savings clause (Michigan) · Go Syfert
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savings clause in Michigan

15 Michigan opinions name it 2 courts 1968–2025 4 in the last five years

The cases below were cited by Michigan courts in a sentence that names this issue. Sides come from how each citing opinion treated the case (Syfertize flag on that citation), so a case can appear on both: that is where the law is contested. A red or yellow chip is the case's own overall treatment.

Followed or applied (12)

CaseFollowedCited
Herweyer v. Clark Highway Services, Incred
michctapp · 1995 · cited in 1 Michigan opinions naming this issue, 2025–2025
2 sentences

2025The Court of Appeals affirmed, likewise relying on the savings clause and noting that it “is settled law in Michigan that the courts will uphold a contractual provision limiting the time to bring suit where that limitation is reasonable . . . .” Herweyer v Clark Hwy Servs, Inc, 212 Mich App 105, 107 ; 537 NW2d 225 (1995), rev’d 455 Mich 14 (1997), in turn overruled by Rory, 473 Mich 457 . 9 written, the particular agreement concerned shall be limited to allow its enforcement as far as legally possible.” [Id. at 16-17.] 9 Like the trial court, the Court of Appeals did not directly determine whe

2025The Court of Appeals affirmed, likewise relying on the savings clause and noting that it “is settled law in Michigan that the courts will uphold a contractual provision limiting the time to bring suit where that limitation is reasonable . . . .” Herweyer v Clark Hwy Servs, Inc, 212 Mich App 105, 107 ; 537 NW2d 225 (1995), rev’d 455 Mich 14 (1997), in turn overruled by Rory, 473 Mich 457 . 9 written, the particular agreement concerned shall be limited to allow its enforcement as far as legally possible.” [Id. at 16-17.] 9 Like the trial court, the Court of Appeals did not directly determine whe

11
Armstrong v. Steppes Apartments, Ltd.green
texapp · 2001 · cited in 1 Michigan opinions naming this issue, 2023–2023
1 sentence

2023In short, “[a] lender cannot avoid the consequences of contracting for a usurious interest rate simply by including a savings clause in the contract.” Armstrong v Steppes Apartments, Ltd, 57 SW3d 37, 47 (Tex App, 2001).

11
First State Bank v. Dorstgreen
texapp · 1993 · cited in 1 Michigan opinions naming this issue, 2023–2023
2 sentences

2023See, e.g., Dorst, 843 SW2d at 793 (“[A] creditor may not specifically contract for a 30% interest rate [which is above the legal limit] and then avoid the imposition of usury penalties by relying on a savings clause that declares an intention not to collect usurious interest.”).

2023See First State Bank v Dorst, 843 SW2d 790, 793 (Tex App, 1992) (“[A] savings clause may cure an open-ended contingency 2 provision the operation of which may or may not result in a charge of usurious interest.”). 1 But the parties can have no such intention to ensure the legality of the loan when the interest rate charged is, from the inception, illegal.

11
Woodcrest Associates, Ltd. v. Commonwealth Mortgage Corp.green
texapp · 1989 · cited in 1 Michigan opinions naming this issue, 2021–2021
1 sentence

2021See, e.g., In re Dominguez, 995 F2d 883, 886 (CA 9, 1993) (“Because the interest rate required to be paid under the extension agreement was determined in part by the savings clause, we cannot conclude that the agreement is usurious on its face.”); Woodcrest Assoc, Ltd v Commonwealth Mtg Corp, 775 SW2d 434, 437-438 (Tex App, 1989) (usury-savings clauses are enforced to defeat a violation of usury laws, but the terms must be construed as a whole and in light of all the circumstances); Jersey Palm-Gross, Inc v Paper, 658 So 2d 531, 535-536 (Fla, 1995) (usury- savings clauses should be enforced in

11
Video Trax, Inc. v. NationsBank, N.A.green
flsd · 1998 · cited in 1 Michigan opinions naming this issue, 2021–2021
1 sentence

