Syfert Injury Law Firm

Scope of this part.

Definitions.

Residential coverage and hurricane coverage defined.

“Premium” defined.

Payment of premiums; claims.

Insurable interest; personal insurance.

Insurable interest; property.

Power to contract; purchase of insurance by or for minor.

Alteration of application.

Application as evidence.

Insurer name, agent name, and license identification number required on application.

Representations in applications; warranties.

Specific reasons for denial, cancellation, or nonrenewal.

Standard personal lines residential insurance policy.

Savings reflections in residential property and motor vehicle insurer rate filings related to specified chapter laws.

Filing, approval of forms.

Credit insurance enrollment forms.

Informational filing of forms.

Life and health insurance; reduced premiums upon rigorous physical examination.

Government employees exposed to toxic drug chemicals; cancellation of life or health policy or certificate prohibited.

Claims-handling manuals; submission; attestation.

Grounds for disapproval.

Standard provisions, in general.

Contents of policies, in general; identification.

Telephone number required.

Stacking of coverages prohibited.

Notice of cancellation, nonrenewal, or renewal premium.

Casualty insurance contracts subject to general provisions for insurance contracts.

Nonjoinder of insurers.

Disclosure of certain information required.

Wrap-up insurance policies for nonpublic construction projects.

Additional policy contents.

Outline of coverage.

Readable language in insurance policies.

Medical malpractice insurance contracts.

Medical malpractice insurers; required offer of coverage limits.

Public notice of medical malpractice rate filings.

Charter, bylaw provisions.

Execution of policies.

Underwriters’ and combination policies.

Validity of noncomplying contracts.

Construction of policies.

Health insurance; claims for payment of psychotherapeutic services; confidentiality.

Binders.

Coverage identification number required.

Delivery of policy.

Disclosures to policyholders; coverage of behavioral health care services.

Assignment of policies or post-loss benefits.

Payment discharges insurer.

Health insurance out-of-hospital benefits.

Total disability defined.

Health insurance cost containment provisions required.

Coordination of benefits.

Coverage for bone marrow transplant procedures.

Sickness disability or disability due to sickness.

Health insurer examinations.

Coverage for use of drugs in treatment of cancer.

Insurance policies; cancer treatment parity; orally administered cancer treatment medications.

Prior authorization.

Step-therapy protocol.

Coverage for certain prescription and nonprescription enteral formulas.

Reimbursement for telehealth services.

Coverage for air ambulance services.

Minor may give acquittance.

Forms for proof of loss to be furnished.

Claims administration.

Payment of settlement.

Payment of judgment by insurer; penalty for failure.

Medical tests for HIV infection and AIDS for insurance purposes.

Dental procedures; anesthesia and hospitalization coverage.

Genetic information for insurance purposes.

Identification cards for processing prescription drug claims.

Notice of change in policy terms.

Commercial general liability policies; coverage to contractors for completed operations.

Insurance contracts.

Essential health benefits.

Loss run statements for all lines of insurance.

Paid family leave insurance.

Advanced explanation of benefits.