insurance claim (California) · Go Syfert
← California issues

insurance claim in California

124 California opinions name it 3 courts 1954–2026 37 in the last five years

The cases below were cited by California courts in a sentence that names this issue. Sides come from how each citing opinion treated the case (Syfertize flag on that citation), so a case can appear on both: that is where the law is contested. A red or yellow chip is the case's own overall treatment.

Followed or applied (30)

CaseFollowedCited
cluster 497363green
ca10 · 1987 · cited in 2 California opinions naming this issue, 2019–2019
2 sentences

2019(Ibid.; see Suggs v. State Farm Fire and Casualty Co. (10th Cir. 1987) 833 F.2d 883 , 891 [denial of claim not in bad faith denial despite arson charges having been dropped].) We do not question the assumption that, in the context of an insurance claim being investigated following the dismissal of criminal charges of arson against the insured, it may have appeared “likely” that denial of the insurance claim would lead to a civil action against the insurer.

2019Exchange (2010) 182 Cal.App.4th 990 , 1001, 106 Cal.Rptr.3d 26 ); and the fact that the criminal case did not result in conviction does not mean State Farm had no basis for continued suspicion, given the higher standard of proof required for proof of a criminal offense. ( Ibid. ; see Suggs v. State Farm Fire and Casualty Co. (10th Cir. 1987) 833 F.2d 883 , 891 [denial of claim not in bad faith denial despite arson charges having been dropped].) We do not question the assumption that, in the context of an insurance claim being investigated following the dismissal of criminal charges of arson ag

22
Neal v. Farmers Insurance Exchangegreen
cal · 1978 · cited in 2 California opinions naming this issue, 1979–1994
2 sentences

1994Exchange (1978) 21 Cal.3d 910, 922 [ 148 Cal.Rptr. 389 , 582 P.2d 980 ].) Punitive damages for failure to pay or properly administer an insurance claim are ordinarily, as in this case, based on “malice” or “oppression,” rather than on the third possible ground for the award, “fraud.” Both “malice” and “oppression” are defined in Civil Code section 3294 as involving “despicable conduct,” which in the case of malice “is carried on by the *1287 defendant with a willful and conscious disregard of the rights or safety of others,” and as to oppression is “conduct that subjects a person to cruel and

1994Exchange (1978) 21 Cal.3d 910, 922 [ 148 Cal.Rptr. 389 , 582 P.2d 980 ].) Punitive damages for failure to pay or properly administer an insurance claim are ordinarily, as in this case, based on “malice” or “oppression,” rather than on the third possible ground for the award, “fraud.” Both “malice” and “oppression” are defined in Civil Code section 3294 as involving “despicable conduct,” which in the case of malice “is carried on by the *1287 defendant with a willful and conscious disregard of the rights or safety of others,” and as to oppression is “conduct that subjects a person to cruel and

22
People v. Millergreen
calctapp · 1960 · cited in 2 California opinions naming this issue, 1972–1981
2 sentences

1981Evidence of prior fires involving property of a defendant charged with arson and insurance fraud is admissible to prove intent, motive and knowledge. *434 (People v. Maler (1972) 23 Cal.App.3d 973, 978-980 [ 100 Cal.Rptr. 650 ]; People v. Furgerson (1962) 209 Cal.App.2d 387, 389-390 [ 25 Cal.Rptr. 818 ]; People v. Miller (1960) 185 Cal.App.2d 59, 79 [ 8 Cal.Rptr. 91 ].) Evidence of the prior fire and insurance settlement of the Titan was relevant in the case at bench to prove defendant’s intent and motive to collect on insurance after its arsonous destruction and his familiarity with recovery

1981Evidence of prior fires involving property of a defendant charged with arson and insurance fraud is admissible to prove intent, motive and knowledge. *434 (People v. Maler (1972) 23 Cal.App.3d 973, 978-980 [ 100 Cal.Rptr. 650 ]; People v. Furgerson (1962) 209 Cal.App.2d 387, 389-390 [ 25 Cal.Rptr. 818 ]; People v. Miller (1960) 185 Cal.App.2d 59, 79 [ 8 Cal.Rptr. 91 ].) Evidence of the prior fire and insurance settlement of the Titan was relevant in the case at bench to prove defendant’s intent and motive to collect on insurance after its arsonous destruction and his familiarity with recovery

22
Tomaselli v. Transamerica Insurancegreen
calctapp · 1994 · cited in 6 California opinions naming this issue, 2006–2025
2 sentences

2020Co. (1994) 25 Cal.App.4th 1269 .) In that case, the Court of Appeal found insufficient evidence for punitive liability based on an insurer’s bad faith denial of an insurance claim, which included failing to follow-up on information provided by the 39 insured, taking an unnecessary deposition of the insured, relying on an endorsement which was not shown to have been delivered, and failing to communicate.