2021See, e.g., In re Dominguez, 995 F2d 883, 886 (CA 9, 1993) (“Because the interest rate required to be paid under the extension agreement was determined in part by the savings clause, we cannot conclude that the agreement is usurious on its face.”); Woodcrest Assoc, Ltd v Commonwealth Mtg Corp, 775 SW2d 434, 437-438 (Tex App, 1989) (usury-savings clauses are enforced to defeat a violation of usury laws, but the terms must be construed as a whole and in light of all the circumstances); Jersey Palm-Gross, Inc v Paper, 658 So 2d 531, 535-536 (Fla, 1995) (usury- savings clauses should be enforced in

11
Auto Club Ins. Ass'n v. Mutual Sav. and Loan Ass'ngreen
mied · 1987 · cited in 1 Michigan opinions naming this issue, 1992–1992
1 sentence

1992But see Michigan United Food & Commercial Workers Unions v Baerwaldt, 767 F2d 308, 312-313 (CA 6, 1985); Auto Club Ins Ass’n v Mutual Savings & Loan Ass’n, 672 F Supp 997, 1000 (ED Mich, 1987); State Farm Mutual Automobile Ins Co v American Community Mutual Ins Co, 659 F Supp 635 , 637-639 (ED Mich, 1987), aff'd 863 F2d 49 (1988) (stop-loss insurance only did not affect the status of an employee benefit plan as insured for purposes of the savings clause pursuant to the erisa).

11
Udell v. Georgie Boy Manufacturing, Incgreen
michctapp · 1988 · cited in 1 Michigan opinions naming this issue, 1992–1992
2 sentences

1992See also Udell v Georgie Boy Mfg, Inc, 174 Mich App 171, 179 ; 435 NW2d 413 (1988), vacated and remanded for reconsideration 432 Mich 889 (1989).

1992See also Udell v Georgie Boy Mfg, Inc, 174 Mich App 171, 179 ; 435 NW2d 413 (1988), vacated and remanded for reconsideration 432 Mich 889 (1989).

11
Wakefield v. Hillsgreen
michctapp · 1988 · cited in 1 Michigan opinions naming this issue, 1989–1989
2 sentences

1989See for example Wakefield v Hills, 173 Mich App 215, 217 ; 433 NW2d 410 (1988), and Winfrey v Farhat, 382 Mich 380, 389-390 ; 170 NW2d 34 (1969) (applying the savings clause of RJA § 9905(1)). 3 The Dyke Court reaffirmed the discovery rule in Johnson for purposes of the limitation period under the RJA.

1989See for example Wakefield v Hills, 173 Mich App 215, 217 ; 433 NW2d 410 (1988), and Winfrey v Farhat, 382 Mich 380, 389-390 ; 170 NW2d 34 (1969) (applying the savings clause of RJA § 9905(1)). 3 The Dyke Court reaffirmed the discovery rule in Johnson for purposes of the limitation period under the RJA.

11
Corona v. Lenawee County Road Commissionersgreen
michctapp · 1971 · cited in 1 Michigan opinions naming this issue, 1973–1973
2 sentences

1973See Grubaugh v St Johns, 384 Mich 165, 175 ; 180 NW2d 778, 783-784 (1970); Corona v Lenawee County Road Commissioners, 36 Mich App 579, 588 ; 194 NW2d 46, 50 (1971).

1973See Grubaugh v St Johns, 384 Mich 165, 175 ; 180 NW2d 778, 783-784 (1970); Corona v Lenawee County Road Commissioners, 36 Mich App 579, 588 ; 194 NW2d 46, 50 (1971).

11
Troy W. Maschmeyer Co. v. Haasgreen
mich · 1965 · cited in 1 Michigan opinions naming this issue, 1973–1973
2 sentences

1973It is the dissenting opinion (pp 214, 219) in the White Case which properly states the general rule.” (Emphasis supplied.) See subsequent authority in Genesee Merchants Bank v Bourrie, 375 Mich 383, 390 ; 134 NW2d 713, 716 (1965); Troy W Maschmeyer Co v Haas, 376 Mich 289, 296 ; 136 NW2d 902, 904 (1965).

