subrogation clause (Ohio) · Go Syfert
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subrogation clause in Ohio

78 Ohio opinions name it 3 courts 1929–2025 2 in the last five years

The cases below were cited by Ohio courts in a sentence that names this issue. Sides come from how each citing opinion treated the case (Syfertize flag on that citation), so a case can appear on both: that is where the law is contested. A red or yellow chip is the case's own overall treatment.

Followed or applied (9)

CaseFollowedCited
Bogan v. Progressive Casualty Insurancegreen
ohio · 1988 · cited in 14 Ohio opinions naming this issue, 1990–2004
2 sentences

2004The trial court's decision was based primarily on paragraph four of the syllabus in Bogan, which stated that a subrogation clause is "a valid and enforceable precondition to the duty to provide underinsured motorist coverage." Bogan, 36 Ohio St.3d 22 , paragraph four of the syllabus.

2003The trial court applied this reasoning to all three policies. {¶ 17} Under the clear mandate of Bogan v. Progressive Casualty Insurance Co. (1988), 36 Ohio St.3d 22 , paragraph four of the syllabus, subrogation provisions are enforceable in uninsured/underinsured motorist claims: "Based upon the established common law and further strengthened by the specific statutory provision, R.C. 3937.18 , a subrogation clause is reasonably includable in contracts providing underinsured motorist insurance.

314
In re Wellygreen
ohio · 1988 · cited in 9 Ohio opinions naming this issue, 1997–2002
2 sentences

2002Furthermore, in McDonald , the court’s holding specifically addressed the situation when an underinsurer fails to respond to an insured’s notification of a settlement offer: “The insurer’s failure to respond, within a reasonable time, to notification by its insured of a settlement offer will operate to void a subrogation clause in the insurer’s underinsured motorist provision.” Id. at paragraph three of the syllabus.

2002By providing in paragraph four of the syllabus that compliance with a subrogation clause is a “precondition” to UIM coverage, and by stating in the body of the opinion that if the insured compromises with the tortfeasor in a way that destroys the UIM insurer’s subrogation right, then the insurer is prejudiced (see 36 Ohio St.3d at 31 , 521 N.E.2d 447 ), Bogan in effect mandated the ultimate conclusion reached in the case sub judice by the court of appeals.

19
Scott-Pontzer v. Liberty Mutual Fire Insurancegreen
ohio · 1999 · cited in 2 Ohio opinions naming this issue, 2002–2003
2 sentences

2003Judgment affirmed in part, reversed in part and cause remanded. 1 (1999), 85 Ohio St.3d 660 . 2 Civ.R. 56(C); Horton v. Harwick Chemical Corp. (1985), 73 Ohio St.3d 679 , 686-87 . 3 Good v. Krohn (2002), 151 Ohio App.3d 832 , 835 , 2002-Ohio-4001 , at ¶ 7 , citing Jacobs v. Racevskis (1995), 105 Ohio App.3d 1 , 7 . 4 Hannah v. Dayton Power Light Co. (1998), 82 Ohio St.3d 482 , 485 . 5 Griner v. Minster Bd. of Edn. (1998), 128 Ohio App.3d 425 , 430 . 6 J.A.

2002See Scott-Pontzer at 663 ("It is well settled that an insurance policy is a contract and that the relationship between the insured and the insurer is purely contractual in nature").

12
City of Willoughby Hills v. C. C. Bar's Sahara, Inc.green
ohio · 1992 · cited in 1 Ohio opinions naming this issue, 2025–2025
1 sentence

2025Bar’s Sahara, Inc., 64 Ohio St.3d 24, 26 (1992). {¶10} In Hartford, this court held that a party lacked standing to appeal a judgment in favor of a third-party defendant where the appealing party (the plaintiff, asserting a subrogation claim) lacked an interest in the dispute between the defendant and the third-party defendant (an indemnification and contribution claim) where the defendant’s potential recovery from the third-party defendant “would have no immediate effect” on the plaintiff’s claims against the defendant and the plaintiff had no claims against the third-party defendant.

11
Berkheimer v. REKM, L.L.C.green
· 2018 · cited in 1 Ohio opinions naming this issue, 2024–2024
1 sentence

2024Berkheimer also alleged a subrogation claim against United Healthcare Services, Inc. That claim was dismissed. 3 SUPREME COURT OF OHIO entitle him to relief.” Berkheimer v. REKM, L.L.C., 2018-Ohio-2668, ¶ 17 (12th Dist.).