2020Co. (1994) 25 Cal.App.4th 1269 .) In that case, the Court of Appeal found insufficient evidence for punitive liability based on an insurer’s bad faith denial of an insurance claim, which included failing to follow-up on information provided by the 39 insured, taking an unnecessary deposition of the insured, relying on an endorsement which was not shown to have been delivered, and failing to communicate.

16
People ex rel. Fire Insurance Exchange v. Anapolgreen
calctapp · 2012 · cited in 5 California opinions naming this issue, 2021–2024
2 sentences

2024(Id. at p. 821.) The appellate court agreed, reasoning that “submitting an insurance claim in the usual course of business does not constitute prelitigation conduct, but circumstances may exist such that submitting the claim is protected prelitigation conduct.” (Anapol, supra, 211 Cal.App.4th at p. 821 .) The court stated that it could 4 A qui tam action is “‘brought under a statute that allows a private person to sue for a penalty, part of which the government or some specified public institution will receive.’” (People ex rel.

2023(See Anapol, supra, 211 Cal.App.4th at p. 829 [holding attorney’s belief that submission of claim was unlikely to settle dispute, but was instead likely to result in litigation, insufficient to make claim automatically protected by anti-SLAPP law, explaining that “an insurance claim cannot be transformed from a simple claim for payment submitted in the usual course of business into protected prelitigation conduct solely on the basis of the 17 subjective intent of the attorney submitting the claim”]; Rubin, supra, 66 Cal.App.5th at p. 501 [defendant’s “‘subjective understanding of the purpose’”

15
National Indemnity Co. v. Manleygreen
calctapp · 1975 · cited in 3 California opinions naming this issue, 1981–1989
2 sentences

1989National contended the following policy provisions constituted an underlying insurance requirement: “ ‘It is understood and agreed that it is warranted by the named insured that trailers rented to others will be rented only to persons having automobile liability insurance which shall be in force for the term of rental. “ ‘It is further understood and agreed that such insurance as is provided by this policy for bodily injury and property damage liability shall apply to the owner only and shall be excess over any other insurance available to the insured.’” ( 53 Cal.App.3d at p. 130 .) The Manley

1989National contended the following policy provisions constituted an underlying insurance requirement: “ ‘It is understood and agreed that it is warranted by the named insured that trailers rented to others will be rented only to persons having automobile liability insurance which shall be in force for the term of rental. “ ‘It is further understood and agreed that such insurance as is provided by this policy for bodily injury and property damage liability shall apply to the owner only and shall be excess over any other insurance available to the insured.’” ( 53 Cal.App.3d at p. 130 .) The Manley

13
Seltzer v. Barnesgreen
calctapp · 2010 · cited in 2 California opinions naming this issue, 2023–2025
2 sentences

2025(See, e.g., Michael K., supra, at pp. 10–11; O&C Creditors Group, LLC v. Stephens & Stephens XII, LLC (2019) 42 Cal.App.5th 546 , 566 (O&C Creditors); Seltzer, supra, 182 Cal.App.4th at p. 963 .) To determine whether his claims against Gutierrez arise from such protected activity we “ ‘consider the elements of [each] challenged claim and what actions by the defendant supply those elements and consequently form the basis for liability.’ ” (Bonni v. St.

2025(See, e.g., Michael K., supra, at pp. 10–11; O&C Creditors Group, LLC v. Stephens & Stephens XII, LLC (2019) 42 Cal.App.5th 546 , 566 (O&C Creditors); Seltzer, supra, 182 Cal.App.4th at p. 963 .) To determine whether his claims against Gutierrez arise from such protected activity we “ ‘consider the elements of [each] challenged claim and what actions by the defendant supply those elements and consequently form the basis for liability.’ ” (Bonni v. St.

