insurance claim (Illinois) · Go Syfert
← Illinois issues

insurance claim in Illinois

111 Illinois opinions name it 2 courts 1942–2026 11 in the last five years

The cases below were cited by Illinois courts in a sentence that names this issue. Sides come from how each citing opinion treated the case (Syfertize flag on that citation), so a case can appear on both: that is where the law is contested. A red or yellow chip is the case's own overall treatment.

Followed or applied (21)

CaseFollowedCited
United States Gypsum Co. v. Admiral Insurancegreen
illappct · 1994 · cited in 4 Illinois opinions naming this issue, 2000–2003
2 sentences

2003The other insurance clause in the policy in United States Gypsum Co. v. Admiral Insurance Co., 268 Ill.

2003The other insurance clause in the policy in Admiral ( United States Gypsum Co. v. Admiral Insurance Company , 268 Ill.

24
State Farm Mutual Automobile Insurance v. Universal Underwriters Groupgreen
illappct · 1996 · cited in 4 Illinois opinions naming this issue, 1997–2000
2 sentences

1997The State Farm court rejected the Steinberg court’s interpretation of the policy because it believed that the "fine, artificial line” this court drew could "lead to unreasonable and possibly absurd results that would weaken the purpose of the insurance requirement under the [Vehicle] Code.” State Farm, 285 Ill.

1997The State Farm court rejected the Steinberg court's interpre- tation of the policy because it believed that the "fine, artificial line" this court drew could "lead to unreasonable and possibly absurd results that would weaken the purpose of the insurance requirement under the [Vehicle] Code." State Farm, 285 Ill.

24
Golla v. General Motors Corp.green
ill · 1995 · cited in 3 Illinois opinions naming this issue, 2018–2019
2 sentences

2019Under the discovery rule, in this case, at the time the Krops received the denial of coverage letter from American Family in August 2014, they knew or should have known of their injury and that Varga might have been negligent. ¶ 53 Although the Krops were not required to know the “full extent” of the injury before the statute of limitations was triggered (Golla v. General Motors Corp., 167 Ill. 2d 353, 364 (1995)), prior to the denial of coverage, any injury was purely contingent and speculative.

2018Under the discovery rule, in this case, at the time the Krops received the denial of coverage letter from American Family in August 2014, they knew or should have known of their injury and that Varga might have been negligent. ¶ 53 Although the Krops were not required to know the "full extent" of the injury before the statute of limitations was triggered ( Golla v. General Motors Corp. , 167 Ill.2d 353 , 364, 212 Ill.Dec. 549 , 657 N.E.2d 894 (1995) ), prior to the denial of coverage, any injury was purely contingent and speculative.

23
American Country Insurance v. Efficient Construction Corp.green
illappct · 1992 · cited in 3 Illinois opinions naming this issue, 2009–2010
2 sentences

2010“It cannot be plausibly said that by the notice provision the insurer intended that every occurrence or accident had to be reported to it.” Barrington Consolidated High School, 58 Ill. 2d at 282-83 (1974); Efficient Construction, 225 Ill.

2010“It cannot be plausibly said that by the notice provision the insurer intended that every occurrence or accident had to be reported to it.” Barrington Consolidated High School v. American Insurance Co., 58 Ill. 2d 278, 282-83 (1974); Efficient Construction, 225 Ill.

23
Barrington Consolidated High School v. American Insurancegreen
ill · 1974 · cited in 3 Illinois opinions naming this issue, 2009–2010
2 sentences

2010“It cannot be plausibly said that by the notice provision the insurer intended that every occurrence or accident had to be reported to it.” Barrington Consolidated High School, 58 Ill. 2d at 282-83 (1974); Efficient Construction, 225 Ill.

2010“It cannot be plausibly said that by the notice provision the insurer intended that every occurrence or accident had to be reported to it.” Barrington Consolidated High School v. American Insurance Co., 58 Ill. 2d 278, 282-83 (1974); Efficient Construction, 225 Ill.

23
Hoover v. Country Mutual Insurance Companygreen
illappct · 2012 · cited in 2 Illinois opinions naming this issue, 2023–2023
2 sentences

2023Hoover v. Country Mutual Insurance Co., 2012 IL App (1st) 110939, ¶ 39 (citing Cramer, 174 Ill. 2d at 521 ).

2023Hoover v. Country Mutual Insurance Co., 2012 IL App (1st) 110939, ¶ 39 (citing Cramer, 174 Ill. 2d at 521 ).

