Spill by Amoco Cadiz , 659 F.2d 789 (7th Cir. 1981); Pierson v. Dean, Witter, Reynolds, Inc. , 742 F.2d 334 (7th Cir. 1984); Kroll v. Doctor's Associates, Inc. , 3 F.3d 1167 (7th Cir. 1993); Howells v. Hoffman , 209 Ill.	2	2
State Farm Mutual Automobile Insurance v. Partridgegreen cal · 1973 · cited in 2 Illinois opinions naming this issue, 1982–1982 2 sentences 1982Under these facts the damages to Vanida are, under the language of the homeowner’s coverage clause, ‘sums which the Insured . . . [became] legally obligated to pay’ because of the negligent filing of the trigger mechanism; inasmuch as the liability of the insured arises from his non-auto-related conduct, and exists independently of any ‘use’ of his car, w:e believe the homeowner’s policy covers that liability.” ( 10 Cal. 3d 94, 103 , 514 P.2d 123, 125, 129 , 109 Cal. Rptr. 811, 817 .) See also 7A Appleman, Insurance §4500, at 179 (1979). 1982Under these facts the damages to Vanida are, under the language of the homeowner’s coverage clause, ‘sums which the Insured . . . [became] legally obligated to pay’ because of the negligent filing of the trigger mechanism; inasmuch as the liability of the insured arises from his non-auto-related conduct, and exists independently of any ‘use’ of his car, w:e believe the homeowner’s policy covers that liability.” ( 10 Cal. 3d 94, 103 , 514 P.2d 123, 125, 129 , 109 Cal. Rptr. 811, 817 .) See also 7A Appleman, Insurance §4500, at 179 (1979).	2	2

Distinguished, questioned or overruled (0)

Case	Negative	Cited
No negative-treatment citations attached to this issue in Illinois. Read the followed side critically anyway.

Also cited on this issue (14)

