exclusion clause (Louisiana) · Go Syfert
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exclusion clause in Louisiana

86 Louisiana opinions name it 2 courts 1925–2017 0 in the last five years

The cases below were cited by Louisiana courts in a sentence that names this issue. Sides come from how each citing opinion treated the case (Syfertize flag on that citation), so a case can appear on both: that is where the law is contested. A red or yellow chip is the case's own overall treatment.

Followed or applied (10)

CaseFollowedCited
LeJeune v. Allstate Ins. Co.green
la · 1978 · cited in 5 Louisiana opinions naming this issue, 1988–1998
2 sentences

1990In LeJeune v. Allstate Insurance Co., 365 So.2d 471 (La.1978), a case dealing with a policy exclusion, the court stated as follows: [5-7] An exclusion clause in a liability policy is strictly construed against the insurer and in favor of coverage, if more than one interpretation is possible.

1988With regard to the policy exclusion the Court stated: "An exclusion clause in a liability policy is strictly construed against the insurer and in favor of coverage, if more than one interpretation is possible. (citations omitted) Consonant with this principle, the decisions we could find hold that, where the automobile use exclusion clause is sought to be applied so as to avoid coverage for injuries otherwise covered by a general liability policy, the exclusion clause does not apply where the insured's act is a result of negligence independent of, even though concurring with his use of an auto

25
Travelers Indemnity Company v. Powellgreen
fladistctapp · 1968 · cited in 2 Louisiana opinions naming this issue, 1972–1992
2 sentences

1992See Travelers Indemnity Company v. Powell, 206 So.2d 244, 246 (Fla. Dist.Ct. of App. 1st Dist.1968) ‘... the exclusion clause here (identical to the one before us) is an invalid restriction because it is not the intent of the statute to limit coverage to an insured by specifying his location or the particular vehicle he is occupying at the time of injury.

1972See Travelers Indemnity Company v. Powell, 206 So.2d 244, 246 (Fla.Dist.Ct. of App. 1st Dist. 1968) "... the exclusion clause here (identical to the one before us) is an invalid restriction because it is not the intent of the statute to limit coverage to an insured by specifying his location or the particular vehicle he is occupying at the time of injury.

22
Magnon v. Collinsgreen
la · 1999 · cited in 2 Louisiana opinions naming this issue, 2004–2012
2 sentences

2012As the Court reasoned in Magnon v. Collins, 98-2822, p. 8 (La.7/7/99), 739 So.2d 191, 197-198 , “[T]o hold otherwise would defeat the intent of the parties by treating exclusions as inclusions.” For similar reasons, we also find that RSUI’s “Exclusion and Limited Additional Coverage For Fungus” endorsement does not provide limited flood coverage.

2004See Magnon v. Collins, 98-2822, p. 8 (La.7/7/99), 739 So.2d 191, 197-98 .

12
State v. Gremilliongreen
la · 1989 · cited in 1 Louisiana opinions naming this issue, 2016–2016
2 sentences

2016In State v. Gremillion, 542 So.2d 1074, 1078 (La.1989), this court reversed defendant’s manslaughter conviction, finding the lower courts’ exclusion of certain statements violated defendant’s right to present a defense.

2016In State v. Gremillion, 542 So. 2d 1074, 1078 (La. 1989), this court reversed defendant’s manslaughter conviction, finding the lower courts’ exclusion of certain statements violated defendant’s right to present a defense.

11
State v. Armsteadgreen
la · 1983 · cited in 1 Louisiana opinions naming this issue, 2013–2013
1 sentence

2013However, “[w]hen the exclusion is of a defense witness, the matter takes on constitutional significance, as the defendant’s right to compel the attendance of witnesses and to present his defense may be impaired.” State v. Armstead, 432 So.2d 837, 842 (La.1983).

11
Travelers Ins. Co. v. Blanchardgreen
lactapp · 1983 · cited in 1 Louisiana opinions naming this issue, 2004–2004
1 sentence

2004In Travelers Insurance Co. v. Blanchard, 431 So.2d 913, 914-15 (La.App. 2 Cir. 1983), the second circuit made the same distinction, explaining: We find that the language of this exclusion clause is significantly different from the provision in McBride [ 303 So.2d 795 ]....