12
State ex rel. Wilson v. Superior Courtgreen
calctapp · 2014 · cited in 2 California opinions naming this issue, 2019–2019
2 sentences

2019Wilson v. Superior Court (2014) 227 Cal.App.4th 579 , 601, 174 Cal.Rptr.3d 317 .) "California law uses the words 'fraud' and 'deceit' interchangeably," and a "claim is 'fraudulent' [within the meaning of section 1871.7, subdivision (b) ] if it is characterized by deceit, dishonesty, or trickery, perpetrated to gain some unfair or dishonest advantage. [Citation.] This broad definition ... is consistent ... with [section 1871.1,] subdivision (b)'s incorporation of the violations in ... section 550, which encompass deceits shown by 'false or fraudulent' claims [citation], and *506 statements that

2019Wilson v. Superior Court (2014) 227 Cal.App.4th 579 , 601, 174 Cal.Rptr.3d 317 .) "California law uses the words 'fraud' and 'deceit' interchangeably," and a "claim is 'fraudulent' [within the meaning of section 1871.7, subdivision (b) ] if it is characterized by deceit, dishonesty, or trickery, perpetrated to gain some unfair or dishonest advantage. [Citation.] This broad definition ... is consistent ... with [section 1871.1,] subdivision (b)'s incorporation of the violations in ... section 550, which encompass deceits shown by 'false or fraudulent' claims [citation], and *506 statements that

12
Shade Foods, Inc. v. Innovative Products Sales & Marketing, Inc.green
calctapp · 2000 · cited in 2 California opinions naming this issue, 2006–2006
2 sentences

2006Co., supra, 25 Cal.App.4th at p. 1288 , 31 Cal.Rptr.2d 433 [bad faith denial of an insurance claim]; Shade Foods, Inc. v. Innovative Products Sales & Marketing, Inc., supra, 78 Cal.App.4th at p. 892 , 93 Cal.Rptr.2d 364 [same]), or the defendant took action to protect or minimize the injury to the plaintiff. ( American Airlines, Inc. v. Sheppard, Mullin, Richter & Hampton (2002) 96 Cal.App.4th 1017 , 117 Cal.Rptr.2d 685 [breach of fiduciary duty where defendant attorney attempted to protect the plaintiff's interests after agreeing to appear as a deposition witness for another client over the o

2006Co., supra, 25 Cal.App.4th at p. 1288 [bad faith denial of an insurance claim]; Shade Foods, Inc. v. Innovative Products Sales & Marketing, Inc., supra, 78 Cal.App.4th at p. 892 [same]), or the defendant took action to protect or minimize the injury to the plaintiff.

12
Taylor v. Superior Courtgreen
cal · 1979 · cited in 2 California opinions naming this issue, 1994–2006
2 sentences

1994Exchange (1978) 21 Cal.3d 910, 922 [ 148 Cal.Rptr. 389 , 582 P.2d 980 ].) Punitive damages for failure to pay or properly administer an insurance claim are ordinarily, as in this case, based on “malice” or “oppression,” rather than on the third possible ground for the award, “fraud.” Both “malice” and “oppression” are defined in Civil Code section 3294 as involving “despicable conduct,” which in the case of malice “is carried on by the *1287 defendant with a willful and conscious disregard of the rights or safety of others,” and as to oppression is “conduct that subjects a person to cruel and

1994Exchange (1978) 21 Cal.3d 910, 922 [ 148 Cal.Rptr. 389 , 582 P.2d 980 ].) Punitive damages for failure to pay or properly administer an insurance claim are ordinarily, as in this case, based on “malice” or “oppression,” rather than on the third possible ground for the award, “fraud.” Both “malice” and “oppression” are defined in Civil Code section 3294 as involving “despicable conduct,” which in the case of malice “is carried on by the *1287 defendant with a willful and conscious disregard of the rights or safety of others,” and as to oppression is “conduct that subjects a person to cruel and

12
Egan v. Mutual of Omaha Insurancegreen
cal · 1979 · cited in 2 California opinions naming this issue, 1984–2006
2 sentences

2006Co. (1979) 24 Cal.3d 809, 818 [ 169 Cal.Rptr. 691 , 620 P.2d 141 ].) When the insurer engages in unreasonable conduct in connection with an insured’s insurance claim, the insurer is said to have tortiously breached the implied covenant.

1984Co., supra, 24 Cal.3d 809, 819 ,—that “an insurer cannot reasonably and in good faith deny payments to its insured without thoroughly investigating the foundation for its denial”—only applies where an insurance claim has been formally denied.

12
National Union Fire Insurance v. Stites Professional Law Corp.green
calctapp · 1991 · cited in 2 California opinions naming this issue, 1999–1999
2 sentences

1999Law Corp. (1991) 235 Cal.App.3d 1718, 1727 [ 1 Cal.Rptr.2d 570 ].) The insurance defense attorney is placed in a position of conflict, however, when issues of coverage are asserted by the insurer through a reservation of rights.