11
Smith v. Jonesgreen
ohioctapp · 2007 · cited in 1 Ohio opinions naming this issue, 2016–2016
1 sentence

2016See Smith v. Jones, 175 Ohio App.3d 705 , 2007- Ohio-6708, ¶ 15-20 (3d Dist.) (providing an overview of R.C. 4123.93 and -15- Case No. 17-16-02 4123.931).

11
Hrivnak v. NCO Portfolio Management, Inc.green
ohnd · 2010 · cited in 1 Ohio opinions naming this issue, 2013–2013
1 sentence

2013None of these cases are applicable. {¶33} The only case cited by respondents that has some bearing on this case is Hrivnak v. NCO Portfolio Mgmt., 723 F.Supp.2d 1020, 1028 (N.D.Ohio 2010), a similar debt collection case.

11
Fulmer v. Insura Property & Casualty Co.green
ohio · 2002 · cited in 1 Ohio opinions naming this issue, 2002–2002
11
Isbell v. Kaiser Foundation Health Plangreen
ohioctapp · 1993 · cited in 1 Ohio opinions naming this issue, 2000–2000
11

Distinguished, questioned or overruled (0)

CaseNegativeCited
No negative-treatment citations attached to this issue in Ohio. Read the followed side critically anyway.

Also cited on this issue (53)

CaseCitedYears
McDonald v. Republic-Franklin Insurance green
ohio · 1989
2 sentences

2002Co. (1989), 45 Ohio St.3d 27 , 543 N.E.2d 456 , paragraph two of the syllabus, and Fulmer at 93, 760 N.E.2d 392 . *435 {¶ 52} In challenging the trial court’s ruling with respect to the subrogation clause, plaintiff does not challenge the validity or applicability of the subrogation clause, nor does she contend that Transcontinental was provided with notice of the settlement agreement prior to its execution.

2002Co. (1989), 45 Ohio St.3d 27 , 543 N.E.2d 456 , paragraph two of the syllabus, and Fulmer at 93, 760 N.E.2d 392 . *435 {¶ 52} In challenging the trial court’s ruling with respect to the subrogation clause, plaintiff does not challenge the validity or applicability of the subrogation clause, nor does she contend that Transcontinental was provided with notice of the settlement agreement prior to its execution.

71992–2002
Holeton v. Crouse Cartage Co. green
ohio · 2001
2 sentences

2005In the trial court, plaintiffs disputed "the validity of BWC's subrogation claim and argue[d] that the statute violates relevant sections of Ohio's constitution." Id.

2002Thus, R.C. 4123.931 does not disrupt any of the rights or obligations of the claimant and the employer with regard to the payment of statutory workers’ compensation benefits, and the balance of compromise upon which the viability of the workers’ compensation system depends remains intact.” Holeton, supra, at 120-121 , 748 N.E.2d 1111 . {¶ 5} The Supreme Court also noted that the subrogation principle was justified inasmuch as the BWC recovered monies payable to the claimant that were duplicative of the bureau’s outlay for medical payments and wage-loss reimbursement.

52001–2005
Grange Mutual Casualty Co. v. Lindsey green
ohio · 1986
2 sentences

2009Co. v. Lindsey, 22 Ohio St.3d 153 , 22 OBR 228, 489 N.E.2d 281 , we recognized that if enforced, a subrogation clause, like the setoff provision at issue in Shearer, would permit an insurer to contractually alter its insurance policy to escape all or part of its statutory obligation to provide uninsured-motorist coverage.

2009Co. v. Lindsey, 22 Ohio St.3d 153 , 22 OBR 228, 489 N.E.2d 281 , we recognized that if enforced, a subrogation clause, like the setoff provision at issue in Shearer, would permit an insurer to contractually alter its insurance policy to escape all or part of its statutory obligation to provide uninsured-motorist coverage.

42002–2009
Berrios v. State Farm Insurance green
ohio · 2002
2 sentences

2009Co., 98 Ohio St.3d 109 , 2002-Ohio-7115 , 781 N.E.2d 149 , an insurer may not use a subrogation clause to seek reimbursement from its insured on amounts paid pursuant to the insured’s medical-expenses coverage.

