O.C.G.A. § 8-7-1 (2019)

History

Code 1981, § 8-7-1, enacted by Ga. L. 1996, p. 679, § 1.

Index A ABANDONMENT. Landfills. Construction on, §§8-6-1 to 8-6-4. ACCEPTANCE. Banking and finance, §7-1-284. ACCOUNTANTS. Banks and trust companies. Certified public accountants. Audits, §7-1-487. Directors and officers. Reliance upon, §§7-1-490 to 7-1-494. Certified public accountants. Banks and trust companies. Audits, §7-1-487. Credit unions. Audit committee. Employment of accountant, §7-1-657. ACCOUNTS AND ACCOUNTING. Financial institutions. Aiding and abetting false entries, §7-1-842. Department of banking and finance, §7-1-74. Inactive accounts. Records not maintained, §7-1-63. Receivership. Adjudication of rejected claims and exceptions to account, §7-1-199. Confirmation of account, §7-1-200. Destruction of records, §7-1-205. Filing or ordering partial or final account, §7-1-198. Trust or pooled assets. Substituted trustee or manager, §§7-1-223 to 7-1-225. Installment loans. Duties of licensees, §7-3-30. Mortgage lenders and brokers. Escrow account, §7-1-1015. Maintenance of accounts, §7-1-1009. Multiple-party accounts. General provisions, §§7-1-810 to ACTING IN CONCERT. Financial institution control acquisition without permission, §7-1-231.

ACTIONS. Banks and trust companies. Branch banks, offices, facilities and holding companies, §7-1-609. Cashing of payment interests. Enforcement of provisions. Common law liability not limited by provisions, §7-1-709.1. Notice of action or judgment against licensee, §7-1-705. Condominiums. Construction defects, resolution of. Recovery of damages to common elements, §8-2-42. Construction defects. Additional defects discovered pending action, §8-2-39. Common elements, damages to, §8-2-42. Contractors. Construction defects, resolution of. Cause of action not created, §8-2-43. Credit or loan discrimination. Cause of action for individual against whom discriminated, §7-5-6. Derivative actions. Bank stockholders, §§7-1-440, 7-1-441. Discrimination. Credit or loan discrimination, §7-5-6. Fair housing law. Aggrieved persons, §8-3-217. Attorney general, §8-3-218. Expediting of actions, §8-3-219. Local agency, §8-3-213. Financial institutions. Currency transactions. Recovery of civil penalties, §7-1-914. Receivership. Bringing or defending actions, §7-1-173. Effect of receivership on pending actions, §7-1-191. Reimbursement of costs of judicial process, §7-1-237. Industrialized building manufacturers and installers. Actions against, §8-2-117. Installment loans. Enforcement of provisions, orders, etc, §7-3-46.

INDEX ACTIONS - Cont’d Installment loans - Cont’d Licenses. Notice. Required notice by licensee to department, §7-3-31. Interest and usury. Civil action to enforce chapter provisions, §7-4-19. Loans. Discrimination. Action by individual discriminated against, §7-5-6. Money transmission. Common law liability not limited by provisions, §7-1-697. Investigation and supervision. Immunity from liability for cooperating with department, §7-1-689. Immunity of department employees, agents, §7-1-689. Notice of action or judgment against licensee, §7-1-687. ADMINISTRATIVE PROCEDURE. Cashing of payment interests. Cease and desist orders, §7-1-708.2. Discipline of licensees, §7-1-708. Fair housing law, §§8-3-213 to 8-3-216. Financial institutions. Department of banking and finance. Abuse of discretion, §7-1-75. Installment loans. Cease and desist orders, §7-3-45. Discipline of licensees, §7-3-44. Money transmission. Cease and desist orders, §7-1-694. Discipline of licensees, §7-1-691. ADVERTISING. Cashing of payment interests. Unique identifiers. Use on advertisements and other documents, §7-1-703.2. False advertising. Installment loans, §7-3-10. Financial institutions. Prohibited advertising, §7-1-133. Publication of notices or advertisements, §7-1-7. Installment loans. False advertising, §7-3-10.

ADVERTISING - Cont’d Installment loans - Cont’d Interest rates or finance charges, §7-4-4. Installment loans. Statutory construction of installment loan provisions as not repealing advertisement of interest provisions, §7-3-49. Licenses. Duties of licensees, §7-3-30. Interest and usury. Rates of interest or finance charge, §7-4-4. Installment loans. Statutory construction of installment loan provisions as not repealing advertisement of interest provisions, §7-3-49. Violating advertising restrictions, §7-4-5. Loan brokers, §7-7-2. Money transmission. Unique identifiers. Use in advertising, §7-1-684.2. Mortgage lenders and brokers, §7-1-1016. AERATORS. Buildings. Toilets, showerheads and faucets. Requirements, §8-2-3. AFFIDAVITS. Bank deposits and collections. Deposits of intestate depositors, §§7-1-239, 7-1-239.1. Banks and trust companies. Merchant acquirer limited purpose banks. Beginning operation of business, §7-9-9. Issuance of certificate of incorporation, §7-9-8. Merchant acquirer limited purpose banks. Beginning operation of business, §7-9-9. Issuance of certificate of incorporation, §7-9-8. AFFORDABLE HOUSING. Clearance and rehabilitation of blighted areas. General provisions, §§8-4-1 to 8-4-12.

INDEX AGENTS. Banks and trust companies, §7-1-488. AGRICULTURE. Building codes. State-wide application of minimum standard codes. Farm buildings or structures, exemption, §8-2-25. State building, plumbing, electrical, etc., codes. State-wide application of minimum standard codes. Farm buildings or structures, exemption, §8-2-25. AIR CONDITIONING AND HEATING CODE. State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31.

APPEALS - Cont’d Financial institutions. Acquisition of control, §7-1-232. Judicial review of department actions, §7-1-90. Foreign banking institutions. Unauthorized activities, cease and desist orders. Judicial review of final orders or decisions of department, §7-1-1108. Money transmission. Orders, decisions, etc, of department, §7-1-694. Mortgage lenders and brokers. Suspension or revocation of licenses, §7-1-1017. APPRAISALS. Fair housing law, §8-3-204. APPROPRIATIONS. Art in state buildings, §8-5-4. Housing projects. Intergovernmental cooperation in aid of construction, operation, etc., of housing projects, §8-3-155.

ALLEYS. Housing projects. State public bodies. Powers, §8-3-153. ALTERNATIVE DISPUTE RESOLUTION. Construction defects, resolution of, §§8-2-35 to 8-2-43.

ARBITRATION. Discrimination. Housing complaints, §8-3-209.

AMUSEMENT DEVICE CODE. State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31. ANSWERS. Fair housing law. Answer to complaint, §8-3-208. APPEALS. Building codes. Application of building and fire related codes to existing buildings. Appeals of rulings or decisions, §8-2-221. International energy conservation code. Conformance of construction, design, etc., of buildings, §8-2-27. Cashing of payment interests. Cease and desist orders, §7-1-708.2. Elevators and other conveyances. Inspectors’ orders or acts, §8-2-108. Factory built buildings. Applications of rules and regulations, §8-2-115. Fair housing law. Orders of administrative law judge, §8-3-215.

ART. State buildings, §§8-5-1 to 8-5-9. Appropriations, §8-5-4. Art in state buildings program. Short title, §8-5-1. Bidding requirements. Purchases and commissions exempt, §8-5-6. Sale of works of art by state, §8-5-9. Council. Defined, §8-5-3. Duties generally, §8-5-5. Enumeration of duties, §8-5-5. Definitions, §8-5-3. Gifts, §8-5-4. Legislative purpose, §8-5-2. Ownership rights, §8-5-7. Public policy, §8-5-2. Reporting requirements, §8-5-8. Rights of artists, §8-5-7. Short title. Art in state buildings program, §8-5-1. ART IN STATE BUILDINGS PROGRAM. General provisions, §§8-5-1 to 8-5-9.

INDEX ATTORNEY GENERAL - Cont’d Fair housing law - Cont’d Civil actions. Aggrieved persons, §8-3-217. Attorney general actions, §8-3-218. Complaint procedures. Filing of complaint, §8-3-211. Investigations, §8-3-209. General provisions, §§8-3-200 to State action for enforcement, §8-3-213. Financial institutions. Commissioner of banking and finance. Renewal or modification of existing obligations. Reporting requirements, §7-1-37. Department of banking and finance. Failure of financial institution to pay penalty imposed for noncompliance with reporting requirement, §7-1-68. Failure of state financial institutions to pay amount owed to department, §7-1-42. Forfeiture proceedings. Initiation of proceedings, §7-1-92. Orders. Procedure upon failure to comply with departmental orders, §7-1-91. Receivers. Appointment of deputy attorneys general as deputy receivers, §7-1-158.

ART IN STATE BUILDINGS PROGRAM - Cont’d Short title, §8-5-1. ASSETS. Credit unions. Ad valorem taxes. Assessment on assets, §7-1-662. Inspection by audit committee, §7-1-657. Risk assets. Defined, §7-1-659. ASSIGNMENTS. Foreign banking institutions. Licenses. Assignment or transfer of license, prohibition, §7-1-1113. Installment loans. Purchase by licensee of notes and other documents. Loans to pay off all or part of purchased loan. Licensee’s duties, §7-3-13. ATM’S. Point-of-sale terminals generally, §7-1-603. Safe use, §§7-8-1 to 7-8-8. Adequate lighting, §7-8-3. Date of compliance, §7-8-3. Definitions, §7-8-1. Enforcement of chapter, §7-8-6. Exempt persons or entities, §7-8-7. Exempt terminals, §7-8-5. Notices to customers of basic safety precautions, §7-8-4. Preemptive effect of chapter, §7-8-8. Procedures for evaluating, §7-8-2. Rules and regulations, §7-8-6. Transaction fee, §7-1-295.

ATTORNEY-IN-FACT. Banks and trust companies, §7-1-310.

ATTACHMENT. Financial institutions. Receivership. Proceedings in lieu of attachment, §7-1-190. ATTORNEY GENERAL. Department of law. Banking and finance. Department of banking and finance. Advisory opinions. Consultation with department of law, §7-1-99. Legal advice to, §7-1-98. Fair housing law, §8-3-218. Administrative procedures, §8-3-214.

ATTORNEYS’ FEES. Fair housing law. Civil actions. Discretionary award of fees and court costs, §8-3-213. Orders of administrative law judge, §§8-3-214, 8-3-215. Industrialized buildings. Damages against manufacturers and installers, §8-2-117. AUDITORIUMS. Pesticides used or applied in public building, §8-7-1. AUDITS. Credit union deposit insurance corporation, §7-2-12.

INDEX AUDITS - Cont’d Credit unions. Audit committee, §7-1-655. Comprehensive annual audits, §7-1-657. AUTOMATED TELLER MACHINES. Credit unions. Equipment, extensions, §7-1-664. Point-of-sale terminals generally, §7-1-603. Safe use, §§7-8-1 to 7-8-8. Adequate lighting, §7-8-3. Date of compliance, §7-8-3. Definitions, §7-8-1. Enforcement of chapter, §7-8-6. Exempt persons or entities, §7-8-7. Exempt terminal, §7-8-5. Notices to customers of basic safety precautions, §7-8-4. Preemptive effect of provisions, §7-8-8. Procedures for evaluating, §7-8-2. Rules and regulations, §7-8-6. Transaction fee, §7-1-295. B BAD FAITH. Banks and trust companies. Fractional shares, §7-1-418. BALCONIES. Safety requirements, §8-2-207. BANK DEPOSITS AND COLLECTIONS. Abandoned accounts. Fee prohibited for conducting search of abandoned deposit accounts, §7-1-359. Currency transactions. Records and reports, §§7-1-910 to Definitions. Multiple-party accounts, §7-1-810. Department of banking and finance. General provisions, §§7-1-30 to 7-1-99. Deposit insurance requirements. Banks and trust companies, §7-1-244. Deposits of intestate depositors, §7-1-239.1. Payment of checks or instruments payable to deceased persons, §7-1-239.1. Payment of deposits of deceased intestate depositors, §7-1-239.

BANK DEPOSITS AND COLLECTIONS - Cont’d Disclosure requirements. Third party claims. Motion to quash disclosure, §7-1-360. Dormant accounts, §7-1-358. Fee prohibited for conducting search of dormant accounts, §7-1-359. Insurance requirements, §7-1-244. Intestate depositors, §7-1-239.1. Final expenses, application of money in account towards, §7-1-239. Payment of checks or instruments payable to deceased persons, §7-1-239.1. Payment of deposits of deceased intestate depositors, §7-1-239. Joint accounts. Multiple party accounts generally, §§7-1-810 to 7-1-821. Minors’ deposits and safe-deposit agreements, §7-1-351. Mobile banking apps. Minors’ deposits and safe-deposit agreements, access through electronic means, §7-1-351. Money received for transmission, §7-1-354. Multiple party accounts, §§7-1-810 to Beneficial ownership. Applicability of provisions, §7-1-811. Ownership during lifetime, §7-1-812. Changing terms of account, §7-1-814. Credit unions. Minors shares and deposits, §7-1-652. Definitions, §7-1-810. Discharge upon proper payment, §7-1-820. Nontestamentary survivorship transfer, §7-1-815. Ownership during lifetime, §7-1-812. Applicability of provisions as to beneficial ownership, §7-1-811. Payment, §7-1-818. Protection of financial institutions. Accounts authorized, §7-1-816. Applicability of provisions, §7-1-811. Inquiry as to deposits or withdrawals not required, §7-1-816. Notice not to permit withdrawals, §7-1-820.

INDEX BANK DEPOSITS AND COLLECTIONS - Cont’d Multiple party accounts - Cont’d Protection of financial institutions - Cont’d Joint account after death or disability. Payment from, §7-1-817. Payment from joint account after death or disability, §7-1-817. Discharge upon proper payment, §7-1-820. Payment of P.O.D. account, §7-1-818. Discharge upon proper payment, §7-1-820. Payment of trust account, §7-1-819. Discharge upon proper payment, §7-1-820. Payment on signature of one party, §7-1-816. Discharge upon proper payment, §7-1-820. P.O.D. account. Payment of, §7-1-818. Right to setoff, §7-1-821. Signature of one party. Payment on, §7-1-816. Trust account. Payment of, §7-1-819. Right of survivorship, §7-1-813. Changing terms of account, §7-1-814. Survivorship transfers nontestamentary, §7-1-815. Setoff. Right to setoff, §7-1-821. Trust accounts, §7-1-819. Notice. Rules governing deposits, §7-1-350. Third party claims, §7-1-360. Online banking. Minors’ deposits and safe-deposit agreements, access through electronic means, §7-1-351. P.O.D. accounts. Multiple party accounts generally, §§7-1-810 to 7-1-821. Records. Currency transactions. Records and reports. Generally, §§7-1-910 to 7-1-917. Reports. Currency transactions. Records and reports. Generally, §§7-1-910 to 7-1-917.

BANK DEPOSITS AND COLLECTIONS - Cont’d Right of survivorship. Multiple-party accounts, §7-1-813. Changing terms of account, §7-1-814. Survivorship transfers nontestamentary, §7-1-815. Rules promulgation. Notice of rules governing deposits, §7-1-350. Small minority business development corporations. Deposit of corporate funds, §7-1-953. BANKING AND FINANCE. Business development corporations. General provisions, §§7-1-740 to Small minority business development corporations. General provisions, §§7-1-940 to Cashing of payment interests, §§7-1-700 to 7-1-709.2. Credit cards. Generally, §§7-5-1 to 7-5-6, 7-6-1, Credit or loan discrimination, §§7-6-1, 7-6-2. Credit union deposit insurance corporation. General provisions, §§7-2-1 to 7-2-14. Credit unions. General provisions, §§7-1-630 to Currency transactions. Records and reports generally, §§7-1-910 to 7-1-917. Department of banking and finance. Department of law. Advisory opinions. Consultation with department of law, §7-1-99. Fiduciary investment companies. General provisions, §§7-1-330 to Financial institutions code of Georgia. General provisions, §§7-1-1 to Foreign banking institutions, §§7-1-1100 to 7-1-1138. Industrial loans. Installment loans generally, §§7-3-1 to

INDEX BANKING AND FINANCE - Cont’d Interest and usury. Generally, §§7-4-1 to 7-4-21. International banking. Domestic international banking facilities, §§7-1-730 to 7-1-734. Foreign banking institutions, §§7-1-1100 to 7-1-1138. Loan brokers, §§7-7-1 to 7-7-6. Money transmission, §§7-1-680 to Multiple-party accounts. Generally, §§7-1-810 to 7-1-821. Provisions applicable to department of banking and finance and financial institutions generally. Banks and trust companies. Affiliate transfers, §§7-1-320 to Amendment of articles, §§7-1-510 to Bank branches, offices, facilities and holding companies, §§7-1-600 to Banking depositories, reserves and remissions, §§7-1-370 to 7-1-372. Conversions involving national banks, §§7-1-550 to 7-1-556. Deposits, safe-deposit agreements and money received for transmission, §§7-1-350 to Fiduciary investment companies, §§7-1-330 to 7-1-338. Generally, §§7-1-240 to 7-1-244. General powers of banks and trust companies, §§7-1-260 to 7-1-263. Incorporation of banks and trust companies, §§7-1-390 to 7-1-398. Management, §§7-1-480 to 7-1-494. Merger and consolidation of state banks and trust companies, §§7-1-530 to 7-1-537. Powers of banks, §§7-1-260 to Powers of trust companies, §§7-1-260 to 7-1-263, 7-1-310 to Regional interstate banking, §§7-1-620 to 7-1-628.15. Sale and other disposition of assets, §§7-1-570 to 7-1-572. Stock and stockholders. Dividends, distributions and preferred share acquisition, §§7-1-460 to 7-1-463.

BANKING AND FINANCE - Cont’d Provisions applicable to department of banking and finance and financial institutions generally - Cont’d Banks and trust companies - Cont’d Stock and stockholders - Cont’d Financial structure, §§7-1-410 to Business development corporations, §§7-1-740 to 7-1-758. Change in control of financial institutions, §§7-1-230 to 7-1-236. Costs on judicial process, §7-1-237. Credit unions. General provisions and organization, §§7-1-630 to 7-1-636. Operation and regulation generally, §§7-1-650 to 7-1-671. Criminal and related provisions, §§7-1-840 to 7-1-846. Deposits of deceased depositors, §§7-1-239, 7-1-239.1. Fees of secretary of state, §7-1-862. Multiple-party accounts, §§7-1-810 to Names, registered offices and advertising, §§7-1-130 to 7-1-134. Operations of department of banking and finance, §§7-1-60 to 7-1-79. Organization and personnel of department of banking and finance, §§7-1-30 to 7-1-43. Permissive closing days, emergency closings, business restrictions and voluntary liquidations, §§7-1-110 to 7-1-117. Proceedings involving the department of banking and finance, §§7-1-90 to 7-1-99. Purposes and preliminary matters, §§7-1-1 to 7-1-10. Receivership powers and procedures. Claims, priorities and accounting in receiverships, §§7-1-190 to Generally, §§7-1-150 to 7-1-176. Receivership procedures involving trust or pooled assets, §§7-1-220 to 7-1-225. Records and reports of currency transactions, §§7-1-910 to 7-1-917. Small minority business development corporations, §§7-1-940 to 7-1-958. Transition provisions, §§7-1-860,

INDEX BANKING AND FINANCE - Cont’d Receivership. Financial institutions generally, §§7-1-150 to 7-1-225. Savings and loan associations. General provisions, §§7-1-770 to Small loan businesses. Installment loans generally, §§7-3-1 to Small minority business development corporations. General provisions, §§7-1-940 to BANKRUPTCY AND INSOLVENCY. Installment loans. Licenses. Notice. Required notice by licensee to department, §7-3-31. Money transmission. Notice to department of filing involving licensee, §7-1-687. Savings and loan associations. Bankruptcy of depositor, §7-1-796. Immunity from bankrupt depositors, §7-1-796. BANKS AND TRUST COMPANIES. Abandoned accounts fees. Prohibited for conducting search of abandoned deposit accounts, §7-1-359. Acceptances, §7-1-284. Accountants. Audits, §7-1-487. Directors and officers. Reliance upon, §§7-1-490 to 7-1-494. Acquiring control. Financial institutions generally, §§7-1-230 to 7-1-236. Affiliate transfers, §§7-1-320 to Abandonment of transfer, §7-1-322. Agent for bank. Appointment, §7-1-323. Authorized, §7-1-321. Conflict of laws, §7-1-325. Definitions, §7-1-320. Designation of affiliate trust company as successor fiduciary, §7-1-324. Effect on bank, §7-1-322. Liability of bank for actions of agent, §7-1-323. Powers and duties of transferees, §7-1-321.

BANKS AND TRUST COMPANIES - Cont’d Affiliate transfers - Cont’d Substituted fiduciary, §7-1-322. Successor fiduciary, §7-1-324. Agents, §7-1-488. Articles of incorporation. Advertisement of articles, §7-1-392. Amendment, §§7-1-510 to 7-1-516. Adoption, §7-1-511. Approval, §7-1-514. Authorized amendments, §7-1-510. Certificate. Effect, §7-1-516. Certification of articles, §7-1-513. Disapproval, §7-1-514. Fees and charges as condition of issuance, §7-1-515. Issuance, §7-1-515. Proposal, §7-1-511. Contents, §§7-1-392, 7-1-512. English language requirement, §7-1-392. Execution, §7-1-512. Filing, §7-1-512. Incorporation generally, §§7-1-390 to Merchant acquirer limited purpose banks, §7-9-5. Notice of application. Advertisement, §7-1-392. Restated, §7-1-510. Assets. Foreign banking institutions. Amount of assets and deposits to be maintained, §7-1-1123. Liquidation of property and business, transfer of assets, §7-1-1129. Maintenance requirements, §7-1-1124. Separate treatment of in state and out-of-state assets, §7-1-1120. Sale or other disposition, §§7-1-570 to Exchanges requiring shareholder approval, §7-1-571. Right of shareholder to dissent, §7-1-572. Leases requiring shareholder approval, §7-1-571. Right of shareholder to dissent, §7-1-572. Sale requiring shareholder approval, §7-1-571. Right of shareholder to dissent, §7-1-572.

INDEX BANKS AND TRUST COMPANIES - Cont’d Assets - Cont’d Sale or other disposition - Cont’d Secured transactions not requiring shareholder approval, §7-1-570. Automated teller facilities, §7-1-603. Bank facilities. Expansion or extension of existing facilities, §7-1-603. Bank holding companies. Acquisition of control, §7-1-235. Limitation on percentage of shares owned, §7-1-608. Actions unlawful without prior approval of commissioner, §7-1-606. Control, §7-1-607. Defined, §7-1-605. Examinations, §7-1-607. Interstate banking. Acquisition of banks and bank holding companies, §§7-1-620 to Branching by merger generally, §§7-1-628 to 7-1-628.15. Permitted activities, §7-1-608. Registration, §7-1-607. Reporting requirements, §7-1-607. Unlawful acquisitions, §7-1-608. When company deemed to control shares, §7-1-605. Banking business at a banking house. Required, §7-1-605. Banking business restrictions. Banking and trust nomenclature, §7-1-243. Corporate fiduciaries, §7-1-242. Financial institution acting as bank and trust company, §7-1-240. Generally, §7-1-241. Banking locations. Defined, §7-1-600. Extensions, §7-1-603. Board of directors. Acting without meeting, §7-1-483. Actions against directors, §7-1-493. Administration of business affairs, §7-1-480. Adopting bylaws, §7-1-481. Advisory positions, §7-1-486. Amending bylaws, §7-1-481. Audits and financial reports, §7-1-487. Committees, §7-1-483.

BANKS AND TRUST COMPANIES - Cont’d Board of directors - Cont’d Compensation, §7-1-482. Delegation of investment decisions, §7-1-490. Derivative transactions, approval. Recordation in formal minutes of the board, §7-1-285. Duty to increase number to at least 5, §7-1-482. Employee share plans, §7-1-488. Failure to maintain at least 5 directors. Actions of remaining directors, obligations and liabilities created by, effect, §7-1-482. Financing, §7-1-491. Financing transactions, §7-1-491. Good faith defense against liability, §7-1-494. Honorary positions, §7-1-486. Liability in certain cases, §7-1-494. Meetings, §7-1-483. Nonpolicy-making regional boards of directors, §7-1-482. Number, §7-1-482. Oath of office, §7-1-484. Prohibitions applicable to directors, §7-1-492. Quorum, §7-1-483. Remote participation in meetings, §7-1-483. Removal, §7-1-485. Repealing bylaws, §7-1-481. Residency requirement, §7-1-480. Responsibilities, §7-1-490. Term, §7-1-482. Vacancies, §7-1-485. Bonds, surety. Employees and officers, §7-1-489. Powers as surety or guarantor, §7-1-290. Borrowing power, §7-1-291. Branch offices. Applications to establish, §7-1-602. Approval of establishment by department, §7-1-602. Revocation of approval, §7-1-602. Defined, §7-1-600. Generally, §7-1-601. Merger or consolidation. Retention and operation of banking locations as branch offices, §7-1-602.

INDEX BANKS AND TRUST COMPANIES - Cont’d Capital requirements for trust companies, §7-1-317. Cash dispensing machines, §7-1-603. Change in control of financial institutions. Acquiring control generally, §§7-1-230 to 7-1-236. Foreign banking institutions, §7-1-1105. Checks. Originals. Financial institutions not required to maintain, §7-1-63. Commissions or finder’s fee. Dormant, abandoned or unclaimed deposit accounts, §7-1-359. Conflict of laws. Affiliate transfers. Other banking laws unaffected by part, §7-1-325. Consolidation. Merchant acquirer limited purpose banks, §§7-9-11.1 to 7-9-11.8. State banks and trust companies, §§7-1-530 to 7-1-537. Contracts. Trust services. Power of banks to contract with other banks, §7-1-310. Conversions. Conversions involving national banks, §§7-1-550 to 7-1-556. National bank to state bank or trust company. Approval or disapproval by department, §7-1-553. Articles of conversion. Contents, §7-1-551. Form, §7-1-551. Authority for change and control, §7-1-550. Certificate of conversion. Effect, §7-1-555. Fees and charges as condition of issuance, §7-1-554. Issuance, §7-1-554. Compliance with requirements, §7-1-550. Federal approval or disapproval, §7-1-553. Federal savings bank to state bank, §7-1-550. Filings with the department, §7-1-552.

BANKS AND TRUST COMPANIES - Cont’d Conversions - Cont’d National bank to state bank or trust company - Cont’d Publication of notice, §7-1-552. State bank or trust company to national bank, §7-1-556. Credit exposure in derivative transactions. Restrictions, §7-1-285. Currency transactions. Records and reports. Generally, §§7-1-910 to 7-1-917. Definitions, §7-1-590. Affiliate transfers, §7-1-320. Automated teller machines, §7-1-603. Bank branches, offices, facilities and holding companies, §7-1-600. Bank holding company, §7-1-605. Banking business, §7-1-604. Cash dispensing machines, §7-1-603. Domestic international banking facility, §7-1-731. Fiduciary investment companies, §7-1-330. Night depositories, §7-1-603. Point-of-sale terminals, §7-1-603. Deposit insurance requirements, §7-1-244. Deposits. By financial institutions, §7-1-370. Collection charge for remission of check by commercial bank, §7-1-372. Criteria, §7-1-370. Legal reserve requirements, §7-1-371. Service charge relating to abandoned instruments, §7-1-372. Foreign banking institutions. Acceptance of deposits, limitations, §7-1-1116. Notice of uninsured deposits, §7-1-1121. Value of assets and deposits to be maintained, §7-1-1123. Derivative actions by shareholders, §§7-1-440, 7-1-441. Derivative transactions. Restrictions, §7-1-285. Disclosure requirements. Third party claims. Motion to quash disclosure, §7-1-360.

INDEX BANKS AND TRUST COMPANIES - Cont’d Divestiture and fines, §7-1-287. Domestic banks. Representative offices of banks and bank holding companies, §7-1-591. Closing of representative office. Notice of closing, posting, §7-1-593. Domestic international banking facilities, §§7-1-730 to 7-1-734. Dormant accounts, §7-1-358. Fee prohibited for conducting search of dormant deposit accounts, §7-1-359. Emergency closings, §7-1-111. Business restrictions, §7-1-112. Employees, §7-1-488. Bonding, §7-1-489. Employee share plans, §7-1-488. Prohibitions applicable to employees, §7-1-492. Examinations. Bank holding companies, §7-1-607. Foreign banking institutions, §7-1-1103. Exclusive nature of provisions. Banking business prohibited except in accordance with title, §7-1-604. Federal programs. Participation in, §7-1-281. Fiduciaries. Foreign banking institutions, §7-1-1117. Operations as fiduciary. Deposit by agent, trustee or other fiduciary, §7-1-352. Powers of trust companies, §§7-1-260 to 7-1-263, 7-1-310 to Restrictions on corporate fiduciaries, §7-1-242. Fiduciary investment companies. Generally, §§7-1-330 to 7-1-338. Fines. Branch banks, offices, facilities and holding companies. Violations of provisions, §7-1-611. Divestiture and fines, §7-1-287. Foreign banking institutions. Unauthorized activities, cease and desist orders, §7-1-1108. Legal reserve requirements. Effect of deficiency, §7-1-371.

BANKS AND TRUST COMPANIES - Cont’d Foreign banking institutions, §§7-1-1100 to 7-1-1138. Acceptance of deposits, limitations, §7-1-1116. Acts not constituting doing business within state, §7-1-1101. Applicability of other laws. Banking laws, §7-1-1116. Foreign corporation laws, §7-1-1114. Assets. Amount of assets and deposits to be maintained, §7-1-1123. Liquidation of property and business, transfer of assets, §7-1-1129. Maintenance requirements, §7-1-1124. Separate treatment of in state and out-of-state assets, §7-1-1120. Cease and desist orders. Failure to make required reports, §7-1-1104. Fiduciary activities, §7-1-1117. Unauthorized activities, §7-1-1108. Certificate of authority, §7-1-1114. Change in control, §7-1-1105. Change of classification of office, §7-1-1107. Change of corporate name or duration of existence. Amended license, §7-1-1118. Classification of offices, §7-1-1107. Closure of branch or agency, §7-1-1125. Conduct of operations generally. Establishment, acquisition, or merger with state branch of agency, §7-1-1122. Rights, privileges, and duties, §7-1-1106. Definitions, §7-1-1100. Department taking possession of property and business, §7-1-1129. Dissolution, §7-1-1130. State representative offices. Reporting to department upon dissolution of bank, §7-1-1137. Doing business in state. Authorizations and limitations, §7-1-1101. Establishment, acquisition, or merger with state branch of agency, §7-1-1122.

INDEX BANKS AND TRUST COMPANIES - Cont’d Foreign banking institutions - Cont’d Examinations of branch, agency or representative office, §7-1-1103. Federal branch or agency. Concurrent maintenance prohibited, §7-1-1115. Fiduciary activities, §7-1-1117. Licenses, §§7-1-1111 to 7-1-1130. Amended license, §7-1-1118. Applications. Closure of branch or agency, §7-1-1125. Conditions included with approval, §7-1-1112. Contents and submission requirements, §7-1-1111. Notice of intent to deny, §7-1-1112. Assignment or transfer of license, prohibition, §7-1-1113. Certificate of authority to be obtained upon issuance of license, §7-1-1114. Concurrent license as federal branch or agency, prohibition, §7-1-1115. Confidentiality of financial and business information, §7-1-1112. Department taking possession of property and business, §7-1-1129. Determinations required prior to licensing, §7-1-1113. Failure to make required reports, discipline, §7-1-1104. Fiduciary activities, §7-1-1117. Notice of intent to deny application, §7-1-1112. Prerequisites to licensing, §7-1-1113. Relocation of branch or agency within state, §7-1-1119. Revocation of license. Effective date, §7-1-1128. Grounds, §7-1-1126. New business prohibited during pendency of hearing, §7-1-1127. Notice, §7-1-1127. Rules prescribing abbreviated application procedures and standards, §7-1-1111. Scope of authority under license, §7-1-1116.

BANKS AND TRUST COMPANIES - Cont’d Foreign banking institutions - Cont’d Licenses - Cont’d Termination of authority, §7-1-1130. Liquidation of property and business, transfer of assets, §7-1-1129. Offices, §7-1-1107. State representative offices, §§7-1-1131 to 7-1138. Powers of licensed entity, §7-1-1116. Receivership proceedings, §7-1-1129. Records. Closure of branch or agency, information to be delivered to department, §7-1-1125. Examinations of branch, agency or representative office, §7-1-1103. Maintenance and availability of books, accounts, and records, §7-1-1102. Regulatory authority of department, §7-1-1109. License applications. Rules prescribing abbreviated application procedures and standards, §7-1-1111. State representative offices, establishment. Rules prescribing abbreviated application procedures and standards, §7-1-1131. Relocation of branch or agency within state, §7-1-1119. Reports to department, §7-1-1104. Representative offices of banks and bank holding companies, §7-1-592. Reserves, §7-1-1123. Revocation of license. Effective date, §7-1-1128. Grounds, §7-1-1126. New business prohibited during pendency of hearing, §7-1-1127. Notice, §7-1-1127. Rights, privileges, and duties for conduct of operations, §7-1-1106. Separate treatment of in state and out-of-state assets, §7-1-1120. Service of process, location, §7-1-1110. Sharing of premises with state branch or agency, §7-1-1116. State representative offices, §§7-1-1131 to 7-1138. Activities authorized, §7-1-1133.

INDEX BANKS AND TRUST COMPANIES - Cont’d Foreign banking institutions - Cont’d State representative offices - Cont’d Administrative and representational functions, §7-1-1133. Application for registration, §7-1-1131. Cessation of activities, §7-1-1136. Continuation of existing registrations, §7-1-1138. Credit decisions, authority to make, §7-1-1133. Denial of registration, §7-1-1134. Notice and effect, §7-1-1135. Dissolution of foreign bank, reporting to department upon, §7-1-1137. Location, §7-1-1132. New business during pendency of hearing on revocation of registration, prohibition, §7-1-1135. Relocation, §7-1-1132. Revocation of registration, §7-1-1134. Cessation of activities, §7-1-1136. Notice and effect, §7-1-1135. Validity of existing registrations, §7-1-1138. Termination of authority, §7-1-1130. Unauthorized activities. Cease and desist orders, §7-1-1108. Uninsured deposit notice, §7-1-1121. Value of assets and deposits to be maintained, §7-1-1123. Georgia merchant acquirer limited purpose bank act, §§7-9-1 to Hours of operation. Emergency closings, §§7-1-111, Transaction of business on holidays and outside of banking hours, §7-1-294. Incorporation, §§7-1-390 to 7-1-398. Approval by department, §7-1-394. Articles of incorporation. Advertisement of articles, §7-1-392. Amendment, §§7-1-510 to 7-1-516. Contents, §§7-1-392, 7-1-512. English language requirement, §7-1-392. Execution, filing, §7-1-512.

BANKS AND TRUST COMPANIES - Cont’d Incorporation - Cont’d Articles of incorporation - Cont’d Restated, §7-1-510. Certificate of incorporation. Effect, §7-1-396. Fees and charges required for issuance, §7-1-395. Issuance, §7-1-395. Organizational meetings, §7-1-397. Disapproval by department, §7-1-394. Federal approval required. Approval by department pending federal approval, §7-1-394. Fees, §7-1-393. Filing requirements. Additional filings with department, §7-1-393. Incorporators, §7-1-390. Liability for premature business, §7-1-398. Limited liability companies. Banks or trust companies organized as, §7-1-390.1. Natural persons as incorporators, §7-1-390. Notice of application. Advertisement, §7-1-392. Organizational meetings, §7-1-397. Permit to begin business, §7-1-396. Liability for premature business, §7-1-398. Prohibition of promoters’ fees, §7-1-391. Injunctions. Branch banks, offices, facilities and holding companies. Civil actions to enforce provisions, §7-1-609. Installment loans. Licenses. Exemptions from licensing requirement, §7-3-4. International banking. Currency transactions. Records and reports generally, §§7-1-910 to 7-1-917. Domestic international banking facilities, §§7-1-730 to 7-1-734. Agreements with other bank regulatory authorities, §7-1-734. Citation of title, §7-1-730. Defined, §7-1-731. Eligibility to establish and operate, §7-1-732.

INDEX BANKS AND TRUST COMPANIES - Cont’d International banking - Cont’d Domestic international banking facilities - Cont’d Examination and supervision by department, §7-1-734. Rejection or revocation of registration, §7-1-733. Exemption from taxes and license fees, §7-1-732. Records of business activities, §7-1-732. Registration with department, §7-1-732. Rejection or revocation of registration, §7-1-733. Short title, §7-1-730. Foreign banking institutions, §§7-1-1100 to 7-1-1138. Interstate banking, §§7-1-620 to Acquisition of banks and bank holding companies, §§7-1-620 to 7-1-626. Applicability of provisions. Bank holding companies, §§7-1-622, 7-1-625. Banking offices in Georgia. Applicability of provisions, §7-1-625. Branch offices, §7-1-601. Construction of provisions, §7-1-626. Definitions, §7-1-621. Department approval, §7-1-623. Doing business in state, requirements for, §7-1-625. Eligibility, §7-1-622. Intention of provisions, §7-1-620. Out-of-state holding companies controlling Georgia state bank. Applicability of provisions, §7-1-625. Prohibited acquisitions, §7-1-624. Purpose, §7-1-620. Reciprocal agreements, §7-1-625. Required approval, §7-1-623. Prohibited acquisitions, §7-1-624. Ruling of commissioner, §7-1-622. Severability, §7-1-626. Branching by merger, §§7-1-628 to Acquisition of branches, §7-1-628.9. Actions. Enforcement by commissioner, §7-1-628.10.