1999Law Corp. (1991) 235 Cal.App.3d 1718, 1727 [ 1 Cal.Rptr.2d 570 ].) The insurance defense attorney is placed in a position of conflict, however, when issues of coverage are asserted by the insurer through a reservation of rights.

12
People v. Carrascogreen
calctapp · 2012 · cited in 1 California opinions naming this issue, 2026–2026
1 sentence

2026Even “where a defendant engages in vandalism that causes damage to the property of more than one victim, aggregation of the damages amounts is appropriate when the damage did not result from separate and distinct criminal acts and was inflicted pursuant to a single general impulse, intention or plan.” (People v. Carrasco (2012) 209 Cal.App.4th 715, 717 (Carrasco).)4 At trial, Williams testified he submitted an insurance claim and paid a $50 deductible to have his windshield replaced.

11
Neville v. CHUDACOFFgreen
calctapp · 2008 · cited in 1 California opinions naming this issue, 2025–2025
11
Hill v. Allstate Insurancegreen
cacd · 1997 · cited in 1 California opinions naming this issue, 2024–2024
11
Orange Catholic Found. v. Arvizugreen
calctapp5d · 2018 · cited in 1 California opinions naming this issue, 2024–2024
11
Transcontinental Insurance v. Insurance Co. of the State of Pennsylvaniagreen
calctapp · 2007 · cited in 1 California opinions naming this issue, 2023–2023
11
Boston LLC v. Juarezgreen
calctapp · 2016 · cited in 1 California opinions naming this issue, 2023–2023
11
Ignacio v. Caracciologreen
calctapp · 2016 · cited in 1 California opinions naming this issue, 2022–2022
11
People v. Rustergreen
cal · 1976 · cited in 1 California opinions naming this issue, 2020–2020
11
Millers Mutual Fire Insurance Co. of Texas v. Schwartzgreen
texapp · 1958 · cited in 1 California opinions naming this issue, 2020–2020
11
Wilson v. Superior Courtgreen
calctapp · 1976 · cited in 1 California opinions naming this issue, 2019–2019
11
Fremont Indemnity Co. v. Superior Courtgreen
calctapp · 1982 · cited in 1 California opinions naming this issue, 2019–2019
11
Rosenthal v. Irell & Manellagreen
calctapp · 1982 · cited in 1 California opinions naming this issue, 2019–2019
11
Lebbos v. State Bargreen
calctapp · 1985 · cited in 1 California opinions naming this issue, 2019–2019
11
Dove Audio, Inc. v. Rosenfeld, Meyer & Susmangreen
calctapp · 1996 · cited in 1 California opinions naming this issue, 2019–2019
11
Lerette v. Dean Witter Organization, Inc.green
calctapp · 1976 · cited in 1 California opinions naming this issue, 2019–2019
11
White v. Western Title Insurancegreen
cal · 1985 · cited in 1 California opinions naming this issue, 2019–2019
11
Rubin v. Greengreen
cal · 1993 · cited in 1 California opinions naming this issue, 2019–2019
11
People v. Valligreen
calctapp · 2010 · cited in 1 California opinions naming this issue, 2018–2018
11

Distinguished, questioned or overruled (0)

CaseNegativeCited
No negative-treatment citations attached to this issue in California. Read the followed side critically anyway.

Also cited on this issue (50)

CaseCitedYears
ELSENBERG v. Alameda Newspapers, Inc. green
calctapp · 1999
2 sentences

2019But "[r]espondents cannot gain the protection of the privilege to protect their own communications merely by establishing that they anticipated a potential for litigation," as " 'the privilege only arises at the point in time when litigation is no longer a mere possibility, but has instead ripened into a proposed proceeding that is actually contemplated in good faith and under serious consideration as a means of obtaining access to the courts for the purpose of resolving the dispute.' " ( Eisenberg, supra , 74 Cal.App.4th at p. 1381 , 88 Cal.Rptr.2d 802 , quoting Edwards, supra , 53 Cal.App.4t

2019But "[r]espondents cannot gain the protection of the privilege to protect their own communications merely by establishing that they anticipated a potential for litigation," as " 'the privilege only arises at the point in time when litigation is no longer a mere possibility, but has instead ripened into a proposed proceeding that is actually contemplated in good faith and under serious consideration as a means of obtaining access to the courts for the purpose of resolving the dispute.' " ( Eisenberg, supra , 74 Cal.App.4th at p. 1381 , 88 Cal.Rptr.2d 802 , quoting Edwards, supra , 53 Cal.App.4t

32019–2023
Foley v. Interactive Data Corp. green
cal · 1988
2 sentences

2021(See Foley, supra, 47 Cal.3d at pp. 685–691.) Yet the Foley court, when cabining the expansion of the insurance exception, quoted critics of the “special relationship” rubric.