1973It is the dissenting opinion (pp 214, 219) in the White Case which properly states the general rule.” (Emphasis supplied.) See subsequent authority in Genesee Merchants Bank v Bourrie, 375 Mich 383, 390 ; 134 NW2d 713, 716 (1965); Troy W Maschmeyer Co v Haas, 376 Mich 289, 296 ; 136 NW2d 902, 904 (1965).

11
Grubaugh v. City of St. Johnsred
mich · 1970 · cited in 1 Michigan opinions naming this issue, 1973–1973
2 sentences

1973See Grubaugh v St Johns, 384 Mich 165, 175 ; 180 NW2d 778, 783-784 (1970); Corona v Lenawee County Road Commissioners, 36 Mich App 579, 588 ; 194 NW2d 46, 50 (1971).

1973See Grubaugh v St Johns, 384 Mich 165, 175 ; 180 NW2d 778, 783-784 (1970); Corona v Lenawee County Road Commissioners, 36 Mich App 579, 588 ; 194 NW2d 46, 50 (1971).

11
Genesee Merchants Bank & Trust Co. v. Bourriegreen
mich · 1965 · cited in 1 Michigan opinions naming this issue, 1973–1973
2 sentences

1973It is the dissenting opinion (pp 214, 219) in the White Case which properly states the general rule.” (Emphasis supplied.) See subsequent authority in Genesee Merchants Bank v Bourrie, 375 Mich 383, 390 ; 134 NW2d 713, 716 (1965); Troy W Maschmeyer Co v Haas, 376 Mich 289, 296 ; 136 NW2d 902, 904 (1965).

1973It is the dissenting opinion (pp 214, 219) in the White Case which properly states the general rule.” (Emphasis supplied.) See subsequent authority in Genesee Merchants Bank v Bourrie, 375 Mich 383, 390 ; 134 NW2d 713, 716 (1965); Troy W Maschmeyer Co v Haas, 376 Mich 289, 296 ; 136 NW2d 902, 904 (1965).

11

Distinguished, questioned or overruled (2)

CaseNegativeCited
Herweyer v. Clark Highway Services, Incgreen
mich · 1997 · cited in 1 Michigan opinions naming this issue, 2025–2025
2 sentences

2025Despite this, the trial court relied on the agreement’s savings clause, which provided that “ ‘if any of the above commitments . . . [are] ever found to be legally unenforceable as written, the particular agreement concerned shall be limited to allow its enforcement as far as legally possible.’ ” Id. at 16-17 .

2025The Court of Appeals affirmed, likewise relying on the savings clause and noting that it “is settled law in Michigan that the courts will uphold a contractual provision limiting the time to bring suit where that limitation is reasonable . . . .” Herweyer v Clark Hwy Servs, Inc, 212 Mich App 105, 107 ; 537 NW2d 225 (1995), rev’d 455 Mich 14 (1997), in turn overruled by Rory, 473 Mich 457 . 9 written, the particular agreement concerned shall be limited to allow its enforcement as far as legally possible.” [Id. at 16-17.] 9 Like the trial court, the Court of Appeals did not directly determine whe

11
Herweyer v. Clark Highway Services, Incred
michctapp · 1995 · cited in 1 Michigan opinions naming this issue, 2025–2025
2 sentences

2025The Court of Appeals affirmed, likewise relying on the savings clause and noting that it “is settled law in Michigan that the courts will uphold a contractual provision limiting the time to bring suit where that limitation is reasonable . . . .” Herweyer v Clark Hwy Servs, Inc, 212 Mich App 105, 107 ; 537 NW2d 225 (1995), rev’d 455 Mich 14 (1997), in turn overruled by Rory, 473 Mich 457 . 9 written, the particular agreement concerned shall be limited to allow its enforcement as far as legally possible.” [Id. at 16-17.] 9 Like the trial court, the Court of Appeals did not directly determine whe

2025The Court of Appeals affirmed, likewise relying on the savings clause and noting that it “is settled law in Michigan that the courts will uphold a contractual provision limiting the time to bring suit where that limitation is reasonable . . . .” Herweyer v Clark Hwy Servs, Inc, 212 Mich App 105, 107 ; 537 NW2d 225 (1995), rev’d 455 Mich 14 (1997), in turn overruled by Rory, 473 Mich 457 . 9 written, the particular agreement concerned shall be limited to allow its enforcement as far as legally possible.” [Id. at 16-17.] 9 Like the trial court, the Court of Appeals did not directly determine whe