22
In Re Marriage of Logstongreen
ill · 1984 · cited in 2 Illinois opinions naming this issue, 2021–2021
2 sentences

2021In re Marriage of Logston, 103 Ill. 2d 266, 286-87 (1984). ¶ 59 Justin argues that the court overstepped its authority when it provided a purge for reimbursement (1) that never existed as an order between the parties and (2) with the purpose to coerce him to comply with the insurance requirement when he had insurance at the time of the hearing.

2021In re Marriage of Logston, 103 Ill. 2d 266, 286-87 (1984). ¶ 59 Justin argues that the court overstepped its authority when it provided a purge for reimbursement (1) that never existed as an order between the parties and (2) with the purpose to coerce him to comply with the insurance requirement when he had insurance at the time of the hearing.

22
Krohe v. City of Bloomingtongreen
ill · 2003 · cited in 2 Illinois opinions naming this issue, 2014–2014
2 sentences

2014Krohe v. City of Bloomington, 204 Ill. 2d 392, 398 (2003). ¶ 29 While discussing a bill to amend the Code to increase the insurance requirement for leasing companies and taxicab firms to $50,000 per claim, Senator Course stated that most such -8- companies already provided insurance coverage of $50,000 and that “[t]here are 46 companies that are self-insured and the majority of them have $50,000 coverage right now.” 77th Ill.

2014Krohe v. City of Bloomington, 204 Ill. 2d 392, 398 (2003). ¶ 29 While discussing a bill to amend the Code to increase the insurance requirement for leasing companies and taxicab firms to $50,000 per claim, Senator Course stated that most such companies already provided insurance coverage of $50,000 and that "[t]here are 46 companies that are self-insured and the majority of them have $50,000 coverage right now." 77th Ill.

22
Morris v. Auto-Owners Insurancegreen
illappct · 1993 · cited in 2 Illinois opinions naming this issue, 2000–2000
2 sentences

2000See Morris v. Auto-Owners Insurance Co. , 239 Ill.

2000See Morris v. Auto-Owners Insurance Co., 239 Ill.

22
Cramer v. Insurance Exchange Agencygreen
ill · 1996 · cited in 5 Illinois opinions naming this issue, 2012–2025
2 sentences

2025Rather, an action alleging unreasonable delay in settling an insurance claim is one of three types of lawsuits that trigger the application of section 155.” (Emphases in original.) Moles, 2023 IL App (1st) 220853, ¶ 23 (citing Cramer, 174 Ill. 2d at 523-24 ). ¶ 49 Plaintiff’s reliance on Buais v. Safeway Insurance Co., 275 Ill.

2023Hoover v. Country Mutual Insurance Co., 2012 IL App (1st) 110939, ¶ 39 (citing Cramer, 174 Ill. 2d at 521 ).

15
Continental Casualty Co. v. Travelers Insurancegreen
illappct · 1967 · cited in 3 Illinois opinions naming this issue, 1987–1996
2 sentences

1987App. 2d 200 , 228 N.E.2d 141 , the court stated that “the purpose of the insurance requirement under the Illinois Motor Vehicle Act is the protection of the public and not some other insurance company.” ( 84 Ill.

1987App. 2d 200 , 228 N.E.2d 141 , the court stated that “the purpose of the insurance requirement under the Illinois Motor Vehicle Act is the protection of the public and not some other insurance company.” ( 84 Ill.

13
Hart v. Boehmer Chevrolet Sales, Inc.green
illappct · 2003 · cited in 1 Illinois opinions naming this issue, 2025–2025
11
Moles v. Illinois Farmers Insurance Companygreen
illappct · 2023 · cited in 1 Illinois opinions naming this issue, 2025–2025
11
Connor v. Merrill Lynch Realty, Inc.green
illappct · 1991 · cited in 1 Illinois opinions naming this issue, 2025–2025
11
Schultz v. Illinois Farmers Insurancegreen
ill · 2010 · cited in 1 Illinois opinions naming this issue, 2024–2024
11
People Ex Rel. Sherman v. Crynsgreen
ill · 2003 · cited in 1 Illinois opinions naming this issue, 2023–2023
11
Perry v. Department of Financial and Professional Regulationgreen
ill · 2018 · cited in 1 Illinois opinions naming this issue, 2022–2022
11
Power Dry of Chicago, Inc. v. Beangreen
illappct · 2022 · cited in 1 Illinois opinions naming this issue, 2022–2022
11
INS. CAR RENTALS, INC. v. State Farm Mut. Auto. Ins. Co.green
illappct · 1987 · cited in 1 Illinois opinions naming this issue, 1996–1996
11
Palmateer v. International Harvester Co.green
ill · 1981 · cited in 1 Illinois opinions naming this issue, 1994–1994
11
Thornton v. Paulgreen
ill · 1978 · cited in 1 Illinois opinions naming this issue, 1993–1993
11

Distinguished, questioned or overruled (0)

CaseNegativeCited
No negative-treatment citations attached to this issue in Illinois. Read the followed side critically anyway.