2021(See Foley, supra, 47 Cal.3d at pp. 685–691.) Yet the Foley court, when cabining the expansion of the insurance exception, quoted critics of the “special relationship” rubric.

32021–2021
Goonewardene v. ADP, LLC green
· 2019
2 sentences

2021(See Goonewardene, supra, 6 Cal.5th at pp. 830 & 836 [no third party right to enforce contract if unnecessary to effectuate the contract’s objectives].) As mentioned, FAIR Plan agrees it is on the hook to Wexler’s parents for covered damage to Wexler’s property.

2021(See Goonewardene, supra, 6 Cal.5th at pp. 830 & 836 [no third party right to enforce contract if unnecessary to effectuate the contract’s objectives].) As mentioned, FAIR Plan agrees it is on the hook to Wexler’s parents for covered damage to Wexler’s property.

32021–2021
Optional Capital, Inc. v. Akin Gump Strauss, Hauer & Feld LLP green
calctapp5d · 2017
2 sentences

2023(Ibid.) However, the court held that “‘[r]espondents cannot gain the protection of the [litigation] privilege to protect their own communications merely by establishing that they anticipated a potential for litigation,’” as “‘“the privilege only arises at the point in time when litigation is no longer a mere possibility, but has instead ripened into a proposed proceeding that is actually contemplated in good faith and under serious consideration as a means of obtaining access to the courts for the purpose of resolving the dispute.”’” (Ibid., quoting Eisenberg v. Alameda Newspapers, Inc. (1999)

2021A “ ‘statement is “in connection with” litigation under section 425.16, subdivision (e)(2) if it relates to the substantive issues in the litigation and is directed to persons having some interest in the litigation.’ ” (Optional Capital, Inc. v. Akin Gump Strauss, Hauer & Feld LLP (2017) 18 Cal.App.5th 95 , 113–114.) Pappas’s communications related to the substantive issue in the litigation—the insurance claim—and were directed to a person with an interest in the litigation—Opperwall.

22021–2023
Rusheen v. Cohen green
cal · 2006
2 sentences

2022In the anti-SLAPP context, “‘[a]ny act’ includes communicative conduct such as the filing, funding, and prosecution of a civil action.” (Rusheen v. Cohen (2006) 37 Cal.4th 1048, 1056 .) This includes conduct ranging from filing an insurance claim as a prerequisite to litigation (People ex rel.

2022In the anti-SLAPP context, “‘[a]ny act’ includes communicative conduct such as the filing, funding, and prosecution of a civil action.” (Rusheen v. Cohen (2006) 37 Cal.4th 1048, 1056 .) This includes conduct ranging from filing an insurance claim as a prerequisite to litigation (People ex rel.

22022–2022
People v. Birkett green
cal · 1999
2 sentences

2021The juvenile court cited People v. Birkett (1999) 21 Cal.4th 226 for the proposition that the victim is entitled to restitution regardless of whether the loss had been partially or fully reimbursed by his or her insurance company.

2020Chun’s argument is based on People v. Birkett (1999) 21 Cal.4th 226 (Birkett).

22020–2021
Waters v. United Services Automobile Ass'n green
calctapp · 1996
2 sentences

2021There, the parties settled the underlying homeowners’ insurance claim so that the homeowners incurred no out-of- pocket repair expenses. ( Waters, supra, 41 Cal.App.4th at pp. 1067-1069.) And the court concluded that because they did not offer proof that they had incurred any fees due to the insurer’s delays, the homeowners suffered no financial loss.

2021There, the parties settled the underlying homeowners’ insurance claim so that the homeowners incurred no out-of- pocket repair expenses. ( Waters, supra, 41 Cal.App.4th at pp. 1067-1069.) And the court concluded that because they did not offer proof that they had incurred any fees due to the insurer’s delays, the homeowners suffered no financial loss.