BANKS AND TRUST COMPANIES - Cont’d Interstate banking - Cont’d Branching by merger - Cont’d Allowed mergers, §7-1-628.4. Applicable provisions, §7-1-628.2. Authorized activities of out-of-state banks, §7-1-628.6. Construction of provisions, §7-1-628.14. Definitions, §7-1-628.1. De novo branches, §7-1-628.8. Enforcement by commissioner, §7-1-628.10. Examinations, §7-1-628.7. Fees, §7-1-628.11. Mergers permitted, §7-1-628.2. Mergers prohibited, §7-1-628.3. Out-of-state banks. Acquisition of branches, §7-1-628.9. Powers, §7-1-628.6. Prerequisites to merger, §7-1-628.5. Reports, §7-1-628.12. Required results of merger, §7-1-628.5. Resulting banks, §7-1-628.5. Permissible transactions, §7-1-628.4. Applicable provisions, §7-1-628.2. Mergers, §7-1-628.4. Prohibited transactions, §7-1-628.3. Powers of out-of-state banks branching into Georgia, §7-1-628.6. Prohibited transactions, §7-1-628.3. Purpose, §7-1-628. Regulations, §7-1-628.11. Reports, §7-1-628.7. Out-of-state banks, §7-1-628.12. Restrictions on de novo branches, §7-1-628.8. Resulting bank, §7-1-628.5. Scope, §7-1-628. Severability of provisions, §7-1-628.14. State banks and trust companies, §7-1-530. Taxation, §7-1-628.15. Transactions permissible, §7-1-628.4. National bank to state bank or trust company. Conversion, §7-1-550. State banks and trust companies. Authority to merge or consolidate, §7-1-530.

INDEX BANKS AND TRUST COMPANIES - Cont’d Joint accounts. Multiple-party accounts generally, §§7-1-810 to 7-1-821. Leases. Direct leasing of personal and real property. Powers of banks, §7-1-282. Sale or other disposition of assets. Leases requiring shareholder approval, §7-1-571. Letters of credit. Receivership, security to defray cost of, §7-1-316. Lien on trust company assets, restrictions on pledging or creating, §7-1-318. Limitation of actions. Payment of dividends or distributions to stockholders, §7-1-460. Limited liability companies. Banks or trust companies organized as, §7-1-390.1. Limits on obligations. One person or corporation, §7-1-285. Merchant acquirer limited purpose banks, §§7-9-1 to 7-9-13. Application for charter, §7-9-4. Required contents, §7-9-6. Application to control merchant acquirer limited purpose bank. Required contents, §7-9-6. Articles of incorporation, §7-9-5. Background checks of personnel, §7-9-7. Beginning operation of business, §7-9-9. Liability of applicant prior to capital stock having been paid, §7-9-10. Board of directors, §7-9-5. Bylaws, §7-9-5.2. Executive committee, §7-9-5.1. Meetings, §7-9-5.1. Oath of office, §7-9-5.4. Brokered deposits prohibited, §7-9-12. Bylaws, §7-9-5.2. Capital stock requirements, §7-9-11. Certificate of incorporation. Issuance, §7-9-8. When corporate existence begins, §7-9-9. Certified copy of articles of incorporation, §7-9-5. Cessation of unauthorized activities, §7-9-13.

BANKS AND TRUST COMPANIES - Cont’d Merchant acquirer limited purpose banks - Cont’d Charter, obtaining, §7-9-3. Chief executive officer, §7-9-5.3. Chief information officer, §7-9-5.3. Chief risk officer, §7-9-5.3. Citation of act, §7-9-1. Contracting with eligible organization, §7-9-4. Conviction of felony precluding issuance of charter, §7-9-7. Corporate existence, when effective, §7-9-9. Criminal background checks, §7-9-7. Definitions, §7-9-2. Deposits by corporation owning majority share, §7-9-12. Disapproval of charter by department, §7-9-7. Dissolution and winding up. State may begin proceedings, §7-9-9. Divestiture by holding company, enforcement of provisions, §7-9-13. Employees devoted to merchant acquiring activities, number required, §7-9-4. Enforcement of provisions, §7-9-13. Federal deposit insurance, §7-9-12. Fees, §7-9-4. Felony conviction precluding issuance of charter, §7-9-7. Filing of articles of incorporation, §7-9-5. Fine for violation of provisions, §7-9-13. General public as depositors, prohibited, §7-9-12. International criminal background checks, §7-9-7. Investigation upon receipt of application, §7-9-7. Liability of applicant prior to capital stock having been paid, §7-9-10. Meetings of board, §7-9-5.1. Merchant funds, §7-9-12.1. Merger or consolidation. Application of parties, §7-9-11.4. Approval or disapproval by department, §7-9-11.5. Articles of merger or consolidation, §7-9-11.3. Articles of resulting bank, §7-9-11.7. Authorization, §7-9-11.1.

INDEX BANKS AND TRUST COMPANIES - Cont’d Merchant acquirer limited purpose banks - Cont’d Merger or consolidation - Cont’d Certificate of merger or consolidation. Effective upon issuance, §7-9-11.7. Evidentiary effect, §7-9-11.7. Issuance, §7-9-11.6. Retention of copies, §7-9-11.6. Corporations other than merchant acquirer limited purpose banks. Merging into or consolidating with merchant acquirer limited purpose bank, §7-9-11.1. Effect of merger on liability of parties, §7-9-11.7. Filing of articles, §7-9-11.3. Investigation of plan, §7-9-11.5. Notice of merger or consolidation, §7-9-11.3. Plan of merger, §7-9-11.2. Investigation, §7-9-11.5. Reservation of name, §7-9-11.4. Separate entities, cessation of existence as, §7-9-11.7. Shareholder rights and remedies, §7-9-11.8. Terms and conditions, §7-9-11.2. Voting required to approve, §7-9-11.2. Oaths of office, §7-9-5.4. Officers, §7-9-5.3. Paid-in surplus requirements, §7-9-11. Publication of articles of incorporation, §7-9-5. Quorum of board for transacting business, §7-9-5.1. Recordkeeping regarding merchant funds, §7-9-12.1. Registered agent, §7-9-5. Residency requirements for directors, request for waiver, §7-9-5. Scope of regulation and authority under charter, §§7-9-3, 7-9-9. Enforcement of provisions, §7-9-13. Promulgation of rules and regulations, §7-9-13. Secretary of state. Issuance of certificate of incorporation, §7-9-8. Self-acquiring activities prohibited, §7-9-12.

BANKS AND TRUST COMPANIES - Cont’d Merchant acquirer limited purpose banks - Cont’d Shareholders, §7-9-9. Merger or consolidation. Shareholder rights and remedies, §7-9-11.8. Single location for deposit-taking activities, §7-9-12. Title of act, §7-9-1. Trust funds, merchant funds as, §7-9-12.1. Merger or consolidation. Branch offices. Retention and operation of banking locations as branch offices, §7-1-602. Interstate banking. Branching by merger, §§7-1-628 to Merchant acquirer limited purpose banks, §§7-9-11.1 to 7-9-11.8. State banks and trust companies, §§7-1-530 to 7-1-537. Adoption of plan, §7-1-531. Articles of merger or consolidation. Additional filings, §7-1-533. Approval by department, §7-1-534. Contents, §7-1-532. Disapproval by department, §7-1-534. Federal disapproval, §7-1-535. Evidentiary effect, §7-1-536. Execution, §7-1-532. Federal approval or disapproval, §7-1-535. Filing with department, §§7-1-532, Referral to department, §7-1-532. Authority to merge, consolidate or exchange shares, §7-1-530. Certificate of merger or consolidation. Effect, §7-1-536. Issuance, §7-1-535. Surrender of certificates, §7-1-537. Compliance with requirements, §7-1-530. Modification of plan, §7-1-531. Requirements for merger or consolidation plan, §7-1-531. Resulting bank that would not be chartered by department, §7-1-534.

INDEX BANKS AND TRUST COMPANIES - Cont’d Merger or consolidation - Cont’d State banks and trust companies - Cont’d Rights of dissenting shareholders, §7-1-537. Money received for transmission, §7-1-354. Money transmission, §§7-1-680 to Mortgage lenders and brokers, §§7-1-1000 to 7-1-1021. Multiple-party accounts. General provisions, §§7-1-810 to Names. Restrictions on banking and trust nomenclature, §7-1-243. National bank rights, §7-1-610. National banks. Conversions, §§7-1-550 to 7-1-556. State bank or trust company to national bank or federal savings institutions, §7-1-556. Night depositories. Locations in state, §7-1-603. Nonfiduciary investments, §7-1-312. Notaries public. Foreign banking institutions. State representative offices. Relocation, §7-1-1132. Notice. Articles of incorporation. Applications, §7-1-392. Certification of articles of amendment. Publication of notice, §7-1-513. Merchant acquirer limited purpose banks, §7-9-5. Conversion. National bank to state bank or trust company. Publication of notice, §7-1-552. Deposit insurance. Public notices when deposits not properly insured, §7-1-244. Foreign banking institutions. Certificate of authority, notice of revocation, §7-1-1114. Licenses, notice of intent to deny application, §7-1-1112. Relocation of branch or agency within state, §7-1-1119. Revocation of license, §7-1-1127.

BANKS AND TRUST COMPANIES - Cont’d Notice - Cont’d Foreign banking institutions - Cont’d State representative offices. Denial or revocation of registration, §7-1-1135. Uninsured deposits, §7-1-1121. Legal reserve requirements. Notice of deficiency, §7-1-371. Merchant acquirer limited purpose banks. Merger or consolidation, §7-9-11.3. Powers of banks. Federal powers. Notification of commissioner of intent to exercise federal power, §7-1-296. Representative offices. Closing of representative offices. Posting of notice of closing, §7-1-593. Rules governing deposits, §7-1-350. Third party claims, §7-1-360. Officers, §7-1-488. Actions against officers, §7-1-493. Bonding, §7-1-489. Delegation of investment decisions, §7-1-490. Financing transactions, §7-1-491. Prohibitions applicable to officers, §7-1-492. Responsibilities, §7-1-490. Operations as a fiduciary. Deposit by agent, trustee or other fiduciary, §7-1-352. Powers of trust companies, §§7-1-260 to 7-1-263, 7-1-310 to 7-1-318. Out-of-state banks. Representative offices of banks and bank holding companies, §7-1-592. Out-of-state representative offices. Closing of representative office. Notice of closing, posting, §7-1-593. Georgia chartered banks, authority to conduct activities at representative offices, §7-1-591. Parity with federally insured institutions, powers relating to. Grant by commissioner, §7-1-61.1. Participations, §7-1-283. Permit to begin business, §§7-1-396, P.O.D. accounts. Multiple-party accounts generally, §§7-1-810 to 7-1-821.

INDEX BANKS AND TRUST COMPANIES - Cont’d Point-of-sale terminals, §7-1-603. Powers of banks, §§7-1-260 to 7-1-296. Acceptances, §7-1-284. Borrowing, §7-1-291. Conflicts of interest, §7-1-287. Contracting with other banks for trust services, §7-1-310. Corporate stock and securities, §7-1-286. Dealings in securities, §7-1-287. Direct leasing of personal and real property, §7-1-282. Divestiture and fines, §7-1-287. Enumeration, §7-1-280. Federal powers. Exercise by banks, §7-1-296. Federal programs. Participation in, §7-1-281. Fees and interest, §7-1-292. Transaction fees charged by operators of automated teller machines, §7-1-295. General corporate powers, §7-1-260. Hours of operation. Transaction of business on holidays and outside of banking hours, §7-1-294. Interest and fees, §7-1-292. Limits on obligations of one person or corporation, §7-1-285. Major banking powers, §7-1-280. National bank rights, §7-1-610. Operational powers, §7-1-261. Participation in federal programs, §7-1-281. Participations, §7-1-283. Powers and restrictions applicable when acting as bank and trust company, §7-1-240. Property held to avoid loss, §7-1-263. Real estate acquisitions, §7-1-262. Acquisition of ownership interest, §7-1-286. Property held to avoid loss, §7-1-263. Real estate loans, §7-1-286. Saving banks, §7-1-293. Security for deposits, §7-1-289. State savings and loan associations, §7-1-293. Surety or guarantor, §7-1-290. Powers of trust companies, §§7-1-260 to 7-1-263, 7-1-310 to 7-1-318. Agent or attorney in fact, §7-1-310.

BANKS AND TRUST COMPANIES - Cont’d Powers of trust companies - Cont’d Capital requirements, §7-1-317. Custodian of property, §7-1-310. Entity not exercising trust powers. Contracting with company exercising trust powers to offer trust services, §7-1-310. Fiduciary operations, §7-1-311. General corporate powers, §7-1-260. Investment of funds. Collective investment funds, §7-1-313. Nonfiduciary investments, §7-1-312. Satisfaction of fiduciary obligations, §7-1-315. Lien on trust company assets, restrictions on pledging or creating, §7-1-318. Operational powers, §7-1-261. Operations as a fiduciary, §7-1-311. Powers to act in representative capacities, §7-1-310. Purchase of securities underwritten by syndicate, §7-1-314. Satisfaction of fiduciary obligations, §7-1-315. Property held to avoid loss, §7-1-263. Real estate acquisitions, §7-1-262. Property held to avoid loss, §7-1-263. Receivership, security to defray cost of, §7-1-316. Restrictions applicable when acting as bank and trust company, §7-1-240. Prohibited acts. Bank holding companies. Actions unlawful without prior approval of commissioner, §7-1-606. Promoters’ fees. Incorporation prohibition, §7-1-391. Real estate acquisitions. Acquisition of ownership interest, §7-1-286. Direct leasing of real property, §7-1-282. Prior approval of acquisitions, §7-1-262. Real estate loans, §7-1-286. Receivership. Financial institutions generally, §§7-1-150 to 7-1-225. Records. Currency transactions. Records and reports. Generally, §§7-1-910 to 7-1-917.

INDEX BANKS AND TRUST COMPANIES - Cont’d Records - Cont’d Domestic international banking facilities, §7-1-732. Foreign banking institutions. Closure of branch or agency, information to be delivered to department, §7-1-1125. Maintenance and availability of books, accounts, and records, §7-1-1102. Stockholders. Voting shares, §7-1-439. Regional interstate banking. Applicability of bank holding company registration, §7-1-607. Remote service terminals. Safe use, §§7-8-1 to 7-8-8. Reporting requirements. Board of directors. Audits and financial reports, §7-1-487. Currency transactions. Records and reports. Generally, §§7-1-910 to 7-1-917. Foreign banking institutions, §7-1-1104. Representative offices. Bank or holding company domiciled in state, §§7-1-591, 7-1-592. Definitions, §7-1-590. Out of state banks, §7-1-592. Out of state representative offices. Georgia chartered banks, authority to conduct activities at representative offices, §7-1-591. Registration of bank or bank holding company, §7-1-593. Restrictions on borrowing, §7-1-291. Restrictions on engaging in bank business. Generally, §7-1-241. Rules promulgation. Foreign banking institutions. Regulatory authority of department, §7-1-1109. Notice of rules governing deposit, §7-1-350. Sales or other disposition of assets, §§7-1-570 to 7-1-572. Savings and loan associations. Change of status. Requirements, §7-1-293. Savings banks. Change of status. Requirements, §7-1-293.

BANKS AND TRUST COMPANIES - Cont’d Savings banks - Cont’d Federal savings banks. Conversion of state bank or trust company to federal savings institution, §7-1-556. Conversion to state banks, §7-1-550. Savings promotion raffles. Conduct by bank or credit union, §7-1-239.10. Securities. Corporate stock and securities, §7-1-288. Dealing in securities, §7-1-287. Powers of trust companies. Registrar or transfer agent of securities, §7-1-310. Purchase of securities underwritten by syndicate, §7-1-314. Subordinated securities, §7-1-419. Statute of limitations. Payment of dividends or distributions to stockholders, §7-1-460. Stock and stockholders, §§7-1-410 to Acquiring control of financial institutions. Generally, §§7-1-230 to 7-1-236. Acquisition of own stock, §7-1-414. Capital stock. Minimum amount, §7-1-410. Classes of shares, §7-1-413. Closing of transfer books, §7-1-433. Common shares. Classes of shares, §7-1-413. Consideration for shares, §7-1-415. Convertibility of shares and debt securities, §7-1-414. Debt security instruments, §7-1-417. De novo bank or trust company. Minimum capital stock, §7-1-410. Derivative actions by shareholders. Restrictions, §7-1-441. When proper, §7-1-440. Distributions. Authorization by statute required, §7-1-462. Limitation of actions, §7-1-460. Reduction of capital stock or paid-in capital, §7-1-461. Dividends. Authorization by statute required, §7-1-462. Limitation of actions, §7-1-460.

INDEX BANKS AND TRUST COMPANIES - Cont’d Stock and stockholders - Cont’d Dividends - Cont’d Restrictions on payment, §7-1-460. Fixing record date, §7-1-433. Fractional shares or scrip. Issuance and transfer, §7-1-418. Preemptive rights, §7-1-431. Issuance. Fractional shares or scrip, §7-1-418. Method of issuance, §7-1-416. Liability of subscribers and shareholders, §7-1-430. Meetings of shareholders, §7-1-432. Quorum, §7-1-435. Merchant acquirer limited purpose banks. Capital stock requirements, §7-9-11. Merger or consolidation of state banks and trust companies. Rights of dissenting shareholders, §7-1-537. Method of issuance, §7-1-416. Fractional shares or scrip, §7-1-418. Minimum capital stock, §7-1-410. Distribution upon reduction of capital stock, §7-1-461. Paid-in capital. Distribution upon reduction, §7-1-461. Preemptive rights, §7-1-431. Preferred shares. Acquisition, §7-1-463. Classes of shares, §7-1-413. Proxies, §7-1-437. Quorum of shareholders, §7-1-435. Redemption of shares and debt securities, §7-1-414. Regular meetings of shareholders, §7-1-432. Remote participation in meetings of shareholders, §7-1-432. Sale and other disposition of assets, §§7-1-570 to 7-1-572. Sale, lease or exchange of assets requiring shareholder approval, §7-1-571. Right of shareholder to dissent, §7-1-572. Secured transactions not requiring shareholder approval, §7-1-570. Share certificates, §7-1-417. Shareholders’ agreements, §7-1-438. Special meetings of shareholders, §7-1-432.

BANKS AND TRUST COMPANIES - Cont’d Stock and stockholders - Cont’d Subordinated securities, §7-1-419. Subscribers and shareholders. Liability of, §7-1-430. Treasury shares. Acquisition of own stock, §7-1-414. Voting list, §7-1-434. Voting of shares, §7-1-436. Books and records, §7-1-439. Closing of transfer books, §7-1-433. Fixing record date, §7-1-433. Proxies, §7-1-437. Redemption rights, §7-1-436. Shareholders’ agreements, §7-1-438. Voting list, §7-1-434. Taxation. Branch offices, §7-1-601. Interstate banking. Branching by merger, §7-1-628.15. Domestic international banking facilities. Exemption from taxes and license fees, §7-1-732. Interstate banking. Branching by merger, §7-1-628.15. Third party claims, §7-1-360. Trust accounts. Multiple-party accounts generally, §§7-1-810 to 7-1-821. Trust services. Power of banks to contract with other banks, §7-1-310. Unclaimed accounts fees. Prohibited for conducting search of unclaimed deposit accounts, §7-1-359. BIDS AND BIDDING. Art in state buildings. Purchases and commissions exempt from bidding requirements, §8-5-6. Sale of works of art by state, §8-5-9. BLACK PERSONS. Fair housing law, §§8-3-200 to 8-3-223. Small businesses. Small minority business development corporations, §§7-1-940 to 7-1-958. BLIGHTED AREAS. Clearance and rehabilitation of blighted areas. General provisions, §§8-4-1 to 8-4-12. Housing projects. General provisions, §§8-3-1 to 8-3-156.

INDEX BORROWING MONEY. Installment loans. General provisions, §§7-3-1 to 7-3-52. Interest and usury. Generally, §§7-4-1 to 7-4-21. Loan brokers, §§7-7-1 to 7-7-6.

BOND ISSUES. Housing authorities. Regional housing authorities. Assumption of bonds, notes and other obligations, §8-3-116. Housing projects. Bonds and other obligations. General provisions, §§8-3-70 to BONDS, SURETY. Banks and trust companies. Employees and officers, §7-1-489. Powers as surety or guarantor, §7-1-290. Cashing of payment interests. Claims against bond. Notice, §7-1-705. Deferment of payment pending collection. Receiving instruments with deferred payments, when allowed, §7-1-707. Credit unions. Conservators, §7-1-644. Financial institutions. Commissioner of banking and finance, §7-1-36. Installment loans. Licenses. Applicant’s duties, §7-3-21. Notice. Required notice by licensee to department, §7-3-31. Money transmission, §7-1-683.2. Actions against licensee by creditor or claimant. Notice to department, §7-1-687. Cancellation of bond. Cease and desist orders, §7-1-694. Notice to department, §7-1-687. Payment of claims by surety. Notice to department, §7-1-687. Mortgage lenders and brokers. Financial requirements for licensing, §7-1-1003.2. Savings and loan associations. Deposits as security or in lieu of bond, §7-1-794. BORROWERS IN DEFAULT. Cashing of payment interests. No bar to licensing, §7-1-708.1. Money transmission. Not grounds for license discipline, §7-1-693.

BRIBERY. Construction defects, resolution of. Bribery of property or association managers, §8-2-42. BROKERS. Mortgages, §§7-1-1000 to 7-1-1021. BUILDING CODES. Administrative review. Amendment or revision of codes generally, §8-2-24.1. Conformance with international energy conservation code, §8-2-27. Application of building and fire related codes to existing buildings, §§8-2-200 to 8-2-222. Additions, §8-2-214. Agreement of local authorities, §8-2-213. Appeals of rulings or decisions, §8-2-221. Applicability of article, §8-2-201. Effect of article on state and local enforcement authorities, §8-2-203. Citation of title, §8-2-200. Compliance alternatives. Consideration of compliance alternatives, §8-2-206. Excessive travel distances to approved exit, §8-2-208. Filing of approved alternatives, §8-2-212. Inadequate fire partitions or walls, §8-2-210. Inadequate number of exits, §8-2-207. Lack of required protection of openings in exterior walls, §8-2-211. Unenclosed or improperly enclosed exit stairways or vertical shafts, §8-2-209. Compliance with applicable state and local law requirements, §8-2-214. Consideration of compliance alternatives, §8-2-206. Continuation of legal use and occupancy, §8-2-216.

INDEX BUILDING CODES - Cont’d Application of building and fire related codes to existing buildings - Cont’d Correction of certain conditions or defects, §8-2-205. Definitions, §8-2-202. Excessive travel distances to approved exits. Compliance alternatives, §8-2-208. Filing of approved compliance alternatives, §8-2-212. Final review of projects, §8-2-213. Identification of certain conditions or defects, §8-2-205. Immunity of state and local entities, §8-2-222. Inadequate fire partitions or walls. Compliance alternatives, §8-2-210. Inadequate number of exits. Compliance alternatives, §8-2-207. Installation of mechanical systems, §8-2-215. Lack of required protection of openings in exterior walls. Compliance alternatives, §8-2-211. Legal use and occupancy, §8-2-216. Change of portion of building to new use or occupancy, §8-2-218. Changes which increase floor loading, §8-2-219. Continuation of, §8-2-216. Total change in use or occupancy, §8-2-217. Liability of property owner or user, §8-2-222. Minor alterations or repairs, §8-2-215. Without total compliance with new construction requirements, §8-2-204. New additions, §8-2-214. New construction requirements. Alteration or repair without total compliance, §8-2-204. Purpose of article, §8-2-201. Reduction or removal of features, §8-2-215. Rules promulgation, §8-2-220. Short title, §8-2-200. State and local enforcement authorities. Effect of article, §8-2-203. Title of act, §8-2-200. Total change in use or occupancy, §8-2-217.

BUILDING CODES - Cont’d Application of building and fire related codes to existing buildings - Cont’d Unenclosed or improperly enclosed exit stairways or vertical shafts. Compliance alternatives, §8-2-209. Contracts for administration. State building, plumbing, electrical, etc., codes, §8-2-26. Definitions. Application of building and fire related codes to existing buildings, §8-2-202. State building, plumbing, electrical, etc., codes, §8-2-20. Department of community affairs. Powers of department generally, §8-2-29. Enforcement of codes. Conformance with international energy conservation code, §8-2-27. Contracts for administration, §8-2-26. State building, plumbing, electrical, etc., codes. Generally, §8-2-26. State minimum standard code. Adoption by municipality or county enforcing construction code, §8-2-28. Exempted buildings. International energy conservation code. Applicability of code to exempted buildings, §8-2-27. Existing buildings. Application of building and fire related codes to, §§8-2-200 to 8-2-222. Fire sprinklers. Prohibition on requiring in certain dwellings, §8-2-4. Inspectors. Employment and training of inspectors, §8-2-26. Qualified inspectors, §8-2-26.1. International energy conservation code. Conformance of construction, design, etc., of buildings, §8-2-27. Legal use and occupancy. Changes of portions of building to new use or occupancy, §8-2-218. Changes which increase floor loading, §8-2-219.

INDEX BUILDING CODES - Cont’d Renovated buildings. International energy conservation code. Applicability of code to renovated buildings, §8-2-27. State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31. Adoption of more stringent requirements by local governments, §8-2-25. Adoption of state minimum standard codes, §8-2-21. Municipality or county enforcing construction code, §8-2-28. Advisory committee. Appointment, §8-2-24. Composition, §8-2-24. Generally, §8-2-24. Alternative inspection procedures, §8-2-26. Amendment of codes generally, §8-2-23. Review of denial of proposed amendment or modification, §8-2-24.1. Application of building and fire related codes to existing buildings, §§8-2-200 to 8-2-222. Codes requiring adoption by municipality or county, §8-2-25. Conformance of construction, design, etc., §8-2-27. Contracts for administration and enforcement of codes, §8-2-26. Contracts with private professional to complete plan review, §8-2-26. Cooling towers in new construction, §8-2-23. Definitions, §§8-2-20, 8-2-26.1. Effect of part, §8-2-31. Employment and training of inspectors, §8-2-26. Qualified inspectors, §8-2-26.1. Enforcement of codes, §8-2-21. Generally, §§8-2-21, 8-2-26. Existing buildings. Application of building and fire related codes to, §§8-2-200 to Farm buildings or structures. State-wide application of minimum standard codes. Exemption, §8-2-25. High-efficiency cooling towers in new construction, §8-2-23.

BUILDING CODES - Cont’d State building, plumbing, electrical, etc., codes - Cont’d Inspection, plan or application. Private permitting review and inspection. Circumstances where applicant has option to retain private professional provider to review or inspect plan, §8-2-26. Licensing of trades, professions and businesses, §8-2-22. New provision to code. Review of denial of new provision, §8-2-24.1. Notice of deficiencies. Private professional providers to complete plan review, §8-2-26. Plan review procedures, §8-2-26. Powers of department generally, §8-2-29. Private permitting review and inspection. Circumstances where applicant has option to retain private professional provider to review or inspect plan, §8-2-26. Project initiation permit, §8-2-26. Qualified inspectors, §8-2-26.1. Revision of codes generally, §8-2-23. Review of denial of new provisions to code, §8-2-24.1. Scope of applicability of part. Effect of part, §8-2-31. Generally, §8-2-30. Licensing of trades, professions and businesses, §8-2-22. State construction industry licensing board. Governance of trades, professions and businesses. Regulated by board, §8-2-22. State-wide application of minimum standard codes, §8-2-25. Adoption and continuation of state minimum standard codes, §8-2-21. Adoption by municipality or county enforcing construction code, §8-2-28. Farm buildings or structures, exemption, §8-2-25. Stop work orders, §8-2-26. Tall mass timber provisions of international building code. Review of provisions, §8-2-23.

INDEX BUILDING CODES - Cont’d State building, plumbing, electrical, etc., codes - Cont’d Training of inspectors, §8-2-26. Ungraded lumber used for accessory structure not containing habitable space, §8-2-23. Wood used as construction material. Local prohibition not permitted, §8-2-25. Tall mass timbers. State building, plumbing, electrical, etc., codes. Review of tall mass timber provisions of international building code, §8-2-23. Variances. Application of building and fire related codes to existing buildings. Compliance alternatives generally, §§8-2-206 to 8-2-212. BUILDINGS AND HOUSING. Art in state buildings, §§8-5-1 to 8-5-9. Blighted areas. Clearance and rehabilitation of blighted areas, §§8-4-1 to 8-4-12. Clearance and rehabilitation of blighted areas, §§8-4-1 to 8-4-12. Construction activity prohibition on abandoned landfills, §§8-6-1 to Deficiencies in construction. Resolution of construction defects, §§8-2-35 to 8-2-43. Demolition. Clearance and rehabilitation of blighted areas. General provisions, §§8-4-1 to Housing authorities. General powers, §8-3-30. Housing projects. State public bodies. General powers, §8-3-153. Dumbwaiters. General provisions, §§8-2-100 to Elevators. General provisions, §§8-2-100 to Factory built buildings. Manufactured homes. Conversion from personal property to real property, §§8-2-180 to

BUILDINGS AND HOUSING - Cont’d Factory built buildings - Cont’d Manufactured homes - Cont’d General provisions, §§8-2-130 to Units designed to be affixed to foundations or existing buildings, §§8-2-110 to 8-2-121. Fair housing law, §§8-3-200 to 8-3-223. Fire escapes. Generally, §§8-2-50 to 8-2-54. Fire sprinklers. Prohibition on requiring in certain dwellings, §8-2-4. Hoistways. General provisions, §§8-2-100 to Home inspectors. Defined, §8-3-330. Documentation required by, §§8-3-330 to 8-3-332. Contents of documentation, §8-3-331. Failure to provide documentation. Penalty, §8-3-332. When required, §8-3-331. Licensing authority of political subdivision, §8-3-331.1. Homeless people housing trust fund, §§8-3-300 to 8-3-313. Housing generally. Cooperation by cities, counties, etc., in aid of construction, operation, etc., of housing projects. Intergovernmental cooperation, §§8-3-150 to 8-3-156. Fair housing, §§8-3-200 to 8-3-223. Housing authorities. General provisions, §§8-3-1 to Housing authority commissioners, §§8-3-50 to 8-3-53. Obligations on bonds, leases, etc., §§8-3-70 to 8-3-81. Powers of housing authorities generally, §§8-3-30 to 8-3-36. Providing housing for persons engaged in national defense industries or activities, §§8-3-130 to 8-3-137. Regional housing authorities, §§8-3-100 to 8-3-118. Housing trust fund for the homeless, §§8-3-300 to 8-3-313. Office of housing, §§8-3-170 to 8-3-172.

INDEX BUILDINGS AND HOUSING - Cont’d Housing projects. General provisions, §§8-3-1 to 8-3-156. Landfills. Construction on abandoned landfill, §§8-6-1 to 8-6-4. Lavatory faucet requirements, §8-2-3. Legislative findings, §8-2-1. Manlifts. General provisions, §§8-2-100 to Moving walks. General provisions, §§8-2-100 to Pesticides in public buildings, §8-7-1. Public policy, §8-2-1. Purpose, §8-2-2. Residential buildings. Requirements for toilets, shower heads and faucets, §8-2-3. Standards and requirements for construction, alteration, etc., of buildings and other structures. Application of building and fire related codes to existing buildings, §§8-2-200 to 8-2-222. Buildings, etc., generally. Elevators, dumbwaiters, escalators, manlifts and moving walks, §§8-2-100 to 8-2-109.1. Fire escapes, §§8-2-50 to 8-2-54. General provisions, §§8-2-1 to 8-2-4. State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31. Factory built buildings and dwelling units. Conversion from personal property to real property, §§8-2-180 to Installation standards for construction, §§8-2-160 to Manufactured homes, §§8-2-130 to Units designed to be affixed to foundations or existing buildings, §§8-2-110 to 8-2-121. Resolution of construction defects, §§8-2-35 to 8-2-43. Toilet requirements, §8-2-3. Urinal requirements, §8-2-3. BULLION. Banking, §7-1-280.

BURDEN OF PROOF. Banks and trust companies. Directors and officers, delegation of duties. Instances where fairness at issue, §7-1-490. BUREAU OF INVESTIGATION. Currency transactions. Records and reports. Access to records, §7-1-913. BUSINESS DEVELOPMENT CORPORATIONS, §§7-1-740 to Acceptance of deposits prohibited, §7-1-753. Acquiring control. Financial institutions generally, §§7-1-230 to 7-1-236. Administrative supervision, §7-1-754. Articles of incorporation. Action on articles by department, §7-1-742. Amendment, §7-1-750. Adoption, §7-1-750. Procedures, §7-1-750. Approval by department, §7-1-743. Authorized shares. Amount and number of, §7-1-741. Contents, §7-1-741. Disapproval by department, §7-1-743. Execution, §7-1-741. Fee requisite to filing, §7-1-744. Filing, §7-1-744. Preconditions to doing business, §7-1-742. Presentation of articles, §7-1-741. Board of directors, §7-1-751. Defined, §7-1-740. Commencement of business. Articles as preconditions to doing business, §7-1-742. Control of financial institutions. Acquiring control generally, §§7-1-230 to 7-1-236. Definitions, §7-1-740. Deposit of corporate funds, §7-1-753. Dissolution of corporation, §7-1-756. Duration of corporation, §7-1-756. Earned surplus, §7-1-752. Fiscal year, §7-1-752. Indebtedness of state. State credit not pledged, §7-1-757. Loans. Membership loans, §7-1-747.

INDEX BUSINESS DEVELOPMENT CORPORATIONS - Cont’d Local occupational license taxes, §7-1-758. Meetings. First meeting and organization, §7-1-755. Membership. Application, §7-1-747. Duration, §7-1-748. Loans by members, §7-1-747. Withdrawal, §7-1-748. Minorities. Small minority business development corporations. General provisions, §§7-1-940 to Officers and agents, §7-1-751. Organization, §7-1-755. Pledge of state credit. Credit not pledged, §7-1-757. Powers of corporation. Enumeration, §7-1-745. Generally, §7-1-745. Receivership. Financial institutions generally, §§7-1-150 to 7-1-225. Small minority business development corporations. General provisions, §§7-1-940 to State credit not pledged, §7-1-757. State occupational license taxes, §7-1-758. Stock and stockholders. Acquiring control of financial institutions. Generally, §§7-1-230 to 7-1-236. Articles of incorporation. Amount and number of authorized shares, §7-1-741. Powers of shareholders and members, §7-1-749. Right to deal in corporation’s stock or obligations, §7-1-746. Voting, §7-1-749. Supervision, §7-1-754. Tax exemptions, §7-1-758. BUSINESSES. Business development corporations. General provisions, §§7-1-740 to Corporations. Business development corporations. General provisions, §§7-1-740 to

BUSINESSES - Cont’d Money transmission, §§7-1-680 to Small loan businesses. Installment loans generally, §§7-3-1 to Small minority business development corporations. General provisions, §§7-1-940 to C CALLIGRAPHY. Art in state buildings. General provisions, §§8-5-1 to 8-5-9. Work of art defined, §8-5-3. CANCELLATION. Bank or trust company preferred share acquisition. Redemption of preferred shares, §7-1-463. Credit unions. Resignation or expulsion of member. Cancellation of share, deposit or dividends or interest due, §7-1-653. CARCASSES. Landfills. Construction on abandoned landfills. Definition of solid waste, §8-6-2. General provisions, §§8-6-1 to 8-6-4. CASHING OF PAYMENT INTERESTS, §§7-1-700 to Actions by creditors or claimants against licensee. Notice, §7-1-705. Advertisements. Unique identifier of licensee. Use on advertisements and other documents, §7-1-703.2. Banking and finance commissioner. Definition of commissioner, §7-1-700. Banking and finance department. Definition of department, §7-1-700. Duties, §7-1-702.2. Licenses. Issuance by department, §7-1-701. Nationwide multistate licensing system and registry. Participation by department, §7-1-702.2.

INDEX CASHING OF PAYMENT INTERESTS - Cont’d Banks. Licenses. Exemptions from licensing requirement, §7-1-701.1. Bonds, surety. Claims against bond. Notice, §7-1-705. Deferment of payment pending collection. Receiving instruments with deferred payments, when allowed, §7-1-707. Borrowers in default, student loans. Discipline not triggered by default, §7-1-708.1. Branch locations. Mobile cashing facilities, treatment as, §7-1-702.1. Cashing payment interests. Defined, §7-1-700. Cash payment instruments. Defined, §7-1-700. Cease and desist orders. Employing subjects of order. Discipline of licensees, §7-1-708. Grounds, §7-1-708.2. Penalty for violation, §7-1-708.2. Process, §7-1-708.2. Check cashers. Defined, §7-1-700. Checks. Defined, §7-1-700. Child support nonpayment. Ineligibility for licensing, §7-1-708.1. Closed-loop transactions. Defined, §7-1-700. Control. Approvals of change of owner, control, etc, §7-1-705.1. Credit unions. Licenses. Exemptions from licensing requirement, §7-1-701.1. Criminal background checks of license applicants, §7-1-703. Deferment of payment pending collection. Receiving instruments with deferred payments, restrictions, §7-1-707. Definitions, §7-1-700. Discipline of licensees. Grounds, §7-1-708. Process, §7-1-708.