2009Co., 98 Ohio St.3d 109 , 2002-Ohio-7115 , 781 N.E.2d 149 , an insurer may not use a subrogation clause to seek reimbursement from its insured on amounts paid pursuant to the insured’s medical-expenses coverage.

32006–2009
Berrios v. State Farm Ins. Co. neutral
ohio · 2002
2 sentences

2009Co., 98 Ohio St.3d 109 , 2002-Ohio-7115 , 781 N.E.2d 149 , an insurer may not use a subrogation clause to seek reimbursement from its insured on amounts paid pursuant to the insured’s medical-expenses coverage.

2009Co., 98 Ohio St.3d 109 , 2002-Ohio-7115 , 781 N.E.2d 149 , the court determined that the insurer could not enforce a subrogation clause because the subrogation clause was in derogation of the policy and purpose of the statute providing for UM7UIM coverage.

22009–2009
Pryor v. Webber green
ohio · 1970
2 sentences

2007The affidavit and supporting documentation confirmed that the subrogation claim was paid on June 6, 2005. {¶ 13} Here, the parties do not dispute that Nationwide paid Mrs. Fickes under the medical payments portion of their insurance contract with Nationwide and that Nationwide recouped the sum from State Farm, Kirk's insurer. {¶ 14} It is a well-settled rule of law that "the measure of damages is that which will compensate and make the plaintiff whole." Pryor v. Webber (1970), 23 Ohio St.2d 104 , at paragraph one of the syllabus.

2007Id. at (B). {¶ 83} After initially challenging the constitutionality of this statute in her motion for partial summary judgment, Arbino realized through discovery that her insurance contract contains a subrogation clause.

22007–2007
Chenoweth Motor Co. v. Cotton green
ohmunictxenia · 1965
2 sentences

2003Chenoweth Motor Co., Inc. v. Cotton (1965), 2 Ohio Misc. 123 . {¶ 22} To allow Liberty Mutual to do so would clearly be permitting an insurance company to avoid a coverage of its own insured, for which the insured had previously paid.

1998In support of this argument, Craven cites Chenoweth Motor Co., Inc. v. Cotton (1965), 2 Ohio Misc. 123 , for the rule that an insurer cannot seek recovery from its own insured pursuant to a subrogation clause.

21998–2003
Bacchus v. Farmers Insurance Group Exchange green
ariz · 1970
2 sentences

2002Group Exchange (1970), 106 Ariz. 280, 282 , 475 P.2d 264 .” Lindsey, 22 Ohio St.3d at 155-156 , 22 OBR 228, 489 N.E.2d 281 . {¶ 33} The court concluded that “[s]o long as the insured pays separate premiums for medical payments coverage and uninsured motorist coverage, each of which the insured considers to be additional protection, the mere inclusion of a subrogation clause within the policy, which will enable the insurer to pursue collection from the tortfeasor of both types of payments made, does not alter the result mandated by Shearer.” Id. at 156 , 22 OBR 228, 489 N.E.2d 281 . {¶ 34} Ther

2002Group Exchange (1970), 106 Ariz. 280, 282 , 475 P.2d 264 .” Lindsey, 22 Ohio St.3d at 155-156 , 22 OBR 228, 489 N.E.2d 281 . {¶ 33} The court concluded that “[s]o long as the insured pays separate premiums for medical payments coverage and uninsured motorist coverage, each of which the insured considers to be additional protection, the mere inclusion of a subrogation clause within the policy, which will enable the insurer to pursue collection from the tortfeasor of both types of payments made, does not alter the result mandated by Shearer.” Id. at 156 , 22 OBR 228, 489 N.E.2d 281 . {¶ 34} Ther

22002–2002
Harless v. Willis Day Warehousing Co. green
ohio · 1978
2 sentences

2002Harless v. Willis Day Warehousing Co. (1978), 54 Ohio St.2d 64 , 66 . {¶ 22} A subrogation clause is an enforceable precondition to an insurer's duty to provide underinsured motorist coverage.

1996Harless v. Willis Day Warehousing Co. (1978), 54 Ohio St.2d 64 , 8 O.O.3d 73 , 375 N.E.2d 46 .