22021–2021
Cornell v. Berkeley Tennis Club green
calctapp5d · 2017
2 sentences

2019But "[r]espondents cannot gain the protection of the privilege to protect their own communications merely by establishing that they anticipated a potential for litigation," as " 'the privilege only arises at the point in time when litigation is no longer a mere possibility, but has instead ripened into a proposed proceeding that is actually contemplated in good faith and under serious consideration as a means of obtaining access to the courts for the purpose of resolving the dispute.' " ( Eisenberg, supra , 74 Cal.App.4th at p. 1381 , 88 Cal.Rptr.2d 802 , quoting Edwards, supra , 53 Cal.App.4t

2019But "[r]espondents cannot gain the protection of the privilege to protect their own communications merely by establishing that they anticipated a potential for litigation," as " 'the privilege only arises at the point in time when litigation is no longer a mere possibility, but has instead ripened into a proposed proceeding that is actually contemplated in good faith and under serious consideration as a means of obtaining access to the courts for the purpose of resolving the dispute.' " ( Eisenberg, supra , 74 Cal.App.4th at p. 1381 , 88 Cal.Rptr.2d 802 , quoting Edwards, supra , 53 Cal.App.4t

22019–2019
T.D.S. Incorporated v. Shelby Mutual Insurance Company green
ca11 · 1985
2 sentences

2018Co. (11th Cir. 1985) 760 F.2d 1520 , 1527, which involved an insurance claim for a fire at the insured's restaurant.

2018Co. (11th Cir. 1985) 760 F.2d 1520 , 1527, which involved an insurance claim for a 26 The Interrogation by the Court Was Error The insurers assert that in addition to allowing use of the responses to RFAs, the trial court committed a series of prejudicial errors in how it handled Finberg, beginning with the argument that the court “improperly assumed the role of advocate and impugned Finberg’s integrity before the jury.” Describing the court’s conduct with verbs and adjectives not generally seen in appellate briefs—at least not in briefs from respected counsel, which all three of the insurers’

22018–2018
State of Cal. v. Continental Insurance green
cal · 2012
2 sentences

2017Co. , supra , 55 Cal.4th at p. 201 , 145 Cal.Rptr.3d 1 , 281 P.3d 1000 .) We see no reason to treat the other insurance clause in this case differently just because it was repeated and incorporated into the definition of Ultimate Net Loss.

2017Co. , supra , 55 Cal.4th at p. 201 , 145 Cal.Rptr.3d 1 , 281 P.3d 1000 .) We see no reason to treat the other insurance clause in this case differently just because it was repeated and incorporated into the definition of Ultimate Net Loss.

22017–2017
Century Surety Co. v. United Pacific Insurance green
calctapp · 2003
2 sentences

2016Three insurers accepted the tender and ultimately settled the suit, but the fourth insurer (Century) refused to provide a defense on the ground its policy contained an other insurance clause that “ ‘If other valid and collectible insurance is available to any insured for a loss we cover under Coverage A or B of this Coverage Part, then this insurance is excess of such insurance and we will have no duty to defend any claim or “suit” that any other insurer has a duty to defend.’ ” (Century, supra, 109 Cal.App.4th at p. 1252 .) The other carriers’ policies stated that, if other primary insurance

2016(Id. at pp. 1256-1260.) “[E]xcess insurance is insurance that is expressly understood by both the insurer and insured to be secondary to specific underlying coverage which will not begin until after that underlying coverage is exhausted and which does not broaden that underlying coverage. [Citation.] That is not the kind of „excess‟ insurance involved in this case. [¶] The „excess‟ insurance problem before us arises when one insurer attempts, through the use of a so-called other insurance clause, to reduce a primary coverage obligation into a more limited excess liability. „Insurance policies

22016–2016
Travelers Cas. and Sur. v. Century Sur. green
calctapp · 2004
2 sentences

2016Courts have found for the pro rata solution when confronted by a variety of conflicts between differing types of “other insurance” provisions. . . . [¶] A predicate for prorating policies with conflicting “other insurance” provisions is that the policies operate on the same level of coverage, that is to say, two or more policies apply to the same damage or loss suffered by the same party. [Citations.] Put another way, “an ‘other insurance’ dispute can only arise between carriers on the same level, it cannot arise between excess and primary insurers.” [Citation.]’ ” ( Century, supra, 109 Cal.Ap

2016Courts have found for the pro rata solution when confronted by a variety of conflicts between differing types of “other insurance” provisions. . . . [¶] A predicate for prorating policies with conflicting “other insurance” provisions is that the policies operate on the same level of coverage, that is to say, two or more policies apply to the same damage or loss suffered by the same party. [Citations.] Put another way, “an ‘other insurance’ dispute can only arise between carriers on the same level, it cannot arise between excess and primary insurers.” [Citation.]’ ” ( Century, supra, 109 Cal.Ap

22016–2016
Lawrence Hamilton v. State Farm Fire & Casualty Company, an Illinois Corporation David's Restaurant Supply green
ca9 · 2001
2 sentences

2016In Hamilton, supra, 270 F.3d 778 , Hamilton filed an insurance claim for damage and loss he attributed to tenants he had just evicted from a house he owned.