11

Also cited on this issue (16)

CaseCitedYears
Rory v. Continental Insurance green
mich · 2005
1 sentence

2025The Court of Appeals affirmed, likewise relying on the savings clause and noting that it “is settled law in Michigan that the courts will uphold a contractual provision limiting the time to bring suit where that limitation is reasonable . . . .” Herweyer v Clark Hwy Servs, Inc, 212 Mich App 105, 107 ; 537 NW2d 225 (1995), rev’d 455 Mich 14 (1997), in turn overruled by Rory, 473 Mich 457 . 9 written, the particular agreement concerned shall be limited to allow its enforcement as far as legally possible.” [Id. at 16-17.] 9 Like the trial court, the Court of Appeals did not directly determine whe

12025–2025
Camelot Excavating Co., Inc. v. St. Paul Fire & Marine Ins. Co. red
mich · 1981
2 sentences

2025HERWEYER v CLARK HWY SERVS, INC In 1997, this Court in Herweyer considered an employment contract that included a six-month limitations period. 52 The contract also contained a savings clause—if any part of the contract were found to be unenforceable, it would be enforced “ ‘as far as legally possible.’ ” 53 After being terminated from his seasonal job, the Herweyer plaintiff brought various claims against his former employer. 54 But he did so 31 months after his termination. 55 The trial court and the Court of Appeals both concluded that, regardless of 50 Id. 51 Id. at 142-143 . 52 Herweyer,

2025HERWEYER v CLARK HWY SERVS, INC In 1997, this Court in Herweyer considered an employment contract that included a six-month limitations period. 52 The contract also contained a savings clause—if any part of the contract were found to be unenforceable, it would be enforced “ ‘as far as legally possible.’ ” 53 After being terminated from his seasonal job, the Herweyer plaintiff brought various claims against his former employer. 54 But he did so 31 months after his termination. 55 The trial court and the Court of Appeals both concluded that, regardless of 50 Id. 51 Id. at 142-143 . 52 Herweyer,

12025–2025
Saveski v. Tiseo Architects, Inc. green
michctapp · 2004
1 sentence

2024“Arbitrators exceed their power when they ‘act beyond the material terms of the contract from which they primarily draw their authority, or in contravention of 5 The contracts also contained a savings clause stating that “[i]n the event any provision of this Agreement shall be unenforceable, then such provision shall be deemed deleted, but shall not invalidate the remaining provisions of this Agreement”, which defendant’s counsel alerted the court to during the hearing on its motion for summary disposition and to compel arbitration. -5- controlling principles of law.’ ” Saveski, 261 Mich App a

12024–2024
Detroit Automobile Inter-Insurance Exchange v. Gavin green
mich · 1982
2 sentences

2024“Arbitrators exceed their power when they ‘act beyond the material terms of the contract from which they primarily draw their authority, or in contravention of 5 The contracts also contained a savings clause stating that “[i]n the event any provision of this Agreement shall be unenforceable, then such provision shall be deemed deleted, but shall not invalidate the remaining provisions of this Agreement”, which defendant’s counsel alerted the court to during the hearing on its motion for summary disposition and to compel arbitration. -5- controlling principles of law.’ ” Saveski, 261 Mich App a

2024“Arbitrators exceed their power when they ‘act beyond the material terms of the contract from which they primarily draw their authority, or in contravention of 5 The contracts also contained a savings clause stating that “[i]n the event any provision of this Agreement shall be unenforceable, then such provision shall be deemed deleted, but shall not invalidate the remaining provisions of this Agreement”, which defendant’s counsel alerted the court to during the hearing on its motion for summary disposition and to compel arbitration. -5- controlling principles of law.’ ” Saveski, 261 Mich App a

12024–2024
Swindell v. Federal National Mortgage Ass'n green
nc · 1991
1 sentence

2023It thus allows the lender to “charge usurious rates with impunity by making that rate conditional upon its legality and relying upon the illegal rate’s automatic rescission when discovered and challenged by the borrower.” Swindell v Fed Nat’l Mtg Ass’n, 330 NC 153, 160; 409 SE2d 892 (1991).