11
Ducote v. Koch Pipeline Co., LPgreen
la · 1999 · cited in 1 Louisiana opinions naming this issue, 1999–1999
11
Motorists Mut. Ins. v. Bittlergreen
ohctcomplcuyaho · 1968 · cited in 1 Louisiana opinions naming this issue, 1992–1992
11
State v. Jonesgreen
la · 1978 · cited in 1 Louisiana opinions naming this issue, 1986–1986
11
Moreau v. STATE FARM MUTUAL AUTOMOBILE INS. COgreen
lactapp · 1974 · cited in 1 Louisiana opinions naming this issue, 1975–1975
11

Distinguished, questioned or overruled (0)

CaseNegativeCited
No negative-treatment citations attached to this issue in Louisiana. Read the followed side critically anyway.

Also cited on this issue (70)

CaseCitedYears
Harris v. Automatic Enterprises of Louisiana, Inc. green
lactapp · 1962
2 sentences

1988Wolfe v. Henderson Ford, Inc., supra ; Harris v. Automatic Enterprises of Louisiana, Inc., 145 So.2d 335 (La.App. 4 Cir. 1962).

1973Harris v. Automatic Enterprises of Louisiana, Inc., 145 So.2d 335 (La.App., 4th Cir. 1962); Stumpf v. Metairie Motor Sales, Inc., supra. Specific provisions are provided in the Civil Code for the protection of buyers from vices and defects in the things sold.

61967–1988
Breland v. Schilling green
la · 1989
2 sentences

1998In fact, when construed in light of the myriad fact situations to which it has been applied, it is often ambiguous." Breland, 550 So.2d at 610 .

1995The State Farm homeowner's policy at issue herein provides that coverage to others for personal liability and for medical payments does not apply to bodily injury or property damage: "(1) which is either expected or intended by an insured; or (2) which is the result of willful and malicious acts of an insured." The Supreme Court, in Breland v. Schilling, 550 So.2d 609 (La.1989), considered an exclusion clause in an insurance policy similar to the first clause in this policy.

41992–1998
Creole Explorations, Inc. v. Underwriters at Lloyd's, London green
la · 1964
2 sentences

1990Creole Explorations, Inc. v. Underwriter's at Lloyd's of London, 245 La. 927 , 161 So.2d 768 (1964); Stanley v. Cryer Drilling Co., 213 La. 980 , 36 So.2d 9 (1948); Couch on Insurance 2d, Section 44:414 (1964).

1990Creole Explorations, Inc. v. Underwriter's at Lloyd's of London, 245 La. 927 , 161 So.2d 768 (1964); Stanley v. Cryer Drilling Co., 213 La. 980 , 36 So.2d 9 (1948); Couch on Insurance 2d, Section 44:414 (1964).

41978–1990
Stanley v. Cryer Drilling Co. neutral
la · 1948
2 sentences

1990Creole Explorations, Inc. v. Underwriter's at Lloyd's of London, 245 La. 927 , 161 So.2d 768 (1964); Stanley v. Cryer Drilling Co., 213 La. 980 , 36 So.2d 9 (1948); Couch on Insurance 2d, Section 44:414 (1964).

1990Creole Explorations, Inc. v. Underwriter's at Lloyd's of London, 245 La. 927 , 161 So.2d 768 (1964); Stanley v. Cryer Drilling Co., 213 La. 980 , 36 So.2d 9 (1948); Couch on Insurance 2d, Section 44:414 (1964).

41978–1990
United States Fidelity & Guaranty Co. v. Breslin neutral
kyctapphigh · 1932
2 sentences

1980State Farm Mutual Automobile Insurance Co. v. Partridge, 10 Cal.3d 94 , 109 Cal.Rptr. 811 , 514 P.2d 123 (1973); United States Fidelity & Guaranty Co. v. Breslin, 243 Ky. 734 , 49 S.W.2d 1011 (1932); Assurance Company of North America, 108 Ga.App. 766 , 134 S.E.2d 540 (1963); Couch, cited above, Section 44:532.