Also cited on this issue (59)

CaseCitedYears
Ralph Korte Construction Co. v. Springfield Mechanical Co. green
illappct · 1977
2 sentences

2017App. 3d at 660 (“ ‘The insurance clause shifts the risk of loss to the insurance company regardless of which party is at fault.’ [Citation.]” ); Ralph Korte Construction Co. v. Springfield Mechanical Co., 54 Ill.

2016App. 3d at 660 (“ ‘The insurance clause shifts the risk of loss to the insurance company regardless of which party is at fault.’ [Citation.]” ); Ralph Korte Construction Co. v. Springfield Mechanical Co., 54 Ill.

42016–2017
Barney v. Unity Paving, Inc. green
illappct · 1994
2 sentences

2016Barney, 266 Ill.

1995Without question, Peerless and Zoya were aware that members of the general public, like plaintiff, would benefit by the insurance requirement of the lease "in the sense that any injured person would be assured recovery for any loss caused by [Zoya’s] negligence.” (Barney, 266 Ill.

31995–2016
Progressive Universal Insurance v. Liberty Mutual Fire Insurance green
ill · 2005
2 sentences

2015Id. at 129 .

2015Id. at 129 .

32015–2015
Hartford Underwriters Insurance Co. v. Ledbetter green
moctapp · 2011
2 sentences

2016As indicated above, the "other insurance" clause at issue provided: " 'Any insurance we provide with respect to a vehicle you do not own shall be excess over any collectible insurance providing such coverage on a primary basis.' " Ledbetter, 353 S.W.3d at 648 . ¶ 46 After reviewing the "other insurance" clause, the court determined: "[A]n objective examination of the 'excess' language of the Other Insurance clause suggests not just that this language might reasonably be interpreted by an average lay person to mean underinsured coverage was excess to amounts recovered from the tortfeasor ***, i

2016As indicated above, the "other insurance" clause at issue provided: " 'Any insurance we provide with respect to a vehicle you do not own shall be excess over any collectible insurance providing such coverage on a primary basis.' " Ledbetter, 353 S.W.3d at 648 . ¶ 46 After reviewing the "other insurance" clause, the court determined: "[A]n objective examination of the 'excess' language of the Other Insurance clause suggests not just that this language might reasonably be interpreted by an average lay person to mean underinsured coverage was excess to amounts recovered from the tortfeasor ***, i

22016–2016
Progressive Premier Insurance Co. of Illinois v. Emiljanowicz neutral
illappct · 2013
2 sentences

2015Progressive Premier Insurance Co. of Illinois v. Emiljanowicz, 2013 IL App (1st) 113664 , 991 N.E.2d 352 . ¶ 14 Occidental responds that the trial court's ruling was well reasoned and should be affirmed.

2015Progressive Premier Insurance Co. of Illinois v. Emiljanowicz, 2013 IL App (1st) 113664 , 991 N.E.2d 352 . ¶ 14 Occidental responds that the trial court's ruling was well reasoned and should be affirmed.

22015–2015
Bosio v. Branigar Organization, Inc. green
illappct · 1987
2 sentences

2009This court also examined the validity of an insurance clause in Bosio v. Branigar Organization, Inc., 154 Ill.

1989The insurance clause in the instant case is similar to that considered in Bosio v. Branigar Organization, Inc. (1987), 154 Ill.

21989–2009
A&A, Inc. v. Great Central Insurance green
illappct · 1994
2 sentences

2008A&A, 259 Ill.

2008A&A, 259 Ill.

22008–2008
ILLINOIS LIFE AND HLTH. INS. GUARANTY ASS'N v. Boozell green
illappct · 1997
2 sentences

2005Illinois Life & Health Insurance Guaranty Association v. Boozell , 289 Ill.

2005Illinois Life & Health Insurance Guaranty Ass’n v. Boozell, 289 Ill.

22005–2005
Millers Mut. Ins. Ass'n of Illinois v. House green
illappct · 1997
2 sentences

2004To support its position, plaintiffs rely on Millers Mutual Insurance Ass'n of Illinois v. House , 286 Ill.