CASHING OF PAYMENT INTERESTS - Cont’d Endorsements. Deposit of payment instrument, requirement of endorsement, §7-1-707. Enforcement of provisions. Cease and desist orders, §7-1-708.2. Common law limits to liability not applicable, §7-1-709.1. Rulemaking for interpretation and enforcement of provisions, §7-1-706.1. Statutory limits to liability not applicable, §7-1-709.1. Executive officers. Approvals of change of owner, control, etc, §7-1-705.1. Defined, §7-1-700. Notice to department of change of executive officers, §7-1-705. Fees. Defined, §7-1-700. Investigations. Licensing, investigation and supervision fee to accompany application, §7-1-702. Limitations on fees charged, §7-1-707. Posting of fee schedule, §7-1-707.1. Government departments, agencies, etc. Licenses. Exemptions from licensing requirement, §7-1-701.1. Identification of bearer, §7-1-707. Incompetence. Discipline of licensees. Grounds, §7-1-708. Individuals. Defined, §7-1-700. Investigations, §7-1-706. Fees. Licensing, investigation and supervision fee to accompany application, §7-1-702. License applicants, §7-1-703. Licensees. Defined, §7-1-700. Discipline of licensees, §7-1-708. Nationwide multistate licensing system and registry. Reporting by licensees on condition to system and registry, §7-1-703.1.

INDEX CASHING OF PAYMENT INTERESTS - Cont’d Licenses. Applications, §7-1-702. Discipline of licensees or applicants. Grounds, §7-1-708. Borrowers in default, student loans. Not a bar to licensing, §7-1-708.1. Child support nonpayment. Ineligibility for licensing, §7-1-708.1. Continuation of existing licenses, §7-1-709.2. Display, §7-1-704.1. Exemptions from licensing requirement, §7-1-701.1. Expiration, §7-1-704. Grandfathering of existing licenses, §7-1-709.2. Investigation of license applicants, §§7-1-703, 7-1-706. Issuance by department, §7-1-701. Nonassignable, §7-1-704.1. Nontransferable, §7-1-704.1. Posting, §7-1-704.1. Renewal, §7-1-704. Required, §7-1-701. Locations. Notice of new locations, §7-1-704.1. Misrepresentation. Definition of misrepresent, §7-1-700. Discipline of licensees. Grounds, §7-1-708. Mobile cashing facilities. Branch location, treatment as, §7-1-702.1. Monetary value. Defined, §7-1-700. Nationwide multistate licensing system and registry. Defined, §7-1-700. Information furnished on licensing application to system and registry, §7-1-702. Participation by department, §7-1-702.2. Reporting by licensees on condition to system and registry, §7-1-703.1. Non-fee transactions. Licenses. Exemptions from licensing requirement, §7-1-701.1. Open-loop transactions. Defined, §7-1-700. Payees. Non-individual payees, cashing instruments from, §7-1-707.

CASHING OF PAYMENT INTERESTS - Cont’d Payment instruments. Defined, §7-1-700. Persons. Defined, §7-1-700. Prohibited acts. Discovery of prohibited acts. Notice, §7-1-705. Recordkeeping, §7-1-706. Rulemaking. Interpretation and enforcement of provisions, §7-1-706.1. Savings and loan associations. Licenses. Exemptions from licensing requirement, §7-1-701.1. Savings banks. Licenses. Exemptions from licensing requirement, §7-1-701.1. Stored value. Defined, §7-1-700. Trust companies. Licenses. Exemptions from licensing requirement, §7-1-701.1. Ultimate equitable owners. Approvals of change of owner, control, etc, §7-1-705.1. Defined, §7-1-700. Unique identifiers. Defined, §7-1-700. Use on advertisements and other documents, §7-1-703.2. US Postal Services. Licenses. Exemptions from licensing requirement, §7-1-701.1. Violations of provisions. Criminal enforcement, §7-1-709. Discipline of licensees. Grounds, §7-1-708. CATASTROPHES. Financial institution emergency closings, §7-1-111. CEASE AND DESIST ORDERS. Banks and trust companies. Foreign banking institutions. Failure to make required reports, §7-1-1104. Fiduciary activities, §7-1-1117. Unauthorized activities, §7-1-1108. Cashing of payment interests. Employing subjects of order. Discipline of licensees, §7-1-708.

INDEX CERTIFICATES OF APPOINTMENT. Regional housing authority commissioners, §§8-3-106 to

CEASE AND DESIST ORDERS - Cont’d Cashing of payment interests - Cont’d Grounds, §7-1-708.2. Penalty for violation, §7-1-708.2. Process, §7-1-708.2. Foreign banking institutions. Failure to make required reports, §7-1-1104. Fiduciary activities, §7-1-1117. Unauthorized activities, §7-1-1108. Installment loans. Prevention of unauthorized activities, §7-3-45. Merchant acquirer limited purpose banks. Cessation of unauthorized activities, §7-9-13. Money transmission. Employment of persons subject to orders. Discipline of licensees. Grounds for discipline, §7-1-691. Grounds for issuance of orders, §7-1-694. Mortgage lenders and brokers, §7-1-1018. License not issued, §7-1-1004.

CERTIFICATES OF CONVERSION. Credit unions. Conversion of state and federal credit unions, §7-1-668. National bank to state bank or trust company, §§7-1-554, 7-1-555. State bank or trust company to national bank or federal savings institution, §7-1-556. CERTIFICATES OF DISSOLUTION. Financial institutions, §7-1-117. CERTIFICATES OF INCORPORATION. Bank and trust company incorporation. Articles of incorporation deemed application for certificate, §7-1-392. Effect, §7-1-396. Issuance, §7-1-395. Credit union deposit insurance corporations, §7-2-1. Credit unions. Approval or disapproval, §7-1-632. CERTIFICATES OF MERGER OR CONSOLIDATION. Financial institutions. Effect, §7-1-536. Procedure after approval, §7-1-535.

CELL PHONES. Banking, mobile apps. Minors’ deposits and safe-deposit agreements, access through electronic means, §7-1-351. CERTIFICATES FOR CORPORATION TO COMMENCE BUSINESS. Business development corporations, §7-1-743. Small minority business development corporations, §7-1-943. CERTIFICATES OF AMENDMENT. Business development corporations. Amendment of articles, §7-1-750. Financial institutions. Articles of amendment constitute application for, §7-1-512. Effect, §7-1-516. Issuance, §7-1-515. Small minority business development corporations. Amendment of articles, §7-1-950.

CERTIFICATES OF POSSESSION. Financial institutions. Receivership procedures, §7-1-154. Supplemental certificate upon liquidation, §7-1-160. Supplemental certificate upon surrender of possession by department prior to liquidation, §7-1-174. CERTIFIED MAIL. Banks and trust companies. Powers of banks. Federal powers. Notification of commissioner of intent to exercise federal power, §7-1-296. Credit unions. Federal powers. Notification of commissioner of intent to exercise federal power, §7-1-671.

INDEX CESTUI QUE TRUSTS. Bank deposits by agents, trustees or other fiduciaries. Authorization of bank to pay amount upon order, §7-1-352. CHARITIES. Banks and trust companies. Powers to make contributions and donations for charitable purposes, §7-1-260. CHECKS. Cashing of payment interests generally, §§7-1-700 to 7-1-709.2. CHILD SUPPORT. Awards. Interest on arrearage, §7-4-12.1. Cashing of payment interests. Failure to pay support. Ineligibility for licensing, §7-1-708.1. Interest, §7-4-12.1. Licenses for driving motor vehicle, engaging in a profession, etc. Suspension or denial of license for failure to pay support. Mortgage lenders or brokers, §7-1-1017. Money transmission. Failure to pay support as bar to licensing, §7-1-693. Mortgage lenders or brokers. Refusal or suspension of license, §7-1-1017. CHOSES IN ACTION. Bank affiliate transfers. Rights, powers and privileges of affiliated trust company, §7-1-321. CIVIL RIGHTS. Fair housing law. General provisions, §§8-3-200 to

CLEAR AND CONVINCING EVIDENCE. Multiple-party accounts. Joint account ownership during lifetime. Different intent, §7-1-812. Survivorship rights. Different intent, §7-1-813. CLEARINGHOUSES. Banking powers. Member of clearinghouse to collect checks, drafts and other items of commercial paper, §7-1-280. CLOSING FEES. Installment loans. Prepayment of loan with closing fee. Refund or credit of closing fee, §7-3-17. CLUBS. Fair housing law. Private clubs. Sale, rental or occupancy of dwellings, §8-3-205. COERCION AND DURESS. Fair housing law, §8-3-222. COFIDUCIARIES. Fiduciary investment companies. Defined, §7-1-330. Limitations and restrictions, §7-1-334. Limitations on investments, §7-1-333. Trust company powers. Operations as fiduciary, §7-1-311. COINS. Major banking powers. Buying and selling coins, §7-1-280. Records and reports of currency transactions. Currency defined as, §7-1-911. COLLATERAL SECURITY. Bank or trust company subscribers or shareholders. Liability, §7-1-430.

CLAIMS. Safe-deposit boxes. Adverse claims to deposits and property, §7-1-353. CLASS ACTIONS. Claims on loans secured by real estate. Class action barred, §7-4-21. Installment loans. Violation of provisions remediable only in individual action, §7-3-50.

COLLECTION AGENCIES. Installment loans. Unreasonable collection tactics, §7-3-33. COLLECTIVE INVESTMENT FUNDS. Trust companies may establish and maintain, §7-1-313. Trust companies may invest fiduciary funds, §7-1-315.

INDEX COLOR OF SKIN. Fair housing law generally, §§8-3-200 to 8-3-223. Small minority business development corporations, §§7-1-940 to 7-1-958. COMAKERS. Borrower defined, §7-1-658. Secured loan. Defined, §7-1-658. COMMERCE AND TRADE. Business development corporations. General provisions, §§7-1-740 to Small minority business development corporations. General provisions, §§7-1-940 to COMMON LAW. Business development corporation. Right to deal in corporation’s stock or obligations, §7-1-746. Financial institutions. Applicability, §7-1-8. Trade name and trademark laws unaffected, §7-1-134. Small minority business development corporations. Right to deal in corporations stock or obligations, §7-1-946. COMMON OWNERSHIP. Multiple party accounts. Generally, §§7-1-810 to 7-1-821. COMMON STOCK. Bank and trust companies. Stock and stockholders generally, §§7-1-410 to 7-1-463. Financial institutions. Redemption and convertibility of shares, §7-1-414. COMPLAINTS. Fair housing law. Complaint procedures, §§8-3-208 to COMPROMISE AND SETTLEMENT. Bank or trust company. Derivative actions by shareholders, §7-1-441. Financial institutions. Civil penalties, §7-1-91.

COMPROMISE AND SETTLEMENT - Cont’d Financial institutions - Cont’d Claims due institution in receivership, §7-1-166. CONDOMINIUMS. Actions. Construction defects, resolution of. Recovery of damages resulting in common elements, §8-2-42. Common elements. Construction defects, resolution of, §8-2-42. Construction defects, resolution of. Common elements. Action to recover damages, §8-2-42. CONFIDENTIALITY OF INFORMATION. Banks and trust companies. Foreign banking institutions. Financial and business information, §7-1-1112. Interstate banking. Acquisition of banks and holding companies, §7-1-625. Cashing of payment interests. Investigations, §7-1-706. Financial institutions. Examinations and investigations, §7-1-70. Foreign banking institutions. Financial and business information, §7-1-1112. Installment loans. Department of banking and finance. Confidentiality of information obtained by department, §7-3-47. Money transmission. Investigation and supervision, §7-1-689. Mortgage lenders and brokers, §7-1-1003.6. Investigations and examinations of licensees, §7-1-1009. CONFLICTS OF INTEREST. Banks and trust companies, §7-1-287. Commissioner of banking and finance, §7-1-37. Credit unions. Board of directors. Voting, when prohibited, §7-1-656.

INDEX CONFLICTS OF INTEREST - Cont’d Savings and loan associations. Notaries and other officers not disqualified by interest in association, §7-1-788. CONFLICTS OF LAW. Banks and trust companies. Affiliate transfers. Other banking laws unaffected by part, §7-1-325. Fair lending act. Federal law, §7-6A-12. Interest. Law of place of contract governs interest, §7-4-13. Manufactured homes. Installation standards for construction. Adopting or enforcing requirements inconsistent with part prohibited, §8-2-167. CONSENSUAL MONETARY OBLIGATION. Agreement for the payment of money defined, §7-1-4. CONSERVATION AND NATURAL RESOURCES. Landfills. Construction on abandoned landfills, §§8-6-1 to 8-6-4. CONSERVATORS. Credit union conservators, §§7-1-640 to 7-1-645. CONSOLIDATION. Banks and trust companies. Merger or consolidation. Branch offices. Retaining and continuing to operate banking locations as branch offices, §7-1-602. Merchant acquirer limited purpose banks, §§7-9-11.1 to 7-9-11.8. State banks and trust companies, §§7-1-530 to 7-1-537. CONSPIRACIES. Bank holding company. Acquisition, merger or consolidation. In furtherance of conspiracy to monopolize, §7-1-606. Financial institutions. Change in control. Conspiracy to monopolize business of banking, §7-1-234.

CONSTRUCTION. Landfills. Construction on abandoned landfills, §§8-6-1 to 8-6-4. CONSTRUCTION ACTIVITY PROHIBITION ON ABANDONED LANDFILLS ACT OF 1988. General provisions, §§8-6-1 to 8-6-4. Short title, §8-6-1. CONSTRUCTION DEFECTS, RESOLUTION. Bribery of property or association managers, §8-2-42. Cause of action not created, §8-2-43. Common interest communities. Rights and responsibilities of association for remedying defects, §8-2-42. Compliance with part required, §8-2-37. Definitions, §8-2-36. Discovery of additional defects after original notice, §8-2-39. Inspections, §8-2-38. Legislative findings and declarations, §8-2-35. Notice of claim to contractor, §8-2-38. Discovery of additional defects, §8-2-39. Notice to consumer prior to beginning initial construction work, §8-2-41. Purpose, §8-2-35. Repair, right of contractor to make, §8-2-41. Settlement offers, §8-2-38. Effect of acceptance, §8-2-40. Subrogation of insurance, §8-2-40. Written response of contractor to claim, §8-2-38. CONTEMPT. Cashing of payment interests. Investigations. Powers in support of investigations, §7-1-706. Financial institutions. Disclosure of information or giving prior notice regarding examinations, §7-1-66. Money transmission. Investigation and supervision. Powers of department to investigate, §7-1-689.

INDEX CONTINUING EDUCATION. Mortgage brokers and lenders. Persons previously licensed under article, §7-1-1004.

CONTRACTS - Cont’d Safe-deposit boxes. Customer agreements, §7-1-355.

CONTRACTORS. Actions. Construction defects, resolution of. Cause of action not created, §8-2-43. Construction defects. Repair, right of contractor to make, §8-2-41. Repair, right of contractor to make, §8-2-41. Right to repair, §8-2-41. Service of process. Construction defects, resolution of. Notice of claim to contractor, §8-2-38. CONTRACTS. Banks and trust companies. Trust services. Power of banks to contract with other banks, §7-1-310. Consideration. Banks and trust companies. Shares of stock, §7-1-415. Fair housing law. Conciliation agreements, §8-3-209. Financial institutions. Receivership. Authority to reject executory contracts, §7-1-175. Housing projects. Federal government agreements to obtain federal contributions to housing projects, §8-3-33. Intergovernmental cooperation in aid of construction, operation, etc., of housing projects. Contracts for payments to state public bodies for improvements, services and facilities provided, §8-3-154. Interest. Back interest, §7-4-9. Loan brokers. Operation of chapter not limited by, §7-7-5. Money transmission. Authorized agents. Conduct of business through authorized agents, §7-1-683.1. Mortgage lenders and brokers. Effect of suspension or revocation of license on preexisting contract, §7-1-1017.

CONVERSION. Banks and trust companies. Conversions involving national banks, §§7-1-550 to 7-1-556. Credit unions. Conversion of state and federal credit unions, §7-1-668. CONVICTED FELONS. Installment loans. Licenses. Discipline of licensees. Grounds, §7-3-42. Notice. Required notice by licensee to department, §7-3-31. COPYRIGHTS. Art in state buildings. Ownership rights, §8-5-7. CORPORATIONS. Banks. Merchant acquirer limited purpose banks. Merger or consolidation. Corporations other than merchant acquirer limited purpose banks. Merging into or consolidating with merchant acquirer limited purpose bank, §7-9-11.1. Business development corporations. General provisions, §§7-1-740 to Small minority business development corporations. General provisions, §§7-1-940 to Credit union deposit insurance corporation, §§7-2-1 to 7-2-14. Small minority business development corporations. General provisions, §§7-1-940 to COSTS. Fair housing law. Civil actions. Discretionary award of fees and court costs, §8-3-213. Financial institutions. Reimbursement of judicial process costs, §7-1-237.

INDEX COST SHARING. Automated teller facilities or point-of-sale terminals. Operation by banks jointly, §7-1-603. COUNTIES. Building, electrical and other codes. Existing buildings. Application of building and fire related codes to existing buildings, §§8-2-200 to 8-2-222. State building, plumbing, electrical, etc., codes. Generally, §§8-2-20 to 8-2-31. Wood used as construction material. Local prohibition not permitted, §8-2-25. Fair lending act. Home loans. Municipal or county regulation of terms, §7-6A-11. Housing projects. Intergovernmental cooperation in aid of construction, operation, etc., of housing projects, §§8-3-150 to Redevelopment. Clearance and rehabilitation of blighted areas, §§8-4-1 to 8-4-12. CREDIT. Credit cards, §§7-5-1 to 7-5-6, 7-6-1, CREDIT CARD AND CREDIT CARD BANK ACT. General provisions, §§7-5-1 to 7-5-6, 7-6-1, 7-6-2. Short title, §7-5-1. CREDIT CARDS, §§7-5-1 to 7-5-6, 7-6-1, 7-6-2. Applicability of banking laws, §7-5-6. Citation of title, §7-5-1. Credit card banks. Charges and fees, §7-5-4. Defined, §7-5-2. Enumeration of statutory terms and conditions, §7-5-3. Organization, §7-5-3. Regulation, §7-5-5. Rulemaking authority, §7-5-5. Terms and conditions of agreements, §7-5-4. Definitions, §7-5-2. Discrimination in extending credit prohibited, §7-6-1. Cause of action for individual against whom discriminated, §7-6-2.

CREDIT CARDS - Cont’d Enjoining violations, §7-5-5. Fees, §7-5-4. Loan brokers, §§7-7-1 to 7-7-6. Merchant acquirer limited purpose banks, §§7-9-1 to 7-9-13. Short title, §7-5-1. Title of act, §7-5-1. CREDIT DISCRIMINATION, §§7-6-1, CREDIT UNION DEPOSIT INSURANCE CORPORATION, §§7-2-1 to 7-2-14. Articles of incorporation. Amendments, §7-2-2. How adopted, §7-2-2. Generally, §7-2-1. Audits, §7-2-12. Bylaws. Adoption and amendment, §7-2-3. Original bylaws. Adoption, §7-2-3. Conduct of business. Administrative review of corporation decision, §7-2-13. By incorporators and directors, §7-2-10. Corrective action. Ordering, §7-2-12. Deposit insurance requirements, §7-2-9. Directors. Conduct of business, §7-2-10. Dissolution of business. Distribution of assets on liquidation, §7-2-8. Distribution of undivided corporate earnings preceding voluntary dissolution, §7-2-7. Enumeration of powers, §7-2-4. Examinations, §7-2-12. General corporate powers, §7-2-4. Incorporation procedures, §7-2-1. Conduct of business by incorporators, §7-2-10. Insurance of deposit and shares, §7-2-9. Membership. Acquisition, §7-2-5. Copies of members’ reports sent to corporation, §7-2-12. Fees generally, §7-2-7. Powers and privileges of members, §7-2-6.1.

INDEX CREDIT UNION DEPOSIT INSURANCE CORPORATION - Cont’d Membership - Cont’d Refund of fees, assessments and premiums, §7-2-7. Revoking membership, §7-2-13. Termination, §7-2-5. Powers and privileges. Corporate powers, §7-2-4. Membership, §7-2-6.1. Premiums and special assessments, §7-2-8. Refunds of assessments and premiums, §7-2-7. Property taxes. Corporation subject to real property taxes, §7-2-14. Rulemaking authority, §7-2-11. Supervision. Administrative review of department decision, §7-2-13. Exclusive supervision by department, §7-2-11. Ordering corrective action, §7-2-12. Taxation. Tax exemption from state and local taxes, §7-2-14. CREDIT UNIONS, §§7-1-630 to Accountants. Audit committee. Employment of accountant, §7-1-657. Acquiring control. Financial institutions generally, §§7-1-230 to 7-1-236. Articles of incorporation. Amendment, §7-1-634. Approval or disapproval by department, §7-1-632. Procedures, §7-1-635. Contents and filing, §7-1-630. Disapproval by department, §7-1-632. Procedures, §7-1-635. Effect of chapter on articles of existing credit unions, §7-1-636. Filing, §7-1-630. Audits. Audit committee, §7-1-655. Comprehensive annual audits, §7-1-657. Automated teller machines. Operation, location, etc, §7-1-664.

CREDIT UNIONS - Cont’d Board of directors. Actions taken without meeting, §7-1-656. Committees, §7-1-656. Delegation of investment decisions, §7-1-490. Duties generally, §7-1-656. Election, §7-1-655. Emeritus directors, §7-1-656. Honorary directors, §7-1-656. Initial directors. Selection, §7-1-630. Meetings, §7-1-656. Organizational meeting of directors, §7-1-633. Oath, §7-1-655. Prohibited activities, §7-1-656. Quorum for transaction of business, §7-1-656. Remote participation in meetings, §7-1-656. Removal from office, §7-1-655. Responsibilities, §7-1-656. Suspension of director, §7-1-655. Vacancies in office, §7-1-655. Voting, when prohibited, §7-1-656. Branch offices. Determination of need for office, §7-1-665. Establishment, operation, etc, §7-1-665. Bylaws. Amendment, §7-1-634. Filings with department by subscriber, §7-1-630. Capital, §7-1-654. Cash dispensing machines. Operation, location, etc, §7-1-664. Cashing of payment interests. Exemptions of credit union from licensing requirement, §7-1-701.1. Generally, §§7-1-700 to 7-1-709.2. Certificate of incorporation. Issuance, §7-1-632. Commencement of business, §7-1-633. Conservators, §§7-1-640 to 7-1-645. Appointment, §7-1-640. Certificate of appointment, §7-1-641. Department as conservator, §7-1-643. Bond of conservator, §7-1-644. Certificate of appointment, §7-1-641. Continuation of business, §7-1-645. Costs of conservatorship, §7-1-642.

INDEX CREDIT UNIONS - Cont’d Conservators - Cont’d Department as conservator, §7-1-643. Duties of conservator, §7-1-640. Grounds for appointment, §7-1-640. Immunity, §7-1-642. Injunction of conservatorship. Application by credit union for show cause order regarding, §7-1-645. Liquidation of credit union, §7-1-645. Powers of conservator, §7-1-640. Public body as conservator, §7-1-643. Receiver appointment when conservatorship unable to continue, §7-1-645. Reports to department, §7-1-640. Right of department to act as, supplemental nature, §7-1-640. Supplemental certificate of appointment, §7-1-641. Construction of chapter. Effect on articles and duration of existing credit unions, §7-1-636. Control of financial institutions. Acquiring control generally, §§7-1-230 to 7-1-236. Conversions. State and federal credit unions, §7-1-668. Corporate credit union. Generally, §7-1-669. Credit committee, §7-1-655. Currency transactions. Records and reports. General provisions, §§7-1-910 to Deposit insurance corporation. General provisions, §§7-2-1 to 7-2-14. Deposit insurance requirements, §7-1-666. Discrimination. Credit and loan discrimination prohibited, §§7-6-1, 7-6-2. Dividends, §7-1-660. Disposition upon expulsion of member, §7-1-653. Duration of existing credit unions. Effect of article provisions, §7-1-636. Entrance fees, §7-1-659. Equipment, §7-1-664. Federal credit unions. Conversion of state and federal credit unions, §7-1-668. Fiscal year, §7-1-661. Foreign credit unions. Out-of-state credit unions, §7-1-635.1.

CREDIT UNIONS - Cont’d Insolvency. Conservatorship, §§7-1-640 to 7-1-645. Inspections. Duties of audit committee, §7-1-657. Installment loans. Licenses. Exemptions from licensing requirement, §7-3-4. Interest, §7-1-660. Disposition upon expulsion of member, §7-1-653. Lending policy generally, §7-1-658. Main office. Designation, §7-1-665. Meetings. Annual meeting of members. In-person meetings, options for remote participation, §7-1-651.1. Membership, §7-1-651. Annual meeting of members. In-person meetings, options for remote participation, §7-1-651.1. Expulsions, §7-1-653. Special meetings, §7-1-661. Voting and proxies, §7-1-661. Mergers, §7-1-667. Minors. Shares and deposits, §7-1-652. Money transmission. Exemption of credit union from license requirement, §7-1-682. General provisions, §§7-1-680 to Multiple-party accounts. Minor’s shares and deposits, §7-1-652. Night depositories. Operation, location, etc, §7-1-664. Notice. Deposit insurance requirements. Public notices when deposits not properly insured, §7-1-666. Mergers, approval or disapproval, §7-1-667. Offices. Branch offices. Establishment, operation, etc, §7-1-665. Main office. Designation, §7-1-665. Out-of-state credit unions, §7-1-635.1. Parity with federally insured institutions, powers relating to. Grant by commissioner, §7-1-61.1. Perpetual existence, §7-1-636.

INDEX CREDIT UNIONS - Cont’d Point-of-sale terminals. Operation, location, etc, §7-1-664. Powers. Enumeration, §7-1-650. Federal powers. Exercise of federal powers, §7-1-671. Generally, §7-1-650. Receivership. Conservatorship of credit union unable to continue, appointment of receiver, §7-1-645. Financial institutions generally, §§7-1-150 to 7-1-225. Records. Currency transactions. General provisions, §§7-1-910 to Remote service terminals. Safe use, §§7-8-1 to 7-8-8. Reports. Currency transactions. General provisions, §§7-1-910 to Reserves, §7-1-659. Right to offset loans, dues and fines, §7-1-654. Rulemaking authority, §7-1-663. Safe-deposit boxes. Rentals to minors, §7-1-652. Savings promotion raffles. Conduct by bank or credit union, §7-1-239.10. Shares. Disposition upon expulsion of member, §7-1-653. Joint shares, §7-1-652. Minors, §7-1-652. Par value, §7-1-651. Preferred capital base shares, §7-1-652. Trust shares, §7-1-652. Withdrawals, §7-1-653. Subscribers. Filings with department by, §7-1-630. Initial subscribers, §7-1-630. Taxation. Reserves. Exclusion from tax calculations, §7-1-659. Taxes to which subject, §7-1-662. Violation of provisions. Conservatorship, §§7-1-640 to 7-1-645.

CREED. Housing authorities law. Low and moderate income families defined. Persons and families irrespective of creed in need of assistance, §8-3-3.1. CRIMINAL BACKGROUND CHECKS. Banks and trust companies. Merchant acquirer limited purpose banks, §7-9-7. Cashing of payment interests. License applicants, §7-1-703. Installment loans. Discipline of licensees, §7-3-42. Merchant acquirer limited purpose banks, §7-9-7. Money transmission. Applicants for licensing, §7-1-684. Mortgage lenders and mortgage brokers. Applicants for license, §7-1-1004. CRIMINAL LAW AND PROCEDURE. Banks and trust companies. Branch banks, offices, facilities and holding companies. Violations of provisions, §7-1-611. Buildings and construction. Residential toilets, shower heads and faucets, §8-2-3. Cashing of payment interests. Violations of provisions. Criminal enforcement, §7-1-709. Contempt. Financial institutions. Disclosure of information or giving prior notice regarding examinations, §7-1-66. Credit or loan discrimination, §7-6-1. Factory-built buildings. Units designed to be affixed to foundations or existing buildings, §8-2-118. Fair housing law. Penalties for violations, §8-3-213. State action for enforcement, §8-3-213. Fair lending act, §7-6A-8. Financial institutions. Aiding and abetting false entries, §7-1-842. Applicability of criminal code, §7-1-841.

INDEX CRIMINAL LAW AND PROCEDURE - Cont’d Financial institutions - Cont’d Contempt. Disclosure of information or giving prior notice regarding examinations, §7-1-66. Currency transactions, §7-1-915. Felonies of directors, officers, agents and employees, §7-1-843. Felonies punishable as misdemeanors, §7-1-845. Institution of criminal prosecutions, §7-1-840. Miscellaneous felonies, §7-1-845. Misdemeanors of directors, officers, agents and employees, §§7-1-843, Punishment for misdemeanor violations, §7-1-846. Fire escapes. Noncompliance with requirements, §8-2-54. Installment loans. Government enforcement actions. Licenses. Notice. Required notice by licensee to department, §7-3-31. Prohibited conduct, criminal enforcement, §7-3-50. Interest and usury. Excessive interest, §7-4-18. Manufactured homes. Installation standards for construction, §8-2-166. Violations of federal law, §8-2-143. Money transmission. Violation of provisions. Criminal enforcement, §7-1-696. Mortgage lenders and brokers. Criminal penalties for violations of provisions, §7-1-1019. CRYPTOCURRENCY. Money transmission. Generally, §§7-1-680 to 7-1-698. Rules and regulations applicable to virtual currency transactions, §7-1-690. CURRENCY TRANSACTIONS. Records and reports, §§7-1-910 to

D DAMAGES. Factory built buildings. Civil actions against manufacturers and installers of industrialized buildings, §8-2-117. Fair lending act. Violations of provisions, §7-6A-7. Financial institutions and receivership. Department’s rejection of executory contracts or lease of institution, §7-1-175. Housing discrimination, §§8-3-214, 8-3-217, 8-3-218. Loan brokers. Recovery, §7-7-4. DEAD ANIMALS. Landfills. Construction on abandoned landfills. Definition of solid waste, §8-6-2. General provisions, §§8-6-1 to 8-6-4. DEATH. Savings and loan associations. Death of depositor. Deposits applied to funeral expenses, §7-1-792. Immunity from liability, §7-1-796. Payment upon death, §7-1-791. DEBIT CARDS. Merchant acquirer limited purpose banks, §§7-9-1 to 7-9-13. DEBTORS AND CREDITORS. Collection agencies. Installment loans generally, §§7-3-1 to Discrimination, §§7-6-1, 7-6-2. Installment loans. Generally, §§7-3-1 to 7-3-52. Small loan businesses. Installment loans generally, §§7-3-1 to DECEDENTS’ ESTATES. Bank deposits of deceased intestate depositors, §7-1-239.1. Multiple-party accounts. Payment from joint account after death, §7-1-817. Payment of checks or instruments payable to deceased persons, §7-1-239.1.

INDEX DECEDENTS’ ESTATES - Cont’d Bank deposits of deceased intestate depositors - Cont’d Payment of deposits of deceased intestate depositors, §7-1-239. Safe-deposit boxes. Death of safe depositor, §7-1-356. DEEDS OF TRUST. Foreclosures. Housing trust fund for the homeless commission. Powers of commission, §8-3-313. Housing trust fund for the homeless commission. Foreclosures. Powers of commission, §8-3-313. DEFENSES. Interest and usury. Usury as personal defense, §7-4-11. DEFINED TERMS. Acceleration. Fair lending act, §7-6A-2. Access area. Banking remote service terminals, §7-8-1. Access device. Banking remote service terminals, §7-8-1. Account. Multiple-party accounts, §7-1-810. Acquire. Banks and trust companies. Interstate banking, §7-1-621. Acquisition. Art in state buildings, §8-5-3. Acting in concert. Money transmission, §7-1-680. Actions. Construction defects, resolution of, §8-2-36. Advance fees. Loan brokers, §7-7-1. Affidavit of the provider. Bank deposits of deceased intestate depositors, payments, §7-1-239. Affiliate. Credit cards, §7-5-2. Fair lending act, §7-6A-2. Financial institutions, §7-1-4. Foreign banking institutions, §7-1-1100. Mortgage lenders and brokers, §7-1-1000. Affiliated trust company. Banks and trust companies, §7-1-320.

DEFINED TERMS - Cont’d Affiliate transfer. Banks and trust companies, §7-1-320. Agencies. Foreign banking institutions, §7-1-1100. Pesticides in public buildings, §8-7-1. Aggrieved person. Fair housing law, §8-3-201. Agreement for the payment of money. Financial institutions, §7-1-4. Agricultural operations. State building, plumbing, electrical, etc., codes. State-wide application of minimum standard codes, §8-2-25. Agricultural or farm products. State building, plumbing, electrical, etc., codes. State-wide application of minimum standard codes, §8-2-25. Agriculture. State building, plumbing, electrical, etc., codes. State-wide application of minimum standard codes, §8-2-25. Alteration. Elevators and similar conveyances, §8-2-100. Annual percentage rate. Fair lending act, §7-6A-2. Anything of value. Construction defects, resolution of, §8-2-42. Area of operation. Housing projects, §8-3-3. Article. Financial institutions, §7-1-4. Merchant acquirer limited purpose banks, §7-9-2. Articles of incorporation. Merchant acquirer limited purpose banks, §7-9-2. Assets. Financial institutions, §7-1-4. Association. Construction defects, resolution of, §8-2-36. Attorney. Financial institutions, §7-1-4. Audited financial statement. Mortgage lenders and brokers, §7-1-1000. Authorized agent. Money transmission, §7-1-680.

INDEX DEFINED TERMS - Cont’d Automated teller machine, §7-1-603. Credit union equipment, §7-1-664. Average daily money transmission liability, §7-1-680. Bank. Banks and trust companies, §§7-1-320, Interstate branching by merger, §7-1-628.1. Financial institutions, §7-1-4. Foreign banking institutions, §7-1-1100. Interstate banking, §§7-1-530, 7-1-621. Representative offices, §7-1-590. Savings promotion raffles, §7-1-239.10. Bank holding company, §§7-1-600, Interstate banking, §7-1-621. Interstate branching by merger, §7-1-628.1. Representative offices, §7-1-590. Banking business. Bank representative offices, §7-1-590. Banks and trust companies, §7-1-604. Banking location, §§7-1-600, 7-1-621. Banking office, §7-1-600. Interstate banking, §7-1-621. Banking services, §7-1-600. Bank supervisory agency. Banks and trust companies, §7-1-628.1. Foreign banking institutions, §7-1-1100. Interstate banking, §7-1-621. Beneficiary. Multiple-party accounts, §7-1-810. Blighted areas. Redevelopment law, §8-4-3. Bona fide discount points. Fair lending act, §7-6A-2. Bonds. Housing projects, §8-3-3. Borrowers. Credit unions, §7-1-658. Fair lending act, §7-6A-2. Loan brokers, §7-7-1. Branches. Banks and trust companies. Interstate branching by merger, §7-1-628.1. Foreign banking institutions, §7-1-1100. Branch office. Banks and trust companies, §7-1-600.

DEFINED TERMS - Cont’d Branch office - Cont’d Credit unions, §7-1-665. Building operator. Pesticides in public buildings, §8-7-1. By-laws. Merchant acquirer limited purpose banks, §7-9-2. Candlefoot power. Banking remote service terminals, §7-8-1. Capital debt. Financial institutions, §7-1-4. Capital stock. Financial institutions, §7-1-4. Cash dispensing machine, §7-1-603. Credit union equipment, §7-1-664. City. Housing projects, §§8-3-3, 8-3-131. Claimant. Construction defects, resolution of, §8-2-36. Clerk. Housing projects, §8-3-3. Clerk of superior court. Conversion of manufactured homes from personal property to real property, §8-2-180. Closed-loop transactions. Money transmission, §7-1-680. Collection agent. Mortgage lenders and brokers, §7-1-1011. Collective investment fund. Banks and trust companies, §7-1-313. Commercial bank. Financial institutions, §7-1-4. Commercial buildings and construction, §8-2-3. Commitment or commitment agreement. Mortgage lenders and brokers, §7-1-1000. Common area. Construction defects, resolution of, §8-2-36. Common bond. Credit unions, §7-1-630. Community facilities. Housing projects, §8-3-3.1. Company. Banks and trust companies, §7-1-605. Compete application. Building codes, private permitting review and inspection, §8-2-26.

INDEX DEFINED TERMS - Cont’d Complainant. Fair housing law, §8-3-201. Component. Factory built buildings, §8-2-111. Concert with one or more persons. Financial institutions, control changes, §7-1-230. Conciliation. Fair housing law, §8-3-201. Conciliation agreement. Fair housing law, §8-3-201. Conducts. Currency transactions, §7-1-911. Construction. Buildings and construction, §8-2-3. Construction activity. Landfills, §8-6-2. Construction defect. Construction defects, resolution of, §8-2-36. Contract. Interest and usury, §7-4-3. Contractor. Construction defects, resolution of, §8-2-36. Control, controlling or controlled by. Banks and trust companies, §7-1-605. Interstate branching by merger, §7-1-628.1. Financial institutions, §7-1-230. Foreign banking institutions, §7-1-1100. Installment loans, §7-3-3. Interstate banking, §7-1-621. Money transmission, §7-1-680. Mortgage lenders and brokers, §7-1-1000. Control of an access area. Banking remote service terminals, §7-8-1. Control person. Merchant acquirer limited purpose banks, §7-9-2. Convenience fee. Financial institutions, §7-1-239.6. Conviction data. Cashing of payment interests, §7-1-703. Merchant acquirer limited purpose banks, §7-9-7. Money transmission, §7-1-684. Mortgage lenders and brokers, §7-1-1004.