21996–2002
Kempa v. E.W. Coons Co. green
minn · 1985
2 sentences

2001Coons Co. (Minn.1985), 370 N.W.2d 414 , which, as appearing on the pages of respondent’s brief, seem to suggest that estimating future workers’ compensation benefits in a subrogation claim is tantamount to estimating future damages in a tort claim, and that the disadvantage of imprecise estimates must yield to the advantages of a final one-time resolution of the subrogation claim.

2001Coons Co. (Minn.1985), 370 N.W.2d 414 , which, as appearing on the pages of respondent’s brief, seem to suggest that estimating future workers’ compensation benefits in a subrogation claim is tantamount to estimating future damages in a tort claim, and that the disadvantage of imprecise estimates must yield to the advantages of a final one-time resolution of the subrogation claim.

22001–2001
Shealy v. Campbell green
ohio · 1985
2 sentences

2001I agree with Community, and I would find that Lumbermens was properly decided. {¶ 21} In order to bring a cause of action, a claimant (Community in the case now before us) must satisfy Civ.R. 17(A), which provides, “Every action shall be prosecuted in the name of the real party in interest.” A real party in interest is “ ‘one who has a real interest in the subject matter of the litigation, and not merely an interest in the action itself, i.e., one who is directly benefitted or injured by the outcome of the case.’ “ (Emphasis sic.) Shealy v. Campbell (1985), 20 Ohio St.3d 23, 24 , 20 OBR 210, 2

2001I agree with Community, and I would find that Lumbermens was properly decided. {¶ 21} In order to bring a cause of action, a claimant (Community in the case now before us) must satisfy Civ.R. 17(A), which provides, “Every action shall be prosecuted in the name of the real party in interest.” A real party in interest is “ ‘one who has a real interest in the subject matter of the litigation, and not merely an interest in the action itself, i.e., one who is directly benefitted or injured by the outcome of the case.’ “ (Emphasis sic.) Shealy v. Campbell (1985), 20 Ohio St.3d 23, 24 , 20 OBR 210, 2

22000–2001
Vasu v. Kohlers, Inc. green
· 1945
2 sentences

1974In 1945, our Ohio Supreme Court, in the case of Vasu v. Kohlers, Inc., 145 Ohio St. 321 , ruled that a verdict for tlxe defendant in an action by a subrogated insurance company which had obtained a claim for property damage was not a bar to an action by the assignor-insured for personal injuries.

1968In Vasu, supra, the insurer’s subrogation claim, a derivative claim making the insurer as assignee a successor in interest to a part of the primary claim of the insured, a predecessor in interest, was tried first resulting in a verdict in favor of the tort-feasor.

21968–1974
Montanile v. Board of Trustees of Nat. Elevator Industry Health Benefit Plan green
scotus · 2016
2 sentences

2018The court concluded that to the extent that the specific funds had been spent on nontraceable items *344 and recovery was sought from Montanile's general assets, the remedy sought was a legal remedy, id. at ----, 136 S.Ct. at 658-659 , 662 . {¶ 40} Here, the BWC disbursed the funds held for Cirino to the bank.

2018The court concluded that to the extent that the specific funds had been spent on nontraceable items *344 and recovery was sought from Montanile's general assets, the remedy sought was a legal remedy, id. at ----, 136 S.Ct. at 658-659 , 662 . {¶ 40} Here, the BWC disbursed the funds held for Cirino to the bank.

12018–2018
Hayes Sight & Sound, Inc. v. Oneok, Inc. green
kan · 2006
2 sentences

2017Id. at 281 Kan. at 1306 , 136 P.3d 428 . {¶ 42} We believe that a setoff in the amount of $315,000, the amount paid to settle the subrogation claim, strikes the appropriate balance between the collateral source rule and the principle that a plaintiff should not receive more than one recovery for the same set of damages.

2017Id. at 281 Kan. at 1306 , 136 P.3d 428 . {¶ 42} We believe that a setoff in the amount of $315,000, the amount paid to settle the subrogation claim, strikes the appropriate balance between the collateral source rule and the principle that a plaintiff should not receive more than one recovery for the same set of damages.