1980State Farm Mutual Automobile Insurance Co. v. Partridge, 10 Cal.3d 94 , 109 Cal.Rptr. 811 , 514 P.2d 123 (1973); United States Fidelity & Guaranty Co. v. Breslin, 243 Ky. 734 , 49 S.W.2d 1011 (1932); Assurance Company of North America, 108 Ga.App. 766 , 134 S.E.2d 540 (1963); Couch, cited above, Section 44:532.

31978–1980
Assurance Co. of America v. Bell green
gactapp · 1963
2 sentences

1980State Farm Mutual Automobile Insurance Co. v. Partridge, 10 Cal.3d 94 , 109 Cal.Rptr. 811 , 514 P.2d 123 (1973); United States Fidelity & Guaranty Co. v. Breslin, 243 Ky. 734 , 49 S.W.2d 1011 (1932); Assurance Company of North America, 108 Ga.App. 766 , 134 S.E.2d 540 (1963); Couch, cited above, Section 44:532.

1980State Farm Mutual Automobile Insurance Co. v. Partridge, 10 Cal.3d 94 , 109 Cal.Rptr. 811 , 514 P.2d 123 (1973); United States Fidelity & Guaranty Co. v. Breslin, 243 Ky. 734 , 49 S.W.2d 1011 (1932); Assurance Company of North America, 108 Ga.App. 766 , 134 S.E.2d 540 (1963); Couch, cited above, Section 44:532.

31978–1980
State Farm Mutual Automobile Insurance v. Partridge green
cal · 1973
2 sentences

1980State Farm Mutual Automobile Insurance Co. v. Partridge, 10 Cal.3d 94 , 109 Cal.Rptr. 811 , 514 P.2d 123 (1973); United States Fidelity & Guaranty Co. v. Breslin, 243 Ky. 734 , 49 S.W.2d 1011 (1932); Assurance Company of North America, 108 Ga.App. 766 , 134 S.E.2d 540 (1963); Couch, cited above, Section 44:532.

1980State Farm Mutual Automobile Insurance Co. v. Partridge, 10 Cal.3d 94 , 109 Cal.Rptr. 811 , 514 P.2d 123 (1973); United States Fidelity & Guaranty Co. v. Breslin, 243 Ky. 734 , 49 S.W.2d 1011 (1932); Assurance Company of North America, 108 Ga.App. 766 , 134 S.E.2d 540 (1963); Couch, cited above, Section 44:532.

31978–1980
Pullen v. Employers' Liability Assurance Corp. green
la · 1956
2 sentences

1977In so doing, the Supreme Court commented: “[CJonsidering that the decedent Guil-beau was hired by the joint venture (as the court of appeal held) or by Caldwell (as his widow contends), it is apparent that a serious doubt exists as to whether Guilbeau could be a ‘fellow employee’ of the truckdriver (employed by and paid by Higgins, not by the joint venture or by Caldwell) for purposes of an exclusion clause in each policy which provides: ‘None of the following is an insured: (i) any person while engaged in the business of his employer with respect to bodily injury to any fellow employee of suc

1977In so doing, the Supreme Court commented: “[CJonsidering that the decedent Guil-beau was hired by the joint venture (as the court of appeal held) or by Caldwell (as his widow contends), it is apparent that a serious doubt exists as to whether Guilbeau could be a ‘fellow employee’ of the truckdriver (employed by and paid by Higgins, not by the joint venture or by Caldwell) for purposes of an exclusion clause in each policy which provides: ‘None of the following is an insured: (i) any person while engaged in the business of his employer with respect to bodily injury to any fellow employee of suc

31961–1977
Smith v. United States Fidelity & Guaranty Co. green
neb · 1942
2 sentences