DEFINED TERMS - Cont’d Cooling tower. State building, plumbing, electrical, etc., codes, §8-2-23. Corporate credit union, §7-1-669. Corporation. Financial institutions, §7-1-4. Merchant acquirer limited purpose banks, §7-9-2. County. Housing projects, §8-3-3. Covered employees. Installment loans, §7-3-3. Money transmission, §7-1-680. Mortgage lenders and brokers, §7-1-1000. Covered multifamily dwelling. Fair housing law, §8-3-201. Credit card, §7-5-2. Credit card account. Credit cards, §7-5-2. Credit card bank. Credit cards, §7-5-2. Credit exposure as a counterparty in derivative transactions. Banks and financial institutions, §7-1-285. Creditors. Fair lending act, §7-6A-2. Credit union. Financial institutions, §7-1-4. Savings promotion raffles, §7-1-239.10. Currency, §7-1-911. Currency transactions, §7-1-911. Customer. Banking remote service terminals, §7-8-1. Defined parking area. Banking remote service terminals, §7-8-1. Demand deposits. Banks and trust companies, §7-1-371. De novo branch. Interstate branching by merger, §7-1-628.8. Department. Foreign banking institutions, §7-1-1100. Money transmission, §7-1-680. Depositor. Financial institutions, §7-1-4. Depository institution. Foreign banking institutions, §7-1-1100. Mortgage lenders and brokers, §7-1-1000.

INDEX DEFINED TERMS - Cont’d Deposit production office. Representative offices, §7-1-590. Deposits. Banks and trust companies. Interstate branching by merger, §7-1-628.1. Foreign banking institutions, §7-1-1100. Interstate banking, §7-1-621. Derivative transaction. Banks and financial institutions, §7-1-285. Director. Merchant acquirer limited purpose banks, §7-9-2. Discriminatory housing practice. Fair housing law, §8-3-201. Dividend. Credit unions, §7-1-660. Domestic international banking facility. Banks and trust companies, §7-1-731. Domestic lender. Credit cards, §7-5-2. Domicile. Bank representative offices, §7-1-590. Dormitory housing project. Housing projects, §8-3-3. Dumbwaiter. Elevators and similar conveyances, §8-2-100. Dwelling. Construction defects, resolution of, §8-2-36. Mortgage lenders and brokers, §7-1-1000. Dwellings, buildings or structures. Fair housing law, §8-3-201. Elevator. Elevators and similar conveyances, §8-2-100. Eligible housing unit. Housing projects, §8-3-3.1. Eligible organization. Merchant acquirer limited purpose banks, §7-9-2. Email address of record. Mortgage lenders and brokers, §7-1-1017. Enforcement authority. Building codes, §8-2-202. Elevators and similar conveyances, §8-2-100. Escalator. Elevators and similar conveyances, §8-2-100.

DEFINED TERMS - Cont’d Evidence of indebtedness. Financial institutions, §7-1-4. Executive officer. Credit unions, §7-1-630. Installment loans, §7-3-3. Money transmission, §7-1-680. Mortgage lenders and brokers, §7-1-1000. Exempted building. Building codes, §8-2-20. Existing building or structure. Building codes, §8-2-202. Extension. Credit union equipment, §7-1-664. Exterior envelope. Building codes, §8-2-20. Extortionate means. Mortgage lenders and brokers, §7-1-1000. Familial status. Fair housing law, §8-3-201. Family or household members. Fair housing law, §8-3-201. Farm building or structure. State building, plumbing, electrical, etc., codes. State-wide application of minimum standard codes, §8-2-25. Federal agency. Foreign banking institutions, §7-1-1100. Federal banking agencies. Mortgage lenders and brokers, §7-1-1000. Federal branch. Foreign banking institutions, §7-1-1100. Federal credit union. Financial institutions, §7-1-4. Federal government. Housing projects, §§8-3-3, 8-3-131, Federal powers. Banks and trust companies, §7-1-296. Credit unions, §7-1-671. Fiduciary. Banks and trust companies, §7-1-320. Financial institutions, §7-1-4. Fiduciary investment companies. Banks and trust companies, §7-1-330. Finance charge. Interest and usury, §7-4-3. Financial institutions. Bank deposits of deceased intestate depositors, §7-1-239.

INDEX DEFINED TERMS - Cont’d Financial institutions - Cont’d Banking and finance, §§7-1-4, 7-1-37. Banking remote service terminals, §7-8-1. Currency transactions, §7-1-911. Department of banking and finance, §7-1-91. Multiple-party accounts, §7-1-810. Financial services. Regulation of persons performing services for financial institutions, §7-1-72. Flipping a home loan. Fair lending act, §7-6A-4. Foreign bank, §7-1-1100. Foreign lender. Credit cards, §7-5-2. Foreign trust institution. Fiduciary investment companies, §7-1-330. Fumigant. Pesticides in public buildings, §8-7-1. Functional regulatory agency. Foreign banking institutions, §7-1-1100. Georgia bank. Banks and trust companies. Interstate branching by merger, §7-1-628.1. Interstate banking, §7-1-621. Georgia bank holding company. Banks and trust companies. Interstate branching by merger, §7-1-628.1. Interstate banking, §7-1-621. Georgia residential mortgage act. Mortgage lenders and brokers, §7-1-1000. Georgia state agency. Foreign banking institutions, §7-1-1100. Georgia state bank. Banks and trust companies. Interstate branching by merger, §7-1-628.1. Foreign banking institutions, §7-1-1100. Interstate banking, §7-1-621. Georgia state branch. Foreign banking institutions, §7-1-1100. Georgia state representative office. Foreign banking institutions, §7-1-1100.

DEFINED TERMS - Cont’d Governing bodies. Housing projects, §8-3-3. Hand dumbwaiter. Elevators and similar conveyances, §8-2-100. Hand elevators. Elevators and similar conveyances, §8-2-100. Handicap. Fair housing law, §8-3-201. High-cost home loan. Fair lending act, §7-6A-2. Hoistway. Elevators and similar conveyances, §8-2-100. Holding company. Credit cards, §7-5-2. Merchant acquirer limited purpose banks, §7-9-2. Home. Conversion of manufactured homes from personal property to real property, §8-2-180. Home inspector. Buildings and housing, §8-3-330. Homeless. Housing trust fund for the homeless, §8-3-301. Home loan. Fair lending act, §7-6A-2. Home state. Banks and trust companies. Interstate branching by merger, §7-1-628.1. Foreign banking institutions, §7-1-1100. Interstate banking, §7-1-621. Home state regulator. Banks and trust companies. Interstate branching by merger, §7-1-628.1. Interstate banking, §7-1-621. Host state. Banks and trust companies. Interstate branching by merger, §7-1-628.1. Interstate banking, §7-1-621. Hours of darkness. Banking remote service terminals, §7-8-1. Housing authority. Housing projects, §8-3-152. Housing for older persons. Fair housing law, §8-3-205.

INDEX DEFINED TERMS - Cont’d Housing projects. Housing authorities, §8-3-3. Housing cooperation law, §8-3-152. ICC. Building codes, §8-2-26.1. Incorporator. Merchant acquirer limited purpose banks, §7-9-2. Individual. Installment loans, §7-3-3. Money transmission, §7-1-680. Mortgage lenders and brokers, §7-1-1000. Industrialized building. Factory built buildings, §8-2-111. Insecticides. Pesticides in public buildings, §8-7-1. Insolvency. Financial institutions, §7-1-4. Foreign banking institutions, §7-1-1100. Install. Installation standards for construction of pre-owned manufactured homes, §8-2-170. Installation. Factory built buildings, §8-2-111. Manufactured homes standards for construction, §8-2-160. Installer. Manufactured homes, §§8-2-131, Installment lenders. Installment loans, §7-3-3. Insured depository institution. Banks and trust companies. Interstate branching by merger, §7-1-628.1. Interstate banking, §7-1-621. Interest. Interest and usury, §7-4-2. International banking act. Foreign banking institutions, §7-1-1100. International banking and branching efficiency act. Foreign banking institutions, §7-1-1100. Interstate branch. Foreign banking institutions, §7-1-1100. Interstate merger transaction. Banks and trust companies. Interstate branching by merger, §7-1-628.1.

DEFINED TERMS - Cont’d Interstate merger transaction - Cont’d Interstate banking, §7-1-621. Investment adviser. Fiduciary investment companies, §7-1-330. Joint account. Multiple-party accounts, §7-1-810. Knowing that the moneys involved in a currency transaction represent the proceeds of some form of unlawful activity, §7-1-911. Landfill. Construction on abandoned landfills, §8-6-2. Lender. Installment loans, §7-3-3. Lending institutions. Business development corporations, §7-1-740. Manufactured homes, §8-2-131. Small minority business development corporations, §7-1-940. License. Installment loans, §7-3-3. Mortgage lenders and brokers, §7-1-1000. Licensee. Installment loans, §7-3-3. Money transmission, §7-1-680. Loan. Installment loans, §7-3-3. Loan brokers, §7-7-1. Loan limit. Business development corporations, §7-1-740. Small minority business development corporations, §7-1-940. Loan processor or underwriter. Mortgage lenders and brokers, §7-1-1000. Loan production office. Bank representative offices, §7-1-590. Local. Savings and loan associations, §7-1-770. Local government. Factory built buildings, §8-2-111. Lock-in agreement. Mortgage lenders and brokers, §7-1-1000. Low and moderate income families. Housing projects, §8-3-3.1.

INDEX DEFINED TERMS - Cont’d Low-income persons. Housing trust fund for the homeless, §8-3-301. Main office. Banks and trust companies, §7-1-600. Credit unions, §7-1-665. Financial institutions, §7-1-4. Make. Fair lending act, §7-6A-2. Makes a mortgage loan. Mortgage lenders and brokers, §7-1-1000. Manlift. Elevators and similar conveyances, §8-2-100. Manufacture. Factory built buildings, §8-2-111. Manufactured homes, §8-2-131. Conversion from personal property to real property, §8-2-180. Fair lending act, §7-6A-2. Installation standards for construction, §8-2-160. Installation standards for construction of pre-owned manufactured homes, §8-2-170. Interest and usury, §7-4-3. Manufacturers. Manufactured homes, §8-2-131. Installation standards for construction, §8-2-160. Mayor. Housing projects, §8-3-3. Member loan. Business development corporations, §7-1-740. Small minority business development corporations, §7-1-940. Members. Business development corporations, §7-1-740. Small minority business development corporations, §7-1-940. Merchant acquirer limited purpose banks, §7-9-2. Merchant acquiring activities. Merchant acquirer limited purpose banks, §7-9-2. Merchant funds. Merchant acquirer limited purpose banks, §7-9-2. Merchants. Merchant acquirer limited purpose banks, §7-9-2.

DEFINED TERMS - Cont’d Minority person. Small minority business development corporations, §7-1-940. Misrepresent. Money transmission, §7-1-680. Mortgage lenders and brokers, §7-1-1000. Mobile homes. Manufactured homes, §8-2-131. Installation standards for construction, §8-2-160. Monetary instruments. Currency transactions, §7-1-911. Monetary value. Money transmission, §7-1-680. Money transmission, §7-1-680. Money transmitters, §7-1-680. Mortgage bankers. Loan brokers, §7-7-1. Mortgage broker, §7-1-1000. Mortgaged property. Housing projects, §8-3-3.1. Mortgage lender, §7-1-1000. Housing projects, §8-3-3.1. Mortgage loan, §7-1-1000. Housing projects, §8-3-3.1. Mortgage loan originator, §7-1-1000. Mortgages. Housing projects, §8-3-3.1. Loan brokers, §7-7-1. Moving walk. Elevators and similar conveyances, §8-2-100. Multiple-party account. Bank deposits and collections, §7-1-810. Multistate licensing process. Money transmission, §7-1-680. Municipality. Housing projects, §8-3-14. Mutual. Savings and loan associations, §7-1-770. National bank. Financial institutions, §7-1-4. Foreign banking institutions, §7-1-1100. Nationwide multistate licensing system and registry. Installment loans, §7-3-3. Money transmission, §7-1-680. Mortgage lenders and brokers, §7-1-1000. Net contribution. Multiple-party accounts, §7-1-810.

INDEX DEFINED TERMS - Cont’d Net worth. Financial institutions, §7-1-4. New building. Building codes, §8-2-20. Night depositories. Bank extensions, §7-1-603. Credit union equipment, §7-1-664. Nontraditional mortgage product. Mortgage lenders and brokers, §7-1-1000. Obligee. Housing projects, §8-3-3. Obligee of the authority. Housing projects, §8-3-3. Office of a foreign bank, §7-1-1100. Open-end credit plan. Fair lending act, §7-6A-2. Open-end loan. Fair lending act, §7-6A-2. Open-loop transactions. Money transmission, §7-1-680. Operator. Banking remote service terminals, §7-8-1. Out-of-state bank. Interstate banking, §7-1-621. Interstate branching by merger, §7-1-628.1. Out-of-state bank holding company. Interstate banking, §7-1-621. Interstate branching by merger, §7-1-628.1. Out-of-state foreign bank, §7-1-1100. Out-of-state state bank. Interstate banking, §7-1-621. Interstate branching by merger, §7-1-628.1. Owner of an automated teller machine, §7-8-1. Owners. Installment loans, §7-3-3. Paid-in capital. Financial institutions, §7-1-4. Parties. Multiple-party accounts, §7-1-810. Passive investors. Money transmission, §7-1-680. Payment. Multiple-party accounts, §7-1-810. Payment card network. Merchant acquirer limited purpose banks, §7-9-2. Payment instrument holders. Money transmission, §7-1-680.

DEFINED TERMS - Cont’d Payment instruments. Money transmission, §7-1-680. Payroll processing services. Money transmission, §7-1-680. Person. Currency transactions, §7-1-911. Fair housing law, §8-3-201. Financial institutions, §§7-1-4, Housing projects, §8-3-131. Installment loans, §7-3-3. Manufactured homes, §8-2-131. Manufactured homes standards for construction, §8-2-160. Money transmission, §7-1-680. Mortgage lenders and brokers, §§7-1-1000, 7-1-1018. Person affiliated with. Mortgage lenders and brokers, §7-1-1000. Person or corporation. Banks and financial institutions, §7-1-285. Persons of low income. Housing projects, §8-3-3. Pesticide. Pesticides in public buildings, §8-7-1. P.O.D. account. Multiple-party accounts, §7-1-810. P.O.D. payee. Multiple-party accounts, §7-1-810. Point-of-sale terminal, §7-1-603. Credit union equipment, §7-1-664. Points and fees. Fair lending act, §7-6A-2. Pooled assets. Financial institutions, §7-1-220. Power. Financial institutions, §7-1-61.1. Power dumbwaiter. Elevators and similar conveyances, §8-2-100. Power freight elevator. Elevators and similar conveyances, §8-2-100. Power passenger elevator. Elevators and similar conveyances, §8-2-100. Pre-owned manufactured home. Installation standards for construction of pre-owned manufactured homes, §8-2-170. Presumption of control. Financial institutions, control changes, §7-1-230.

INDEX DEFINED TERMS - Cont’d Principal. Loan brokers, §7-7-1. Principal court. Financial institutions, §7-1-4. Principal place of business. Interstate banking, §7-1-621. Interstate branching by merger, §7-1-628.1. Private enterprise agreement. Housing projects, §8-3-3. Private professional provider. State building, plumbing, electrical, etc., codes, §8-2-26. Private permitting review and inspection, §8-2-26. Process. Fair lending act, §7-6A-2. Processor. Fair lending act, §7-6A-2. Proof of death. Multiple-party accounts, §7-1-810. Public body. Financial institutions, §7-1-4. Public buildings. Building codes, §8-2-20. Pesticides in public buildings, §8-7-1. Public road. Banking remote service terminals, §7-8-1. Public sale. Financial institutions, §7-1-4. Public use. Eminent domain, §8-3-31.1. Qualified inspector. Building codes, §8-2-26.1. Qualified sponsor. Housing trust fund for the homeless, §8-3-301. Qualifying organization. Credit cards, §7-5-2. Real estate brokerage activity. Mortgage lenders and brokers, §7-1-1000. Real property. Housing projects, §8-3-3. Redevelopment plan, §8-4-3. Redevelopment project. Redevelopment law, §8-4-3. Registered agent. Financial institutions, §7-1-4. Registered mortgage loan originator. Mortgage lenders and brokers, §7-1-1000.

DEFINED TERMS - Cont’d Registered office. Financial institutions, §7-1-4. Registrant. Mortgage lenders and brokers, §7-1-1000. Regulated lenders. Loan brokers, §7-7-1. Regulatory fees. State building, plumbing, electrical, etc., codes. Private permitting review and inspection, §8-2-26. Regulatory requirements. State building, plumbing, electrical, etc., codes. Private permitting review and inspection, §8-2-26. Remote service terminal, §7-8-1. Renovated building. Building codes, §8-2-20. Repellants. Pesticides in public buildings, §8-7-1. Representative office. Bank representative offices, §7-1-590. Foreign banking institutions, §7-1-1100. Request. Multiple-party accounts, §7-1-810. Reserve agent. Banks and trust companies, §7-1-371. Residential buildings and construction, §8-2-3. Residential housing project. Housing trust fund for the homeless, §8-3-301. Residential industrialized buildings. Factory built buildings, §8-2-111. Residential mortgage loan. Mortgage lenders and brokers, §7-1-1000. Residential property. Mortgage lenders and brokers, §7-1-1000. Residential real estate. Mortgage lenders and brokers, §7-1-1000. Residential real estate related transactions. Fair housing law, §8-3-204. Respondent. Fair housing law, §8-3-201. Resulting bank. Interstate banking, §7-1-621. Interstate branching by merger, §7-1-628.1.

INDEX DEFINED TERMS - Cont’d Retail broker. Manufactured homes, §8-2-131. Retailers. Manufactured homes, §8-2-131. Retail installment contract. Interest and usury, §7-4-3. Retained earnings. Financial institutions, §7-1-4. Rodenticides. Pesticides in public buildings, §8-7-1. Sale. Money transmission, §7-1-680. Savings and loan association. Financial institutions, §7-1-4. Savings bank. Financial institutions, §7-1-4. Savings promotion raffles, §7-1-239.10. Secured loan. Credit unions, §7-1-658. Self-acquiring activities. Merchant acquirer limited purpose banks, §7-9-2. Selling. Money transmission, §7-1-680. Selling of payment instruments. Money transmission, §7-1-680. Serve. Construction defects, resolution of, §8-2-36. Service. Construction defects, resolution of, §8-2-36. Service a mortgage loan. Mortgage lenders and brokers, §7-1-1000. Servicer. Fair lending act, §7-6A-2. Servicing. Fair lending act, §7-6A-2. Settlement activities. Merchant acquirer limited purpose banks, §7-9-2. Share exchange. Interstate banking, §7-1-530. Shareholder. Financial institutions, §7-1-4. Merchant acquirer limited purpose banks, §7-9-2. Shares. Financial institutions, §7-1-4. Merchant acquirer limited purpose banks, §7-9-2. Signed. Money transmission, §7-1-680.

DEFINED TERMS - Cont’d Site. Factory built buildings, §8-2-111. Slum. Housing projects, §8-3-3. Small minority business. Small minority business development corporations, §7-1-940. Solid waste. Landfills, §8-6-2. Specific unlawful activity. Currency transactions, §7-1-911. Stable housing accountability program. Housing trust fund for the homeless, §8-3-301. Stable housing accountability program participants. Housing trust fund for the homeless, §8-3-301. State. Banks and trust companies. Interstate branching by merger, §7-1-628.1. Fair housing law, §8-3-201. Foreign banking institutions, §7-1-1100. State banks and trust companies. Foreign banking institutions, §7-1-1100. Interstate banking, §7-1-621. State buildings. Art in state buildings, §8-5-3. State minimum standard codes. Building codes, §8-2-20. State public body. Housing projects, §8-3-152. State savings and loan association. Financial institutions, §7-1-4. Statutory capital base. Financial institutions, §7-1-4. Stored value. Money transmission, §7-1-680. Subject to check. Financial institutions, §7-1-4. Subsidiary. Banks and trust companies, §7-1-605. Interstate banking, §7-1-621. Interstate branching by merger, §7-1-628.1. Financial institutions, §7-1-4. Foreign banking institutions, §7-1-1100. Successor. Banks and trust companies, §7-1-605.

INDEX DEFINED TERMS - Cont’d Sums on deposit. Multiple-party accounts, §7-1-810. System. Factory built buildings, §8-2-111. Tangible net worth. Money transmission, §7-1-680. Third-party payment service. Financial institutions, §7-1-4. Threshold. Fair lending act, §7-6A-2. To rent. Fair housing law, §8-3-201. Total loan amount. Fair lending act, §7-6A-2. Transaction. Currency transactions, §7-1-911. Transmission of money, §7-1-680. Transmit money, §7-1-680. Treasury shares. Financial institutions, §7-1-4. Trust account. Multiple-party accounts, §7-1-810. Trust assets. Financial institutions, §7-1-220. Trust company. Banks and trust companies, §7-1-320. Financial institutions, §7-1-4. Trust institution. Fiduciary investment companies, §7-1-330. Trust production office. Bank representative offices, §7-1-590. Ultimate equitable owner. Money transmission, §7-1-680. Mortgage lenders and brokers, §7-1-1000. Under common control with. Money transmission, §7-1-680. Mortgage lenders and brokers, §7-1-1000. Unique identifier. Installment loans, §7-3-3. Money transmission, §7-1-680. Mortgage lenders and brokers, §7-1-1000. United States. Foreign banking institutions, §7-1-1100. Usury. Interest and usury, §7-4-1. Virtual currency. Money transmission, §7-1-680. Withdrawal. Multiple-party accounts, §7-1-810.

DEFINED TERMS - Cont’d Work of art. Art in state buildings, §8-5-3. DEMOLITION. Buildings and housing. Clearance and rehabilitation of blighted areas. General provisions, §§8-4-1 to Housing authorities. General powers, §8-3-30. Housing projects. State public bodies. General powers, §8-3-153. DE NOVO. Building codes, §8-2-27. DEPOSITARIES. Banks. General provisions, §§7-1-240 to Business development corporations. General provisions, §§7-1-740 to Small minority business development corporations. General provisions, §§7-1-940 to Credit union deposit insurance corporations. General provisions, §§7-2-1 to 7-2-14. Credit unions. General provisions, §§7-1-630 to Domestic international banking facilities. General provisions, §§7-1-730 to Fiduciary investment companies. General provisions, §§7-1-330 to Foreign banking institutions. General provisions, §§7-1-1100 to Installment loans, §§7-3-1 to 7-3-52. Savings and loan associations. General provisions, §§7-1-770 to Small loan businesses. Installment loans, §§7-3-1 to 7-3-52. Small minority business development corporations. General provisions, §§7-1-940 to

INDEX DEPOSITARIES - Cont’d Trust companies. General provisions, §§7-1-240 to DEPOSITIONS. Installment loans. Investigations, examinations, etc, by department, §7-3-40. Money transmission. Investigation and supervision. Powers of department to investigate, §7-1-689. DEPOSITORIES. Banks. General provisions, §§7-1-240 to Business development corporations. General provisions, §§7-1-740 to Small minority business development corporations. General provisions, §§7-1-940 to Credit union deposit insurance corporation. General provisions, §§7-2-1 to 7-2-14. Credit unions. General provisions, §§7-1-630 to Domestic international banking facilities. General provisions, §§7-1-730 to Fiduciary investment companies. General provisions, §§7-1-330 to Foreign banking institutions. General provisions, §§7-1-1100 to Savings and loan associations. General provisions, §§7-1-770 to Small loan businesses. Installment loans, §§7-3-1 to 7-3-52. Small minority business development corporations. General provisions, §§7-1-940 to Trust companies. General provisions, §§7-1-240 to

DEPUTIES. Banking and finance department. Deputy commissioners, §§7-1-35 to Authority of commissioner to delegate powers to deputies, §7-1-40. Authority of deputy to act on behalf of department, §7-1-75. Injunction to restrain department. Leaving copy with deputy, §7-1-155. Injunction to restrain department. Leaving copy with deputy commissioner or deputy receiver appointed by department, §7-1-155. Receivership powers. Appointment of deputy receivers, §7-1-158. Naming deputy receiver, §7-1-154. Building codes. Power of localities to employ deputy inspectors, §8-2-26. Elevators and similar conveyances. Deputy inspectors, §§8-2-104, 8-2-105. Financial institutions in receivership. Confirmation of final account and distribution thereof as discharge of deputy receiver, §7-1-200. Expenses of administration. Compensation paid to deputy receiver, §7-1-197. Filing or ordering partial or final account. Serving of notice of exception to item in account, §7-1-198. Insurer’s capacity as receiver or deputy receiver. Sale of assets of financial institutions, §7-1-176. Preservation of assets. Proceedings in lieu of attachment, etc., §7-1-190. DERIVATIVE ACTIONS. Bank stockholders, §§7-1-440, 7-1-441. DIGGING. Excavations. Building codes. State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31.

INDEX DISCOVERY - Cont’d Money transmission. Investigation and supervision. Powers of department to investigate, §7-1-689.

DIGITAL CURRENCY. Money transmission. Generally, §§7-1-680 to 7-1-698. Rules and regulations applicable to virtual currency transactions, §7-1-690. DILAPIDATED BUILDINGS. Housing projects. General provisions, §§8-3-1 to 8-3-156. Identification and correction of certain conditions. Application of building and fire related codes, §8-2-205. Redevelopment projects. Clearance and rehabilitation of blighted areas, §§8-4-1 to 8-4-12. DISABLED PERSONS. Housing. Fair housing law. General provisions, §§8-3-200 to DISCIPLINING. Housing practices. Persons engaged in discriminatory practices, §8-3-214. Installment loans. Discipline of licensees, §7-3-42. DISCONTINUANCE. Elevators and similar conveyances, §§8-2-102, 8-2-103. Penalty for failure to discontinue, §8-2-107. DISCONTINUANCE OF ACTIONS. Banks and trust companies. Derivative actions by shareholders, §7-1-441. Financial institutions. Receivership, §7-1-166. DISCOUNTED INTEREST. Discount points, §7-4-2. Installment loans, §7-3-11. Penalty for excessive interest, §7-4-18. DISCOUNTING INDEBTEDNESS. Banks’ powers, §§7-1-280, 7-1-285. Misdemeanors of director, officers, etc., of financial institution, §7-1-843. DISCOVERY. Fair housing law, §8-3-212. Financial institutions. Reimbursement of costs of judicial process, §7-1-237.

DISCRIMINATION. Credit cards, §§7-6-1, 7-6-2. Fair housing law. General provisions, §§8-3-200 to Installment loans. Credit or loan discrimination prohibited, §§7-6-1, 7-6-2. Loans, §§7-6-1, 7-6-2. Persons with disabilities. Fair housing law. General provisions, §§8-3-200 to DISGUISES. Financial institution. Disguising the proceeds of specified unlawful activity, §7-1-915. DISPUTE RESOLUTION. Manufactured homes. Establishment of dispute resolution program, §8-2-137. DISSOLUTION. Business development corporations, §7-1-756. Financial institutions. Articles of dissolution where business commenced, §7-1-116. Procedure if not filed, §7-1-116. Articles of dissolution where business not commenced, §7-1-113. Failure to file, §7-1-113. Certificate of dissolution, §7-1-117. No business transacted other than organizational business. Voluntary dissolution prior to commencement of business, §7-1-113. Voluntary dissolution after commencement of business, §7-1-114. Voluntary dissolution prior to commencement of business, §7-1-113. Winding up voluntary dissolution proceedings, §7-1-115. Small minority business development corporations, §7-1-956.

INDEX DIVESTITURES. Banks and trust companies. Securities, §7-1-287. Credit card banks. Acquisitions, §7-5-5. Real estate loans. Acquisition by bank or trust company, §7-1-286. DIVIDENDS. Banks, §§7-1-460, 7-1-462. Credit unions, §§7-1-653, 7-1-666.

ELECTRICAL CODES. State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31.

DONATIONS. Housing authorities. City or county. Loans and donations to authority, §8-3-155. Housing project. Intergovernmental cooperation in aid of construction, operation, etc. Donations to authority, §8-3-155. DORMITORIES. Pesticides used or applied in public building, §8-7-1. University system of Georgia. Board of regents. Powers as to construction, operation, etc., of dormitories, §8-3-17.

DUMBWAITERS. General provisions, §§8-2-100 to

E

EGRESS. Building and fire related codes. Application to existing buildings. Correction of certain defects. Capacity of exits, §8-2-205. Inadequate number of exits. Compliance alternatives, §8-2-207.

DOMESTIC INTERNATIONAL BANKING FACILITY ACT. Banks and trust companies. International banking. Domestic facilities, §§7-1-730 to Short title, §7-1-730.

DUE PROCESS. Money transmission. Discipline of licensees, §7-1-691.

DUNNAGE. Solid waste defined as including, §8-6-2.

EDUCATION. Mortgage lenders and brokers. Approval of mortgage industry related courses, §7-1-1003.7. Licensure requirements, §7-1-1004.

DOCUMENTARY EVIDENCE. Subpoenas duces tecum. Money transmission. Investigation and supervision. Powers of department to investigate, §7-1-689.

DOWNTOWN DEVELOPMENT AUTHORITIES. Redevelopment law. Clearance and rehabilitation of blighted areas, §§8-4-1 to 8-4-12.

DUMPS. Construction on abandoned landfills, §§8-6-1 to 8-6-4.

ELEVATORS AND SIMILAR CONVEYANCES, §§8-2-100 to Accident reporting, §8-2-106. Removal from service of equipment involved in accident, §8-2-106. Alterations. Notification requirements, §8-2-101. Audit of compliance of local governmental units, §8-2-109.1. Consultation with others and creation of committees composed of consultants, §8-2-109. Definitions, §8-2-100. Exceptions from part, §8-2-109.1. Injunctions. Violations of chapter provisions, §8-2-107. Inspections. Alterations, §8-2-101. Appeals from orders of acts of inspectors, §8-2-108. Employment of inspectors, §8-2-104. Fees, §8-2-104. Generally, §8-2-102. Local government regulation and enforcement, §8-2-105. Operating permits, §8-2-103.

INDEX ELEVATORS AND SIMILAR CONVEYANCES - Cont’d Inspections - Cont’d Registration, §8-2-101. Removal from service of equipment involved in accident, §8-2-106. Reports, §8-2-102. Rules promulgation, §8-2-104. Local government inspections, §8-2-105. Maintenance requirements, §§8-2-101, 8-2-104. Operating permits, §8-2-103. Registration, §8-2-101. Rules promulgation. Consultation with others and creation of committees composed of consultants, §8-2-109. EMAIL. Financial institutions. Methods of notice, §7-1-6. Foreign banking institutions. Licenses. Applications, notice of intent to deny, §7-1-1112. Unauthorized activities, cease and desist orders, §7-1-1108. EMERGENCIES. Banks and trust companies. Borrowing, §7-1-291. EMINENT DOMAIN. Housing projects. Applicability of laws as to acquisition, operation or disposition of property by other public bodies, §8-3-30. Housing authorities. Vesting of fee simple title upon authority’s exercise of eminent domain power, §8-3-10. Right to acquire property by eminent domain, §8-3-31. Public use. Requirement, §8-3-31.1. Redevelopment. Clearance and rehabilitation of blighted areas, §§8-4-6, 8-4-8. Use of property taken. Public use requirement, §8-3-31.1. ENERGY CODE. State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31.

ESCALATORS. General provisions, §§8-2-100 to ESCROW ACCOUNTS. Mortgage lenders and brokers, §7-1-1015. ETHNIC DISCRIMINATION. Fair housing law. General provisions, §§8-3-200 to EVIDENCE. Financial institutions. Admissibility of department’s certificates and copies, §7-1-95. Costs of judicial process. Reimbursement of costs incurred, §7-1-237. Examination or investigation records and reports. Editing out portion not pertinent to issue, §7-1-94. Merger or consolidation. State banks and trust companies. Articles of merger or consolidation. Evidentiary effect, §7-1-536. Share exchange. State banks and trust companies. Articles of share exchange. Evidentiary effect, §7-1-536. Housing authorities. Establishment and power. Resolution as conclusive evidence, §8-3-6. Regional authorities, §8-3-104. Regional authorities. Establishment. Resolution as conclusive evidence, §8-3-104. EXCAVATION AND GRADING CODE. State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31. EXCAVATIONS. Building codes. State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31. EXECUTIONS. Financial institutions. Receivership. Proceedings in lieu of execution, §7-1-190. Reimbursement of costs of judicial process, §7-1-237.

INDEX EXISTING BUILDINGS. General provisions, §§8-2-200 to Short title, §8-2-200. The Uniform Act for the Application of Building and Fire Codes to Existing Buildings. General provisions, §§8-2-200 to EXITS, §§8-2-205, 8-2-207 to 8-2-209. Building and fire related codes. Application to existing buildings. Capacity of exits. Identification and correction of certain defects, §8-2-205. Excessive travel distances to approved exit. Compliance alternatives, §8-2-208. Number of exits. Compliance alternatives for inadequate number, §8-2-207. Identification and correction of certain defects, §8-2-205. Unenclosed or improperly enclosed exit stairways or vertical shafts. Compliance alternatives, §8-2-209. EXPORTS. Bank acceptances, §7-1-284. Corporate powers, §7-1-945. EXTORTION. Mortgage lenders and brokers, §7-1-1013. F FACTORY BUILT BUILDINGS. Manufactured homes. Conversion from personal property to real property, §§8-2-180 to General provisions, §§8-2-130 to Installation standards for construction, §§8-2-160 to 8-2-171. Units designed to be affixed to foundations or existing buildings, §§8-2-110 to 8-2-121. Advisory committee, §8-2-113. Applicability of part, §8-2-119. Approval of industrialized buildings, §8-2-112. Buildings meeting standards prescribed by other states, §8-2-114.

FACTORY BUILT BUILDINGS - Cont’d Units designed to be affixed to foundations or existing buildings - Cont’d Approval of industrialized buildings - Cont’d Delegation of inspection authority, §8-2-114. Cease and desist orders, §8-2-117.1. Civil actions against manufacturers and installers of industrialized buildings, §8-2-117. Compliance with part. Right of entry. Determination of compliance, §8-2-120. Construction of part, §8-2-119. Definitions, §8-2-111. Fees for payment of administrative and enforcement costs, §8-2-112. Injunctive relief, §8-2-116. Cease and desist orders, §8-2-117.1. Inspection of industrialized buildings, §8-2-112. Delegation of inspection authority, §8-2-113. Powers of commissioner with respect to state inspectors, §8-2-113. Legislative findings, §8-2-110. Local provisions regarding, §8-2-112. Modifications prohibited, §8-2-112. Penalty for violations, §8-2-118. Civil penalty, §8-2-117.1. Public policy, §8-2-110. Records and reports, §8-2-121. Right of entry. Determination of compliance with part, §8-2-120. Rules promulgation, §8-2-113. Adoption of rules, §8-2-112. Appeals from application of rules and regulations, §8-2-115. Training programs for local enforcement agency personnel, §8-2-113. FAIR HOUSING LAW, §§8-3-200 to Administrative proceedings, §§8-3-213 to 8-3-216. Commencement, §8-3-213. Institution, §8-3-213. Orders of administrative law judge, §8-3-214. Appellate review, §8-3-215.

INDEX FAIR HOUSING LAW - Cont’d Administrative proceedings - Cont’d Orders of administrative law judge - Cont’d Filing order of administrator in superior court, §8-3-216. Judgment on order of administrator, §8-3-216. Administrator. Consultation as to extent of discrimination, §8-3-207. Defined, §8-3-201. Powers and duties generally, §8-3-206. Reporting requirements, §8-3-207. Appeals. Orders of administrative law judge, §8-3-215. Appraisals. Unlawful practices, §8-3-204. Attorney general. Administrative procedures, §8-3-214. Civil actions. Aggrieved persons, §8-3-217. Attorney general actions, §8-3-218. Complaint procedures. Filing of complaint, §8-3-211. Investigations, §8-3-209. State action for enforcement, §8-3-213. Attorneys’ fees. Civil actions. Discretionary award of fees and court costs, §8-3-213. Orders of administrative law judge, §§8-3-214, 8-3-215. Civil actions. Aggrieved persons, §8-3-217. Attorney general, §8-3-218. Expediting of actions, §8-3-219. Local agency, §8-3-213. Coercion, §8-3-222. Complaint procedures, §§8-3-208 to Action for temporary relief, §8-3-209. Answer to complaint, §8-3-208. Conciliation agreements, §8-3-209. Contents of complaint, §8-3-208. Disclosure of investigative information, §8-3-209. Discovery, §8-3-212. Filing complaint. Procedure on filing generally, §8-3-211. Time limitation, §8-3-208. Final report, §8-3-209. Form of complaint, §8-3-208.