2016In Hamilton, supra, 270 F.3d 778 , Hamilton filed an insurance claim for damage and loss he attributed to tenants he had just evicted from a house he owned.

22016–2016
People v. Scott green
cal · 1994
2 sentences

2015(Cf. People v. Scott (1994) 9 Cal.4th 331, 354 .) Instead, he argues that the Board records submitted in support of the restitution award did not meet the evidentiary requirements of section 1202.4, subdivision (f)(4)(B), because the insurance claim forms did not specify the nature of services provided.

2015(Cf. People v. Scott (1994) 9 Cal.4th 331, 354 .) Instead, he argues that the Board records submitted in support of the restitution award did not meet the evidentiary requirements of section 1202.4, subdivision (f)(4)(B), because the insurance claim forms did not specify the nature of services provided.

22015–2015
Armstrong World Industries, Inc. v. Aetna Casualty & Surety Co. green
calctapp · 1996
2 sentences

2014Regional relied on Armstrong World Industries, Inc. v. Aetna Casualty & Surety Co. (1996) 45 Cal.App.4th 1 [ 52 Cal.Rptr.2d 690 ] (Armstrong), where the court found property damage within an insurance clause based on the incorporation of asbestos tiles and insulation into a building because the potentially hazardous material was physically linked to the building.

2014Regional relied on Armstrong World Industries, Inc. v. Aetna Casualty & Surety Co. (1996) 45 Cal.App.4th 1 [ 52 Cal.Rptr.2d 690 ] (Armstrong), where the court found property damage within an insurance clause based on the incorporation of asbestos tiles and insulation into a building because the potentially hazardous material was physically linked to the building.

22014–2014
American Airlines, Inc. v. Sheppard, Mullin, Richter & Hampton green
calctapp · 2002
2 sentences

2006Co., supra, 25 Cal.App.4th at p. 1288 , 31 Cal.Rptr.2d 433 [bad faith denial of an insurance claim]; Shade Foods, Inc. v. Innovative Products Sales & Marketing, Inc., supra, 78 Cal.App.4th at p. 892 , 93 Cal.Rptr.2d 364 [same]), or the defendant took action to protect or minimize the injury to the plaintiff. ( American Airlines, Inc. v. Sheppard, Mullin, Richter & Hampton (2002) 96 Cal.App.4th 1017 , 117 Cal.Rptr.2d 685 [breach of fiduciary duty where defendant attorney attempted to protect the plaintiff's interests after agreeing to appear as a deposition witness for another client over the o

2006Co., supra, 25 Cal.App.4th at p. 1288 , 31 Cal.Rptr.2d 433 [bad faith denial of an insurance claim]; Shade Foods, Inc. v. Innovative Products Sales & Marketing, Inc., supra, 78 Cal.App.4th at p. 892 , 93 Cal.Rptr.2d 364 [same]), or the defendant took action to protect or minimize the injury to the plaintiff. ( American Airlines, Inc. v. Sheppard, Mullin, Richter & Hampton (2002) 96 Cal.App.4th 1017 , 117 Cal.Rptr.2d 685 [breach of fiduciary duty where defendant attorney attempted to protect the plaintiff's interests after agreeing to appear as a deposition witness for another client over the o

22006–2006
Mayfield v. Johnson green
miss · 1967
2 sentences

2006Co., supra, 25 Cal.App.4th at p. 1288 , 31 Cal.Rptr.2d 433 [bad faith denial of an insurance claim]; Shade Foods, Inc. v. Innovative Products Sales & Marketing, Inc., supra, 78 Cal.App.4th at p. 892 , 93 Cal.Rptr.2d 364 [same]), or the defendant took action to protect or minimize the injury to the plaintiff. ( American Airlines, Inc. v. Sheppard, Mullin, Richter & Hampton (2002) 96 Cal.App.4th 1017 , 117 Cal.Rptr.2d 685 [breach of fiduciary duty where defendant attorney attempted to protect the plaintiff's interests after agreeing to appear as a deposition witness for another client over the o

2006(American Airlines, Inc. v. Sheppard, Mullin, Richter & Hampton (2002) 96 Cal.App.4th 1017 [ 117 Cal.Rptr.2d 685 ] [breach of fiduciary duty where defendant attorney attempted to protect the plaintiff’s interests after agreeing to appear as a deposition witness for another client over the objections of plaintiff, a prior and current client]; Mayfield v. Johnson (Miss. 1967) 202 So.2d 630 [automobile collision].) Plaintiff has not cited any cases involving a collision where the court found the defendant’s conduct was despicable, and we have found no California cases on point.