2004To support its position, plaintiffs rely on Millers Mutual Insurance Ass’n of Illinois v. House, 286 Ill.

22004–2004
Federal Insurance v. St. Paul Fire & Marine Insurance green
illappct · 1995
2 sentences

2003The other insurance clause in the Federal excess policy stated: “ ‘If the named insured has in force other professional liability insurance in excess of the limits of liability of the underlying policy (except insurance purchased to apply in excess of the sum of the limits of liability of the underlying policy and the limits of liability of this policy), the insurance afforded by this policy shall not be applicable for a greater proportion of a claim than the applicable limit of liability stated in this policy bears to the total applicable limit of liability of all valid and collectible excess

2003The other insurance clause in the Federal excess policy stated: "If the named insured has in force other professional liability insurance in excess of the limits of liability of the underlying policy (except insurance purchased to apply in excess of the sum of the limits of liability of the underlying policy and the limits of liability of this policy), the insurance afforded by this policy shall not be applicable for a greater proportion of a claim than the applicable limit of liability stated in this policy bears to the total applicable limit of liability of all valid and collectible excess i

22003–2003
Grzeszczak v. Illinois Farmers Insurance green
ill · 1995
2 sentences

2000Grzeszczak , 168 Ill. 2d at 223 .

2000Grzeszczak, 168 Ill. 2d at 223 .

22000–2000
Cowan v. Insurance Co. of North America green
illappct · 1974
2 sentences

1999Cowan v. Insurance Co. of North America , 22 Ill.

1999Cowan v. Insurance Co. of North America, 22 Ill.

21999–1999
cluster 764893 green
ca3 · 1999
2 sentences

1999Second, the court emphasized *353 that the insurance clause of the FAA requires air carriers to maintain liability insurance sufficient to pay "for bodily injury to, or death of, an individual * * * resulting from the operation or maintenance of the aircraft." 49 U.S.C. § 41112 (a) (1994); Abdullah, 181 F.3d at 375 .

1999Second, the court emphasized that the insurance clause of the FAA requires air carriers to maintain liability insurance sufficient to pay “for bodily injury to, or death of, an individual *** resulting from the operation or maintenance of the aircraft.” 49 U.S.C. § 41112 (a) (1994); Abdullah, 181 F.3d at 375 .

21999–1999
Lehman v. IBP, Inc. green
illappct · 1994
2 sentences

1997Lehman, 265 Ill.

1997Lehman, 265 Ill.

21997–1997
Industrial Coatings Group, Inc. v. American Motorists Insurance green
illappct · 1995
2 sentences

1996Industrial Coatings Group, Inc. v. American Motorists Insurance Co., 276 Ill.

1996Industrial Coatings Group, Inc. v. American Motorists Insurance Co., 276 Ill.

21996–1996
Cramer v. Insurance Exchange Agency green
illappct · 1995
2 sentences

1996The appellate court answered "no” to both questions and affirmed denial of summary judgment. 275 Ill.

1996The appellate court answered "no" to both questions and affirmed denial of summary judgment. 275 Ill.App.3d 68 , 211 Ill.Dec. 436 , 655 N.E.2d 465 .

21996–1996
Dark v. United States Fidelity & Guaranty Co. green
illappct · 1988
2 sentences

1994(See Dark v. United States Fidelity & Guaranty Co. (1988), 175 Ill.

1993(Dark v. United States Fidelity & Guaranty Co. (1988), 175 Ill.

21993–1994
James Stewart & Co. v. Law green
tex · 1950
2 sentences

1994Plaintiff cites the Texas case of James Stewart & Co. v. Law (1950), 149 Tex. 392 , 233 S.W.2d 558 , in support of her argument that the insurance requirement was intended for the direct benefit of members of the pubUc who might be injured by the negligent conduct of defendants’ subcontractors.

1994Plaintiff cites the Texas case of James Stewart & Co. v. Law (1950), 149 Tex. 392 , 233 S.W.2d 558 , in support of her argument that the insurance requirement was intended for the direct benefit of members of the pubUc who might be injured by the negligent conduct of defendants’ subcontractors.

21994–1994
Ledingham v. Blue Cross Plan for Hospital Care of Hospital Service Corp. green
illappct · 1975
2 sentences

1991App. 3d 339, 348 , 330 N.E.2d 540 ) and that a cause of action exists when an insurer breaches his duty of good faith by wrongfully failing to settle an insurance claim within the policy limits.