12023–2023
Orzel v. Scott Drug Co. green
mich · 1995
1 sentence

2021However, it is only incidentally related, as there is no “sufficient causal nexus” between the two, Orzel, 449 Mich at 564 , because the usurious interest rate was not authorized under the terms of the mortgage note, when giving effect to the usury- savings clause.

12021–2021
American Airlines, Inc. v. Wolens green
scotus · 1995
2 sentences

2000It is significant that Congress retained the savings clause of the predecessor statute, which preserved “the remedies now existing at common law or by statute.” Id. at 232 , 115 S Ct 817 Qquoting 49 USC § 1506 ). [Taj Mahal Travel, supra, p 194.] The saving clause has been amended and recodified, and now states that “[a] remedy under this part is in addition to any other remedies provided by law.” 49 USC 40120(c).

2000It is significant that Congress retained the savings clause of the predecessor statute, which preserved “the remedies now existing at common law or by statute.” Id. at 232 , 115 S Ct 817 Qquoting 49 USC § 1506 ). [Taj Mahal Travel, supra, p 194.] The saving clause has been amended and recodified, and now states that “[a] remedy under this part is in addition to any other remedies provided by law.” 49 USC 40120(c).

12000–2000
Szydelko v. Smith's Estate neutral
mich · 1932
1 sentence

1995But an action shall not be brought under this provision unless the personal representative commences it within 3 years after the period of limitations has run. [MCL 600.5852; MSA 27A.5852.] Relying on Szydelko, supra, plaintiff argues that the two-year period for filing suit contained in the above provision does not begin until letters of authority are given to the personal representative, regardless of when and if letters of authority are earlier given to a temporary personal representative.

11995–1995
State Farm Mut. Auto. Ins. v. AMER. COMMUNITY MUT. INS. CO. green
mied · 1987
1 sentence

1992But see Michigan United Food & Commercial Workers Unions v Baerwaldt, 767 F2d 308, 312-313 (CA 6, 1985); Auto Club Ins Ass’n v Mutual Savings & Loan Ass’n, 672 F Supp 997, 1000 (ED Mich, 1987); State Farm Mutual Automobile Ins Co v American Community Mutual Ins Co, 659 F Supp 635 , 637-639 (ED Mich, 1987), aff'd 863 F2d 49 (1988) (stop-loss insurance only did not affect the status of an employee benefit plan as insured for purposes of the savings clause pursuant to the erisa).

11992–1992
Winfrey v. Farhat green
mich · 1969
2 sentences

1989See for example Wakefield v Hills, 173 Mich App 215, 217 ; 433 NW2d 410 (1988), and Winfrey v Farhat, 382 Mich 380, 389-390 ; 170 NW2d 34 (1969) (applying the savings clause of RJA § 9905(1)). 3 The Dyke Court reaffirmed the discovery rule in Johnson for purposes of the limitation period under the RJA.

1989See for example Wakefield v Hills, 173 Mich App 215, 217 ; 433 NW2d 410 (1988), and Winfrey v Farhat, 382 Mich 380, 389-390 ; 170 NW2d 34 (1969) (applying the savings clause of RJA § 9905(1)). 3 The Dyke Court reaffirmed the discovery rule in Johnson for purposes of the limitation period under the RJA.

11989–1989
cluster 349214 green
ca1 · 1977
1 sentence

1986Wadsworth v Whaland, 562 F 2d 70 (CA 1, 1977).

11986–1986
Metropolitan Life Insurance v. Massachusetts green
scotus · 1985
2 sentences

1986The scope and effect of the preemption provision and the savings clause was recently considered by the United States Supreme Court in Metropolitan Life Ins Co v Massachusetts, 471 US —; 105 S Ct 2380 ; 85 L Ed 2d 728 (1985).