12017–2017
Ohio Bureau of Workers' Compensation v. McKinley green
ohio · 2011
2 sentences

2017Ohio Bureau of Workers' Compensation v. McKinley, 130 Ohio St.3d 156 , 2011-Ohio-4432 , 956 N.E.2d 814 .

2017Ohio Bureau of Workers' Compensation v. McKinley, 130 Ohio St.3d 156 , 2011-Ohio-4432 , 956 N.E.2d 814 .

12017–2017
Russell v. Interim Personnel, Inc. green
ohioctapp · 1999
1 sentence

2016Id.

12016–2016
Gissiner v. Cincinnati, C-070536 (6-27-2008) green
ohioctapp · 2008
1 sentence

2014No. C-070536, 2008-Ohio-3161, ¶15 . {¶35} The relevant portion of Justice Pfeifer's concurrence is as follows: A claim brought under R.C. 4123.931(G) is not a subrogation claim.

12014–2014
S.S.D.W. Co. v. Brisk Waterproofing Co. green
ny · 1990
2 sentences

2012In my view, this construction leaves the contractor's liability uncertain in every case and thus completely undermines the purpose of the subrogation waiver clause. * * * 557 N.Y.S.2d at 295–97, 556 N.E.2d 1097 (Alexander, J., dissenting); See also Trinity Universal Ins.

2012In my view, this construction leaves the contractor's liability uncertain in every case and thus completely undermines the purpose of the subrogation waiver clause. * * * 557 N.Y.S.2d at 295–97, 556 N.E.2d 1097 (Alexander, J., dissenting); See also Trinity Universal Ins.

12012–2012
Trinity Universal Insurance Co. v. Bill Cox Construction, Inc. green
texapp · 2002
1 sentence

2012Co., 75 S.W.3d 6, 13 . {¶47} For all these reasons, this Court adopts the majority approach to find the plain language of the waiver of subrogation clause within the AIA Contract bars Westfield’s claim for damages against Affinia and Gabrysch because the damages to the building were covered by an insurance policy issued to MEROC by Westfield.

12012–2012
Travelers Indemnity Co. v. Brooks green
ohioctapp · 1977
1 sentence

2011Id. at 38 .

12011–2011
Robinson v. Bates green
ohio · 2006
2 sentences

2010The general rule pertains only to “evidence of any amount payable as a benefit to the plaintiff.” This formulation is no different substantively from the common- law rule described in Robinson, 112 Ohio St.3d 17 , 2006-Ohio-6362 , 857 N.E.2d 1195, ¶ 16 , as excluding only “evidence of benefits paid by a collateral source.” 4 January Term, 2010 (Emphasis sic.) Our common-law analysis from Robinson applies equally in the context of the statute. {¶ 12} Both versions of the collateral-source rule are concerned with actual payments made by third parties to the benefit of the plaintiff, but the focu

2010The general rule pertains only to “evidence of any amount payable as a benefit to the plaintiff.” This formulation is no different substantively from the common- law rule described in Robinson, 112 Ohio St.3d 17 , 2006-Ohio-6362 , 857 N.E.2d 1195, ¶ 16 , as excluding only “evidence of benefits paid by a collateral source.” 4 January Term, 2010 (Emphasis sic.) Our common-law analysis from Robinson applies equally in the context of the statute. {¶ 12} Both versions of the collateral-source rule are concerned with actual payments made by third parties to the benefit of the plaintiff, but the focu

12010–2010
Henkle v. Henkle green
ohioctapp · 1991
2 sentences

2009Henkle v. Henkle (1991), 75 Ohio App.3d 732, 735 , 600 N.E.2d 791 . {¶ 8} In its motion for summary judgment, American Family argued that it was entitled to the $2,000 it placed in escrow from Brezovar’s settlement based on (1) the language set forth in the subrogation clause of her policy, (2) relevant case law, and (3) the release that she signed when she accepted payment.

2009Henkle v. Henkle (1991), 75 Ohio App.3d 732, 735 , 600 N.E.2d 791 . {¶ 8} In its motion for summary judgment, American Family argued that it was entitled to the $2,000 it placed in escrow from Brezovar’s settlement based on (1) the language set forth in the subrogation clause of her policy, (2) relevant case law, and (3) the release that she signed when she accepted payment.

