acceleration clause (Indiana) · Go Syfert
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acceleration clause in Indiana

13 Indiana opinions name it 2 courts 1936–2020 0 in the last five years

The cases below were cited by Indiana courts in a sentence that names this issue. Sides come from how each citing opinion treated the case (Syfertize flag on that citation), so a case can appear on both: that is where the law is contested. A red or yellow chip is the case's own overall treatment.

Followed or applied (7)

CaseFollowedCited
Cowan v. Murphygreen
indctapp · 1975 · cited in 3 Indiana opinions naming this issue, 1983–2020
2 sentences

2020Although that case involved a note with a mandatory acceleration clause, the panel commented that, “[h]ad the acceleration clause been merely optional,” the lender’s acceptance of late payments on the promissory note would have waived acceleration, so no cause of action would have accrued “until the whole note had become due.” Cowan, id. at 572 , 333 N.E.2d at 805–06.

2020Although that case involved a note with a mandatory acceleration clause, the panel commented that, “[h]ad the acceleration clause been merely optional,” the lender’s acceptance of late payments on the promissory note would have waived acceleration, so no cause of action would have accrued “until the whole note had become due.” Cowan, id. at 572 , 333 N.E.2d at 805–06.

23
Huston v. Fatkagreen
indctapp · 1903 · cited in 2 Indiana opinions naming this issue, 1975–1983
2 sentences

1983See Huston v. Fatka (1903), 30 Ind.App. 693 , 66 N.E. 74 ." (Emphasis added.) Id. 165 Ind.App. at 572 , 333 N.E.2d 802 .

1983See Huston v. Fatka (1903), 30 Ind.App. 693 , 66 N.E. 74 ." (Emphasis added.) Id. 165 Ind.App. at 572 , 333 N.E.2d 802 .

22
Hamlin v. Stewardgreen
indctapp · 1993 · cited in 1 Indiana opinions naming this issue, 2019–2019
2 sentences

2019See Hamlin v. Steward , 622 N.E.2d 535 , 539 (Ind. Ct. App. 1993) (absent an acceleration clause, the holder of a note can collect only the payments due at the time of default and as each installment payment becomes due).

2019See Hamlin v. Steward , 622 N.E.2d 535 , 539 (Ind. Ct. App. 1993) (absent an acceleration clause, the holder of a note can collect only the payments due at the time of default and as each installment payment becomes due).

11
Roberts v. Watsongreen
indctapp · 1977 · cited in 1 Indiana opinions naming this issue, 2005–2005
2 sentences

2005Roberts v. Watson, 172 Ind.App. 108 , 359 N.E.2d 615, 621 (1977), reh'g denied.

2005Roberts v. Watson, 172 Ind.App. 108 , 359 N.E.2d 615, 621 (1977), reh'g denied.

11
Carey v. Piphusgreen
scotus · 1978 · cited in 1 Indiana opinions naming this issue, 1994–1994
2 sentences

1994See Carey v. Piphus, 435 U.S. 247 , 98 S.Ct. 1042 , 55 L.Ed.2d 252 (1977).

1994See Carey v. Piphus, 435 U.S. 247 , 98 S.Ct. 1042 , 55 L.Ed.2d 252 (1977).

11
Kuhn v. Kuhngreen
ind · 1980 · cited in 1 Indiana opinions naming this issue, 1993–1993
2 sentences

1993See Griese-Traylor Corp. v. Lemmons (1981), Ind.App., 424 N.E.2d 173, 183 , trans. denied (citing Kuhn v. Kuhn (1980), 273 Ind. 67, 71-72 , 402 N.E.2d 989, 992 ). 2 .

1993See Griese-Traylor Corp. v. Lemmons (1981), Ind.App., 424 N.E.2d 173, 183 , trans. denied (citing Kuhn v. Kuhn (1980), 273 Ind. 67, 71-72 , 402 N.E.2d 989, 992 ). 2 .

11
Griese-Traylor Corp. v. Lemmonsgreen
indctapp · 1981 · cited in 1 Indiana opinions naming this issue, 1993–1993
1 sentence

1993See Griese-Traylor Corp. v. Lemmons (1981), Ind.App., 424 N.E.2d 173, 183 , trans. denied (citing Kuhn v. Kuhn (1980), 273 Ind. 67, 71-72 , 402 N.E.2d 989, 992 ). 2 .

11

Distinguished, questioned or overruled (0)

CaseNegativeCited
No negative-treatment citations attached to this issue in Indiana. Read the followed side critically anyway.

Also cited on this issue (8)

CaseCitedYears
Smither v. Asset Acceptance, LLC green
indctapp · 2010
2 sentences

2019This was a period the court found was "a per se unreasonable amount of time to wait before invoking an acceleration clause." Id. (quoting Smither , 919 N.E.2d at 1161-62 ). [37] Guided by Stroud , we find that EMC delayed an unreasonable amount of time by waiting until April of 2011 to invoke the acceleration clause.