FAIR HOUSING LAW - Cont’d Complaint procedures - Cont’d Investigations, §8-3-209. Joinder of parties, §8-3-208. Local fair housing law. Procedure where local law applicable, §8-3-210. Procedure on breach of conciliation agreement, §8-3-209. Service of complaint, §8-3-208. Subpoenas and discovery, §8-3-212. Substitution of parties, §8-3-208. Transmittal of information to attorney general, §8-3-209. Compliance with federal law, §8-3-223. Conferences, §8-3-207. Cooperation with federal and local agencies, §8-3-221. Declaration of public policy, §8-3-200. Discriminatory housing practices, §§8-3-201 to 8-3-205. Defined, §8-3-201. Unlawful practices in selling or renting dwellings, §8-3-202. Appraisals, §8-3-204. Coercion, intimidation, threats or interference, §8-3-222. Denial of or discrimination in membership or participation in service or organization, §8-3-203. Permissible limitations in dwellings by religious organizations or private clubs, §8-3-205. Residential real estate related transactions, §8-3-204. Educational and conciliatory activities, §8-3-207. Federal and local agencies. Intergovernmental cooperation, §8-3-221. Federal law compliance, §8-3-223. Fines. Penalties for violations, §8-3-212. State action for enforcement, §8-3-213. Housing and urban development programs. Administrator’s authority, §8-3-206. Housing for older persons. Requirements, §8-3-205. Interference, §8-3-222. Intergovernmental cooperation, §8-3-221.

INDEX FAIR HOUSING LAW - Cont’d Intimidation, §8-3-222. Local fair housing law. Complaint procedures. Procedure where local law applicable, §8-3-210. Multi-listing services. Unlawful denial of or discrimination in membership or participation, §8-3-203. Ordinances. Adoption of provisions in local ordinance, §8-3-220. Private clubs. Permissible limitations in sale, rental or occupancy of dwellings, §8-3-205. Public policy, §8-3-200. Real estate brokers’ organization. Unlawful denial of or discrimination in membership or participation, §8-3-203. Religious organizations. Permissible limitations in sale, rental or occupancy of dwellings, §8-3-205. Residential real estate related transactions. Discrimination prohibited, §8-3-204. State action for enforcement. Civil action by local agency, §8-3-213. Penalties for violations, §8-3-213. Transmittal of investigative information to attorney general, §8-3-209. State policy, §8-3-200. Threats, §8-3-222. Unlawful practices in selling or renting dwellings, §§8-3-202 to Appraisals, §8-3-204. Denial of or discrimination in membership or participation in service or organization, §8-3-203. Discrimination in residential real estate related transactions, §8-3-204. Enumeration, §8-3-202. Exceptions to prohibitions, §8-3-202. Membership or participation in service or organization, §8-3-203. Permissible limitations in dwellings by religious organizations or private clubs, §8-3-205. Residential real estate related transactions, §8-3-204.

FAIR LENDING ACT, §§7-6A-1 to Affirmative claims against creditors, §7-6A-6. Applicability, §7-6A-12. Conflict of laws. Federal law, §7-6A-12. Criminal penalties for violations, §7-6A-8. Damages. Violations of provisions, §7-6A-7. Definitions, §7-6A-2. Enforcement, §7-6A-8. Rules and regulations, §7-6A-13. Formal or informal written guidance by department. Creditor’s good faith reliance, §7-6A-13. Good faith. Creditor’s good faith reliance on formal or informal written guidance by department, §7-6A-13. Home loans. Defined, §7-6A-2. “Flipping” a home loan, §7-6A-4. High-cost home loans. Limitations, §7-6A-5. Limitations, §7-6A-3. High-cost home loans, §7-6A-5. Municipal or county regulation of terms, §7-6A-11. Prohibited practices, §7-6A-3. Attempts in bad faith to avoid application of act, §7-6A-6. “Flipping” a home loan, §7-6A-4. High-cost home loans, §7-6A-5. Injunctions. Violations of provisions, §7-6A-7. Insurer providing insurance through financed premiums. Terms, §7-6A-9. Limitation of actions, §7-6A-7. Open-end loan. Structuring home loan transaction as to avoid application of act, §7-6A-6. Remedies for violations, §7-6A-7. Rules and regulations, §7-6A-13. Severability of provisions, §7-6A-10. Short title, §7-6A-1. FAUCETS. Buildings and housing requirements, §8-2-3. FEES. ATM’s transaction fee, §7-1-295.

INDEX FEES - Cont’d Automatic teller machines. Transaction fee, §7-1-295. Banks and trust companies. Interstate banking. Branching by merger. Administrative fees, §7-1-628.11. Business development corporations. Articles of incorporation. Filing fees, §7-1-744. Cashing of payment interests. Investigations. Licensing, investigation and supervision fee to accompany application, §7-1-702. Limitations on fees charged, §7-1-707. Posting of fee schedule, §7-1-707.1. Closing fees. Installment loans. Prepayment of loan with closing fee. Refund or credit of closing fee, §7-3-17. Credit card charges and fees, §7-5-4. Factory built buildings. Payment of administrative and enforcement costs, §8-2-112. Financial institutions. Convenience fees, institutions or lenders charging, §7-1-239.6. Department of banking and finance, §§7-1-41 to 7-1-43. Examination of corporation performing financial services for financial institution, §7-1-72. Secretary of state’s fees, §7-1-862. Installment loans. Closing fees. Prepayment of loan, refund or credit of closing fee, §7-3-17. Imposition of additional loan fees, §7-3-16. Failure or refusal to remit. Discipline, grounds, §7-3-43. Investigation or examination fee, §7-3-40. Licenses. Application fees, §7-3-20. Nationwide multistate licensing system and registry. Charges involved with utilization of system. Responsibility of applicants and licensees, §7-3-23. Loan fee, §7-3-11. Limitation on charges, §7-3-12.

FEES - Cont’d Interest. Fees agreed upon by depositor and financial institution. Not considered interest, §§7-4-2, Loans. Closing fees. Prepayment of installment loan with closing fee. Refund or credit of closing fee, §7-3-17. Manufactured homes. Certificate of permanent location. Filing fees, §8-2-191. Recording fees, §8-2-182. Money transmission. Acquisition or change of control, §7-1-688. Investigation and supervision fees, §§7-1-683, 7-1-689. Licenses. Annual license fee, §7-1-685. Mortgage lenders and brokers. Annual fee, §7-1-1011. Convenience fees, institutions or lenders charging, §7-1-239.6. FELONIES. Financial institutions. Currency transactions, §7-1-915. Directors, officers, agents and employees, §7-1-842. Miscellaneous felonies, §7-1-845. When punished as misdemeanors, §7-1-845. Fines imposed in sentencing. Banking and finance. Directors, officers, agents and employees. Prohibited acts, §§7-1-842, Loan brokers. Violation of chapter, §7-7-6. Money transmission. Denial of license, grounds, §7-1-684. Mortgage lenders and brokers. Willful transaction of business without license or exemption, §7-1-1019. FIDUCIARIES. Banks and trust companies. Foreign banking institutions, fiduciary activities, §7-1-1117. Operation as fiduciary. Deposit by agent, trustee or other fiduciary, §7-1-352.

INDEX FIDUCIARIES - Cont’d Banks and trust companies - Cont’d Restrictions on corporate fiduciaries, §7-1-242. Cofiduciaries. Fiduciary investment companies. Defined, §7-1-330. Limitations and restrictions, §7-1-334. Limitations on investments, §7-1-333. Trust company powers. Operations as fiduciary, §7-1-311. Savings and loan associations. Deposits of fiduciaries, §7-1-790. FIDUCIARY INVESTMENT COMPANIES, §§7-1-330 to 7-1-338. Acquiring control. Financial institutions generally, §§7-1-230 to 7-1-236. Advertisement of participation, §7-1-336. Approval, §7-1-331. Corporate powers, §7-1-334. Definitions, §7-1-330. Examinations, §7-1-335. Financial reports, §7-1-336. Formation, §7-1-332. Incorporation, §7-1-332. Investment advisers. Written contract requirement, §7-1-337. Investment limitations, §7-1-333. Limitations on corporate powers, §7-1-334. Investments, §7-1-333. Organization, §7-1-331. Prohibition on refusing participation, §7-1-338. Receivership. Financial institutions generally, §§7-1-150 to 7-1-225. Refusal of participation to trust institution. Prohibition, §7-1-338. Restrictions on corporate powers, §7-1-334. Rulemaking authority, §7-1-335. FINANCIAL INSTITUTIONS, §§7-1-1 to 7-1-1021. Accounts and accounting. Accounting procedures. Department of banking and finance, §7-1-62.

FINANCIAL INSTITUTIONS - Cont’d Accounts and accounting - Cont’d Aiding and abetting false entries, §7-1-842. Department of banking and finance, §7-1-74. Inactive accounts. Records not maintained, §7-1-63. Receivership. Adjudication of rejected claims and exceptions to account, §7-1-199. Confirmation of account, §7-1-200. Destruction of records, §7-1-205. Filing or ordering partial or final account, §7-1-198. Trust or pooled assets. Substituted trustee or manager, §§7-1-223 to 7-1-225. Acquiring control, §§7-1-230 to Approval or disapproval by department, §7-1-232. Grounds for disapproving proposal, §7-1-234. Control defined, §7-1-230. Control without permission prohibited, §7-1-231. Foreign banking institutions. Change in control, §7-1-1105. Grounds for disapproving proposal, §7-1-234. Inapplicability to bank holding company transactions, §7-1-235. Notice of proposed acquisition required, §7-1-232. Acquisition without permission prohibited, §7-1-231. Contents of notice, §7-1-233. Person defined, §7-1-230. Presumption of control. Defined, §7-1-230. When acquisition of presumption of control permitted, §7-1-231. Report of change in control, §7-1-236. Administrative procedure. Department of banking and finance. Abuse of discretion, §7-1-75. Orders, §7-1-91. Advertisements. Prohibited advertising, §7-1-133. Publication of notices or advertisements, §7-1-7. Affiliates. Regulation of affiliates, §7-1-73.

INDEX FINANCIAL INSTITUTIONS - Cont’d Agents. Felonies of agents, §7-1-842. When punished as misdemeanors, §7-1-845. Misdemeanors of agents, §§7-1-843, Naming registered agent, §7-1-392. Applicability of common law, §7-1-8. Assets. Receivership. Trust or pooled assets. Transfers without accounting, §7-1-224. Attachment. Receivership. Proceedings in lieu of attachment, §7-1-190. Bank holding companies. Acquisition of control. Inapplicability of provisions to transactions, §7-1-235. Limitation on percentage of shares owned, §7-1-608. Banks. General provisions, §§7-1-240 to Board of directors. Felonies of directors, §7-1-842. When punished as misdemeanors, §7-1-845. Misdemeanors of directors, §§7-1-843, Business development corporations. General provisions, §§7-1-740 to Small minority business development corporations. General provisions, §§7-1-940 to Business restrictions, §7-1-112. Change in control. Acquiring control of institutions, §§7-1-230 to 7-1-236. Checks. Originals. Not required to maintain, §7-1-63. Citation of title, §7-1-1. Closing days. Emergency closings, §7-1-111. Notice of intent to close banking location, §7-1-110.1. Permissive closing days, §7-1-110. Commissioner of banking and finance, §§7-1-31 to 7-1-40. Agreements with other supervisory or regulatory authorities, §7-1-78.

FINANCIAL INSTITUTIONS - Cont’d Commissioner of banking and finance - Cont’d Banking experience. Qualifications, §7-1-32. Bonding, §7-1-36. Borrowing money by commissioner, deputies, or employees, §7-1-37. Conflicts of interest, §7-1-37. Defined as commissioner, §7-1-4. Delegation of authority, §7-1-40. Deputy commissioners. Appointment, §7-1-35. Conflicts of interest, §7-1-37. Designation of commissioner’s duties and powers. Vacancy in office of commissioner, §7-1-34. Oath and bond, §7-1-36. Examiners and assistants. Appointment, §7-1-35. Conflicts of interest, §7-1-37. Oath and bond, §7-1-36. Expenses for office, §7-1-38. Good moral character. Qualifications, §7-1-32. Head of department, §7-1-31. Oath of office, §7-1-36. Office expenses, §7-1-38. Parity with federally insured institutions, providing. Expansion of powers of bank or credit union to allow for competition, §7-1-61.1. Powers. Delegation, §7-1-40. Powers of banks. Federal powers. Notification of commissioner of intent to exercise federal power, §7-1-296. Objection by commissioner to exercise, §7-1-296. Powers of credit unions. Federal powers. Notification of commissioner of intent to exercise federal power, §7-1-671. Objection by commissioner to exercise, §7-1-671. Professional staff. Recruitment, training and certification, §7-1-35. Qualifications, §7-1-32. Removal, §7-1-33.

INDEX FINANCIAL INSTITUTIONS - Cont’d Commissioner of banking and finance - Cont’d Salary, §7-1-31. State rules or regulations. Approval required, §7-1-77. State to provide for office expenses, §7-1-38. Suspension, §7-1-33. Term of office, §7-1-31. Vacancy in office, §7-1-34. Designation of powers and duties to deputy commissioner, §7-1-34. Common law. Applicability, §7-1-8. Computer records, §7-1-63. Confidentiality of information. Examinations and investigations, §7-1-70. Contracts. Receivership. Authority to reject executory contract or lease, §7-1-175. Control of financial institutions. Acquisition or change, §§7-1-230 to Convenience fees, institutions or lenders charging, §7-1-239.6. Costs of judicial process. Reimbursement of costs incurred, §7-1-237. Credit union deposit insurance corporation. General provisions, §§7-2-1 to 7-2-14. Credit unions. General provisions, §§7-1-630 to Criminal prosecutions. Applicability of criminal code, §7-1-841. Assistance to state and federal law enforcement entities, §7-1-840. Institution, §7-1-840. Currency transactions. Money laundering offense, venue of prosecution, §7-1-917. Records and reports, §§7-1-910 to Access to records, §7-1-913. Civil penalties, §7-1-914. Commissioner’s examination and investigation authority, §7-1-912. Criminal, tax or regulatory investigations. Purpose, §7-1-910.

FINANCIAL INSTITUTIONS - Cont’d Currency transactions - Cont’d Records and reports - Cont’d Criminal penalties, §7-1-915. Definitions, §§7-1-911, 7-1-912. Forfeiture of property involved in illegal transactions, §7-1-916. Penalties. Violation of article, §§7-1-914, Prohibited acts, §7-1-912. Purpose, §7-1-910. Regulations, §7-1-912. Definitions, §7-1-4. Change in control, §7-1-230. Currency transactions, §§7-1-911, Trust or pooled assets, §7-1-220. Department of banking and finance. Abuse of discretion, §7-1-75. Accounting procedures, §7-1-62. Admissibility of certificates and copies, §7-1-95. Advisory opinions. Interest and usury complaints, §7-1-99. Agency action after time limit without resubmittal, §7-1-76. Agreements with other supervisory or regulatory authorities, §7-1-78. Appropriations. Payment of expenses from appropriations, §7-1-43. Commissioner approval of state regulations, §7-1-77. Creation, §7-1-30. Credit union conservators. Department as conservator, §7-1-643. Definition of department, §7-1-4. Department of law. Advice on questions of law, §7-1-98. Designation of registered office. Filing requirements, §7-1-132. Discretionary action, §7-1-75. Enforcement of department orders, §7-1-91. Establishment, §7-1-30. Examinations and investigations. Disclosure of information generally, §7-1-70. Disclosure of information or giving prior notice regarding examinations, §7-1-64. Penalty for giving notice of examination, §7-1-66.

INDEX FINANCIAL INSTITUTIONS - Cont’d Department of banking and finance - Cont’d Examinations and investigations - Cont’d Evidence. Admissibility of record and reports. Editing out portion not pertinent to issue, §7-1-94. Methods, §7-1-66. Reports of examinations, §7-1-67. Evidence. Editing out portion not pertinent to issue, §7-1-94. Penalty for noncompliance, §7-1-68. Retention of reports, §7-1-69. Written request, §7-1-65. Expedited approval process, §7-1-79. Fees. Disposition of collected fees, §7-1-43. Electronic payment may be required, §7-1-41. Enforcement of payment of fees, §7-1-42. Prescribing fees, §7-1-41. Forfeiture proceedings, §7-1-92. General scope of supervision powers, §7-1-60. Injunctive relief, §7-1-93. Installment loans. Definition of department, §7-3-3. Generally, §§7-3-1 to 7-3-52. Regulation by department, §§7-3-40 to 7-3-52. Transfer of regulatory responsibility from commissioner of insurance to department, §7-3-2. Interest and usury complaints. Duties and responsibilities generally, §7-1-99. Judicial review of department actions, §7-1-90. Legal adviser, §7-1-98. Orders by department, §7-1-91. Parity with federally insured institutions, providing. Expansion of powers of bank or credit union to allow for competition, §7-1-61.1. Payment of amounts owed to department. Failure to pay, §7-1-42. Powers. General scope of supervision, §7-1-60.

FINANCIAL INSTITUTIONS - Cont’d Department of banking and finance - Cont’d Receivership. Court supervision of department, §7-1-156. Regulation of affiliates, §7-1-73. Regulation of persons performing services, §7-1-72. Removal of officers, directors or employees, §7-1-71. Reporting requirements, §7-1-74. Retention of records, §7-1-63. Retention of reports. Examinations and investigations, §7-1-69. Rulemaking authority, §7-1-61. Prescribing fees, §7-1-41. Seal, §7-1-39. Evidentiary effect, §7-1-39. Withdrawal of applications and requests, §7-1-76. Department of law. Legal adviser, §7-1-99. Deposits, §7-1-370. Collection charge for remission of check by commercial bank, §7-1-372. Criteria, §7-1-370. Legal reserve requirements, §7-1-371. Service charge relating to abandoned instruments, §7-1-372. Directors. Removal by department, §7-1-71. Dissolution, §§7-1-113 to 7-1-117. Articles of dissolution where business commenced, §7-1-116. Procedure if not filed, §7-1-116. Articles of dissolution where business not commenced, §7-1-113. Failure to file, §7-1-113. Certificate of dissolution, §7-1-117. No business transacted other than organizational business. Voluntary dissolution prior to commencement of business, §7-1-113. Voluntary dissolution after commencement of business, §7-1-114. Voluntary dissolution prior to commencement of business, §7-1-113. Winding up voluntary dissolution proceedings, §7-1-115.

INDEX FINANCIAL INSTITUTIONS - Cont’d Dividends. Receivership. Advance payment of dividends to depositors, §7-1-196. Distribution of dividends, §7-1-200. Unclaimed dividends, §7-1-201. Domestic international banking facilities. General provisions, §§7-1-730 to Emergency closings, §7-1-111. Business restrictions, §7-1-112. Employees. Employment of suspected person. Providing information to financial institutions, §7-1-840. Felonies of employees, §7-1-842. When punished as misdemeanors, §7-1-845. Misdemeanors of employees, §§7-1-843, 7-1-844. Removal by department, §7-1-71. Examinations and investigations of institutions, §§7-1-64 to 7-1-70. Corporation performing services for financial institutions, §7-1-72. Disclosure of information generally, §7-1-70. Disclosure of information or giving prior notice regarding examinations, §7-1-64. Penalty for giving notice of examination, §7-1-66. Evidence. Admissibility of records and reports. Editing out portion not pertinent to issue, §7-1-94. Methods, §7-1-66. Reports of examinations, §7-1-67. Evidence, admissibility. Editing out portion not pertinent to issue, §7-1-94. Penalty for noncompliance, §7-1-68. Retention of reports, §7-1-69. Written request, §7-1-65. Executions. Receivership. Proceedings in lieu of execution, §7-1-190. Reimbursement of costs of judicial process, §7-1-237. Fair lending act, §§7-6A-1 to 7-6A-13. Fiduciary investment companies. General provisions, §§7-1-330 to

FINANCIAL INSTITUTIONS - Cont’d Financial services. Regulation of persons performing services for financial institutions, §7-1-72. Foreign banking institutions. General provisions, §§7-1-1100 to Forfeiture proceedings, §7-1-92. Property involved in illegal currency transactions, §7-1-916. Garnishment. Reimbursement of costs of judicial process, §7-1-237. Safe-deposit box, property included. Bank reliance upon legal process, §7-1-353. General assembly. Reservation of powers over financial institutions, §7-1-9. Inactive accounts. Records not maintained, §7-1-63. Industrial loans. Installment loans generally, §§7-3-1 to Installment loans. Generally, §§7-3-1 to 7-3-52. Interest and usury. Complaints. Duties and responsibilities of department generally, §7-1-99. Generally, §§7-4-1 to 7-4-21. Inventory and appraisement. Receivership, §7-1-162. Joint accounts. Multi-party accounts generally, §§7-1-810 to 7-1-821. Leases of property. Receivership, §7-1-169. Ability to reject executory contract or lease, §7-1-175. Legislative findings, §7-1-2. Location closings. Posting of notice of intent to close banking location, §7-1-110.1. Merchant acquirer limited purpose banks, §§7-9-1 to 7-9-13. Money transmission, §§7-1-680 to Mortgage lenders and brokers. Generally, §§7-1-1000 to 7-1-1021. Mortgages or notes. Compromise of claims, §7-1-166. Receivership. Extension of mortgages or notes, §7-1-166.

INDEX FINANCIAL INSTITUTIONS - Cont’d Mortgages or notes - Cont’d Receivership - Cont’d Payment of mortgages and liens, §7-1-167. Protection of equities, §7-1-167. Multiple-party accounts. General provisions, §§7-1-810 to Names. Permissible names, §7-1-130. Reservation of name, §7-1-131. Trade names. Construction of laws unaffected, §7-1-134. Notice. Acquiring control, §§7-1-231 to Proposed acquisition, §7-1-232. Acquisition without permission prohibited, §7-1-231. Contents of notice, §7-1-233. Closing of banking locations, §7-1-110.1. Electronic notice, §7-1-6. Expedited approval process, §7-1-79. Publication, §7-1-7. Receivership. Filing or ordering partial or final account, §7-1-198. Notice to holders of assets, §7-1-163. Posting of notice of taking possession, §7-1-153. Service, §7-1-6. Waivers, §7-1-6. Objectives of title, §7-1-3. Officers. Felonies of officers, §7-1-842. When punished as misdemeanors, §7-1-845. Misdemeanors of officers, §§7-1-843, Removal by department, §7-1-71. Parity with federally insured institutions, providing. Expansion of powers of bank or credit union to allow for competition, §7-1-61.1. Permissible closing days, §7-1-110. P.O.D. accounts. Multi-party accounts generally, §§7-1-810 to 7-1-821. Prohibited acts. Unauthorized activities, §7-1-5. Prospective operation of chapter, §7-1-860.

FINANCIAL INSTITUTIONS - Cont’d Public policy, §7-1-2. Receivership, §§7-1-150 to 7-1-225. Accounting requirements. Adjudication of rejected claims and exceptions to account, §7-1-199. Confirmation of account, §7-1-200. Destruction of records, §7-1-205. Filing or ordering partial or final account, §7-1-198. Notice of filings, §7-1-198. Administration expenses, §7-1-197. Advance payment of dividends to depositors, §7-1-196. Allowance of claims, §7-1-195. Assets. Court jurisdiction, §7-1-222. Liquidation of excess assets by trustees, §7-1-204. Surrender of burdensome assets, §7-1-165. Trust or pooled assets. Status of department, §7-1-221. Borrowing money. Power of department, §7-1-164. Bringing or defending actions, §7-1-173. Cancellation of articles, §7-1-200. Certificate of possession, §7-1-154. Claims procedure. Adjudication of rejected claims, §7-1-199. Allowance of claims, §7-1-195. Exclusivity, §7-1-191. Notice to depositors and other creditors to present claims, §7-1-192. Presentation of claims. Notification requirements, §7-1-192. Proof of claims of creditors, §7-1-194. Proof of claims of depositors, §7-1-193. Compromise of claims, §7-1-166. Continuation of business, §7-1-159. Counsel and other assistants. Appointment, §7-1-158. Court supervision of department, §7-1-156. Sale of assets, §7-1-176. Credit unions. Conservatorship of credit union unable to continue, appointment of receiver, §7-1-645. Cumulative remedies, §7-1-150.

INDEX FINANCIAL INSTITUTIONS - Cont’d Receivership - Cont’d Deposit of moneys by department, §7-1-171. Deputy receivers. Appointment, §§7-1-154, 7-1-158. Naming, §7-1-154. Destruction of records, §7-1-205. Determination to liquidate, §7-1-160. Powers and duties of department generally, §7-1-161. Disposition of property held for safekeeping, §7-1-172. Distribution of assets. Final distribution of assets insufficient for distribution, §7-1-200. Order of payment of liabilities, §7-1-202. Distribution of dividends, §7-1-200. Executory contracts or leases. Authority of department to reject, §7-1-175. Expenses of administration, §7-1-197. Filing of supplemental certificate. Determination to liquidate, §7-1-160. Foreign banking institutions, §7-1-1129. General assignment prohibited, §7-1-152. Injunction to restrain department, §7-1-155. Inventory and appraisement, §7-1-162. Leases of property, §7-1-169. Liquidation of excess assets by trustees, §7-1-204. Monies deposited by department, §7-1-171. Mortgages or notes. Extension of, §7-1-166. Payment of, §7-1-167. Protection of equities, §7-1-167. Powers and duties of department. Borrowing money, §7-1-164. Determination to liquidate, §7-1-161. General powers in taking possession, §7-1-157. Preferred claims and liens, §7-1-202. Preservation of assets, §7-1-190. Proceedings in lieu of attachment, execution or repossession, §7-1-190. Proof of claims of creditors, §7-1-194. Proof of claims of depositors, §7-1-193. Protection of equities. Mortgages and liens, §7-1-167.

FINANCIAL INSTITUTIONS - Cont’d Receivership - Cont’d Restrictions on appointment, §7-1-151. Safe-deposit vaults. Disposition of property, §7-1-172. Sale of assets, §7-1-176. Sale or exchanges of securities, §7-1-170. Sales of liens or personal property, §7-1-170. Sales of real property, §7-1-168. Secured claims and liens, §7-1-202. Special liquidations and reorganizations, §7-1-174. Status of department as receiver, §7-1-151. Statutes of limitation. Extension of period for actions accruing to receiver, §7-1-173. Subrogation of insurer of deposits or shares, §7-1-203. Surrender of burdensome assets, §7-1-165. Surrender of possession by department. Prior to final liquidation, §7-1-174. Suspension of business, §7-1-159. Taking of possession by department, §7-1-150. In lieu of assignment for benefit of creditors, §7-1-152. Inventory and appraisement, §7-1-162. Posting of notice, §7-1-153. Powers of department generally, §7-1-157. Transfer of assets. Power of court, §7-1-163. Trust companies, powers. Security to defray cost of possibility of receivership, §7-1-316. Trust or pooled assets, §§7-1-220 to Applicability of provisions, §7-1-220. Court jurisdiction, §7-1-222. Pooled assets defined, §7-1-220. Status of department, §7-1-221. Substituted trustee or manager, §7-1-223. Deficiencies, §7-1-225. Transfers with accounting, §7-1-225. Transfers without accounting, §7-1-224. Trust assets defined, §7-1-220.

INDEX FINANCIAL INSTITUTIONS - Cont’d Receivership - Cont’d Unclaimed dividends, §7-1-201. Records. Currency transactions. Records and reports, §§7-1-910 to Retention by department, §7-1-63. Registered office, §7-1-132. Remote service terminals. Safe use, §§7-8-1 to 7-8-8. Reorganizations. Receivership. Generally, §§7-1-150 to 7-1-225. Special liquidations and reorganizations, §7-1-174. Reports. Change in control, §7-1-236. Currency transactions. Records and reports, §§7-1-910 to Department’s reporting requirements, §7-1-74. Department’s reports of examinations, §§7-1-67 to 7-1-69. Repossession. Receivership. Proceedings in lieu of repossession, §7-1-190. Reservation of powers over financial institutions, §7-1-9. Retention of records, §7-1-63. Rules of construction, §7-1-10. Applicability of common law, §7-1-8. Safe-deposit vaults. Receivership. Disposition of property held for safekeeping, §7-1-172. Sale of real property. Receivership, §7-1-168. Saturday conducted business. Deferral of business conducted on Saturday, §7-1-110. Savings and loan associations. General provisions, §§7-1-770 to Savings promotion raffles, §7-1-239.10. Secretary of state. Fees to be paid to secretary of state, §7-1-862. Securities. Receivership. Sales or exchanges of securities, §7-1-70.

FINANCIAL INSTITUTIONS - Cont’d Short title, §7-1-1. Small loan businesses. Installment loans generally, §§7-3-1 to Small minority business development corporations. General provisions, §§7-1-940 to Standards for construction and regulation, §7-1-3. Stock and stockholders. Banks and trust companies. General provisions, §§7-1-410 to Subpoenas. Answering within five days, §7-1-237. Reimbursement of costs incurred in answering subpoena, §7-1-237. Subrogation. Receivership. Insurer of deposits or shares, §7-1-203. Title of act, §7-1-1. Trademarks. Construction of laws unaffected, §7-1-134. Transition provisions. Completion of pending transactions, §7-1-861. Continuation of existing charters, appointments, etc., §7-1-861. Prospective operation of chapter, §7-1-860. Trust companies. General provisions, §§7-1-240 to Unauthorized activities, §7-1-5. Unfair competition and trade practices. Construction of laws unaffected, §7-1-134. FINANCIAL INSTITUTIONS CODE OF GEORGIA. General provisions, §§7-1-1 to Short title, §7-1-1. FINANCIAL TRANSACTION CARDS. Merchant acquirer limited purpose banks, §§7-9-1 to 7-9-13. FINES. Banks and trust companies. Branch banks, offices, facilities and holding companies, §7-1-611.

INDEX FINES - Cont’d Banks and trust companies - Cont’d Foreign banking institutions. Unauthorized activities, cease and desist orders, §7-1-1108. Legal reserve requirements. Effect of deficiency, §7-1-371. Merchant acquirer limited purpose banks. Violation of provisions, §7-9-13. Prohibited acts. Directors, officers, agents and employees, §§7-1-842, 7-1-845. Cashing of payment interests. Cease and desist orders. Penalty for violation, §7-1-708.2. Violations of provisions. Criminal enforcement, §7-1-709. Credit cards. Enforcement of chapter provisions, §7-5-5. Elevators and similar conveyances, §8-2-107. Fair housing law, §8-3-212. State action for enforcement, §8-3-213. Fair lending act, §7-6A-8. Financial institutions. Currency transactions, §§7-1-914, Enforcement of department orders, §7-1-91. Felonies of directors, officers, agents and employees, §7-1-842. Miscellaneous felonies, §7-1-845. Reports of examinations. Penalty for noncompliance, §7-1-66. Foreign banking institutions. Unauthorized activities, cease and desist orders, §7-1-1108. Installment loans. Enforcement of provisions, orders, etc, §7-3-46. Manufactured homes, §§8-2-141, Installation standards for construction, §8-2-166. Merchant acquirer limited purpose banks. Violation of provisions, §7-9-13. Money transmission. Enforcement of provisions, orders, etc, §7-1-694. Criminal enforcement, §7-1-696. Mortgage lenders and brokers. Civil penalty for failure to comply with cease and desist order, §7-1-1018.

FINES - Cont’d Mortgage lenders and brokers - Cont’d Criminal penalty, §7-1-1019. FINGERPRINTS. Cashing of payment interests. License applicants, background checks, §7-1-703. Installment loans. Discipline of licensees, §7-3-42. Money transmission. Criminal background checks and other investigations of license applicants, authorized agents, etc, §7-1-684. Mortgage lenders and mortgage brokers. Applicants for license, §7-1-1004. FIRE ESCAPES. Construction requirements, §8-2-50. Exit doors requirements, §8-2-50. Governing authority. Power to extend coverage of part, §8-2-53. Inspection of buildings, §§8-2-51, Location requirements, §8-2-50. Municipal authorities, §8-2-53. Noncompliance with requirements, §§8-2-51, 8-2-52, 8-2-54. Providing by building owners, §8-2-50. FIRE PARTITIONS. Building codes, §8-2-210. FIRE PREVENTION CODE. Application of building and fire related codes to existing buildings, §§8-2-200 to 8-2-222. Fire sprinklers. Prohibition on requiring in certain dwellings, §8-2-4. State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31. FIRE PROTECTION AND SAFETY. Building codes. Fire sprinklers. Prohibition on requiring in certain dwellings, §8-2-4. Fire sprinklers. Building codes. Prohibition on requiring in certain dwellings, §8-2-4. FIRE RATED WINDOWS AND DOORS, §8-2-211.

INDEX FIRES. Building codes. Application of building and fire related codes to existing buildings, §§8-2-200 to 8-2-222. Fire sprinklers. Prohibition on requiring in certain dwellings, §8-2-4. State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31. State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31. State fire marshal. Building codes. Application of building and fire related codes to existing buildings. Appeals from rulings or decisions, §8-2-221. Effect of provisions, §8-2-203. FIRE SPRINKLERS. Building codes. Prohibition on requiring sprinklers in certain buildings, §8-2-4. FISCAL YEAR. Business development corporations, §7-1-752. Credit unions, §7-1-661. Small minority business development corporations, §7-1-952. FLUSHOMETER. Tank, §8-2-3. Valve, §8-2-3. FORECLOSURES. Secured transactions. Housing trust fund for the homeless commission. Powers, §8-3-313.

FRAUD AND DECEIT. Cashing of payment interests. Discipline of licensees. Grounds, §7-1-708. Installment loans. Contracts made with intent to defraud. Null and void, §7-3-50. Criminal offenses, §7-3-50. Discipline of licensees. Grounds, §7-3-43. Licenses. Notice. Required notice by licensee to department, §7-3-31. Money transmission. Discipline of licensees. Grounds for discipline, §7-1-691. Mortgage lenders and brokers, §7-1-1013. FUNDS. Homeless people. Housing trust fund, §§8-3-300 to FUNERAL DIRECTORS AND EMBALMERS. Bank deposits and collections. Intestate depositors. Final expenses, application of money in account towards, §7-1-239. FUTURES. Money transmission. Futures commission merchants. Exemption from license requirement, §7-1-682. G

FOREIGN BANKING INSTITUTIONS. General provisions, §§7-1-1100 to

GARBAGE AND TRASH. Landfills. Construction on abandoned landfills, §§8-6-1 to 8-6-4.

FORFEITURES. Financial institutions. Currency transactions, §7-1-916.

GARNISHMENT. Financial institutions. Reimbursement of costs of judicial process, §7-1-237. Safe-deposit box, property included. Bank reliance upon legal process, §7-1-353. Property subject to garnishment. Safe-deposit boxes. Bank reliance upon legal process, §7-1-353.

FORMS. Contractors. Construction defects, resolution of. Notice to consumer prior to initial construction work, §8-2-41. Resolution of construction defects. Notice to consumer prior to initial construction work, §8-2-41.

INDEX GARNISHMENT - Cont’d Safe-deposit boxes. Bank reliance upon legal process, §7-1-353. GAS CODE. State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31. GENERAL ASSEMBLY. Financial institutions. Reservation of powers over financial institutions, §7-1-9. GEORGIA BUREAU OF INVESTIGATION. Currency transactions. Records and reports. Access to records, §7-1-913. GEORGIA FAIR LENDING ACT. General provisions, §§7-6A-1 to Short title, §7-6A-1. GEORGIA INDUSTRIAL LOAN ACT. Installment loans generally, §§7-3-1 to 7-3-52. GEORGIA INSTALLMENT LOAN ACT. General provisions, §§7-3-1 to 7-3-52. Short title, §7-3-1. GEORGIA MERCHANT ACQUIRER LIMITED PURPOSE BANK ACT. General provisions, §§7-9-1 to 7-9-13. Short title, §7-9-1. GIFTS. Art in state buildings, §8-5-4. GOOD FAITH. Banks and trust companies. Bank holding companies. Actions unlawful without prior approval of commissioner, §7-1-606. When company deemed to control shares, §7-1-605. Collective investment funds, §7-1-313. Corporate stock and securities, §7-1-288. Liability of directors in certain cases, §7-1-494. Liability of subscribers and shareholders, §7-1-430. Limits on obligations of one person or corporation, §7-1-285. Property held to avoid loss, §7-1-261.

GOOD FAITH - Cont’d Banks and trust companies - Cont’d Responsibility of directors and officers, §7-1-490. Fair lending act. Creditor’s good faith reliance on formal or informal written guidance by department, §7-6A-13. Financial institutions. Compliance with orders by department, §7-1-91. Property held to avoid loss, §7-1-843. Reliance on advisory opinions, §7-1-98. Revocation of reservation of name, §7-1-131. Savings and loan associations. Insanity, incompetence, etc., of depositors, §7-1-796. Small minority business development corporations. Setting apart net earnings, §7-1-952. GOOD WILL. Banks and trust companies. Assets. Sale or other disposition, §7-1-571. Business development corporations. Power to acquire good will, §7-1-745. Small minority business development corporations. Power to acquire good will, §7-1-945. GRANDFATHER CLAUSE. Cashing of payment interests. Licenses. Grandfathering of existing licenses, §7-1-709.2. Foreign banking institutions. State representative offices. Validity of existing registrations, §7-1-1138. Money transmission. Licenses. Grandfathering of existing licenses, §7-1-698. GRANTORS. Banks and trust companies. Affiliate transfers. Substituted fiduciary, §7-1-322. Financial institutions. Receivership. Trust or pooled assets. Substituted trustee or manager, §7-1-223.