12009–2009
Town of Silverton v. Phoenix Heat Source System, Inc. green
coloctapp · 1997
1 sentence

2008The court held that the waiver extended to perils covered by property insurance obtained pursuant to the agreement and also to `other property insurance applicable to the Work * * *.'" Id. at 12 , quoting waiver provision. {¶ 53} The court held the first type of insurance to which waiver applies is insurance an owner is required to obtain pursuant to the contract under Subparagraph 11.3.1, later renumbered to 11.4.1.

12008–2008
United Ohio Insurance Co. v. Faulds green
ohioctapp · 1997
12007–2007
Maricco v. Meco Corp. green
mied · 2004
12006–2006
Great-West Life & Annuity Insurance v. Knudson green
scotus · 2002
12006–2006
Shearer v. Motorists Mutual Insurance green
ohio · 1978
12006–2006
Northern Buckeye Education Council Group Health Benefits Plan v. Lawson neutral
ohioctapp · 2003
12006–2006
Nationwide Mut. Ins. Co. v. Zimmerman, Unpublished Decision (12-15-2004) green
ohioctapp · 2004
12006–2006
Metcalfe v. Akron, Unpublished Decision (8-30-2006) green
ohioctapp · 2006
12006–2006
Dayton Bar Ass'n v. Gerren green
ohio · 2004
12006–2006
Northern Buckeye Education Council Group Health Benefits Plan v. Lawson neutral
ohio · 2004
12006–2006
Peters v. Malone, Unpublished Decision (6-23-2004) neutral
ohioctapp · 2004
12006–2006
Beer v. Cincinnati MacHines, Inc. neutral
ohioctapp · 2005
12005–2005
Tomlinson v. Skolnik green
ohio · 1989
12004–2004
Dresher v. Burt green
ohio · 1996
12003–2003
Good v. Krohn green
ohioctapp · 2002
12003–2003
Horton v. Harwick Chemical Corp. green
ohio · 1995
12003–2003
Hannah v. Dayton Power & Light Co. green
ohio · 1998
12003–2003
Dresher v. Burt green
ohio · 1996
12003–2003

Statutes the citing opinions construe

OH § Ohio Rev. Code § 3937.18 (17) OH § Ohio Rev. Code § 2125.02 (8) OH § Ohio Rev. Code § 4123.931 (8) OH § Ohio Rev. Code § 4123.93 (7) OH § Ohio Rev. Code § 2125.01 (4) OH § Ohio Rev. Code § 2743.02 (3)

Counted by distinct opinions that both name this issue and are annotated to the section; sections every opinion cites regardless of issue are not filtered here, so read the counts against the total above.

Where else courts name it

PA 98 (1897–2026) IL 95 (1879–2024) TX 94 (1890–2026) OH 78 (1929–2025) NY 69 (1876–2025) MN 64 (1913–2026) CA 64 (1919–2024) WI 55 (1913–2019) NJ 39 (1942–2024) AL 38 (1874–2024) FL 37 (1916–2024) IN 36 (1853–2025) LA 35 (1914–2018) NC 32 (1911–2017) TN 30 (1932–2024) MI 26 (1886–2022) GA 26 (1893–2014) CT 26 (1919–2026) WA 25 (1928–2024) MO 24 (1898–2023) MD 24 (1933–2024) KS 23 (1885–2006) NE 22 (1895–2018) WV 22 (1896–2015) MS 21 (1880–2020) CO 20 (1931–2021) KY 19 (1909–2024) OK 19 (1924–2017) MA 18 (1924–2020) IA 16 (1916–2022) UT 16 (1929–2018) MT 15 (1933–2016) NM 14 (1960–2019) AZ 14 (1908–2021) VT 13 (1887–2025) DE 13 (1979–2025) ND 13 (1915–2026) OR 12 (1923–2022) AR 11 (1922–2011) VA 10 (1921–2023) ID 9 (1899–2013) ME 9 (1943–2015) AK 7 (1978–2021) NV 7 (1985–2025) RI 6 (1928–2006) DC 6 (1981–2024) WY 4 (1980–2023) SC 4 (1954–2024) SD 4 (1927–2008) NH 2 (1962–2011) HI 2 (1972–1998)

Opinions by the citing court's state. A doctrine retained in one state and abandoned in another shows up here as a year span that stalls.

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