1986The scope and effect of the preemption provision and the savings clause was recently considered by the United States Supreme Court in Metropolitan Life Ins Co v Massachusetts, 471 US —; 105 S Ct 2380 ; 85 L Ed 2d 728 (1985).

11986–1986
Johnson v. Johnson green
mich · 1956
2 sentences

1981In Johnson v Johnson, 346 Mich 418, 426 ; 78 NW2d 216 (1956), the Supreme Court held that a circuit court has authority to grant support only until the children attain the age of majority.

1981In Johnson v Johnson, 346 Mich 418, 426 ; 78 NW2d 216 (1956), the Supreme Court held that a circuit court has authority to grant support only until the children attain the age of majority.

11981–1981
Cronin v. Minster Press green
michctapp · 1974
2 sentences

1976Also see Cronin v Minster Press, 56 Mich App 471, 480-481 ; 224 NW2d 336 (1974), where this Court ruled that an action commenced in a foreign jurisdiction came within the savings clause of MCLA 600.5856(2); MSA 27A.5856(2).

1976Also see Cronin v Minster Press, 56 Mich App 471, 480-481 ; 224 NW2d 336 (1974), where this Court ruled that an action commenced in a foreign jurisdiction came within the savings clause of MCLA 600.5856(2); MSA 27A.5856(2).

11976–1976
National Labor Relations Board v. General Motors Corp. green
scotus · 1963
2 sentences

1972National Labor Relations Board v General Motors Corp, 373 US 734, 738-739 ; 83 S Ct 1453 ; 10 L Ed 2d 670 (1963).

1972National Labor Relations Board v General Motors Corp, 373 US 734, 738-739 ; 83 S Ct 1453 ; 10 L Ed 2d 670 (1963).

11972–1972
People v. Lowell green
mich · 1930
1 sentence

1968In People v. Lowell (1930), 250 Mich 349, 356 , the Michigan Supreme Court held that in the absence of a savings clause, the effect of an amendment of an existing statutory provision “to read as follows” was “to strike the former section from the law, obliterate it entirely, and substitute the new section in its place.” The Court held the statutory amendment before it repealed the criminal law provision which it replaced, and there could be no prosecutions under the repealed provision.

11968–1968

Statutes the citing opinions construe

MI § Mich. Comp. Laws § 600.5805 (3)

Counted by distinct opinions that both name this issue and are annotated to the section; sections every opinion cites regardless of issue are not filtered here, so read the counts against the total above.

Where else courts name it

CA 211 (1947–2026) TX 172 (1947–2025) IL 112 (1952–2023) IN 72 (1971–2026) NY 57 (1946–2026) CT 51 (1985–2025) PA 44 (1953–2025) MS 44 (1958–2024) WA 40 (1971–2026) FL 40 (1979–2026) OH 31 (1966–2025) LA 26 (1941–2021) NJ 21 (1942–2023) IA 21 (1972–2022) MA 20 (1982–2015) MO 20 (1970–2022) AZ 19 (1969–2014) SC 18 (1986–2013) NM 17 (1942–2026) MN 17 (1977–2018) AL 17 (1981–2018) DC 15 (1976–2024) MI 15 (1968–2025) KS 14 (1960–2012) OR 14 (1945–2025) DE 13 (1964–2024) OK 13 (1977–2022) MT 12 (1964–2019) RI 11 (1969–2015) NE 11 (1983–2022) MD 10 (1972–2016) VT 10 (1995–2015) WY 9 (1980–2021) AR 9 (1944–2016) WV 9 (1975–2012) WI 9 (1993–2026) CO 8 (1982–2025) AK 8 (1980–2024) GA 8 (1986–2008) HI 8 (1971–2024) NC 8 (1975–2024) TN 8 (1962–2010) ME 7 (1972–2012) VA 7 (1985–2023) KY 6 (2004–2020) UT 6 (1931–2021) NV 5 (1975–2024) NH 5 (2002–2014) ID 3 (1980–2024) ND 2 (1987–2006) MP 2 (1985–1985)

Opinions by the citing court's state. A doctrine retained in one state and abandoned in another shows up here as a year span that stalls.

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