INDEX GRANTORS - Cont’d Receivership. Financial institutions. Trust or pooled assets. Substituted trustee or manager, §7-1-223. GRAPHIC MATTER. Work of art defined, §8-5-3. Art in state buildings program, §8-5-3. H HANDICAPPED PERSONS. Housing. Fair housing law. General provisions, §§8-3-200 to HEATING CODE. State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31. HOISTWAYS. General provisions, §§8-2-100 to HOLDING COMPANIES. Bank holding companies, §§7-1-605 to HOME INSPECTORS. Defined, §8-3-330. Documentation required by, §§8-3-330 to 8-3-332. Contents of documentation, §8-3-331. Failure to provide documentation. Penalty, §8-3-332. When required, §8-3-331. Licensing authority of political subdivision, §8-3-331.1. HOMELESS PEOPLE. Housing trust fund, §§8-3-300 to Acceptance of federal funds, §8-3-309. Amounts credited to trust fund, §8-3-303. Authorized disbursement, §8-3-310. Expenses of commission, funds for, §8-3-312. Citation of title, §8-3-300. Commission established, §8-3-306. Disbursements for operating expenses, §8-3-312. Duties of commission, §8-3-308. Expense allowance and travel reimbursement, §8-3-307.

HOMELESS PEOPLE - Cont’d Housing trust fund - Cont’d Commission established - Cont’d Members, §8-3-306. Powers of commission, §8-3-313. Travel reimbursement, §8-3-307. Creation, §8-3-302. Definitions, §8-3-301. Disbursement authorized, §8-3-310. Expenses of commission, funds for, §8-3-312. Disposition of federal funds, §8-3-309. Duties of commission, §8-3-308. Enforcement of rights by commission, §8-3-313. Establishment, §8-3-302. Fund created, §8-3-302. Investments, §8-3-304. Payments from fund, §8-3-305. Protection of rights by commission, §8-3-313. Short title, §8-3-300. Stable housing accountability programs. Approval criteria, §8-3-311. Creation of programs, procedures, §8-3-311. Definitions, §8-3-301. Disbursement of funds for, authorized, §8-3-311. Duties of commission, §8-3-308. Creation of programs, §8-3-311. Funds received for purposes of programs, §8-3-303. Requirements of programs, §8-3-311. Title of act, §8-3-300. HOSPITALS. Pesticides used or applied in public building, §8-7-1. HOUSE TRAILERS. Manufactured homes. Conversion from personal property to real property, §§8-2-180 to Generally, §§8-2-130 to 8-2-144. Installation standards for construction, §§8-2-160 to 8-2-171. HOUSING. Blighted areas. Clearance and rehabilitation of blighted areas, §§8-4-1 to 8-4-12. Clearance and rehabilitation of blighted areas, §§8-4-1 to 8-4-12.

INDEX HOUSING - Cont’d Disabled persons. Discrimination. Fair housing law. General provisions, §§8-3-200 to Discrimination. Fair housing law. General provisions, §§8-3-200 to Ethnic discrimination. Fair housing law. General provisions, §§8-3-200 to Fair housing law, §§8-3-200 to 8-3-223. Fire escapes, §§8-2-50 to 8-2-54. Housing trust fund for the homeless, §§8-3-300 to 8-3-313. Manufactured homes. Conversion from personal property to real property, §§8-2-180 to General provisions, §§8-2-130 to Public housing. Discriminatory housing practices. Unlawful practices in selling or renting dwellings. Conditioning tenancy in public housing with firearm restrictions, limitation of restrictions, §8-3-202. Racial discrimination. Fair housing law. General provisions, §§8-3-200 to Religious discrimination. Fair housing law. General provisions, §§8-3-200 to Sex discrimination. Fair housing law. General provisions, §§8-3-200 to Shower heads and faucets required, §8-2-3. Toilets required, §8-2-3. HOUSING ASSISTANCE PROGRAMS. Office of housing, §§8-3-170 to 8-3-172. Goals and objectives, §8-3-171. Interagency cooperation, §8-3-171. Legislative findings, §8-3-170. Powers and duties generally, §8-3-170. Reporting requirements, §8-3-171.

HOUSING ASSISTANCE PROGRAMS - Cont’d Office of housing - Cont’d Single-family housing. Funding for, §8-3-172. Construction requirements, §8-3-172. HOUSING AUTHORITIES LAW. Housing projects. Housing authorities. General provisions, §§8-3-1 to Short title, §8-3-1. HOUSING CODE. State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31. HOUSING COOPERATION LAW. Housing projects. Intergovernmental cooperation in aid of construction, operation, etc., of housing projects, §§8-3-150 to Short title, §8-3-150. HOUSING PROJECTS. Appropriations. Intergovernmental cooperation in aid of construction, operation, etc., of housing projects, §8-3-155. Bonds and other obligations, §§8-3-70 to 8-3-81. Bondholders and transferees. Article as contract by housing authorities and state, §8-3-72. Remedies of obligee of an authority generally, §§8-3-78, 8-3-79. Confirmation and validation of bonds, §8-3-35. Dormitory housing projects, §8-3-17. Dormitory housing projects. Generally, §8-3-17. Effect of financing with bond proceeds, §8-3-35. Enforcement of mortgages, pledges or liens by obligees of authorities, §8-3-80. Exemption of property from legal process, §8-3-80. Form of bonds, §8-3-73. Issuance of bonds, §8-3-35. Dormitory housing projects, §8-3-17. Power of authorities, §8-3-70. Legal investments, §8-3-81. Liability on bonds, §8-3-71. Negotiability, §8-3-75.

INDEX HOUSING PROJECTS - Cont’d Bonds and other obligations - Cont’d Persons engaged in national defense industries or other activities. Issuance of bonds, notes and other obligations, §8-3-136. Public sale of bonds, §8-3-74. Purpose of recital on face of bond, §8-3-76. Rate of interest, §8-3-73. Recital on face of bond. Effect of purpose of recital, §8-3-76. Remedies of obligee of an authority generally, §§8-3-78, 8-3-79. Enforcement of mortgages, pledges or liens by obligees, §8-3-80. Sale of bonds, §8-3-35. Public sale of bonds, §8-3-74. Securing payment of bonds and lease obligations, §8-3-77. Security for bonds, §8-3-70. Status of bonds in regard to debt limits and restrictions, §8-3-71. Tax exemption of bonds and interest, §8-3-72. Terms of bonds, §8-3-72. Types of bonds, §8-3-70. Validity of signatures, §8-3-75. Venue of actions, §8-3-35. Dormitory housing projects, §8-3-17. City housing authorities. Extraterritorial operation, §8-3-15. Clearance and rehabilitation of blighted areas. General provisions, §§8-4-1 to 8-4-12. Consolidated housing authorities. Creation, §8-3-14. Contracts. Federal government agreements to obtain federal contributions to housing projects, §8-3-33. Intergovernmental cooperation in aid of construction, operation, etc., of housing projects. Contracts for payments to state public bodies for improvements, services and facilities provided, §8-3-154. Counties. Intergovernmental cooperation in aid of construction, operation, etc, §§8-3-150 to 8-3-156. Definitions. Housing authorities, §8-3-3. Housing cooperation law, §8-3-152.

HOUSING PROJECTS - Cont’d Definitions - Cont’d Persons engaged in national defense industries or activities, §8-3-131. Dormitory housing projects. Defined, §8-3-3. Powers of authorities and board of regents as to construction, operation, etc., §8-3-17. Eminent domain. Housing authorities. Applicability of laws as to acquisition, operation or disposition of property by other public bodies, §8-3-30. Right of authority to exercise eminent domain power, §8-3-31. Vesting of fee simple title upon authority’s exercise of eminent domain power, §8-3-10. Federal assistance. Borrowing money and accepting grants, §8-3-32. Contracts and agreements to obtain federal contributions to housing projects, §8-3-33. Housing authorities, §§8-3-1 to Adoption of resolution. Findings required of governing body, §8-3-5. Resolution as conclusive evidence of authority’s establishment and power, §8-3-6. Applicability of local zoning, building, etc., laws, §8-3-7. Citation of title, §8-3-1. Commissioners, §§8-3-50 to 8-3-53. Abstention requirements for interested commissioners and employees, §8-3-52. Appointment, §8-3-50. Chairman, §8-3-51. Delegation of powers or duties, §8-3-51. Disclosure and abstention requirements for interested commissioners and employees, §8-3-52. Employment of secretary, experts and other personnel, §8-3-51. Disclosure and abstention requirements for interested employees, §8-3-52. Legal services, §8-3-51.

INDEX HOUSING PROJECTS - Cont’d Housing authorities - Cont’d Commissioners - Cont’d Misconduct in office, §8-3-53. Neglect of duty, §8-3-53. Qualifications, §8-3-50. Quorum, §8-3-51. Regional authorities. Appointment, §§8-3-106, 8-3-107. Additional commissioners, §8-3-107. Authority created after exclusion or detachment from a regional authority, §8-3-117. County governing bodies, §8-3-106. Employees, §8-3-109. Location of meetings, §8-3-109. Quorum, §8-3-109. Removal from office, §8-3-108. Selection of chairman and other officers, §8-3-109. Terms of office, §8-3-108. Vesting of powers, §8-3-109. Reimbursement for expenses, §8-3-50. Removal, §8-3-53. Tenure, §8-3-50. Vesting of power, §8-3-51. Vice-chairman, §8-3-51. Voting by commissioners, §8-3-51. Consolidated housing authorities for two or more municipalities, §8-3-14. Construction, operation, etc., of dormitories for university system of Georgia. Powers of authorities and board of regents, §8-3-17. Cooperation and joint operation by authorities, §8-3-13. Extraterritorial operation of city housing authorities, §8-3-15. Creation, §8-3-4. Resolution as conclusive evidence of authority’s establishment and power, §8-3-6. Declaration of public policy, §8-3-2. Definitions, §§8-3-3, 8-3-3.1. Eminent domain. Applicability of laws as to acquisition, operation or disposition of property by other public bodies, §8-3-30.

HOUSING PROJECTS - Cont’d Housing authorities - Cont’d Eminent domain - Cont’d Right of authority to exercise eminent domain power, §8-3-31. Vesting of fee simple title upon authority’s exercise of eminent domain power, §8-3-10. Establishment, §8-3-4. Resolution as conclusive evidence of authority’s establishment and power, §8-3-6. Evidence of authority’s establishment and power. Resolution as conclusive evidence, §8-3-6. Exemption from taxes and special assessments, §8-3-8. Extraterritorial operation of city housing authorities, §8-3-15. Federal contributions to housing projects. Contracts and agreements to obtain, §8-3-33. Federal financial assistance. Borrowing money and accepting grants, §8-3-32. Federal housing projects. Taking over, leasing or managing, §8-3-32. Filing reports with clerk, §8-3-9. Governing body. Adoption of resolution. Findings required, §8-3-5. Defined, §8-3-3. Housing studies and analyses, §8-3-34. Joint operation by authorities, §8-3-13. Legislative findings, §§8-3-2, 8-3-35. Legislative intent, §8-3-32. Low income dwelling accommodations. Duties with respect to rentals and tenant selection, §8-3-12. Payments in lieu of taxes and special assessments, §8-3-8. Powers, §8-3-30. Additional powers, §8-3-35. Probation of non-residents suspected of criminal acts, §8-3-36. Providing housing in rural areas, §8-3-16. Purpose, §8-3-32. Recommending legislation or other necessary action, §8-3-9.

INDEX HOUSING PROJECTS - Cont’d Housing authorities - Cont’d Regional authorities, §§8-3-100 to Addition of counties to an authority. Adoption of resolution. Conditions precedent to declaring need for expansion of authority, §8-3-113. Public hearing prior to adoption of resolution, §8-3-118. Effect, §8-3-111. Procedure, §8-3-111. Transfer of property, §8-3-112. Adoption of resolution. Addition of counties to an authority. Conditions precedent to declaring need for expansion of authority, §8-3-113. Public hearing prior to adoption of resolution, §8-3-118. Admissibility, §8-3-104. Conditions precedent to declaring need for authority, §8-3-102. Exclusion of counties from regional authority. Conditions precedent to declaring need for exclusion, §8-3-115. Public hearings, §8-3-103. Resolution as conclusive evidence of authority’s establishment, §8-3-104. Sufficiency of resolution, §8-3-104. Area of operation, §8-3-105. County and regional authorities, §8-3-110. Exclusion of counties from regional authority. Effect of reducing area of operation to one county, §8-3-114. Assumption of authority’s bonds, notes and other obligations, §8-3-116. Commissioners. Appointment, §§8-3-106, 8-3-107. Additional commissioners, §8-3-107. Authority created after exclusion or detachment from a regional authority, §8-3-117.

HOUSING PROJECTS - Cont’d Housing authorities - Cont’d Regional authorities - Cont’d Commissioners - Cont’d Appointment - Cont’d County governing bodies, §8-3-106. Employees, §8-3-109. Location of meetings, §8-3-109. Quorum, §8-3-109. Removal from office, §8-3-108. Selection of chairman and other officers, §8-3-109. Terms of office, §8-3-108. Vesting of powers, §8-3-109. County and regional authorities. Area of operation, §8-3-110. Public hearing prior to adoption of resolution, §8-3-118. Creation, §8-3-100. Declaring need for addition of counties to an authority. Conditions precedent to adoption of resolution, §8-3-113. Declaring need for authority. Authority created after exclusion or detachment from a regional authority. Subsequent inclusion in a regional authority, §8-3-117. Conditions precedent to adoption of resolution, §8-3-102. Declaring need for exclusion of county from regional authority, §8-3-115. Detachment of a county by its own resolution, §8-3-116. Creation of an authority for a county after detachment, §8-3-117. Public hearing prior to adoption of resolution, §8-3-118. Establishment, §8-3-100. Resolution as conclusive evidence of authority’s establishment, §8-3-104. Evidence of establishment. Resolution as conclusive evidence, §8-3-104. Exclusion of counties from regional authority. Adoption of resolution. Conditions precedent to declaring need for exclusion, §8-3-115.

INDEX HOUSING PROJECTS - Cont’d Housing authorities - Cont’d Regional authorities - Cont’d Exclusion of counties from regional authority - Cont’d Adoption of resolution - Cont’d Public hearing prior to adoption of resolution, §8-3-118. Creation of an authority for a county after exclusion, §8-3-117. Procedure generally, §8-3-114. Powers generally, §8-3-105. Authority created after exclusion or detachment from a regional authority, §8-3-117. Public hearings. Adoption of resolution, §8-3-103. Transfer of property, §8-3-101. Renting of housing units. Duties with respect to rentals and tenant selection, §8-3-12. Requirements as to fixing of rentals by authorities generally, §8-3-11. Rural housing, §8-3-16. Short title, §8-3-1. Title of act, §8-3-1. Housing cooperation laws. Intergovernmental cooperation in aid of construction, operation, etc, §§8-3-150 to 8-3-156. Housing studies and analyses, §8-3-34. Intergovernmental cooperation in aid of construction, operation, etc., of housing projects, §§8-3-150 to 8-3-156. Appropriations for first year expenses, §8-3-155. Citation of title, §8-3-150. City or county appropriations for first year expenses, §8-3-155. Declaration of policy, §8-3-151. Definitions, §8-3-152. Donations to authority, §8-3-155. Legislative findings, §8-3-151. Loans or donations to authority, §8-3-155. Powers of state public bodies, §8-3-153. Procedure for exercise of powers granted by article, §8-3-156. Short title, §8-3-150.

HOUSING PROJECTS - Cont’d Intergovernmental cooperation in aid of construction, operation, etc., of housing projects - Cont’d State public bodies. Contracts for payments for improvements, services and facilities for bodies, §8-3-154. Defined, §8-3-152. Powers as to housing projects generally, §8-3-153. Procedure for exercise of powers granted by article, §8-3-156. Title of act, §8-3-150. Leases. Bonds and other obligations. Securing payment of bonds and lease obligations, §8-3-77. Local zoning, building, etc., laws. Applicability to housing projects, §8-3-7. National defense industries. Housing for persons engaged in, §§8-3-130 to 8-3-137. Ordinances. Applicability of local zoning, building, etc., ordinances, §8-3-7. Persons engaged in national defense industries or activities, §§8-3-130 to 8-3-137. Declaration of public policy, §8-3-130. Definitions, §8-3-131. Development and administration of housing projects. Aid and cooperation by state public bodies, §8-3-135. Authorization to undertake and cooperate with federal government, §8-3-137. Conditions precedent to exercise of powers by authority generally, §8-3-132. Existence of war or national emergency. Conditions precedent to initiation of project, §8-3-133. Federal government. Intergovernmental cooperation, §§8-3-134, 8-3-137. Leases of projects from federal government, §8-3-134. Intergovernmental cooperation. Federal government, other public bodies and private agencies, §8-3-134.

INDEX HOUSING PROJECTS - Cont’d Persons engaged in national defense industries or activities - Cont’d Intergovernmental cooperation - Cont’d State public bodies, §8-3-135. Undertaking development or administration of projects with federal government, §8-3-137. Issuance of bonds, notes and other obligations, §8-3-136. Legislative findings, §8-3-130. Scope of rights and powers of authority generally, §8-3-132. Probation of non-residents suspected of criminal acts, §8-3-36. Redevelopment projects. Clearance and rehabilitation of blighted areas. General provisions, §§8-4-1 to Regional housing authorities, §§8-3-100 to 8-3-118. Renting of housing units. Housing authorities. Duties with respect to rentals and tenant selection, §8-3-12. Requirements as to fixing rentals generally, §8-3-11. Rural housing. Providing housing in rural areas, §8-3-16. Taxation. Exemption of authorities and their property from taxes and special assessments, §8-3-8. Payments in lieu of taxes and special assessments, §8-3-8.

IMMUNITY - Cont’d Credit unions. Conservators, §7-1-642. Housing projects. Regional housing authorities, §8-3-105. Manufactured home inspection. Pre-owned manufactured homes, §8-2-171. Money transmission. Investigation and supervision. Immunity from liability for cooperating with department, §7-1-689. Immunity of department employees, agents, §7-1-689. Mortgage lenders and brokers. Investigations and examinations of licensees, §7-1-1009.

HOUSING TRUST FUND FOR THE HOMELESS ACT. General provisions, §§8-3-300 to Short title, §8-3-300.

INDIGENT PERSONS. Housing trust fund for the homeless, §§8-3-300 to 8-3-313.

IMPORTS. Bank acceptances, §7-1-284. Corporate powers, §7-1-945. IMPROVEMENTS. Deficiencies in construction. Resolution of construction defects, §§8-2-35 to 8-2-43. INCAPACITATED OR INCOMPETENT PERSONS. Bank deposits and collections. Multiple-party accounts. Payment from joint account after disability, §7-1-817. Safe-deposit boxes. Incompetence of safe depositor, §7-1-356. INDEMNIFICATION. Mortgage lenders and brokers. Due to violations of law, prohibition, §7-1-1004.

INDORSEMENTS. Cashing of payment interests. Deposit of payment instrument, requirement of endorsement, §7-1-707.

I IMMUNITY. Building codes. Application of building and fire related codes to existing buildings. Liability of property owner or user, §8-2-222.

INDUSTRIAL BANKS. Money transmission. Exemption from license requirement, §7-1-682. General provisions, §§7-1-680 to

INDEX INDUSTRIAL LOAN ACT. Georgia industrial loan act. Installment loans generally, §§7-3-1 to INJUNCTIONS. Banks and trust companies. Branch banks, offices, facilities and holding companies. Civil actions to enforce provisions, §7-1-609. Enforcement of provisions, §7-1-611. Foreign banking institutions. Receivership proceedings, §7-1-1129. Credit unions. Conservatorship. Application by credit union for show cause order regarding enjoining, §7-1-645. Elevators and similar conveyances. Violations of chapter provisions, §8-2-107. Factory built buildings. Noncompliance with requirements, §8-2-116. Fair lending act. Violations of provisions, §7-6A-7. Financial institutions. Injunctive relief by department, §7-1-93. Receivership. Injunction to restrain department, §7-1-155. Foreign banking institutions. Receivership proceedings, §7-1-1129. Installment loans. Enforcement of provisions, orders, etc, §7-3-46. Manufactured homes, §8-2-141. INSPECTIONS. Construction defects, resolution of, §8-2-38. Credit unions. Duties of audit committee, §7-1-657. Elevators and similar conveyances. Generally, §§8-2-100 to 8-2-109.1. Factory built buildings, §§8-2-112, Home inspectors. Documentation required, §§8-3-330 to INSTALLMENT LOANS, §§7-3-1 to Accounts and accounting. Duties of licensees, §7-3-30.

INSTALLMENT LOANS - Cont’d Actions. Licenses. Notice. Required notice by licensee to department, §7-3-31. Advertising. False advertising, §7-3-10. Licenses. Duties of licensees, §7-3-30. Applications for licenses, procedures, §§7-3-20 to 7-3-23. Assignments. Purchase by licensee of notes and other documents. Loans to pay off all or part of purchased loan. Licensee’s duties, §7-3-13. Bankruptcy. Licenses. Notice. Required notice by licensee to department, §7-3-31. Cease and desist orders. Prevention of unauthorized activities, §7-3-45. Closing fees. Prepayment of loan, refund or credit of closing fee, §7-3-17. Collections. Unreasonable collection tactics. Prohibition, §7-3-33. Confidentiality of information obtained by department, §7-3-47. Contracts. Delivery of copy of contract or itemized statement, §7-3-15. Fraudulent intent, contracts made with. Criminal offense, §7-3-50. Null and void, §7-3-50. Itemized statement. Delivery of copy, §7-3-15. Maximum loan amount, period and charges, §7-3-11. Limitation on charges, §7-3-12. Payment before maturity, §7-3-14. Covered employees. Criminal background checks, §7-3-42. Criminal offenses, §7-3-50. Deferment. Fees, §7-3-11. Definitions, §7-3-3. Department of banking and finance. Cease and desist orders to prevent unauthorized activities, §7-3-45.

INDEX INSTALLMENT LOANS - Cont’d Department of banking and finance - Cont’d Confidentiality of information obtained by department, §7-3-47. Definition of department, §7-3-3. Discipline of licensees, §§7-3-42, Contesting order, §7-3-44. Notice of disciplinary orders, §7-3-44. Procedure, §7-3-44. Enforcement of provisions, orders, etc. Actions, fines, injunctions, etc, §7-3-46. Superior court jurisdiction, §7-3-46. Examinations, §7-3-40. Furnishing information department. Liability limitation, §7-3-48. Information sharing with law enforcement and regulatory agencies, §7-3-47. Investigations, §7-3-40. Licenses. Authority of department, §7-3-23. Misrepresentations to department. Discipline of licensees. Grounds, §7-3-43. Regulation by department, §§7-3-40 to Rulemaking to interpret and enforce provisions, §7-3-51. Transfer of regulatory responsibility from commissioner of insurance, §7-3-2. Website of department. Information publicly available on website, §7-3-47. Depositions. Investigations, examinations, etc, by department, §7-3-40. Discipline of licensees. Contesting order, §7-3-44. Grounds, §§7-3-42, 7-3-43. Notice of disciplinary orders, §7-3-44. Procedure, §7-3-44. Role of department, §7-3-42. Discrimination. Credit or loan discrimination prohibited, §§7-6-1, 7-6-2. Enforcement of provisions, orders, etc. Fines, §7-3-46. Superior court jurisdiction, §7-3-46. Examinations. Role of department, §7-3-40.

INSTALLMENT LOANS - Cont’d False advertising, §7-3-10. Falsehoods in applications. Criminal offense, §7-3-50. Discipline of licensees. Grounds, §7-3-43. Fees. Closing fees. Prepayment of loan, refund or credit of closing fee, §7-3-17. Imposition of additional loan fees, §7-3-16. Failure or refusal to remit. Discipline, grounds, §7-3-43. Investigation or examination fee, §7-3-40. Licenses. Application fees, §7-3-20. Nationwide multistate licensing system and registry. Charges involved with utilization of system. Responsibility of applicants and licensees, §7-3-23. Loan fee, §7-3-11. Limitation on charges, §7-3-12. Felony convictions. Licenses. Discipline of licensees. Grounds, §7-3-42. Notice. Required notice by licensee to department, §7-3-31. Fraud and deceit. Contracts made with intent to defraud. Null and void, §7-3-50. Criminal offenses, §7-3-50. Discipline of licensees. Grounds, §7-3-43. Licenses. Notice. Required notice by licensee to department, §7-3-31. Furnishing information department. Liability limitation, §7-3-48. Government enforcement actions. Licenses. Notice. Required notice by licensee to department, §7-3-31. Incompetency as installment lender. Discipline of licensees. Grounds, §7-3-43. Information sharing with law enforcement and regulatory agencies, §7-3-47.

INDEX INSTALLMENT LOANS - Cont’d Insurance premiums, §7-3-11. Limitation on charges, §7-3-12. Refund of prepaid interest. Continuing insurance, §7-3-14. Interest. Advertisement of interest rates. Statutory construction of installment loan provisions as not repealing advertisement of interest provisions, §7-3-49. Maximum loan charges, §7-3-11. Limitation on charges, §7-3-12. Refund of prepaid interest, §7-3-14. Investigations. Licenses. Investigations of applicants, §7-3-22. Role of department, §7-3-40. Judgments. Failure to pay. Discipline of licensees. Grounds, §7-3-43. Licenses. Notice. Required notice by licensee to department, §7-3-31. Late charges, §7-3-11. Limitation on charges, §7-3-12. Licenses. Accounts and accounting. Duties of licensees, §7-3-30. Advertising. Duties of licensees, §7-3-30. Application procedures, §§7-3-20 to Bonds, surety. Applicant’s duties, §7-3-21. Notice. Required notice by licensee to department, §7-3-31. Criminal background checks, §7-3-42. Department of banking and finance. Authority of department, §7-3-23. Discipline of licensees. Contesting order, §7-3-44. Grounds, §§7-3-42, 7-3-43. Notice of disciplinary orders, §7-3-44. Procedure, §7-3-44. Exemptions from licensing requirement, §7-3-4. Fees. Application fees, §7-3-20. Investigations of applicants, §7-3-22.

INSTALLMENT LOANS - Cont’d Licenses - Cont’d Nationwide multistate licensing system and registry. Charges involved with utilization of system. Responsibility of applicants and licensees, §7-3-23. Defined, §7-3-3. Disclosures through system considered disclosures to department, §7-3-23. Participation in system authorized, §7-3-23. Reports of licensees, §7-3-30. Notice. Required notice by licensee to department, §7-3-31. Obligations of licensees, §§7-3-30 to Original licenses. Contents of application, §7-3-20. Ownership of licensee. Acquisition, change in control, etc, ownership by means of. Approvals, §7-3-32. Place of business, §7-3-32. Posting of license where licensee engages in lending, §7-3-30. Records. Duties of licensees, §7-3-30. Renewal licenses. Contents of application, §7-3-20. Transitional provisions for existing licensees, §7-3-52. Required, §7-3-4. Willfully engaging in business without license. Criminal offense, §7-3-50. Transitional provisions for existing licensees, §7-3-52. Unlicensed operation. Cease and desist orders, prevention of unauthorized activities, §7-3-45. Criminal offense for willfully engaging in business without license, §7-3-50. Unreasonable collection tactics. Prohibition, §7-3-33. Maintenance charges, §7-3-11. Limitation on charges, §7-3-12. Obligations of licensees, §§7-3-30 to Off-hours visits, calls, etc. Unreasonable collection tactics. Prohibition, §7-3-33.

INDEX INSTALLMENT LOANS - Cont’d Ownership of licensee. Acquisition, change in control, etc, ownership by means of. Approvals, §7-3-32. Place of business. Approvals, §7-3-32. Manager of place of business. Approvals, §7-3-32. Prepayment of loan with closing fee. Refund or credit of closing fee, §7-3-17. Printed material simulating legal process. Unreasonable collection tactics. Prohibition, §7-3-33. Purchase by licensee of notes and other documents. Loans to pay off all or part of purchased loan. Licensee’s duties, §7-3-13. Records. Duties of licensees, §7-3-30. Investigations, examinations, etc, by department, §7-3-40. Rulemaking to interpret and enforce provisions, §7-3-51. Short title, §7-3-1. Statutory construction. Interest rate advertisement provisions not repealed by installment loan provisions, §7-3-49. Subpoenas. Investigations, examinations, etc, by department, §7-3-40. Enforcement of subpoenas from other states in Georgia, §7-3-41. Service of subpoena, §7-3-41. Show cause orders to enforce subpoena, §7-3-41. Tax on interest. Failure or refusal to remit tax. Discipline of licensees. Grounds, §7-3-43. Title of act. Short title, §7-3-1. Transitional provisions for existing licensees, §7-3-52. Unlicensed operation. Cease and desist orders, prevention of unauthorized activities, §7-3-45. Criminal offense for willfully engaging in business without license, §7-3-50. Unreasonable collection tactics. Prohibition, §7-3-33.

INSTALLMENT LOANS - Cont’d Unsafe or unsound operations. Discipline of licensees. Grounds, §7-3-43. Untrustworthiness as installment lender. Discipline of licensees. Grounds, §7-3-43. Violation of provisions. Discipline of licensees. Grounds, §7-3-43. Liquidated damages for borrowers, liability of lender, §7-3-50. Website of department. Information publicly available on website, §7-3-47. INSURANCE. Banks and trust companies. Deposit insurance requirements, §7-1-244. Building code enforcement. State building, plumbing, electrical, etc., codes. Contracts with private professional to complete plan review. Insurance requirements of private professional providers, §8-2-26. Commissioner of insurance. Installment loans. Transfer of regulatory authority from commissioner to department of banking and finance, §7-3-2. Credit union deposit insurance corporation. General provisions, §§7-2-1 to 7-2-14. Credit unions. Deposit insurance requirements, §7-1-666. Fair lending act. Insurer providing insurance through financed premiums. Terms, §7-6A-9. Installment loans. Commissioner of insurance. Transfer of regulatory authority from commissioner to department of banking and finance, §7-3-2. Insurance premiums, §7-3-11. Limitation on charges, §7-3-12. Refund of prepaid interest. Continuing insurance, §7-3-14.

INDEX INSURANCE COMPANIES. Fair lending act. Insurer providing insurance through financed premiums. Terms, §7-6A-9. INTEREST. Advertising. Rates of interest or finance charge, §7-4-4. Installment loans. Statutory construction of installment loan provisions as not repealing advertisement of interest provisions, §7-3-49. Violating advertising restrictions, §7-4-5. Back interest. Recoverable, §7-4-9. Banks and trust companies. Powers generally, §7-1-293. Child support, §7-4-12.1. Commercial accounts, §7-4-16. Conflict of laws. Law of place of contract governs interest, §7-4-13. Construction of chapter, §7-4-2. Contracts. Back interest, §7-4-9. Credit unions, §§7-1-653, 7-1-666. Defaults. Interest runs from default unless otherwise agreed, §7-4-14. Discounted interest. Installment loans, §7-3-11. Penalty for excessive interest, §7-4-18. Discount points, §7-4-2. Federal usury laws. Election to forego application of laws, §7-4-20. Fees agreed upon by depositor and financial institution. Not considered interest, §§7-4-2, Financial institutions. Department of banking and finance. Duties and responsibilities regarding interest and usury complaints, §7-1-99. Installment loans. Advertisement of interest rates, §7-4-4. Statutory construction of installment loan provisions as not repealing advertisement of interest provisions, §7-3-49.

INTEREST - Cont’d Installment loans - Cont’d Fees. Imposition of additional loan fees, §7-3-16. Maximum loan charges, §7-3-11. Limitation on charges, §7-3-12. Refund of prepaid interest, §7-3-14. Judgments, §7-4-12. Child support, §7-4-12.1. Legal rate of interest. Advertisement of rates of interest or finance charge, §§7-4-4, 7-4-5. Installment loans. Statutory construction of installment loan provisions as not repealing advertisement of interest provisions, §7-3-49. Generally, §7-4-2. Limitation of actions. Usurious interest. When time bars action or defense, §7-4-10. Liquidated demands. When interest runs, §7-4-15. Manufactured homes subject to federal law. Finance charge on retail installment contracts, §7-4-3. Maximum rate of interest. Commercial accounts, §7-4-16. Generally, §7-4-2. Motor vehicles subject to federal law. Finance charge on retail installment contracts, §7-4-3. Obligations payable on demand. Commercial accounts. When interest runs, §7-4-16. Interest runs from default unless otherwise agreed, §7-4-14. Liquidated demands. When interest runs, §7-4-15. Promissory notes. Payable on demand. When interest runs, §7-4-15. When demand necessary, §7-4-14. Payment applied first to interest, §7-4-17. Promissory notes. Payable on demand. When interest runs, §7-4-15. Real estate loans. Class action barred on claims for violation of interest laws, §7-4-21.

INDEX INTEREST - Cont’d Retail installment contracts. Finance charges for manufactured homes and motor vehicles subject to federal law, §7-4-3. Retail installment loans. Failure to include federal loan act provisions, §7-4-5. Right of setoff. Usurious interest, §7-4-10. Stipulations. Back interest stipulated in contract, §7-4-9. Unpaid interest. No interest on unpaid interest, §7-4-17. Usurious interest, §7-4-8. As personal defense, §7-4-11. Civil action to enforce laws, §7-4-19. Class action barred on loans secured by real estate, §7-4-21. Criminal penalty for excessive interest, §7-4-18. Federal usury laws. Election to forego application of laws, §7-4-20. Forfeiture of interest, §7-4-10. How forfeiture discharged, §7-4-10. Personal defense, §7-4-11. Third party commissions, §7-4-8. Usury defined, §7-4-1. INTERNATIONAL BANKING. Currency transactions. Records and reports. Generally, §§7-1-910 to 7-1-917. Domestic international banking facilities, §§7-1-730 to 7-1-734. Foreign banking institutions, §§7-1-1100 to 7-1-1138. INTERPRETATION AND CONSTRUCTION. Banks and trust companies. Interstate banking. Acquisition of banks and bank holding companies, §7-1-626. Branching by merger, §7-1-628.14. Building codes. Scope of applicability of part, §8-2-30. Buildings and construction, §§8-2-1, Fair lending act. Severability of provisions, §7-6A-10. Financial institutions. Rules of construction, §7-1-10.

INTERPRETATION AND CONSTRUCTION - Cont’d Financial institutions - Cont’d Transitional provisions. Prospective operation of chapter, §7-1-860. Installment loans. Interest rate advertisement provisions not repealed by installment loan provisions, §7-3-49. Mortgage lenders and brokers, §7-1-1020. INTERSTATE BANKING, §§7-1-620 to INTERVENTION. Foreign banking institutions. Receivership proceedings, §7-1-1129. INTESTATE SUCCESSION. Bank deposits of intestate depositors, §7-1-239.1. Final expenses, application of money in account towards, §7-1-239. Payment of checks or instruments payable to deceased persons, §7-1-239.1. Payment of deposits of deceased intestate depositors, §7-1-239. INVENTORIES. Financial institutions. Receivership, §7-1-162. INVESTIGATIONS. Banks and trust companies. Merchant acquirer limited purpose banks. Investigation upon receipt of application, §7-9-7. Cashing of payment interests, §7-1-706. Licenses. Investigation and supervision fee to accompany application, §7-1-702. Fair housing law. Discriminatory housing practices, §8-3-209. Installment loans. Licenses. Department investigation of applicants, §7-3-22. Role of department, §7-3-40. Merchant acquirer limited purpose banks. Investigation upon receipt of application, §7-9-7.

INDEX INVESTIGATIONS - Cont’d Money transmission. Discipline of licensees. Grounds for discipline, §7-1-691. Licensees or authorized agents. Investigation and supervision, §7-1-689. Licenses. Applicants for licensing, §7-1-684. Mortgage lenders and brokers, §7-1-1009. Applicants for licenses and their officers, §7-1-1004. INVESTMENT ADVISERS. Banks and trust companies. Powers of trust companies, §7-1-310. Fiduciary investment companies. Written contract requirement, §7-1-337. INVESTMENT COMPANIES. Fiduciary investment companies generally, §§7-1-330 to 7-1-338. INVESTMENTS. Housing authorities. Bonds and other obligations as legal investments, §8-3-81. Money transmission. Applicants and licensees, permissible investments, §7-1-683.2. J JOINDER OF PARTIES. Fair housing law, §8-3-208. JOINT AND SEVERAL LIABILITY. Merchant acquirer limited purpose banks. Liability of applicant prior to capital stock having been paid, §7-9-10. JUDGMENTS. Cashing of payment interests. Nonpayment of judgment. Discipline of licensees. Grounds, §7-1-708. Fair housing law. Orders of administrator. Filing in superior court and judgment thereon, §8-3-216. Installment loans. Failure to pay final judgment. Discipline of licensees. Grounds, §7-3-43.

JUDGMENTS - Cont’d Installment loans - Cont’d Licenses. Notice. Required notice by licensee to department, §7-3-31. Interest on judgments, §7-4-12. Money transmission. Nonpayment of judgment. Discipline of licensees. Grounds for discipline, §7-1-691. Notice of action or judgment against licensee, §7-1-687. JURISDICTION. Fair lending act. Enforcement, §7-6A-8. L LANDFILLS. Construction on abandoned landfills, §§8-6-1 to 8-6-4. Citation of title, §8-6-1. Definitions, §8-6-2. Exception to permit requirement, §8-6-4. Notice requirements. Filing notice of existence of landfill, §8-6-3. Permit requirement, §8-6-4. Recordkeeping requirements. Division landfill records, §8-6-3. Short title, §8-6-1. Title of act, §8-6-1. LAVATORY FAUCET REQUIREMENTS. Buildings and housing, §8-2-3. LAW ENFORCEMENT AGENCIES. Installment loans. Department of banking and finance. Information sharing with law enforcement and regulatory agencies, §7-3-47. LEASES. Banks and trust companies. Direct leasing of personal and real property. Powers of banks, §7-1-282. Sale or other disposition of assets. Leases requiring shareholder approval, §7-1-571.