Case	Cited	Years
United States Fire Insurance v. Schnackenberg green ill · 1981 2 sentences 2011If defendants’ interpretation of the coverage clause were adopted, the ‘insured premises’ definition would be rendered meaningless for there would be no geographical limit to coverage and liability for conduct which originated on the premises and could be said to be incidental thereto. * [W]e should not impose such open-ended coverage when the geographic limits of the policy are clear.” Schnackenberg, 88 Ill. 2d at 8 . 2011If defendants’ interpretation of the coverage clause were adopted, the ‘insured premises’ definition would be rendered meaningless for there would be no geographical limit to coverage and liability for conduct which originated on the premises and could be said to be incidental thereto. * [W]e should not impose such open-ended coverage when the geographic limits of the policy are clear.” Schnackenberg, 88 Ill. 2d at 8 .	3	1981–2011
Dash Messenger Service Inc. v. Hartford Ins. Co. of Ill. green illappct · 1991 2 sentences 2011In support of its argument, Recurrent Training Center cites Dash Messenger Service, Inc. v. Hartford Insurance Co., 221 Ill. 2011In support of its argument, Recurrent Training Center cites Dash Messenger Service, Inc. v. Hartford Insurance Co., 221 Ill.	2	2011–2011
Great American Insurance v. West Bend Mutual Insurance green illappct · 2000 2 sentences 2003Our analysis in Great American Insurance Co. v. West Bend Mutual Insurance Co., 311 Ill. 2003Our analysis in Great American Insurance Co. v. West Bend Mutual Insurance Co. , 311 Ill.	2	2003–2003
Howells v. Hoffman green illappct · 1991 2 sentences 2002See In re Oil Spill by Amoco Cadiz, 659 F.2d 789 (7th Cir. 1981); Pierson v. Dean, Witter, Reynolds, Inc., 742 F.2d 334 (7th Cir. 1984); Kroll v. Doctor’s Associates, Inc., 3 F.3d 1167 (7th Cir. 1993); Howells v. Hoffman, 209 Ill. 2002See In re Oil Spill by Amoco Cadiz , 659 F.2d 789 (7th Cir. 1981); Pierson v. Dean, Witter, Reynolds, Inc. , 742 F.2d 334 (7th Cir. 1984); Kroll v. Doctor's Associates, Inc. , 3 F.3d 1167 (7th Cir. 1993); Howells v. Hoffman , 209 Ill.	2	2002–2002
Kurt P. Kroll v. Doctor's Associates, Inc., Jeffrey Wilhelm, Frederick Deluca and Peter H. Buck green ca7 · 1993 2 sentences 2002See In re Oil Spill by Amoco Cadiz, 659 F.2d 789 (7th Cir. 1981); Pierson v. Dean, Witter, Reynolds, Inc., 742 F.2d 334 (7th Cir. 1984); Kroll v. Doctor’s Associates, Inc., 3 F.3d 1167 (7th Cir. 1993); Howells v. Hoffman, 209 Ill. 2002See In re Oil Spill by Amoco Cadiz , 659 F.2d 789 (7th Cir. 1981); Pierson v. Dean, Witter, Reynolds, Inc. , 742 F.2d 334 (7th Cir. 1984); Kroll v. Doctor's Associates, Inc. , 3 F.3d 1167 (7th Cir. 1993); Howells v. Hoffman , 209 Ill.	2	2002–2002
Fed. Sec. L. Rep. P 91,615 Wayne E. Pierson and Ruth E. Pierson v. Dean, Witter, Reynolds, Inc. green ca7 · 1984 2 sentences 2002See In re Oil Spill by Amoco Cadiz, 659 F.2d 789 (7th Cir. 1981); Pierson v. Dean, Witter, Reynolds, Inc., 742 F.2d 334 (7th Cir. 1984); Kroll v. Doctor’s Associates, Inc., 3 F.3d 1167 (7th Cir. 1993); Howells v. Hoffman, 209 Ill. 2002See In re Oil Spill by Amoco Cadiz , 659 F.2d 789 (7th Cir. 1981); Pierson v. Dean, Witter, Reynolds, Inc. , 742 F.2d 334 (7th Cir. 1984); Kroll v. Doctor's Associates, Inc. , 3 F.3d 1167 (7th Cir. 1993); Howells v. Hoffman , 209 Ill.	2	2002–2002
Employers Insurance v. Ehlco Liquidating Trust green ill · 1999 2 sentences 2001Ehlco, 186 Ill. 2d at 152-53 , 708 N.E.2d at 1135-36 . 2001Ehlco, 186 Ill. 2d at 152-53 , 708 N.E.2d at 1135-36 .	2	2001–2001
Philips Electronics, N v. v. New Hampshire Insurance green illappct · 1998 2 sentences 2000Both Philips and the Fidelity Insurers appealed and this court affirmed, finding "it more appropriate for an English court to adjudicate the coverage claim and interpret its own laws." See Philips Electronics , 295 Ill. 2000Both Philips and the Fidelity Insurers appealed and this court affirmed, finding “it more appropriate for an English court to adjudicate the coverage claim and interpret its own laws.” See Philips Electronics, 295 Ill.	2	2000–2000
Lake County Grading Co. of Libertyville, Inc. v. Advance Mechanical Contractors, Inc. green illappct · 1995 1 sentence 2023SPCA asserts that it suffered prejudice as a result by Travelers controlling strategic decisions and costs regarding its defense. ¶ 89 The court applies the doctrine of estoppel where: “(1) the party against whom estoppel is asserted has misrepresented or concealed a material fact; (2) the estopped party had either actual or implied knowledge that the representation was untrue at the time it was made; (3) the party asserting estoppel was unaware that the representation was untrue both at the time it was made and at the time it was acted upon; (4) the estopped party intended or expected the oth	1	2023–2023
Acuity v. M/I Homes of Chicago, LLC neutral illappct · 2022 1 sentence 2022CONCLUSION ¶ 52 For the foregoing reasons, we reverse the circuit court’s grant of summary judgment in favor of Acuity, and we remand to the circuit court to enter summary judgment in favor of M/I Homes on the issue of the duty to defend. ¶ 53 Reversed and remanded with directions. 18 No. 1-22-0023 Acuity v. M/I Homes of Chicago, LLC, 2022 IL App (1st) 220023 Decision Under Review: Appeal from the Circuit Court of Cook County, No. 19 CH 00237; the Hon.	1	2022–2022
The Aetna Casualty and Surety Company v. F. H. Hanna and Margaret Hanna, His Wife green ca5 · 1955 1 sentence 1991In considering this issue, the court noted that in Aetna Casualty & Surety Co. v. Hanna (5th Cir. 1955), 224 F.2d 499, 503 , the court held that the cost of complying with an injunction was not covered by a CGL policy with a similar coverage clause.	1	1991–1991
Ladd Construction Co. v. Insurance Co. of North America green illappct · 1979 1 sentence 1991The Illinois Appellate Court for the Third District reached the same conclusion in Ladd Construction Co. v. Insurance Co. of North America (1979), 73 Ill.	1	1991–1991
Allstate Insurance Co. v. Horn green illappct · 1974 1 sentence 1991Horn, 24 Ill.	1	1991–1991
Western Casualty & Surety Co. v. Brochu green illappct · 1984 1 sentence 1985While the appellate court noted in passing that it saw no conflict arising from Sullivan’s actions ( 122 Ill.	1	1985–1985

Statutes the citing opinions construe

IL § 215 ILCS 5/155 (3)

Counted by distinct opinions that both name this issue and are annotated to the section; sections every opinion cites regardless of issue are not filtered here, so read the counts against the total above.

Where else courts name it

CA 101 (1959–2025) FL 36 (1963–2025) WI 32 (1932–2022) LA 32 (1942–2021) TX 24 (1940–2025) NJ 18 (1924–2026) PA 18 (1967–2025) IL 18 (1981–2023) AZ 16 (1978–2017) NY 12 (1917–2026) MO 10 (1930–2014) HI 10 (1970–2015) WA 9 (1941–2023) GA 9 (1973–2018) NM 8 (1987–2024) DE 7 (1970–2024) MD 7 (1971–2006) MN 7 (1998–2014) IA 6 (1997–2016) KY 6 (1943–2025) AL 6 (1950–2003) MA 6 (1988–2012) KS 5 (1981–2007) IN 4 (2008–2017) CO 4 (1999–2009) OH 4 (1990–2026) ND 4 (1992–2024) MI 4 (1985–1998) AK 3 (1993–2003) WY 3 (1968–1993) VA 2 (1936–2023) OR 2 (2008–2015) ME 2 (2006–2012) NE 2 (2013–2018) VT 2 (2002–2004) DC 2 (1987–2023) UT 2 (2012–2012) SC 2 (1991–2019) WV 2 (1952–1998)

Opinions by the citing court's state. A doctrine retained in one state and abandoned in another shows up here as a year span that stalls.

← Caselaw search · G Cite Topics · Brief Check