1963However, in that case ( 99 So.2d at 116 ) the Supreme Court said: “We find our conclusion amply supported by the case of Smith v. United States Fidelity and Guaranty Company, 1942, 142 Neb. 321 , 6 N.W.2d 81, 83 , wherein the following exclusion clause employed by the insurer relieved it of liability: “ ‘This policy shall not cover loss from liability for, or any suit based [there] on, injuries or death; * * * (4) Caused by accidents occurring after .final completion of the work performed by the insured at the place of occurrence of such accidents.’ “It is clearly apparent that in that cited c

1963However, in that case ( 99 So.2d at 116 ) the Supreme Court said: “We find our conclusion amply supported by the case of Smith v. United States Fidelity and Guaranty Company, 1942, 142 Neb. 321 , 6 N.W.2d 81, 83 , wherein the following exclusion clause employed by the insurer relieved it of liability: “ ‘This policy shall not cover loss from liability for, or any suit based [there] on, injuries or death; * * * (4) Caused by accidents occurring after .final completion of the work performed by the insured at the place of occurrence of such accidents.’ “It is clearly apparent that in that cited c

31958–1963
Holmes v. South Carolina green
scotus · 2006
2 sentences

2017In Holmes v. South Carolina, 547 U.S. 319 , 126 S.Ct. 1727 , 164 L.Ed.2d 503 (2006), the Court stated that “while the Constitution thus prohibits the exclusion of defense evidence under rules that serve no legitimate purpose or that are disproportionate to the ends that they are asserted to promote, well-established rules of evidence permit trial judges to exclude evidence if its probative value is outweighed by certain other factors such as unfair prejudice, Imconfusion of the issues, or potential to mislead the jury.” 547 U.S. at 326 , 126 S.Ct. 1727 .

2017In Holmes v. South Carolina, 547 U.S. 319 , 126 S.Ct. 1727 , 164 L.Ed.2d 503 (2006), the Court stated that “while the Constitution thus prohibits the exclusion of defense evidence under rules that serve no legitimate purpose or that are disproportionate to the ends that they are asserted to promote, well-established rules of evidence permit trial judges to exclude evidence if its probative value is outweighed by certain other factors such as unfair prejudice, Imconfusion of the issues, or potential to mislead the jury.” 547 U.S. at 326 , 126 S.Ct. 1727 .

22016–2017
Washington v. Texas green
scotus · 1967
2 sentences

2005Washington v. Texas, 338 [388] U.S. 14[, 87 S.Ct. 1920 , 18 L.Ed.2d 1019 ] (1967).

2005Washington v. Texas, 338 [388] U.S. 14[, 87 S.Ct. 1920 , 18 L.Ed.2d 1019 ] (1967).

21981–2005
Vobill Homes, Inc. v. Hartford Accident & Indem. Co. green
lactapp · 1966
2 sentences

2004The earlier case of Vobill Homes, Inc. v. Hartford Accident and Indemnity Company, 179 So.2d 496 (La.App. 3 Cir.1965), gave an even stronger expression to view expressed in Vitenas : For this reason, it has uniformly been held that a liability policy with an exclusion clause such as the present does not insure any obligation of the policyholder to repair or replace his own defective work or defective product.

1983Consequently, this case is governed by the rule enunciated in Vobill Homes, Inc. v. Hartford Accident and Indemnity Co., 179 So.2d 496 (La.App. 3rd Cir.1965) writ refused 248 La. 698 , 181 So.2d 398 (1966), which held that, "... a liability policy with an exclusion clause such as the present does not insure any obligation of the policyholder to repair or replace his own defective work or defective product. " 179 So.2d at 497 . (emphasis added) Again, in Breaux v. St.