22006–2006
People v. Harvey green
cal · 1979
12025–2025
1231 Euclid Homeowners Ass'n v. State Farm Fire & Casualty Co. green
calctapp · 2006
12024–2024
People Ex Rel. Allstate Insurance v. Weitzman green
calctapp · 2003
12024–2024
Weitz v. Yankosky green
cal · 1966
12024–2024
Old Republic Insurance v. FSR Brokerage, Inc. green
calctapp · 2000
12024–2024
Lickiss v. Financial Industry Regulatory Authority green
calctapp · 2012
12024–2024
Employers Mutual Liability Insurance v. Tutor-Saliba Corp. green
cal · 1998
12024–2024
People v. S.M. green
calctapp · 2017
12024–2024
Fireman's Fund Insurance v. Atlantic Richfield Co. green
calctapp · 2001
12023–2023
Strawn v. Morris Polich & Purdy, LLP green
calctapp5d · 2019
12023–2023
Po-Jen Chen v. Interinsurance Exchange of Automobile Club green
calctapp · 2008
12022–2022
Love v. Fire Insurance Exchange green
calctapp · 1990
12022–2022
People v. Lewis green
cal · 2021
12022–2022
STATE EX REL. METZ v. Farmers Group, Inc. green
calctapp · 2007
12022–2022
People v. Butler green
calctapp · 2011
12022–2022
People v. Hung Hao Nguyen green
calctapp · 1995
12022–2022
State Ex Rel. Nee v. Unumprovident Corp. green
calctapp · 2006
12022–2022
Neff v. New York Life Insurance green
cal · 1947
12022–2022
Barry v. State Bar of Cal. green
cal · 2017
12022–2022
People v. Ghent green
cal · 1987
12022–2022
People v. Crisler green
calctapp · 2008
12021–2021
People v. Brittany L. green
calctapp · 2002
12021–2021
Hagberg v. California Federal Bank FSB green
cal · 2004
12021–2021

Statutes the citing opinions construe

CA § Cal. Civil Code § 3294 (14) CA § Cal. Civil Code § 47 (7) CA § Cal. Insurance Code § 2071 (6) CA § Cal. Civil Code § 1714 (5) CA § Cal. Evidence Code § 452 (5) CA § Cal. Evidence Code § 1101 (4)

Counted by distinct opinions that both name this issue and are annotated to the section; sections every opinion cites regardless of issue are not filtered here, so read the counts against the total above.

Where else courts name it

CA 124 (1954–2026) AL 119 (1933–2026) IL 111 (1942–2026) TX 108 (1922–2026) FL 77 (1965–2022) NY 68 (1903–2026) WA 57 (1926–2024) CT 49 (1980–2019) MO 45 (1980–2023) MI 42 (1968–2021) IN 39 (1939–2025) NJ 37 (1887–2026) PA 35 (1841–2023) MS 32 (1961–2025) OH 28 (1961–2026) GA 28 (1980–2026) LA 26 (1952–2023) MN 25 (1932–2018) OK 23 (1942–2024) ID 21 (1969–2021) AZ 19 (1963–2023) MA 19 (1939–2017) WI 17 (1923–2026) IA 16 (1982–2022) UT 15 (1988–2026) WV 15 (1928–2025) TN 15 (1988–2024) NM 14 (1992–2023) MT 13 (2003–2019) NC 13 (1961–2022) OR 13 (1964–2026) KS 12 (1902–2022) HI 11 (1987–2025) CO 11 (1996–2026) KY 10 (1909–2024) MD 10 (1989–2024) ND 8 (1982–2025) DE 7 (1988–2026) AR 7 (1933–2011) VT 7 (1984–2026) NE 7 (1944–2024) AK 6 (1989–2014) RI 6 (1970–2007) VA 4 (1983–2021) WY 4 (1982–2022) NV 3 (1998–2011) SC 2 (1994–2019) ME 2 (2017–2019) NH 2 (2015–2019)

Opinions by the citing court's state. A doctrine retained in one state and abandoned in another shows up here as a year span that stalls.

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