INDEX LEASES - Cont’d Financial institutions. Receivership. Ability to reject executory contract or lease, §7-1-175. Leases of property, §7-1-169. Housing projects. Bonds and other obligations. Securing payment of bonds and lease obligations, §8-3-77. LEGAL ORGANS. Banking and finance. Publication of shareholders meetings, §7-1-7. LETTERS OF CREDIT. Financial institutions. Trust companies, powers. Security to defray cost of receivership, §7-1-316. Trust companies, powers. Security to defray cost of receivership, §7-1-316. LIABILITY. Advertising. Advertising of rates of interest or finance charges. Failure to comply with section, §7-4-5. Interest. Advertising rates of interest or finance charges. Failure to comply with section, §7-4-5. Manufactured homes. Finance charges on retail installment contracts. Failure to include federal loan act provisions, §7-4-5. LIABILITY INSURANCE. Building code enforcement. State building, plumbing, electrical, etc., codes. Contracts with private professional to complete plan review. Insurance requirements of private professional providers, §8-2-26. LIBRARIES. Pesticides used or applied in public buildings, §8-7-1. LICENSES. Banks and trust companies. Foreign banking institutions, §§7-1-1111 to 7-1-1130.

LICENSES - Cont’d Foreign banking institutions, §§7-1-1111 to 7-1-1130. Manufactured homes. Installation standards for construction, §8-2-164. Penalty for violation, §8-2-166. Rules promulgation for licensure and installation, §8-2-161. Manufacturers of manufactured homes. Generally, §8-2-135. Monetary penalties for license violations, §8-2-141. Mortgage lenders and brokers. Application for licenses, §7-1-1003. Renewal application, §7-1-1005. Cease and desist order issued. License not issued, §7-1-1004. Contents of license, §7-1-1006. Criminal history background checks, §7-1-1004. Definition of license, §7-1-1000. Education requirement. Prelicensing education courses, hours required, §7-1-1004. Financial requirements, §7-1-1003.2. Investigation of applicant and its officers, §7-1-1004. Mortgage loan originators. Applications, §7-1-1003. Inactive licenses, §7-1-1005. Renewal, §7-1-1005. Required, §7-1-1001.1. Exemptions, §7-1-1001. Nationwide multistate licensing system and registry. Criminal history background checks. Channeling agent, use as, §7-1-1004. Participation, department, applicants and licensees, §7-1-1003.5. Privileged or confidential information, exemption, §7-1-1003.6. Physical place of business, §7-1-1003.1. Posting of license, §7-1-1006. Qualifications of applicant, §7-1-1004. Renewal of licenses, §7-1-1005. Requirement of license, §7-1-1002. Surrender of license. Voluntary surrender, §7-1-1017. Suspension or revocation, §§7-1-1004,

INDEX LICENSES - Cont’d Mortgage lenders and brokers - Cont’d Transfer of license, §7-1-1006.

LOAN BROKERS - Cont’d Damages. Recovery, §7-7-4. Definitions, §7-7-1. False or misleading representations, §7-7-2. Fees. Advance fees, §7-7-2. Principles. Defined, §7-7-1. Liability, §7-7-3. Prohibited practices, §7-7-2. Sanctioning of principal, §7-7-3. Unfair or deceptive acts. Prohibited, §7-7-2. Violation of chapter. Penalties, §7-7-6. Remedies of borrower, §7-7-4.

LIENS. Banks and trust companies. Lien on trust company assets, restrictions on pledging or creating, §7-1-318. Financial institutions. Receivership. Extension of mortgages or notes, §7-1-166. Payment of mortgages and liens, §7-1-167. Sales of liens or personal property, §7-1-170. Savings and loan associations. Lien on deposits to secure loans, §7-1-780. Trust companies. Lien on trust company assets, restrictions on pledging or creating, §7-1-318. LIMITATION OF ACTIONS. Banks and trust companies. Stock and stockholders. Payment of dividends or distributions, §7-1-460. Fair lending act, §7-6A-7. Financial institutions. Receivership. Extension of period for actions accruing to receiver, §7-1-173. Interest and usury. Usurious interest. When time bars action or defense, §7-4-10. LIMITED LIABILITY COMPANIES. Banks or trust companies organized as, §7-1-390.1. LIQUIDATED DAMAGES. Installment loans. Violation of provisions. Liability of lender for liquidated damages for borrowers, §7-3-50. LIVING QUARTERS. Selling or renting dwellings. Unlawful practices, §8-3-202. LOAN BROKERS, §§7-7-1 to 7-7-6. Advertising, §7-7-2. Contracts. Operation of chapter not limited by, §7-7-5.

LOANS. Brokers, §§7-7-1 to 7-7-6. Business development corporations. Membership loans, §7-1-747. Credit unions, §7-1-658. Discrimination, §§7-6-1, 7-6-2. Fair lending act, §§7-6A-1 to 7-6A-13. Industrial loans. Installment loans, §§7-3-1 to 7-3-52. Installment loans. Generally, §§7-3-1 to 7-3-52. Interest and usury. Generally, §§7-4-1 to 7-4-21. Mortgages. Fair lending act, §§7-6A-1 to 7-6A-13. Savings and loan associations. Lien on deposits to secure loans, §7-1-780. Small loan businesses. Installment loans, §§7-3-1 to 7-3-52. Small minority business development corporations. Member loan limits, §7-1-947. Member loans to corporation not discriminatory, §7-1-946. Requirements for loans to corporation, §7-1-947. LOCAL GOVERNMENT. Housing projects. Intergovernmental cooperation and aid of construction, operation, etc., of housing projects, §§8-3-150 to Redevelopment. Clearance and rehabilitation of blighted areas, §§8-4-1 to 8-4-12.

INDEX LUMBER. Building codes. State building, plumbing, electrical, etc., codes. Ungraded lumber used for accessory structure not containing habitable space, §8-2-23. M MANLIFTS. General provisions, §§8-2-100 to MANUFACTURED BUILDINGS. Conversion from personal property to real property, §§8-2-180 to Factory built buildings. Units designed to be affixed to foundations or existing buildings, §§8-2-110 to 8-2-121. MANUFACTURED HOMES, §§8-2-130 to 8-2-171. Administration of part by commissioner. Commissioner defined, §8-2-131. Installation standards for construction, §8-2-162. Authority of commissioner. Cooperative agreements, §8-2-160.1. Generally, §8-2-132. Certificate of destruction, §§8-2-187 to 8-2-189. Contents, §8-2-187. Execution, §8-2-187. Filing, §§8-2-187, 8-2-189. Recordation, §8-2-188. Retention of records, §8-2-188. Superior court, filing with clerk of, §8-2-189. Certificate of permanent location, §§8-2-181 to 8-2-183.1. Contents, §8-2-181. Fees. Recording fees, §8-2-182. Filing, §8-2-181. Recording, §8-2-182. Revenue commissioner. Records, §8-2-182. Status of home as part of real property, §§8-2-183, 8-2-183.1.

MANUFACTURED HOMES - Cont’d Certificate of removal from permanent location, §§8-2-184 to Clerk of superior court. Duties, §8-2-186. Conditions for removal, §8-2-184. Contents, §8-2-184. Filing, §8-2-185. Recordation, §8-2-185. Citation of title, §8-2-130. Civil penalties, §§8-2-141, 8-2-143. Injunctive relief, §8-2-141. Clerk of superior court. Certificate of destruction. Filing requirements, §8-2-189. Certificate of removal from permanent location. Duties, §8-2-186. Commissioner of insurance. Reporting and accounting for fees, §8-2-144. Conversion from personal property to real property, §§8-2-180 to Certificate of permanent location, §§8-2-181 to 8-2-183.1. Certificate of removal from permanent location, §§8-2-184 to 8-2-186. Defined terms, §8-2-180. Destruction of home already converted, §§8-2-187 to 8-2-189. Fees. Filing fees, §8-2-191. Taxation, §8-2-190. Defined, §8-2-131. Destruction, §§8-2-187 to 8-2-189. Dispute resolution program, §8-2-137. Duties of commissioner, §8-2-132. Commissioner defined, §8-2-131. Interference with performance of duties, §8-2-139. Fees. Certificate of permanent location. Recording fees, §8-2-182. Commissioner of insurance. Reporting and accounting for fees, §8-2-144. Revenue commissioner. Filing fees, §8-2-191. Health and safety standards. Pre-owned manufactured homes, §8-2-171.

INDEX MANUFACTURED HOMES - Cont’d Injunctive relief, §8-2-141. Installation standards for construction, §§8-2-160 to 8-2-171. Adopting or enforcing requirements inconsistent with part. Prohibited, §8-2-167. Compliance with administrative procedure act, §8-2-168. Compliance with manufacturer’s installation standards, §8-2-165. Consumer complaints. Investigations, §8-2-162. Cooperative agreements, §8-2-160.1. Definitions, §8-2-160. Exemption from license requirement, §8-2-164. Inspections, random, §8-2-165. Investigation of consumer complaints, §8-2-162. License required, §8-2-164. Manufacturer’s installation standards. Compliance requirements, §8-2-165. Penalty for part violation, §8-2-166. Permit purchase, §8-2-164. Pre-owned manufactured homes, §§8-2-170, 8-2-171. Prohibited act, §8-2-163. Penalty, §8-2-166. Random inspections, §8-2-165. Rules promulgation, §8-2-161. Compliance with administrative procedure act, §8-2-168. Unlawful act, §8-2-163. Used or pre-owned manufactured homes, §§8-2-170, 8-2-171. Installers. Alterations or modifications in manufactured homes, §8-2-138. Defined, §§8-2-131, 8-2-160. Records and reporting requirements, §8-2-136. Interest and usury. Finance charge on retail installment contracts. Subject to federal law, §7-4-3. Interstate transit. Power to stop and inspect new homes in transit, §8-2-140. Investigations and inspections, §8-2-133. Books and records, §8-2-136. Conduct by commissioner, §8-2-133. Consumer complaints. Installation standards for construction, §8-2-162.

MANUFACTURED HOMES - Cont’d Investigations and inspections - Cont’d Entry and inspection of premises, §8-2-139. Installation standards for construction. Consumer complaints, §8-2-162. Random inspections, §8-2-165. Manufacturing and monitoring inspection fees, §8-2-135.1. Power to stop and inspect new homes in transit, §8-2-140. Licenses. Installation standards for construction, §8-2-164. Penalty for violation, §8-2-166. Rules promulgation for licensure and installation, §8-2-161. Manufacturers who build, sell or offer for sale homes in state, §8-2-135. Monetary penalties for license violations, §8-2-141. Retailers of manufactured homes, §8-2-135. Manufacturers. Inspection of books and records, §8-2-136. Licenses generally, §8-2-135. Record and reporting requirements, §8-2-136. Manufacturer’s installation instructions. Compliance with installation standards, §8-2-165. Manufacturing inspection fee, §8-2-135.1. Monetary penalties. License violations, §8-2-141. Monitoring inspection fee, §8-2-135.1. Motor vehicle certificates of title. Certificate of permanent location. Surrender of title upon filing, §8-2-182. Initial requirement, §8-2-181. New homes in transit. Power to stop and inspect, §8-2-140. Permit purchases, §8-2-164. Personal property. Conversion from personal property to real property, §§8-2-180 to Initial classification, §8-2-181. Powers of commissioner, §8-2-132. Commissioner defined, §8-2-131. Interference with performance of duties, §8-2-139.

INDEX MANUFACTURED HOMES - Cont’d Pre-owned manufactured homes. Installation and inspection, §§8-2-170, Property taxes. Conversion from personal property to real property, §8-2-190. Public policy declarations, §8-2-132. Purpose of part, §8-2-132. Real property. Conversion from personal property to real property, §§8-2-180 to Destruction of home already converted, §§8-2-187 to 8-2-189. Grounds for conversion, §8-2-181. Status of home as part of real property, §§8-2-183, 8-2-183.1. Removal from permanent location, §§8-2-184 to 8-2-186. Conditions for removal, §8-2-184. Unlawful removal after issuance of certificate of permanent location, §8-2-183. Retailers. Alterations or modifications in manufactured homes, §8-2-138. Licenses generally, §8-2-135. Records and reporting requirements, §8-2-136. Revenue commissioner. Certificate of destruction. Retention of records, §8-2-188. Certificate of permanent location. Records, §8-2-182. Certificate of removal from permanent location. Conditions for removal, §8-2-184. Responsibilities, §8-2-185. Filing fees, §8-2-191. Rules promulgation, §8-2-133. Hearings, §8-2-137. Installation standards for construction, §8-2-161. Adopting or enforcing requirements inconsistent with part prohibited, §8-2-167. Compliance with administrative procedure act, §8-2-168. Manufacture and sale of homes constructed and assembled in accordance with rules, §8-2-134.

MANUFACTURED HOMES - Cont’d Short title, §8-2-130. Taxation. Adjustment of taxes, license fees, etc. State-domiciled manufacturers doing business in another state, §8-2-142. Conversion from personal property to real property, §8-2-190. Title of act, §8-2-130. MANUFACTURERS. Manufactured homes. General provisions, §§8-2-130 to MANURE. Solid waste. Defined as including animal manure, §8-6-2. MAYOR. Defined. Housing authorities, §8-3-3. Housing authorities. Commissioners. Appointment, §8-3-50. Chairman. Designation, §8-3-51. Removal, §8-3-53. Defined, §8-3-3. MECHANICAL CODE. State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31. MERGER. Banks. Merger or consolidation. Branch offices. Retaining and continuing to operate banking locations as branch offices, §7-1-602. Interstate banking. Branching by merger, §§7-1-628 to Merchant acquirer limited purpose banks, §§7-9-11.1 to 7-9-11.8. State banks and trust companies, §§7-1-530 to 7-1-537. Credit unions, §7-1-667. Trust companies. Merger or consolidation. State banks and trust companies, §§7-1-530 to 7-1-537.

INDEX MILITARY AFFAIRS. Housing projects. Persons engaged in national defense industries or activities. Conditions precedent to initiation of project, §8-3-133. General provisions, §§8-3-130 to MINORITIES. Fair housing law. General provisions, §§8-3-200 to Small businesses. Small minority business development corporations, §§7-1-940 to 7-1-958. MINORS. Bank deposits and safe-deposit agreements, §7-1-351. Credit unions. Shares and deposits, §7-1-652. Multiple-party accounts. Credit union shares and deposits, §7-1-652. Savings and loan associations. Deposits, accounts and services, §7-1-789. MISDEMEANORS. Bribery. Construction defects, resolution of. Bribery of property or association managers, §8-2-42. Buildings and construction. Residential toilets, shower heads and faucets, §8-2-3. Cashing of payment interests. Violations of provisions. Criminal enforcement, §7-1-709. Construction defects, resolution of. Bribery of property or association managers, §8-2-42. Contractors. Construction defects, resolution of. Bribery of property or association managers, §8-2-42. Factory built buildings. Units designed to be affixed to foundations or existing buildings, §8-2-118. Fair housing law. Penalties for violations, §8-3-212. State action for enforcement, §8-3-213. Fair lending act, §7-6A-8. Financial institutions. Currency transactions, §7-1-915.

MISDEMEANORS - Cont’d Financial institutions - Cont’d Directors, officers, agents and employees, §§7-1-843, 7-1-844. Felonies punishable as misdemeanors, §7-1-845. Punishment for misdemeanor violations, §7-1-846. Fire escapes. Noncompliance with requirements, §8-2-54. Home inspectors. Failure to provide documentation, §8-3-332. Interest and usury. Excessive interest, §7-4-18. Manufactured homes, §8-2-143. Installation standards for construction, §8-2-166. Money transmission. Violation of provisions. Criminal enforcement, §7-1-696. Mortgage lenders and brokers, §7-1-1019. Requirements for toilets, shower heads and faucets, §8-2-3. MISREPRESENTATION. Cashing of payment interests. Discipline of licensees. Grounds, §7-1-708. Money transmission. Definition of misrepresent, §7-1-680. Discipline of licensees. Grounds for discipline, §7-1-691. Mortgage lenders and brokers, §7-1-1013. MOBILE BANKING. Minors’ deposits and safe-deposit agreements, access through electronic means, §7-1-351. MOBILE HOMES. Conversion from personal property to real property, §§8-2-180 to Installation standards for construction, §§8-2-160 to 8-2-171. Manufactured homes generally, §§8-2-130 to 8-2-144. MODULAR HOMES. Conversion from personal property to real property, §§8-2-180 to Manufactured homes generally, §§8-2-130 to 8-2-144.

INDEX MONEY LAUNDERING. Currency transactions. Money laundering offense, venue of prosecution, §7-1-917. MONEY ORDERS. Money transmission, §§7-1-680 to Records and reports. Currency transactions of financial institutions. General provisions, §§7-1-910 to MONEY TRANSMISSION, §§7-1-680 to 7-1-698. Acquisition or change of control of licensee, §7-1-688. Actions against licensee by creditor or claimant. Common law liability not limited by provisions, §7-1-697. Notice to department, §7-1-687. Additional locations. Notice, §7-1-686. Advertisements. Unique identifiers. Use in advertising and other documents, §7-1-684.2. Authorized agents. Conduct of business through authorized agents, §7-1-683.1. Criminal background checks and other investigations, §7-1-684. Defined, §7-1-680. Investigation, §7-1-689. Notice to agent of license suspension, revocation, surrender or expiration, §7-1-683.1. Rescinding authorization as discipline, §7-1-691. Subagents. Prohibited, §7-1-683.1. Banking and insurance commissioner. Definition of commissioner, §7-1-680. Banking and insurance department. Definition of department, §7-1-680. Powers, §7-1-683.3. Bankruptcy. Notice to department of filing involving licensee, §7-1-687. Banks. Exemption from license requirement, §7-1-682. Boards of trade. Exemption from license requirement, §7-1-682.

MONEY TRANSMISSION - Cont’d Bonds, surety, §7-1-683.2. Actions against licensee by creditor or claimant. Notice to department, §7-1-687. Cancellation of bond. Cease and desist orders, §7-1-694. Notice to department, §7-1-687. Payment of claims by surety. Notice to department, §7-1-687. Borrowers in default. Discipline not triggered by being borrower in default, §7-1-693. Cease and desist orders. Employment of persons subject to orders. Discipline of licensees. Grounds for discipline, §7-1-691. Grounds for issuance, §7-1-694. Clearance or settlement services providers. Exemption from license requirement, §7-1-682. Closed-loop transactions. Defined, §7-1-680. Conduct constituting, §7-1-681. Contracts with authorized agents, §7-1-683.1. Control. Acquisition or change of control, §7-1-688. Defined, §7-1-680. Liability for violations of persons in control, §7-1-681. Covered employees. Criminal background checks and other investigations of license applicants, authorized agents, etc, §7-1-684. Defined, §7-1-680. Prohibited acts, discovery. Notice to department, §7-1-687. Credit unions. Exemption from license requirement, §7-1-682. Criminal enforcement, §7-1-696. Definitions, §7-1-680. Directors, officers, etc. Criminal background checks and other investigations, §7-1-684. Discipline of licensees. Child support, nonpayment, §7-1-693. Grounds, §7-1-691. Notice to agent of license suspension, revocation, surrender or expiration, §7-1-683.1.

INDEX MONEY TRANSMISSION - Cont’d Discipline of licensees - Cont’d Prohibited acts, enumeration, §7-1-691. Types of discipline, §7-1-692. Display of license, §7-1-686. Due process. Discipline of licensees, §7-1-691. Enforcement of provisions, §7-1-690. Fines, civil penalties, etc, §7-1-694. Examination of licensees, authorized agents, etc, §7-1-689. Executive officers. Change of executive officers. Notice to department, §7-1-687. Defined, §7-1-680. Failure to transmit money received or to honor valid payment instrument. Prohibited acts, enumeration, §7-1-691. Fingerprints. Criminal background checks and other investigations of license applicants, authorized agents, etc, §7-1-684. Futures commission merchants. Exemption from license requirement, §7-1-682. Incompetence. Discipline of licensees. Grounds for discipline, §7-1-691. Individuals. Defined, §7-1-680. Industrial banks. Exemption from license requirement, §7-1-682. Investigation and supervision. Discipline of licensees. Grounds for discipline, §7-1-691. Fees, §§7-1-683, 7-1-689. Licensees or authorized agents, §7-1-689. Investments permitted, §7-1-683.2. Judgments against licensee. Notice to department, §7-1-687. Liability for payment, §7-1-695. Licensees. Acquisition or change of control, §7-1-688. Bonds, surety, §7-1-683.2. Defined, §7-1-680. Discipline of licensees. Child support, nonpayment, §7-1-693.

MONEY TRANSMISSION - Cont’d Licensees - Cont’d Discipline of licensees - Cont’d Notice to agent of license suspension, revocation, surrender or expiration, §7-1-683.1. Prohibited acts, enumeration, §7-1-691. Types of discipline, §7-1-692. Investigation, §7-1-689. Fees, §7-1-683. Net worth requirements, §7-1-683.2. Prohibited acts, discovery. Notice to department, §7-1-687. Reports of condition to nationwide mulitstate licensing system and registry, §7-1-684.1. Licenses. Applications, §7-1-683. Criminal background checks and other investigations of applicant, §7-1-684. Discipline of licensees. Grounds for discipline, §7-1-691. Investigation of applicants, §7-1-684. Authority conferred by license, §7-1-681. Banking and insurance department. Duties, §7-1-684. Powers, §7-1-683.3. Continuation of existing licenses, §7-1-698. Denial of license. Grounds, §7-1-684. Display of license, §7-1-686. Exemptions, §7-1-682. Expiration, §7-1-685. Fees. Annual license fee, §7-1-685. Grandfathering of existing licenses, §7-1-698. Nonassignable, §7-1-686. Nontransferable, §7-1-686. Notice to authorized agent of license suspension, revocation, surrender or expiration, §7-1-683.1. Renewal, §7-1-685. Required, §7-1-681. Single joint license for seller and issuer. Grounds for issuance, §7-1-683. Misrepresentation. Definition of misrepresent, §7-1-680. Discipline of licensees. Grounds for discipline, §7-1-691.

INDEX MONEY TRANSMISSION - Cont’d Monetary value. Defined, §7-1-680. Nationwide mulitstate licensing system and registry. Banking and insurance department. Powers, §7-1-683.3. Defined, §7-1-680. Information furnished by applicants to system and registry, §7-1-683. Reporting to system and registry, §7-1-684.1. Net worth requirements, §7-1-683.2. New locations. Notice, §7-1-686. Open-loop transactions. Defined, §7-1-680. Payment instrument holders. Defined, §7-1-680. Payment instruments. Defined, §7-1-680. Payment system operators. Exemption from license requirement, §7-1-682. Persons. Defined, §7-1-680. Processors of payments. Agents or intermediaries. Exemption from license requirement, §7-1-682. Prohibited acts. Discovery. Notice to department, §7-1-687. Enumeration, §7-1-691. Recordkeeping, §7-1-689. Refunds, failure to issue when required. Prohibited acts, enumeration, §7-1-691. Rulemaking. Enforcement of provisions, §7-1-690. Sale. Defined, §7-1-680. Savings and loan associations. Exemption from license requirement, §7-1-682. Savings banks. Exemption from license requirement, §7-1-682. Securities broker-dealer registered under security laws. Exemption from license requirement, §7-1-682. Selling. Defined, §7-1-680.

MONEY TRANSMISSION - Cont’d Signed. Defined, §7-1-680. Student loan defaults. Discipline of licensees, applicants, etc, not triggered by default, §7-1-693. Subagents. Prohibited, §7-1-683.1. Subsidiaries of banks, trust companies, credit unions, etc. Exemption from license requirement, §7-1-682. Transmission of money. Defined, §7-1-680. Transmit money. Defined, §7-1-680. Trust companies. Exemption from license requirement, §7-1-682. Ultimate equitable owners. Acquisition or change of control, §7-1-688. Defined, §7-1-680. Determining ultimate equitable ownership by individual, §7-1-680. Under common control with. Defined, §7-1-680. Unique identifiers. Defined, §7-1-680. Use in advertising and other documents, §7-1-684.2. Unlicensed sales. Cease and desist orders, §7-1-694. Prohibited acts, enumeration, §7-1-691. Violation of provisions. Criminal enforcement, §7-1-696. Discipline of licensees. Grounds for discipline, §7-1-691. Virtual currency. Defined, §7-1-680. Rules and regulations applicable to, §7-1-690. MORTGAGE LENDERS AND BROKERS, §§7-1-1000 to 7-1-1021. Account maintenance, §7-1-1009. Acts prohibited, §7-1-1013. Cease and desist orders, §7-1-1018. Address changes, §7-1-1006. Advertising, §7-1-1016. Affiliate. Defined, §7-1-1000. Annual financial statements, §7-1-1010. Applicability of provisions, §7-1-1001.

INDEX MORTGAGE LENDERS AND BROKERS - Cont’d Applicants for mortgage loans. Regulations governing disclosure, §7-1-1014. Audited financial statement. Defined, §7-1-1000. Bonds, surety. Financial requirements for licensing, §7-1-1003.2. Book maintenance, §7-1-1009. Branch managers. Approval by department, §7-1-1006. Cease and desist order issued. License not issued, §7-1-1004. Cease and desist orders, §7-1-1018. Challenging information entered into nationwide multistate licensing system and registry, §7-1-1004.2. Child support enforcement. Suspension or denial of license for failure to pay support, §7-1-1017. Civil liability. Maintenance of books, accounts and records, §7-1-1009. Collecting agent. Defined, §7-1-1011. Commitment or commitment agreement. Defined, §7-1-1000. Regulations governing, §7-1-1021. Confidentiality of information, §7-1-1003.6. Investigations and examinations of licensees, §7-1-1009. Continuing education. Persons previously licensed under article, §7-1-1004. Contracts existing prior to suspension or revocation of license, §7-1-1017. Control, controlling or controlled by. Defined, §7-1-1000. Convenience fees, institutions or lenders charging, §7-1-239.6. Conviction data. Defined, §7-1-1004. Covered employees. Background checks on, §7-1-1004. Criminal history backgrounds checks, §7-1-1004. Criminal offenses, §7-1-1019. Deceptive trade practices, §7-1-1013. Cease and desist orders, §7-1-1018.

MORTGAGE LENDERS AND BROKERS - Cont’d Definitions, §7-1-1000. Education. Approval of mortgage industry related courses, §7-1-1003.7. Licensure requirements, §7-1-1004. Escrow account, §7-1-1015. Examination of licensee by department, §7-1-1009. Prohibited acts in connection with, §7-1-1013. Executive officer. Defined, §7-1-1000. Exemptions, §7-1-1001. Extortionate means. Defined, §7-1-1000. Fees, §7-1-1011. Convenience fees, institutions or lenders charging, §7-1-239.6. Felonies. Willful transaction of business without license or exemption, §7-1-1019. Felony conviction. License not issued, revocation, §7-1-1004. Financial statements, §7-1-1010. Fines. Criminal penalty, §7-1-1019. Failure to comply with cease and desist order, §7-1-1018. Indemnification of covered person due to violations of law. Prohibition, §7-1-1004. Interpretation and construction, §7-1-1020. Investigation of licensees by department, §7-1-1009. Licenses. Applications for licenses, §7-1-1003. Renewal application, §7-1-1005. Authority of licensed mortgage lender, §7-1-1001. Cease and desist order issued. License not issued, §7-1-1004. Child support enforcement. Suspension or denial of license for failure to pay support, §7-1-1017. Contents of license, §7-1-1006. Continuing education. Persons previously licensed under article, §7-1-1004. Criminal history backgrounds checks, §7-1-1004.

INDEX MORTGAGE LENDERS AND BROKERS - Cont’d Licenses - Cont’d Definition of license, §7-1-1000. Denial, §7-1-1004. Education requirement. Prelicensing education courses, hours required, §7-1-1004. Examination of licensees, §7-1-1009. Felony conviction. License or registration not issued, revocation, §7-1-1004. Financial requirements, §7-1-1003.2. Investigation of applicant and its officers, §7-1-1004. Mortgage loan originators. Applications, §7-1-1003. Inactive licenses, §7-1-1005. Renewal, §7-1-1005. Required, §7-1-1001.1. Exemptions, §7-1-1001. Nationwide multistate licensing system and registry. Challenging information entered into system, §7-1-1004.2. Criminal history background checks. Channeling agent, use as, §7-1-1004. Defined, §7-1-1000. Participation, department, applicants and licensees, §7-1-1003.5. Privileged or confidential information, exemption, §7-1-1003.6. Reports of condition, §7-1-1004.1. Physical place of business, §7-1-1003.1. Posting of license, §7-1-1006. Qualifications of applicant, §7-1-1004. Requirement of license, §7-1-1002. Surrender of license. Voluntary surrender, §7-1-1017. Suspension or revocation, §§7-1-1004, Transfer of license, §7-1-1006. Violations of provisions, §7-1-1002. Lock-in agreement. Defined, §7-1-1000. Regulations governing, §7-1-1021. Makes a mortgage loan. Defined, §7-1-1000. Misdemeanors, §7-1-1019. Misrepresent. Defined, §7-1-1000. Mobile homes. Applicability to sellers of, §7-1-1001.1.

MORTGAGE LENDERS AND BROKERS - Cont’d Mortgage broker. Defined, §7-1-1000. Mortgage lender. Defined, §7-1-1000. Mortgage loan originators. Bonds, surety, §7-1-1003.2. Continuing education requirement, §7-1-1004. Defined, §7-1-1000. Exemptions from provisions, §7-1-1001. Licenses. Applications, §7-1-1003. Continuing education requirement, §7-1-1004. Felony conviction. License not issued, revocation, §7-1-1004. Inactive licenses, §7-1-1005. Renewal, §7-1-1005. Required, §7-1-1001.1. Exemptions, §7-1-1001. Written test requirement, §7-1-1004. Prohibited acts, §7-1-1002. Reports, §7-1-1009. Unique identifier. Visibility requirement for individuals originating residential mortgage loans, §7-1-1004.3. Unlicensed activities, prohibition, §7-1-1002. Names. Transacting business under other name, §7-1-1006. Nationwide multistate licensing system and registry. Challenging information entered into system, §7-1-1004.2. Criminal history background checks. Channeling agent, use as, §7-1-1004. Defined, §7-1-1000. Participation, department, applicants and licensees, §7-1-1003.5. Privileged or confidential information, exemption, §7-1-1003.6. Reports of condition, §7-1-1004.1. Notice. Actions brought by creditor or borrower against lender or broker, §7-1-1007. Cancellation of bond, §7-1-1007. Suspension or revocation of licenses, §7-1-1011.

INDEX MORTGAGE LENDERS AND BROKERS - Cont’d Opening additional office without prior approval, §7-1-1006. Penalties. Failure to comply with terms of cease and desist order, §7-1-1018. Person. Defined, §7-1-1000. Person affiliated with. Defined, §7-1-1000. Prison terms. Criminal penalty for violation of provisions, §7-1-1019. Prohibited acts, §7-1-1013. Cease and desist orders, §7-1-1018. Record maintenance, §7-1-1009. Renewal of licenses, §7-1-1005. Reports. Conditions. Reporting by licensees, §7-1-1004.1. Discovery of prohibited acts or discharge of employee for dishonest or fraudulent act. Reporting to department, §7-1-1007. Mortgage loan originators, §7-1-1009. Residential property. Defined, §7-1-1000. Rules and regulations, §7-1-1012. Advertisements, §7-1-1016. Disclosures to applicants for mortgage loans, §7-1-1014. Escrow accounts, §7-1-1015. Service a mortgage loan. Defined, §7-1-1000. Share acquisitions and ownership. Other entities, §7-1-1008. Student loans. License discipline not triggered by default, §7-1-1017. Transaction of business. License or registration. Required, §§7-1-1001, 7-1-1002. Under other name, §7-1-1006. Violation of provisions, §7-1-1002. Ultimate equitable owners. Defined, §7-1-1000. Under common control with. Defined, §7-1-1000. Unfair or deceptive trade practices, §7-1-1013. Cease and desist orders, §7-1-1018. Unique identifier. Defined, §7-1-1000. Visibility requirement for individuals originating residential mortgage loans, §7-1-1004.3.

MORTGAGES. Applicants for mortgage loans. Regulations governing disclosure, §7-1-1014. Brokers, §§7-1-1000 to 7-1-1021. Fair lending act, §§7-6A-1 to 7-6A-13. Foreclosures. Housing trust fund for the homeless commission. Powers, §8-3-313. Lenders, §§7-1-1000 to 7-1-1021. Receivership. Financial institutions, §§7-1-166, MOSAICS. State buildings. Works of art. Defined as including, §8-5-3. MOTOR VEHICLES. Certificates of title. Mobile homes. Certificate of permanent location. Surrender of title upon filing, §8-2-182. Initial requirement, §8-2-181. Trailers. Conversion from personal property to real property, §§8-2-180 to Manufactured homes, §§8-2-130 to MOVING WALKS. General provisions, §§8-2-100 to MULTIFAMILY DWELLINGS. Fair housing law. Covered multifamily dwelling. Defined, §8-3-201. MULTIPLE-PARTY ACCOUNTS, §§7-1-810 to 7-1-821. MUNICIPAL CORPORATIONS. Building codes. State building, plumbing, electrical, etc., codes. Wood used as construction material. Local prohibition not permitted, §8-2-25. Fair lending act. Home loans. Municipal or county regulation of terms, §7-6A-11.

INDEX MUNICIPAL CORPORATIONS - Cont’d Housing. Intergovernmental cooperation in aid of construction, operation, etc., of housing projects, §§8-3-150 to Redevelopment. Clearance and rehabilitation of blighted areas, §§8-4-1 to 8-4-12. State building, plumbing, electrical, etc., codes. Wood used as construction material. Local prohibition not permitted, §8-2-25. MURALS. State buildings. Work of art defined as including, §8-5-3. MUSEUMS. Pesticides used or applied in public building, §8-7-1. MUTILATION. Documentary evidence. Prohibited acts, §8-3-212. N NAMES. Banks and trust companies, §7-1-243. Financial institutions. Permissible names, §7-1-130. Reservation of name, §7-1-131. Trade names. Construction of laws unaffected, §7-1-134. Mortgage lenders and brokers. Transacting business under other name, §7-1-1006. Savings and loan associations. Use of term savings and loan, §7-1-779. NATIONAL CREDIT UNION ADMINISTRATION. Insurance. Deposit insurance requirements, §§7-1-666, 7-1-668. NATIONAL DEFENSE INDUSTRIES OR ACTIVITIES. Housing projects. Persons engaged in national defense industries or activities, §§8-3-130 to 8-3-137.

NEGOTIABLE INSTRUMENTS. Money transmission, §§7-1-680 to NEIGHBORHOODS. Credit unions. Initial subscribers. Common bond defined, §7-1-630. NIGHT DEPOSITORIES. Credit unions. Equipment, extensions, §7-1-664. Locations in state, §7-1-603. NONTESTAMENTARY TRANSFERS. Bank deposits and collections. Multiple party accounts. Survivorship transfers, §7-1-815. NOTES. Receivership. Financial institutions, §§7-1-166, NOTICE. Building codes. State building, plumbing, electrical, etc., codes. Private professional providers to complete plan review. Notice of deficiencies, §8-2-26. Construction defects, resolution of. Notice of claim to contractor, §8-2-38. Notice to consumer prior to initial construction work, §8-2-41. Credit unions. Deposit insurance notice requirements, §7-1-666. Mergers, approval or disapproval, §7-1-667. Financial institutions. Acquisition of control, §§7-1-231 to Closing of banking locations, §7-1-110.1. Electronic notice, §7-1-6. Expedited approval process, §7-1-79. Publication, §7-1-7. Receivership. Filing or ordering partial or final account, §7-1-198. Notice to holders of assets, §7-1-163. Posting of notice of taking possession, §7-1-153. Service, §7-1-6. Waivers, §7-1-6.

INDEX NOTICE - Cont’d Installment loans. Discipline of licensees. Notice of disciplinary orders, §7-3-44. Licenses. Required notice by licensee to department, §7-3-31. Merchant acquirer limited purpose banks. Publication of articles of incorporation, §7-9-5. Money transmission. Authorized agents. Notice to agent of license suspension, revocation, surrender or expiration, §7-1-683.1. Mortgage lenders and brokers. Actions brought by creditor or borrower against lender or broker, §7-1-1007. Informing department of cancellation of bond, §7-1-1007. Suspension or revocation of licenses, §7-1-1011. Pesticides. Public buildings, §8-7-1. Public buildings. Pesticides, use in, §8-7-1. Secretary of state. Banks and trust companies. Change of registered agent or office, §7-1-510. Small minority business development corporations. First meeting, §7-1-955. O OATHS. Banks and trust companies. Board of directors. Oath of office, §7-1-484. Merchant acquirer limited purpose banks. Directors, §7-9-5.4. Cashing of payment interests. Investigations. Powers in support of investigations, §7-1-706. Credit unions. Directors, §7-1-655.