21983–2004
Thomas W. Hooley & Sons v. Zurich General Accident & Liability Insurance green
la · 1958
2 sentences

1976Hooley & Sons v. Zurich General Accident & Life Insurance Co., 235 La. 289 , 103 So.2d 449 (1958), Justice Tate said in interpretating the care, custody or control exclusion that "damaged property or premises merely incidental or adjacent to the contracted object upon which work is being performed by the insured is not within the "care, custody or control' of the insured for purposes of the exclusion clause in question, even though he might be permitted access thereto during the performance of his contract." In interpreting the second clause of the exclusion excluding "property ... as to which

1976Hooley & Sons v. Zurich General Accident & Life Insurance Co., 235 La. 289 , 103 So.2d 449 (1958), Justice Tate said in interpretating the care, custody or control exclusion that "damaged property or premises merely incidental or adjacent to the contracted object upon which work is being performed by the insured is not within the "care, custody or control' of the insured for purposes of the exclusion clause in question, even though he might be permitted access thereto during the performance of his contract." In interpreting the second clause of the exclusion excluding "property ... as to which

21967–1976
Haynes v. Modern Woodmen of America neutral
lactapp · 1962
2 sentences

1976Willis, supra; Haynes v. Modern Woodmen of America, 135 So.2d 548 (La.App. 3rd Cir. 1962).

1973Cutitto v. Metropolitan Life Insurance Co., supra; Haynes v. Modern Woodmen of America, supra; Lafield v. New York Life Insurance Co., supra; Thorn v. Metropolitan Life Insurance Co., 2 So.2d 269 (La.

21973–1976
Dufief v. Boykin neutral
la · 1854
2 sentences

1970Dufief v. Boykin, 9 La.Ann. 295 .

1962Dufief v. Boykin, 9 La.Ann. 295 .

21962–1970
State of Louisiana v. Robert Glen Coleman green
la · 2016
1 sentence

2017State v. Coleman, 14-402 (La. 2/26/16), 188 So.3d 174,197 , cert. denied, — U.S. -, 137 S.Ct. 153 , 196 L.Ed.2d 116 (2016).

12017–2017
House v. Daniels green
scotus · 2016
1 sentence

2017State v. Coleman, 14-402 (La. 2/26/16), 188 So.3d 174,197 , cert. denied, — U.S. -, 137 S.Ct. 153 , 196 L.Ed.2d 116 (2016).

12017–2017
Pejouhesh v. United States green
scotus · 2016
1 sentence

2017State v. Coleman, 14-402 (La. 2/26/16), 188 So.3d 174,197 , cert. denied, — U.S. -, 137 S.Ct. 153 , 196 L.Ed.2d 116 (2016).

12017–2017
Lavespere v. Lavespere neutral
lactapp · 2008
1 sentence

2016Id. at 86 .

12016–2016
Terrebonne Fuel & Lube, Inc. v. Placid Refining Co. green
la · 1996
1 sentence

2007The Hare opinion does not hold that after community property is voluntarily partitioned and a final judgment regarding that property has issued, res judicata is inapplicable to bar a re-adjudication of that property. [1] *354 This court distinguishes Terrebonne Fuel & Lube Inc. v. Placid Refining Company, 95-0654, 95-0671 (La.1/16/96), 666 So.2d 624 , which dealt with a judgment that contained a specific exclusion of the claim asserted, therefore barring the application of res judicata.

12007–2007
Allen v. Allen neutral
lactapp · 2001
1 sentence

2007Instead, as recognized in Allen v. Allen, 01-0213 (La.App. 3 Cir. 06/06/01) , 787 So.2d 1226 , absent a showing that community property exists which was not previously partitioned, the exception of res judicata will apply.

12007–2007
Calvin v. Janbar Enterprises, Inc. green
lactapp · 2003
1 sentence

2006In the case of Calvin v. Janbar Enterprises, Inc., XXXX-XXXX (La.App. 4 Cir. 9/24/03), 856 So.2d 88 , the parents of a minor child who was seriously injured when he was struck by a truck after exiting a bus sued the owner of the truck along with the owner's automobile insurer and its CGL insurer.

12006–2006
McBride v. Lyles green
lactapp · 1974
1 sentence

2004In Travelers Insurance Co. v. Blanchard, 431 So.2d 913, 914-15 (La.App. 2 Cir. 1983), the second circuit made the same distinction, explaining: We find that the language of this exclusion clause is significantly different from the provision in McBride [ 303 So.2d 795 ]....