2019Id. at 43. [20] To the degree that the trial court denied the Blairs' statute-of-limitations defense, it rejected the Blairs' claim that EMC did not invoke the acceleration clause in a reasonable time: Indiana law is clear that "if an installment loan contract or promissory note has an optional acceleration clause, ... a creditor may (but is not required) to declare all future installments on the loan immediately due and payable after a debtor's default." Smither v. Asset Acceptance, LLC , 919 N.E.2d 1153 , 1160 (Ind. Ct. App. 2010).

22019–2019
Otto v. Park Garden Associates green
indctapp · 1993
1 sentence

2020The facts of this case are sufficiently similar to the facts in Otto v. Park Garden Assocs., 612 N.E.2d 135 (Ind. Ct. App. 1993), reh’g denied, [trans. denied,] a case in which a lender was granted a foreclosure of a mortgage that had been signed by the debtor[.] The designated evidence shows that Defendant Barrows waived presentment and demand for payment, Crossroads reserved the right to invoke the acceleration clause without notice to Barrows, Defendant Barrows was in default at the time that the acceleration took place (for not making monthly payments in a timely fashion and for failing to

12020–2020
Heritage Acceptance Corporation v. Chris L. Romine green
indctapp · 2014
2 sentences

2019Id.

2019Id. at 464 . [33] Heritage relied on Smither , 919 N.E.2d at 1153 .

12019–2019
Formall, Inc v. Community National Bank green
michctapp · 1984
1 sentence

2013In support, they cite Formall, Inc. v. Community National Bank of Pontiac, 360 N.W.2d 902 (Mich. Ct. App. 1984).

12013–2013
Chrysler Credit Corp. v. Barnes green
gactapp · 1972
2 sentences

1981Chrysler Credit Corp. v. Barnes, (1972) 126 Ga.App. 444 , 191 S.E.2d 121 , did not involve the problem of acceptance of late payments, but did involve the validity of an acceleration clause.

1981Chrysler Credit Corp. v. Barnes, (1972) 126 Ga.App. 444 , 191 S.E.2d 121 , did not involve the problem of acceptance of late payments, but did involve the validity of an acceleration clause.

11981–1981
Kiskadden v. Allen neutral
colo · 1883
1 sentence

1936“Stated broadly, the overwhelming weight of authority is to the effect that where a note is made payable on a definite day and also contains a conditional promise to pay at an earlier time, the instrument is not rendered non-negotiable by the acceleration clause; Kiscadden v. Allen, 7 Colo. 206 ( 3 Pac. 221 ); Walker v. Woollen, 54 Ind. 164 ( 23 Am.

11936–1936
Walker v. Woollen green
ind · 1876
1 sentence

1936“Stated broadly, the overwhelming weight of authority is to the effect that where a note is made payable on a definite day and also contains a conditional promise to pay at an earlier time, the instrument is not rendered non-negotiable by the acceleration clause; Kiscadden v. Allen, 7 Colo. 206 ( 3 Pac. 221 ); Walker v. Woollen, 54 Ind. 164 ( 23 Am.

11936–1936
Charlton v. Reed green
iowa · 1883
1 sentence

1936Rep. 639 ); Charlton v. Reed, 61 Iowa 166 , 47 Am.

11936–1936

Statutes the citing opinions construe

IN § Ind. Code § 34-11-2-9 (3)

Counted by distinct opinions that both name this issue and are annotated to the section; sections every opinion cites regardless of issue are not filtered here, so read the counts against the total above.

Where else courts name it

NY 100 (1910–2025) TX 54 (1925–2025) CA 45 (1927–2025) FL 44 (1927–2024) GA 34 (1934–2003) MI 33 (1930–2025) PA 24 (1928–2019) LA 23 (1933–2025) IL 22 (1904–2025) OH 22 (1912–2017) MA 21 (1956–2022) NJ 19 (1929–2024) IA 17 (1925–2022) AZ 16 (1969–2022) KS 16 (1915–2022) OK 15 (1936–2024) MO 14 (1927–2016) IN 13 (1936–2020) TN 13 (1915–2018) CT 12 (1933–2002) AR 11 (1924–1982) AL 11 (1929–2017) CO 10 (1954–2020) NC 10 (1948–2024) MD 10 (1954–2002) WA 10 (1929–2026) ND 10 (1918–1997) VA 9 (1919–2025) MS 9 (1955–2021) ME 8 (1973–2024) MN 7 (1924–1986) WI 7 (1929–2018) NM 7 (1941–2024) OR 7 (1919–1999) NE 7 (1926–2022) UT 7 (1935–2019) SD 6 (1927–1982) DE 6 (1930–2017) RI 4 (1974–2018) ID 3 (1922–1988) KY 3 (1937–1998) VT 3 (1993–2005) MT 3 (1923–1962) HI 3 (1997–2013) SC 2 (1940–1984) WY 2 (1933–1981)

Opinions by the citing court's state. A doctrine retained in one state and abandoned in another shows up here as a year span that stalls.

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