OATHS - Cont’d Money transmission. Investigation and supervision. Powers of department to investigate, §7-1-689. OFFSETS. Credit unions. Right to offset loans, dues and fines, §7-1-654. ONLINE BANKING. Minors’ deposits and safe-deposit agreements, access through electronic means, §7-1-351. OPEN-LOOP TRANSACTIONS. Money transmission. Definition of open-loop transaction, §7-1-680. Generally, §§7-1-680 to 7-1-698. ORDERS. Fair housing law, §§8-3-214 to 8-3-216. Money transmission. Enforcement of cease and desist orders, §7-1-694. ORDINANCES. Fair housing law. Adoption of provisions in local ordinance, §8-3-220. ORGANS. Legal organs. Banking and finance. Publication of shareholders meetings, §7-1-7. P PAID-IN CAPITAL. Banks and trust companies. Borrowing money, §7-1-291. Certificate of incorporation. Effect, §7-1-396. Consideration for shares, §7-1-415. Premature business, §7-1-398. Reduction of, §7-1-461. Subordinated securities, §7-1-419. Defined, §7-1-4. Financial institutions. Voluntary dissolution, §7-1-113. Retained earnings. Defined, §7-1-4. Statutory capital base. Defined, §7-1-4.

INDEX PARENT AND CHILD. Bank deposits of deceased intestate depositors, §7-1-239.1. Payment of deposits of deceased intestate depositors, §7-1-239. PARTITIONS FOR FIRE PROTECTION. Building codes, §8-2-210. PAWNBROKERS. Installment loans. Licenses. Exemptions from licensing requirement, §7-3-4. PAYABLE ON DEATH ACCOUNTS. Multiple-party accounts generally, §§7-1-810 to 7-1-821. PAYEES. P.O.D payees. Multiple party accounts, §7-1-810. PAYMENT IN FULL. Banking and finance. Creditors’ rights upon dissolution, §7-1-756. Public stock corporations. Dissolution, §7-1-956. Receiverships. Liquidation of excess assets, §7-1-204. Share certificates. When received, §7-1-417. University system of Georgia. Bonds, §8-3-17. PENALTIES. Home inspectors. Failure to provide documentation, §8-3-332. Installment loans. Fees. Imposition of additional loan fees, §7-3-16. Manufactured homes. Monetary penalties, §8-2-141. Mortgage lenders and brokers. Failure to comply with terms of cease and desist order. Civil penalty, §7-1-1018. PERMITS. Banks and trust companies. Permit to begin business, §§7-1-396, Buildings. State building, plumbing, electrical, etc., codes. Project initiation permit, §8-2-26.

PERMITS - Cont’d Landfills. Construction on abandoned landfills, §8-6-4. PERSONS WITH DISABILITIES. Housing. Fair housing law. General provisions, §§8-3-200 to PESTICIDES. Public buildings, §8-7-1. PETITIONS. Foreign banking institutions. Unauthorized activities, cease and desist orders. Petition to court of country directing bank to obey order, §7-1-1108. PLEADINGS. Answers. Fair housing law, §8-3-208. PLUMBERS. Building codes. Water or sewer lines. Alternative inspection procedures, §8-2-26. Plumbing code. State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31. PLUMBING CODE. State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31. P.O.D. ACCOUNTS. Changing terms of account, §7-1-814. Defined, §7-1-810. Discharge upon proper payment, §7-1-820. Multiple-party accounts generally, §§7-1-810 to 7-1-821. Nontestamentary survivorship transfers, §7-1-815. Ownership during lifetime, §7-1-812. Payment, §7-1-818. Rights of survivorship, §7-1-813. Trust account, §7-1-819. POINT-OF-SALE TERMINALS, §7-1-603. POST OFFICES. Cashing of payment interests. Exemptions of US Postal Service from licensing requirement, §7-1-701.1.

INDEX PREEMPTIVE RIGHTS. Banks and trust companies. Shareholders, §7-1-431.

PROFESSIONS AND BUSINESSES - Cont’d Small minority business development corporations. General provisions, §§7-1-940 to

PREPAYMENT. Installment loans. Refund of portion of closing fee, §7-3-17. Loans, advances, etc, for which closing fee charged. Refund of portion of closing fee, §7-3-17.

PROMISSORY NOTES. Receivership. Financial institutions, §§7-1-166, PROPERTY. Housing projects. Regional housing authorities. Transfer of property, §§8-3-101,

PRISON TERMS. Cashing of payment interests. Violations of provisions. Criminal enforcement, §7-1-709. Fair lending act, §7-6A-8. Financial institutions. Felonies of directors, officers, agents and employees, §7-1-842. Money transmission. Violation of provisions. Criminal enforcement, §7-1-696. Mortgage lenders and brokers. Criminal penalty for violation of provisions, §7-1-1019. PRIVATE CLUBS. Fair housing law. Sale, rental or occupancy of dwellings, §8-3-205. PRIVILEGES AND PRIVILEGED COMMUNICATIONS. Mortgage lenders and brokers. Nationwide multistate licensing system and registry. Privileged or confidential information, exemption, §7-1-1003.6. PRODUCTION OF DOCUMENTS AND THINGS. Money transmission. Investigation and supervision. Powers of department to investigate, §7-1-689. PROFESSIONS AND BUSINESSES. Business development corporations. General provisions, §§7-1-740 to Cashing of payment interests, §§7-1-700 to 7-1-709.2. Money transmission, §§7-1-680 to Small loan businesses. Installment loans generally, §§7-3-1 to

PROPERTY TAXES. Credit union deposit insurance corporation. Corporation subject to real property taxes, §7-2-14. Manufactured homes. Conversion from personal property to real property, §8-2-190. Personal property. Manufactured homes. Conversion from personal property to real property, §8-2-190. Real property. Manufactured homes. Conversion from personal property to real property, §8-2-190. PROXIES. Banking and finance. Irrevocable proxies, §7-1-437. Stock and stockholders, §7-1-437. Revocation, §7-1-437. Credit unions, §7-1-661. PUBLICATION. Banks and trust companies. Merchant acquirer limited purpose banks. Notice of merger or consolidation, §7-9-11.3. Publication of articles of incorporation, §7-9-5. Building codes. State building, plumbing, electrical, etc., codes. Private professional providers to complete plan review. Prequalification standards to be advertised, §8-2-26.

INDEX PUBLICATION - Cont’d Merchant acquirer limited purpose banks. Publication of articles of incorporation, §7-9-5. PUBLIC BUILDINGS. Art in state buildings. General provisions, §§8-5-1 to 8-5-9. Pesticides used or applied in public building, §8-7-1. PUBLIC HOUSING. Discriminatory housing practices. Unlawful practices in selling or renting dwellings. Conditioning tenancy in public housing with firearm restrictions, limitation of restrictions, §8-3-202. PUBLIC RIDICULE. Installment loans. Unreasonable collection tactics, §7-3-33. PUBLIC UTILITIES. State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31. R RACIAL MINORITIES. Fair housing law. General provisions, §§8-3-200 to Small businesses. Small minority business development corporations, §§7-1-940 to 7-1-958. RAFFLES. Savings promotion raffles. Conduct by financial institutions, §7-1-239.10. REAL ESTATE BROKERS AND SALESPERSONS. Fair housing law. Membership or participation in brokers’ associations. Unlawful denial of or discrimination in, §8-3-203. REAL PROPERTY. Housing projects. Regional housing authorities. Transfer of property, §§8-3-101,

RECEIVERS. Banks. Foreign banking institutions, §7-1-1129. Receivership of financial institutions generally, §§7-1-150 to 7-1-225. Business development corporations. Receivership of financial institutions. Generally, §§7-1-150 to 7-1-225. Credit unions. Receiver appointment when conservatorship unable to continue, §7-1-645. Receivership of financial institutions generally, §§7-1-150 to 7-1-225. Fiduciary investment companies. Receivership of financial institutions generally, §§7-1-150 to 7-1-225. Financial institutions, §§7-1-150 to Foreign banking institutions, §7-1-1129. Personal property. Sales of liens or personal property, §7-1-170. Savings and loan associations generally. Receivership of financial institutions, §§7-1-150 to 7-1-225. Securities. Sales or exchanges of securities, §7-1-170. Trust companies. Receivership of financial institutions generally, §§7-1-150 to 7-1-225. RECORDS. Banks and trust companies. Currency transactions. Records and reports generally, §§7-1-910 to 7-1-917. Foreign banking institutions. Closure of branch or agency, information to be delivered to department, §7-1-1125. Maintenance and availability of books, accounts, and records, §7-1-1102. Merchant acquirer limited purpose banks. Recordkeeping regarding merchant funds, §7-9-12.1. Cashing of payment interests. Recordkeeping, §7-1-706.

INDEX RECORDS - Cont’d Credit unions. Currency transactions. Records and reports generally, §§7-1-910 to 7-1-917. Factory built buildings. Units designed to be affixed to foundations or existing buildings. Manufacturers, dealers and installers, §8-2-121. Installment loans. Duties of licensees, §7-3-30. Investigations, examinations, etc, by department, §7-3-40. Manufactured homes. Manufacturers, retailers and installers. Maintenance and inspection, §8-2-136. Merchant acquirer limited purpose banks. Recordkeeping regarding merchant funds, §7-9-12.1. Money transmission. Recordkeeping, §7-1-689. Mortgage lenders and brokers. Maintenance of records, §7-1-1009. Savings and loan associations. Currency transactions. Records and reports generally, §§7-1-910 to 7-1-917. REDEVELOPMENT. Clearance and rehabilitation of blighted areas, §§8-4-1 to 8-4-12. Acquisition, development and sale of lands in project areas, §8-4-12. Approval by cities, §8-4-5. Bonds and other obligations, §8-4-11. Citation of title, §8-4-1. City approval of projects, §8-4-5. Definitions, §8-4-3. Eminent domain. Acquisition and development by authorities of lands not within blighted areas, §8-4-8. Findings required prior to acquisition of lands not within blighted areas, §8-4-8. Manner of valuation of property, §8-4-6. Obligations of purchasers and lessees, §8-4-6. Power to make property available for use by private enterprise or public agencies, §8-4-6.

REDEVELOPMENT - Cont’d Clearance and rehabilitation of blighted areas - Cont’d Federal government financial aid, §8-4-10. Intergovernmental cooperation, §8-4-9. Investment in projects, §8-4-12. Bonds and other obligations as legal investments and security, §8-4-11. Legislative findings, §8-4-2. Power to undertake redevelopment projects, §8-4-4. Projects involved in more than one city, §8-4-8. Public policy, §8-4-2. Redevelopment plans. Preparation by authorities, §8-4-4. Scope of authority’s powers, privileges and immunities, §8-4-4. Security for federal government financial aid, §8-4-10. Bonds and other obligations as legal investments and security, §8-4-11. State public bodies. Cooperation in aid of redevelopment projects, §8-4-9. Taxation of leased property, §8-4-7. Title of act. Short title, §8-4-1. Definitions. Clearance and rehabilitation of blighted areas, §8-4-3. Eminent domain. Clearance and rehabilitation of blighted areas. Acquisition and development by authorities of lands not within blighted areas, §8-4-8. Findings required prior to acquisition of lands not within blighted areas, §8-4-8. Manner of valuation of property, §8-4-6. Obligations of purchasers and lessees, §8-4-6. Power to make property available for use by private enterprise or public agencies, §8-4-6. Housing projects. General provisions, §§8-3-1 to 8-3-156. REDEVELOPMENT LAW. Clearance and rehabilitation of blighted areas. General provisions, §§8-4-1 to 8-4-12.

INDEX REDEVELOPMENT LAW - Cont’d Short title, §8-4-1. REFUNDS. Closing fees. Prepayment of loans, advances, etc, for which closing fee charged. Refund of portion of closing fee, §7-3-17. Money transmission. Failure to issue refund to customer. Prohibited acts, enumeration, §7-1-691. REGISTERED MAIL. Banks and trust companies. Powers of banks. Federal powers. Notification of commissioner of intent to exercise federal power, §7-1-296. Credit unions. Federal powers. Notification of commissioner of intent to exercise federal power, §7-1-671. RELIGION. Fair housing law. General provisions, §§8-3-200 to

REPORTS - Cont’d Mortgage lenders and brokers. Conditions. Reporting by licensees, §7-1-1004.1. Discovery of prohibited acts or discharge of employee for dishonest or fraudulent act. Reporting to department, §7-1-1007. Mortgage loan originators, §7-1-1009. Savings and loan associations. Currency transactions. Records and reports generally, §§7-1-910 to 7-1-917. State buildings. Art in state buildings, §8-5-8. REPOSSESSION. Costs, §7-3-12. Fees, §7-3-12. Financial institutions. Receivership. Proceedings in lieu of repossession, §7-1-190. Installment loans. Costs and fees for repossession, §7-3-12. RESOLUTION OF CONSTRUCTION DEFECTS, §§8-2-35 to 8-2-43.

REMOTE SERVICE TERMINALS. Safe use, §§7-8-1 to 7-8-8.

RESTROOMS. Buildings and housing, §8-2-3.

REPORTS. Banks and trust companies. Currency transactions. Records and reports generally, §§7-1-910 to 7-1-917. Foreign banking institutions, §7-1-1104. Interstate banking. Branching by merger, §§7-1-628.7, Credit unions. Conservators, reports to department, §7-1-640. Currency transactions. Records and reports generally, §§7-1-910 to 7-1-917. Department of banking and finance, §7-1-74. Factory built buildings. Units designed to be affixed to foundations or existing buildings. Manufacturers, dealers and installers, §8-2-121.

RETAILERS. Manufactured homes. Alterations or modifications in manufactured homes, §8-2-138. License, §8-2-135. Records and reporting requirements, §8-2-136. REVENUE AND TAXATION. Banks and trust companies. Domestic international banking facilities. Exemption from taxes and license fees, §7-1-732. Business development corporations. State and local occupational license taxes, §7-1-758. Tax exemptions, §7-1-758. Credit unions. Reserves. Exclusion from tax calculations, §7-1-659. Taxes to which subject, §7-1-662.

INDEX REVENUE AND TAXATION - Cont’d Housing projects. Exemption of authorities and their property from taxes and special assessments, §8-3-8. Payments in lieu of taxes and special assessments, §8-3-8. Installment loans. Tax on interest. Failure or refusal to remit tax. Discipline of licensees. Grounds, §7-3-43. Manufactured homes. Adjustment of taxes, license fees, etc. State-domiciled manufacturers doing business in another state, §8-2-142. Redevelopment. Clearance and rehabilitation of blighted areas. Taxation of leases property, §8-4-7. Savings and loan associations, §7-1-786. Small minority business development corporations. Occupational license taxes, §7-1-958. Tax exemptions, credits and privileges, §7-1-958. RIDICULE. Installment loans. Unreasonable collection tactics, §7-3-33. RIGHT OF ENTRY. Manufacturers of manufactured homes. Entry and inspection of premises, §8-2-139. RULES AND REGULATIONS. Arts. Georgia council of the arts, §8-5-5. ATMs. Safe use, §7-8-6. Automated teller machines. Safe use, §7-8-6. Banking remote service terminals. Safe use, §7-8-6. Banks and trust companies. Foreign banking institutions. License applications. Rules prescribing abbreviated application procedures and standards, §7-1-1111.

RULES AND REGULATIONS - Cont’d Banks and trust companies - Cont’d Foreign banking institutions - Cont’d Regulatory authority of department, §7-1-1109. State representative offices, establishment. Rules prescribing abbreviated application procedures and standards, §7-1-1131. Building codes. Rules promulgation, §8-2-220. Credit unions, §7-1-663. Factory-built buildings, §§8-2-112, 8-2-113, 8-2-115. Financial institutions. Department of banking and finance, §7-1-61. Foreign banking institutions. License applications. Rules prescribing abbreviated application procedures and standards, §7-1-1111. Regulatory authority of department, §7-1-1109. State representative offices, establishment. Rules prescribing abbreviated application procedures and standards, §7-1-1131. Manufactured homes, §8-2-134. Hearings, §8-2-137. Installation standards for construction. Compliance with administrative procedure act, §8-2-168. Promulgation, §8-2-133. Installation standards for construction, §8-2-161. Adopting or enforcing requirements inconsistent with part prohibited, §8-2-167. Mortgage lenders and brokers, §7-1-1012. Advertisements, §7-1-1016. Disclosures to applicants for mortgage loans, §7-1-1014. Escrow accounts, §7-1-1015.

INDEX S SAFE CARRY PROTECTION ACT. Public housing. Discriminatory housing practices. Unlawful practices in selling or renting dwellings. Conditioning tenancy in public housing with firearm restrictions, limitation of restrictions, §8-3-202. SAFE-DEPOSIT BOXES. Adverse claims to deposits and property, §7-1-353. Agreements with customers, §7-1-355. Contracts with customers, §7-1-355. Credit unions. Rentals to minors, §7-1-652. Death or incompetency of safe depositor, §7-1-356. Garnishment. Bank reliance upon legal process, §7-1-353. Incompetence of safe depositor, §7-1-356. Minors’ safe-deposit agreements, §7-1-351. Savings and loan associations. Minors, §7-1-789. Third party claims, §7-1-360. Unclaimed property. Fee prohibited for conducting search of unclaimed deposit accounts, §7-1-359. SALES. Banks and trust companies. Assets, §§7-1-570 to 7-1-572. Currency transactions of financial institutions. Records and reports, §§7-1-910 to Money transmission, §§7-1-680 to SAVINGS AND LOAN ASSOCIATIONS. Acquiring control. Financial institutions generally, §§7-1-230 to 7-1-236. Bankrupt depositor. Immunity from liability, §7-1-796. Bonds, surety. Deposits as security or in lieu of bond, §7-1-794.

SAVINGS AND LOAN ASSOCIATIONS - Cont’d Books. Savings account books and certificates, §7-1-795. Branch offices, §7-1-777. Cashing of payment interests. Exemptions of association from licensing requirement, §7-1-701.1. Generally, §§7-1-700 to 7-1-709.2. Certificates. Savings account books and certificates, §7-1-795. Change in control of financial institutions. Acquiring control, §§7-1-230 to Conflicts of interest. Notaries and other officers not disqualified by interest in association, §7-1-788. Conversion of institution into savings and loan association, §7-1-781. Ratification of previous conversions, §7-1-783. Currency transactions. Records and reports, §§7-1-910 to Death of depositor. Deposits applied to funeral expenses, §7-1-792. Immunity from liability, §7-1-796. Payment upon death, §7-1-791. Deposit insurance requirements. Deposits as security in lieu of bond, §7-1-794. Investment of trust, public, etc., funds in insured deposits, §7-1-793. Fiduciaries’ deposits, §7-1-790. Home financing businesses. Conversion of institution into savings and loan association, §7-1-781. Ratification of previous conversions, §7-1-783. Incompetent depositor. Immunity from liability, §7-1-796. Insane depositor. Immunity from liability, §7-1-796. Investment of trust, public, etc., funds in insured deposits, §7-1-793. Joint accounts. Multiple-party accounts generally, §§7-1-810 to 7-1-821.

INDEX SAVINGS AND LOAN ASSOCIATIONS - Cont’d Lien on deposits to secure loans, §7-1-780. Minors’ deposits, §7-1-789. Money transmission. Exemption of association from license requirement, §7-1-682. Generally, §§7-1-680 to 7-1-698. Multiple-party accounts. General provisions, §§7-1-810 to P.O.D. accounts. Multi-party accounts generally, §§7-1-810 to 7-1-821. Principal offices, §7-1-777. Receivership. Financial institutions generally, §§7-1-150 to 7-1-225. Records. Currency transactions. Records and reports generally, §§7-1-910 to 7-1-917. Remote service terminals. Safe use, §§7-8-1 to 7-8-8. Reports. Currency transactions. Records and reports generally, §§7-1-910 to 7-1-917. Safe-deposit boxes. Minors, §7-1-789. Savings account books and certificates, §7-1-795. Securities regulation. Exemption, §7-1-787. Taxation, §7-1-786. Third-party payment accounts. Minors, §7-1-789. Trust accounts. Multiple-party accounts generally, §§7-1-810 to 7-1-821. Use of term savings and loan, §7-1-779. Validation of prior instruments, §7-1-788.

SCHOOLS AND EDUCATION. Pesticides used or applied in public building, §8-7-1. SEALS AND SEALED INSTRUMENTS. Financial institutions. Department of banking and finance, §7-1-39. SECRETARY OF STATE. Financial institutions. Fees to be paid to secretary of state, §7-1-862. SECURED TRANSACTIONS. Foreclosures. Housing trust fund for the homeless commission. Powers, §8-3-313.

SAVINGS BANKS. Money transmission. Exemption from license requirement, §7-1-682. Generally, §§7-1-680 to 7-1-698.

SECURITIES. Banks and trust companies. Corporate stock and securities, §7-1-288. Dealing in securities, §7-1-287. Powers of trust companies. Registrar or transfer agent of securities, §7-1-310. Purchase of securities underwritten by syndicate, §7-1-314. Subordinated securities, §7-1-419. Broker-dealers. Money transmission. Securities broker-dealer registered under security laws. Exemption from license requirement, §7-1-682. Financial institutions. Receivership. Sales or exchanges of securities, §7-1-70. Trust companies, security to defray cost of receivership, §7-1-316. Receivers. Sales or exchanges of securities, §7-1-170. Savings and loan associations. Exemption from securities regulation, §7-1-787. Trust companies. Receivership. Security to defray cost of receivership, §7-1-316.

SAVINGS PROMOTION RAFFLES. Conduct by financial institutions, §7-1-239.10.

SECURITY INTERESTS. Banking and finance. Deposits, §7-1-289.

INDEX SECURITY INTERESTS - Cont’d Banking and finance - Cont’d Powers as surety or guarantor, §7-1-290.

SHARE EXCHANGES. Banks or trust companies with nonbank corporations. Articles of share exchange. Additional filings with the department, §7-1-533. Approval or disapproval, §7-1-534. Federal approval or disapproval, §7-1-535. Procedure after approval, §7-1-535. Evidentiary effect, §7-1-536. Execution, contents, and filing of articles, §7-1-532. Authorized, §7-1-530. Bank holding companies. Unlawful actions, §§7-1-606, 7-1-608. Branch offices. Establishment of new or additional offices through share exchange, §7-1-601. Certificate of share exchange. Effect, §7-1-536. Issuance, §7-1-535. Surrender of certificates, §7-1-537. Dissenting shareholders, rights, §7-1-537. Requirements, §7-1-531.

SERVICE OF PROCESS. Banks and trust companies. Foreign banking institutions, §7-1-1110. Merchant acquirer limited purpose banks. Registered agent, §7-9-5. Contractors. Construction defects, resolution of. Notice of claim to contractor, §8-2-38. Fair housing law. Complaints, §8-3-208. Foreign banking institutions, §7-1-1110. Installment loans. Discipline of licensees. Notice of disciplinary orders, §7-3-44. Investigations, examinations, etc, by department. Subpoenas, service, §7-3-41. Merchant acquirer limited purpose banks. Registered agent, §7-9-5.

SHAREHOLDER AGREEMENTS. Banks and trust companies, §7-1-438.

SETOFFS. Bank deposits and collections. Multiple party accounts. Protection of financial institutions. Right to setoff, §7-1-821. SETTLEMENTS. Bank or trust company. Derivative actions by shareholders, §7-1-441. Financial institutions. Civil penalties, §7-1-91. Claims due institution in receivership, §7-1-166. SEX DISCRIMINATION. Fair housing law. General provisions, §§8-3-200 to

SHOW CAUSE ORDERS. Credit unions. Injunction of conservatorship. Application by credit union for show cause order regarding, §7-1-645. Foreign banking institutions. Unauthorized activities, cease and desist orders. Petition to court of country directing bank to obey order, §7-1-1108. Installment loans. Subpoenas. Investigations, examinations, etc, by department. Enforcement of subpoena, §7-3-41. SHOWER HEADS. Buildings and housing regulations, §8-2-3. SIGNATURES. Money transmission. Liability for payment, §7-1-695.

SHAFTS. Building codes. Vertical shafts, §8-2-209. SHARE CERTIFICATES. Banks and trust companies, §7-1-417.

SLUMS. Housing projects. General provisions, §§8-3-1 to 8-3-156.

INDEX SLUMS - Cont’d Redevelopment projects. Clearance and rehabilitation of blighted areas, §§8-4-1 to 8-4-12. SMALL BUSINESS CORPORATIONS. Small minority business development corporations, §§7-1-940 to 7-1-958. SMALL LOAN BUSINESSES. Credit or loan discrimination prohibited, §7-6-1. Cause of action for individual against whom discriminated, §7-6-2. Discrimination. Credit or loan discrimination prohibited, §§7-6-1, 7-6-2. Installment loans generally, §§7-3-1 to 7-3-52. SMALL MINORITY BUSINESS DEVELOPMENT CORPORATIONS, §§7-1-940 to Acquiring control. Financial institutions generally, §§7-1-230 to 7-1-236. Agents. Generally, §7-1-951. Articles of incorporation. Acknowledgment, §7-1-941. Amendment of articles, §7-1-950. Adoption, §7-1-950. Procedure, §7-1-950. Application for approval by department, §§7-1-942, 7-1-943. Approval by department, §§7-1-942, Filing departmental approval, §7-1-944. Contents, §7-1-941. Filing departmental approval with secretary of state, §7-1-944. Subscription, §7-1-941. Board of directors. Defined, §7-1-940. First meeting, §7-1-955. Generally, §7-1-951. Bond and stock holding authority, §7-1-946. Corporate powers, §7-1-945. Bond and stock holding authority, §7-1-946. Departmental power over corporations, §7-1-954.

SMALL MINORITY BUSINESS DEVELOPMENT CORPORATIONS - Cont’d Creation of corporations, §7-1-941. Definitions, §7-1-940. Deposit of corporate funds, §7-1-953. Dissolution of corporation, §7-1-956. Duration of corporation, §7-1-956. Enumeration of corporate powers, §7-1-945. Fiscal year, §7-1-952. General corporate powers, §7-1-945. Indebtedness of state not pledged, §7-1-957. Loans. Member loan limits, §7-1-947. Member loans to corporation not discriminatory, §7-1-946. Requirements for loans to corporation, §7-1-947. Membership. Application, §7-1-947. Duration, §7-1-948. Withdrawal, §7-1-948. Net earnings. Setting apart net earnings, §7-1-952. Occupational license taxes, §7-1-958. Officers. Generally, §7-1-951. Receivership. Financial institutions generally, §§7-1-150 to 7-1-225. State indebtedness not to be created, §7-1-957. Stock and stockholders. Powers of shareholders and members, §7-1-949. Supervision. Departmental power over corporations, §7-1-954. Tax exemptions, credits and privileges, §7-1-958. SOLID WASTE. Landfills. Construction on abandoned landfills, §§8-6-1 to 8-6-4. SOVEREIGN IMMUNITY. Building and fire related codes. State and local entities, §8-2-222. SPRINKLERS. Fire sprinklers in certain dwellings. Prohibition on requiring, §8-2-4. STAIRWAYS. Building codes. Exits, §8-2-209.

INDEX STANDARDS CODE FOR MANUFACTURED HOMES ACT. General provisions, §§8-2-130 to Installation standards for construction, §§8-2-160 to 8-2-171. Short title, §8-2-130. STATE DEPARTMENTS AND AGENCIES. Department of banking and finance. General provisions, §§7-1-30 to 7-1-99. STATE GOVERNMENT. Art in state buildings, §§8-5-1 to 8-5-9. Housing trust fund for the homeless, §§8-3-300 to 8-3-313. STATE HOUSING TRUST FUND FOR THE HOMELESS ACT. General provisions. Housing trust fund, §§8-3-300 to Short title, §8-3-300. STATE TREASURER. Housing trust fund for the homeless. Duties, §§8-3-303, 8-3-304. Payments from fund, §8-3-305. STATUTE OF LIMITATIONS. Banks and trust companies. Stock and stockholders. Payment of dividends or distributions, §7-1-460. Fair lending act, §7-6A-7. Financial institutions. Receivership. Extension of period for actions accruing to receiver, §7-1-173. Interest and usury. Usurious interest. When time bars action or defense, §7-4-10.

STOCK AND STOCKHOLDERS - Cont’d Business development corporations - Cont’d Articles of incorporation. Amount and number of authorized shares, §7-1-741. Powers of shareholders and members, §7-1-749. Right to deal in corporation’s stock or obligations, §7-1-746. Voting, §7-1-749. Financial institutions. Acquiring control generally, §§7-1-230 to 7-1-236. Banks and trust companies. General provisions, §§7-1-410 to Mortgage lenders and brokers. Acquisition of ten percent or more of voting shares of any other licensed entity in state, §7-1-1008. Small minority business development corporations. Powers of shareholders and members, §7-1-949. STUDENT LOANS. Cashing of payment interests. Borrowers in default. Licensing not barred by default, §7-1-708.1. Money transmission. Discipline of licensees, applicants, etc, not triggered by default, §7-1-693. Mortgage lenders and brokers. License discipline not triggered by loan default, §7-1-1017.

STAYS. Construction defects, resolution. Actions filed without compliance with requirements, §8-2-37. Discovery of additional defects during pendency of action, §8-2-39. STOCK AND STOCKHOLDERS. Banks and trust companies. Acquiring control of financial institutions, §§7-1-230 to 7-1-236. General provisions, §§7-1-410 to Business development corporations. Acquiring control of financial institutions, §§7-1-230 to 7-1-236.

SUBPOENAS. Cashing of payment interests. Investigations. Powers in support of investigations, §7-1-706. Fair housing law, §8-3-212. Financial institutions. Answering within five days, §7-1-237. Examinations, §7-1-66. Reimbursement of costs incurred in answering subpoena, §7-1-237. Installment loans. Investigations, examinations, etc, by department, §7-3-40. Enforcement of subpoenas from other states in Georgia, §7-3-41. Service of subpoena, §7-3-41.

INDEX SUBPOENAS - Cont’d Installment loans - Cont’d Investigations, examinations, etc, by department - Cont’d Show cause orders to enforce subpoena, §7-3-41. Money transmission. Investigation and supervision. Powers of department to investigate, §7-1-689. Mortgage lenders and brokers. Investigation of licensees by department, §7-1-1009. SUBPOENAS DUCES TECUM. Money transmission. Investigation and supervision. Powers of department to investigate, §7-1-689. SUBROGATION. Contractors. Construction defects, resolution of, §8-2-40. Financial institutions. Receivership. Insurer of deposits or shares, §7-1-203. Resolution of construction defects, §8-2-40. SUMMONS AND PROCESS. Fees. Witnesses, §8-3-212. Financial institutions. Reimbursement of costs of judicial process, §7-1-237. Installment loans. Printed material simulating legal process. Unreasonable collection tactics. Prohibition, §7-3-33. SUPERIOR COURTS. Clerks of court. Manufactured homes. Certificate of destruction. Filing requirements, §8-2-189. Certificate of removal from permanent location, duties, §8-2-186. SWIMMING POOL CODE. State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31. SWITCHES. Lighting for dwellings, §8-3-202.

SYNDICATES. Banks and trust companies. Operation as fiduciary. Underwritten securities, §7-1-314. Corporations. Person defined, §7-1-230. T TAXATION. Banks and trust companies. Branch banks, §7-1-601. Domestic international banking facilities. Exemption from taxes and license fees, §7-1-732. Interstate banking. Branching by merger, §7-1-628.15. Business development corporations. State and local occupational license taxes, §7-1-758. Tax exemptions, §7-1-758. Credit union deposit insurance corporation. Tax exemption from state and local taxes, §7-2-14. Credit unions. Reserves. Exclusion from tax calculations, §7-1-659. Taxes to which subject, §7-1-662. Exemptions from taxation. Business development corporations, §7-1-758. Credit union deposit insurance corporation. Tax exemption from state and local taxes, §7-2-14. Housing projects, §8-3-8. Housing projects. Exemption of authorities and their property from taxes and special assessments, §8-3-8. Payments in lieu of taxes and special assessments, §8-3-8. Installment loans. Tax on interest. Failure or refusal to remit tax. Discipline of licensees. Grounds, §7-3-43. Manufactured homes. Adjustment of taxes, license fees, etc. State-domiciled manufacturers doing business in another state, §8-2-142.

INDEX TAXATION - Cont’d Manufactured homes - Cont’d Conversion from personal property to real property, §8-2-190. Redevelopment projects. Clearance and rehabilitation of blighted areas. Taxation of leased property, §8-4-7. Savings and loan associations, §7-1-786. Small minority business development corporations. Occupational license taxes, §7-1-958. Tax exemptions, credits and privileges, §7-1-958. TELLER FACILITIES. Automated teller facilities, §7-1-603. TELLERS. Automated banking facilities, §7-1-603.

THE CREDIT CARD AND CREDIT CARD BANK ACT. General provisions, §§7-5-1 to 7-5-6. Short title, §7-5-1. THE UNIFORM ACT FOR THE APPLICATION OF BUILDING AND FIRE RELATED CODES TO EXISTING BUILDINGS. Building codes generally, §§8-2-200 to THE UNIFORM STANDARDS CODE FOR MANUFACTURED HOMES ACT. General provisions, §§8-2-130 to Installation standards for construction, §§8-2-160 to 8-2-171. Short title, §8-2-130.

TIE-DOWNS. Manufactured or mobile homes. Installation. Compliance with manufacturers’ instructions, §8-2-165.

TIN. Landfills. Construction activity prohibition on abandoned landfills. Solid waste defined as including tin cans, §8-6-2. TOILETS. Buildings and housing. Residential buildings. Requirements for toilets, showerheads and faucets, §8-2-3. TOPOGRAPHIC FACTORS. Building, plumbing, electrical, etc., codes. Local amendments. Factors in recommendations, §8-2-25.

TENANTS IN COMMON. Financial institution shares. Voting, §7-1-436.

THREATS. Fair housing law, §8-3-222.

TIMBER. Building codes. State building, plumbing, electrical, etc., codes. Ungraded lumber used for accessory structure not containing habitable space, §8-2-23.

TORTS. Installment loans. Unreasonable collection tactics. Prohibition, §7-3-33. TRADEMARKS AND SERVICE MARKS. Financial institutions, §7-1-134. TRAILERS. Manufactured homes. Conversion from personal property to real property, §§8-2-180 to General provisions, §§8-2-130 to TRESPASS. Installment loans. Unreasonable collection tactics. Prohibition, §7-3-33. TRUST COMPANIES. General provisions, §§7-1-240 to

INDEX UNSAFE BUILDING ABATEMENT CODE - Cont’d State building, plumbing, electrical, etc., codes, §§8-2-20 to 8-2-31.

TRUSTS AND TRUSTEES. Banks and trust companies. Merchant acquirer limited purpose banks. Trust funds, merchant funds as, §7-9-12.1. Merchant acquirer limited purpose banks. Trust funds, merchant funds as, §7-9-12.1.

URBAN REDEVELOPMENT. Clearance and rehabilitation of blighted areas, §§8-4-1 to 8-4-12. URINALS. Buildings and housing, §8-2-3. UTILITY CONTRACTORS. Water or sewer lines. Alternative inspection procedures, §8-2-26.

U UNFAIR OR DECEPTIVE TRADE PRACTICES. Financial institutions, §7-1-134. Mortgage lenders and brokers, §7-1-1013. Cease and desist orders, §7-1-1018.

V

UNHOUSED PERSONS. Trust fund for the homeless, §§8-3-300 to 8-3-313. UNIFORM ACT FOR THE APPLICATION OF BUILDING AND FIRE RELATED CODES TO EXISTING BUILDINGS. Building codes. Application of building and fire related codes to existing buildings, §§8-2-200 to 8-2-222. UNIFORM STANDARDS CODE FOR MANUFACTURED HOMES ACT. General provisions, §§8-2-130 to Installation standards for construction, §§8-2-160 to 8-2-171. Short title, §8-2-130. UNISSUED STOCK SHARES. Stock and stockholders. Dividends, §7-1-460.

VENUE. Currency transactions. Money laundering offense, venue of prosecution, §7-1-917. Foreign banking institutions. Receivership proceedings, §7-1-1129. Unauthorized activities, cease and desist orders. Judicial review of final orders or decisions of department, §7-1-1108. Money laundering offense, venue of prosecution, §7-1-917. VETERANS’ AFFAIRS. Housing projects. Persons engaged in national defense industries or activities. General provisions, §§8-3-130 to VIRTUAL CURRENCY. Money transmission. Generally, §§7-1-680 to 7-1-698. Rules and regulations applicable to virtual currency transactions, §7-1-690.

UNIVERSITIES AND COLLEGES. Pesticides applied in public building, §8-7-1.

W

UNIVERSITY SYSTEM OF GEORGIA. Installment loans. Licenses. Exemptions from licensing requirement, §7-3-4.

WAIVER. Banking and finance. Meetings. Attendance at meetings constitutes waiver of notice, §7-1-6. Notice, §7-1-6.

UNSAFE BUILDING ABATEMENT CODE. Definitions, §8-2-20.

WAR. Housing projects. Construction, §8-3-133.

INDEX WARRANTS. Installment loans. Printed material simulating legal process. Unreasonable collection tactics. Prohibition, §7-3-33. WATER CLOSETS. Buildings and housing, §8-2-3. WEAPONS. Firearms. Fair housing law. Discriminatory housing practices. Unlawful practices in selling or renting dwellings. Conditioning tenancy in public housing with firearm restrictions, limitation of restrictions, §8-3-202.

WINDING UP. Financial institutions. Dissolution, §7-1-115. WITNESSES. Cashing of payment interests. Investigations. Powers in support of investigations, §7-1-706. Money transmission. Investigation and supervision. Powers of department to investigate, §7-1-689.