12004–2004
Manuel v. Luckett green
lactapp · 1991
1 sentence

2001Had the accident not intervened, the trailer would have been taken to the wash-rack building and cleaned before Mr. Fleniken proceeded with making the haul. [6] The language of the exclusionary clause in Manuel is almost identical to the exclusion clause quoted above; it provides the agreement does not apply to "any bodily injury ... arising out of the ... use ... of (a) any automobile ... owned or operated by or rented or loaned to any Insured ...." Manuel, 577 So.2d at 205-206 . [7] The trial court rendered judgment in a previous motion for summary judgment filed by Safeway, which judgment p

12001–2001
Barbay v. Aetna Cas. & Sur. Co. neutral
la · 1984
11998–1998
Pizzo v. Graves green
lactapp · 1984
11998–1998
Branam v. Traders & Gen. Ins. Co. green
lactapp · 1977
11998–1998
Estate of Borer v. Louisiana Health Serv. & Indem. Co. green
la · 1981
11995–1995
Keathley v. State Farm Fire & Cas. Ins. green
lactapp · 1992
11995–1995
Perkins v. McDow green
la · 1993
11995–1995
United States v. Leon green
scotus · 1984
11994–1994
Pique v. Saia green
la · 1984
11992–1992
Sellers v. Seligman green
lactapp · 1985
11991–1991
Credeur v. Luke green
la · 1979
11990–1990
Frazier v. State Farm Mutual Automobile Insurance Co. green
la · 1977
11988–1988
Frazier v. State Farm Mut. Auto. Ins. Co. green
lactapp · 1977
11988–1988
State v. Holmes neutral
la · 1974
11986–1986
State v. Barnard green
la · 1973
11986–1986
State v. Calloway green
la · 1976
11986–1986
State v. Western green
la · 1978
11986–1986

Statutes the citing opinions construe

LA § La. Rev. Stat. § 23:1032 (4) LA § La. Rev. Stat. § 3 (4) LA § La. Rev. Stat. § 44:414 (4) LA § La. Rev. Stat. § 1 (3)

Counted by distinct opinions that both name this issue and are annotated to the section; sections every opinion cites regardless of issue are not filtered here, so read the counts against the total above.

Where else courts name it

CA 175 (1939–2026) TX 96 (1952–2025) IL 88 (1901–2024) LA 86 (1925–2017) NY 78 (1898–2024) PA 62 (1934–2024) MO 59 (1933–2025) NJ 50 (1957–2024) FL 49 (1955–2024) CT 48 (1894–2024) WI 45 (1937–2026) MI 36 (1949–2024) WA 36 (1931–2025) MD 32 (1939–2020) OH 32 (1924–2026) MS 31 (1954–2022) GA 31 (1910–2026) OR 30 (1943–2026) MA 27 (1954–2026) IN 26 (1976–2020) MN 26 (1920–2018) TN 25 (1917–2022) CO 24 (1942–2013) IA 23 (1912–2024) NM 23 (1960–2025) SC 22 (1937–2025) NC 21 (1951–2023) KS 19 (1962–2016) UT 16 (1937–2024) VA 16 (1935–2025) AZ 15 (1970–2023) AL 15 (1903–2015) OK 14 (1952–2011) AR 14 (1945–2025) DC 12 (1986–2026) WY 12 (1971–2025) NH 12 (1963–2023) MT 12 (1967–2023) WV 12 (1982–2023) KY 11 (1958–2025) ID 9 (1981–2014) DE 8 (1962–2024) HI 8 (1992–2021) NV 8 (1952–2014) RI 7 (1958–2007) ND 7 (1965–2020) AK 7 (1981–2007) NE 6 (1943–2015) ME 6 (1952–2019) VT 5 (1894–2012) PR 5 (1949–2023) SD 4 (1963–2012)

Opinions by the citing court's state. A doctrine retained in one state and abandoned in another shows up here as a year span that stalls.

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