1982While it is true, as defendant points out, that Debolt did deny a common law tort action for punitive damages arising out of wilful refusal to pay an insurance claim (but see Ledingham v. Blue Cross Plan for Hospital Care of Hospital Service Corp. (1975), 29 Ill.

21982–1991
FARMERS AUTOMOBILE INS. ASS'N v. Medina green
illappct · 1975
21980–1987
Kuwik v. Starmark Star Marketing & Administration, Inc. green
ill · 1993
12026–2026
Edwards v. University of Chicago Hospitals & Clinics green
illappct · 1985
12026–2026
Buais v. Safeway Insurance green
illappct · 1995
12025–2025
Haage v. Zavala green
ill · 2021
12023–2023
Aetna Casualty & Surety Co. v. Freyer green
illappct · 1980
12023–2023
Nolan v. Johns-Manville Asbestos green
ill · 1981
12019–2019
Fox v. Seiden green
illappct · 2016
12019–2019
Perelman v. Fisher green
illappct · 1998
12017–2017
State Farm v. Du Page County green
illappct · 2011
12016–2016
State Farm Mutual Automobile Insurance Company v. Burke green
illappct · 2016
12016–2016
American States Insurance v. Gawlicki & Hussey, Inc. green
illappct · 1992
12013–2013
Jokich v. Union Oil Co. of California green
illappct · 1991
12009–2009
Consumers County Mutual Insurance v. P.W. & Sons Trucking, Inc. green
ca5 · 2002
12005–2005
United States Fidelity & Guaranty Co. v. Wilkin Insulation Co. green
ill · 1991
11996–1996
Barney v. Unity Paving green
illappct · 1994
11995–1995
Squire v. Economy Fire & Casualty Co. green
ill · 1977
11995–1995
In Re Ketchum green
ill · 1988
11994–1994
Price v. Carmack Datsun, Inc. green
ill · 1985
11994–1994
In Re Witt green
ill · 1991
11994–1994
In Re Williams green
ill · 1986
11994–1994

Statutes the citing opinions construe

IL § 215 ILCS 5/155 (15) IL § 735 ILCS 5/2-1005 (14) IL § 735 ILCS 5/2-615 (10) IL § 735 ILCS 5/2-619 (10) IL § 625 ILCS 5/7-601 (9) IL § 215 ILCS 5/143a-2 (6) IL § 625 ILCS 5/9-105 (6) IL § 625 ILCS 5/1-100 (5) IL § 625 ILCS 5/7-502 (5) IL § 625 ILCS 5/9-102 (5) IL § 625 ILCS 5/9-103 (5) IL § 735 ILCS 5/13-214.4 (5)

Counted by distinct opinions that both name this issue and are annotated to the section; sections every opinion cites regardless of issue are not filtered here, so read the counts against the total above.

Where else courts name it

CA 124 (1954–2026) AL 119 (1933–2026) IL 111 (1942–2026) TX 108 (1922–2026) FL 77 (1965–2022) NY 68 (1903–2026) WA 57 (1926–2024) CT 49 (1980–2019) MO 45 (1980–2023) MI 42 (1968–2021) IN 39 (1939–2025) NJ 37 (1887–2026) PA 35 (1841–2023) MS 32 (1961–2025) OH 28 (1961–2026) GA 28 (1980–2026) LA 26 (1952–2023) MN 25 (1932–2018) OK 23 (1942–2024) ID 21 (1969–2021) AZ 19 (1963–2023) MA 19 (1939–2017) WI 17 (1923–2026) IA 16 (1982–2022) UT 15 (1988–2026) WV 15 (1928–2025) TN 15 (1988–2024) NM 14 (1992–2023) MT 13 (2003–2019) NC 13 (1961–2022) OR 13 (1964–2026) KS 12 (1902–2022) HI 11 (1987–2025) CO 11 (1996–2026) KY 10 (1909–2024) MD 10 (1989–2024) ND 8 (1982–2025) DE 7 (1988–2026) AR 7 (1933–2011) VT 7 (1984–2026) NE 7 (1944–2024) AK 6 (1989–2014) RI 6 (1970–2007) VA 4 (1983–2021) WY 4 (1982–2022) NV 3 (1998–2011) SC 2 (1994–2019) ME 2 (2017–2019) NH 2 (2015–2019)

Opinions by the citing court's state. A doctrine retained in one state and abandoned in another shows up here as a year span that stalls.

← Caselaw search · G Cite Topics · Brief Check